JP2001155094A - Centralized exchange processing system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a centralized exchange processing system, with which efficient input processing is enabled by decreasing overlapped entries in an exchange transaction with a non-routine document. SOLUTION: An OCR client 11 of a business shop 10 transmits the image of the entire non-routine document, on which the contents of the exchange transaction are described, acquired by an OCR device 12 to a file server 32 of a centralized center 30 and this file server 32 temporarily stores the transmitted image in a DB 32a and successively sends them to a correcting client 33. In that correcting client 33, specification information such as recipient information previously stored in the DB 32a is read out, an input picture in the state of inputting that specification information is displayed on a correspondent entry field and input information except for the specification information is inputted to a vacant entry field.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a centralized exchange processing system, and more particularly, to a system for controlling an exchange, which reads an exchange form from an OCR device installed in a branch office, and transmits the read form to a centralized center.
Concentration processing at a centralized center, which relates to a centralized exchange processing system for the purpose of improving the efficiency of exchange operations at financial institutions. In particular, an unspecified number of clients conduct the same exchange transaction with a specific business partner. In the case, for example, when transferring from an unspecified number of clients to a specific recipient, such as transfer of examination fee / entrance fee to school corporation or transfer of remittance to religious corporation,
When each client performs an exchange transaction using an irregular form without using the regular form, it is useful to process the irregular form. Here, the fixed form is an exchange transfer form dedicated to a character recognition device installed in a branch office,
This is a form that is stylized in order to recognize characters having predetermined contents described in a predetermined area. The non-standard form is a form in which characters of predetermined contents are not described in a predetermined area, such as a standard form.

[0002]

2. Description of the Related Art In a conventional centralized exchange processing system, the contents of exchange transactions are transmitted and received between a branch office of a financial institution or the like and a centralized center for centrally managing transactions of exchange documents as follows. I was going. Hereinafter, a transfer transaction is assumed as a foreign exchange transaction, and a transfer form is assumed to be a transfer request form.

[0003] In the case where the exchange form is a fixed form, at a business office, a character recognition device (hereinafter referred to as an "OCR device") for reading the exchange form exclusively reads the fixed form, and then writes it on the fixed form. Recognize the handwritten characters and transfer the image of the fixed form and the recognition result to the centralized center.
At the centralized center, the sent image and recognition result of the fixed form are corrected by the corrector to correct unread / misread characters, and after being verified by officials, sent to the host computer and sent to the host computer as an exchange request. Centrally managed.

[0004] Further, if the exchange form is an atypical form created independently by the client and characters cannot be recognized, the branch office reads out the atypical form and then fills in the atypical form. Without recognizing the handwritten characters, the entire image of the non-standard form is directly transferred to the centralized center. At the centralized center, the corrector looks at the entire image of the atypical form displayed on the screen,
After inputting all the items of the currency exchange, after being verified by the officer, the information is transmitted to the host computer and sent to the host computer to be centrally managed as an exchange request.

[0005]

However, in the above-described conventional centralized exchange processing system, for example, in the case of a transfer transaction, it is necessary to input all items of the exchange for each transfer form, so that an unspecified large number of requests are made. When a large number of transfers from a person to a specific recipient occur, even though the recipient information such as the bank name, branch name, account, account number and recipient name of the recipient is all the same, It is very inefficient that the user has to duplicate the input.

[0006]

SUMMARY OF THE INVENTION According to the present invention, a computer for a branch office installed in a branch office of a financial institution and the like, and the contents of the exchange transaction occurring in the branch office are confirmed by a person confirming at the centralized center, and the host computer is made to check the contents. In a centralized exchange processing system in which a central computer for centralized management is connected to a network via a communication network, a computer at a sales office acquires an entire image of an atypical form containing the contents of an exchange transaction and transmits the image to the center computer. In the center computer, specific information such as recipient information that needs to be commonly input is stored in a storage unit in advance, and in the case of an irregular form, the specific information is selected, and the selected specific information is stored. Display an input screen in which the specific information has been entered in the corresponding input field read out from the storage unit, and other than the specific information Characterized in construction that is input to input information into the input field blank.

[0007] With this, in the center computer, when inputting the data of the non-standard form, the specific information such as the recipient information in the input field is automatically displayed, so that the input load of the operator is greatly reduced. In addition, since the probability of an input error by the operator is reduced, erroneous transmission can be prevented. Therefore, a highly reliable exchange centralized processing system can be provided.

In the case of a non-standard form, the center computer reads the selected specific information from the storage unit and displays the entire image together with an input screen in which the specific information is entered in the corresponding input field. It is preferable that the input information other than the specific information is input to a blank input field while the images are displayed side by side and the entire image is confirmed. This allows the center computer to input the information other than the specific information into the blank input field while confirming the entire image when inputting the data of the non-standard form, greatly reducing the operator's input load. Erroneous transmission can be prevented beforehand because the probability of operator input errors is reduced. Therefore, a highly reliable exchange centralized processing system can be provided.

Further, the center computer may be capable of changing the specific information displayed in the input field on the input screen. This allows the operator to freely change specific information such as recipient information automatically displayed in the input field by using a general-purpose editor or the like, so that the operator can respond to a specific transfer destination generated at any time. And a centralized exchange processing system with improved flexibility.

[0010] In the case of a fixed form in which the contents of the exchange transaction are described, the computer of the sales office obtains the image, recognizes the character from the image, determines the character code, and transmits it to the center computer. Then, the center computer displays the image of the customer entry field and the image of the double entry field on the screen together with the character characters based on the character code, and allows the confirmer to visually confirm the character recognition result.

[0011]

Embodiments of the present invention will be described below with reference to the drawings. It should be noted that the present invention is not limited by this. First Embodiment FIGS. 1 and 2 are block diagrams of a centralized exchange processing system.
FIG. 1 shows the flow of processing in the case of image entry processing of a fixed form, and FIG. 2 shows the flow of processing in the case of image entry processing of a non-standard form. FIG. 3 is a view showing an example of an exchange correction screen, and FIG. 4 is a view showing a screen transition at the time of an irregular form image entry process.

This exchange centralized processing system has a
OCR client 11 and bus 31 of centralized center 30
Are connected via a communication network 20, such as an INS line, and a network in which a bus 31 of the centralized center 30 and a host computer 40 (hereinafter referred to as "host") are connected by a dedicated line. The sales office 10 has the OCR
A client 11 and an OCR device (character recognition device) 12 are provided. The OCR client 11 transmits to the centralized center 30 image data and character data obtained by the OCR device 12 reading an exchange form such as a transfer request form and performing character recognition by an operation of a sales clerk. At the same time, it receives various data from the centralized center 30. When the OCR client 11 instructs the processing of the standard form, the OCR apparatus 12 obtains the entire image data of the standard form, and converts the image image data of a predetermined area set in advance from the image image data. The extracted image data is subjected to character recognition processing with respect to the image data in the predetermined area, the characters described in the predetermined area are recognized, a character code is assigned, and the entire image image is sent to the centralized center 30 via the OCR client 11. The data, the image data of the predetermined area, and the character code are transmitted. The OCR client 11
Is instructed to process the non-standard form, the image data of the entire non-standard form (hereinafter referred to as “whole image”) is acquired, and the central processing is performed via the OCR client 11 without performing the character recognition processing. The whole image is transmitted to the center 30.

Each of the centralized centers 30 has an LA
N, a file server 32, a correction client 33, a verification client 3
4. A communication gateway (GW) 35 and a printer 36 are provided. The file server 32 combines the image data of the exchange form transmitted from the OCR client 11 of the sales office 10 with the character code string of the character information such as the client and the amount of money described in the exchange form. (DB) 32a. Also, this D
B32a contains specific information such as recipient information that needs to be commonly input, as described later.

The correction client 33 sequentially displays the image data and the character code string of the fixed form stored in the DB 32a on the file server 32 or the entire image of the non-standard form on a display unit (not shown), and displays the character recognition result. Is correct or not, and the correction operator confirms whether or not is correct, and inputs and corrects as far as the correction operator can understand. In the present embodiment, in the case of an irregular form, the correction client 33 first displays only the entire image as shown in (1) of FIG. When another window is displayed and the screen is selected, FIG. 4 (2)
As shown in (1), a screen divided vertically is displayed so as to have an input image having an entire image in the upper half and an exchange input field in the lower half. The operator appropriately inputs information into the input fields of the input screen in the lower half while checking the entire image in the upper half, and ends the correction processing. If an error is found at the time of verification, the processing is returned to the correction client 33 again, and as shown in (4) of FIG. Is displayed so that a correction screen having an exchange input field is displayed, and the operator makes correction.

The verification client 34 displays the data of the exchange form confirmed and corrected by the correction client 33 on a display unit (not shown), and allows the officer to verify whether the correction has been correctly performed. In the case of an irregular form, the screen of the verification client 34 is also divided into upper and lower screens so that the upper half is the whole image and the lower half is the exchange verification screen, as shown in (3) of FIG. Is displayed, and the officer verifies the information entered in each field of the verification screen in the lower half while checking the overall image in the upper half.

The communication GW 35 controls communication with the host 40. The printer 36 is connected to the correction client 36 and prints various data. The host 40 executes an exchange transaction based on a character code string relating to the request. The following processing can be provided by executing a program stored in a storage medium such as a hard disk provided in each of the sales office 10 and the centralized center 30.

Now, the flow of operations of the centralized exchange processing system will be described separately for a fixed form and a non-fixed form.
In the case of a fixed form, as shown in FIG. 1, first, in a step, an operator such as a staff member receives a fixed form from a customer at a counter of the sales office 10, checks the contents, and fills in all necessary items. Check if the OCR
A fixed form is set in the device 12. In the step, the staff of the sales office 10 operates the OCR client 11 in which the selection key of the standard form or the non-standard form is displayed on the menu screen, selects the standard form, and performs the reading operation of the standard form. The standard form is read by the OCR device 12, and image cutout and recognition processing are performed. The cut-out image and the recognition result are stored in the DB 32a of the file server 32 installed in the centralized center 30 via the communication network 20. In the step,
The cut-out image and the recognition result of the fixed form stored in the file server 32 are distributed to the correction client 33,
Unread / misread characters are corrected by the operator of the centralized center 30. In the step, the corrected data is delivered to the verification client 34 and the
Verification is performed by the officials. In the step,
The verified data is transmitted to the host 40 via the communication GW 35 when the officer presses the transmission key on the verification client 34. With the flow of above, one exchange transaction is completed.

On the other hand, at the time of the above-mentioned steps and the step of correcting and verifying the steps, the correcting and verifying clients 33 and 3 are used.
In FIG. 4, for example, a screen as shown in FIG. 3 is displayed, and a correction / verification operation is performed by visually confirming the cutout image of the fixed form and the recognition result on the screen. next,
An outline of the case of an atypical form created independently by the client according to FIG. 2 will be described. FIG. 5 is a view showing an example of a foreign exchange image screen corresponding to (1) of FIG. 4, FIG. 6 is a view showing an example of an exchange input / correction screen corresponding to (2) and (4) of FIG. An explanatory diagram of currency exchange input and correction is shown, and description will be made with reference to the drawings as appropriate.

First, in a step, an operator such as a staff member receives an irregular form from a customer at a counter of the sales office 10, checks the contents, and fills in necessary information.
An irregular form is set in the CR device 12. In the step, the staff of the sales office 10 operates the OCR client 11 in which the selection key of the standard form or the non-standard form is displayed on the menu screen, selects the non-standard form, and performs the operation of reading the non-standard form. Then, the OCR device 12 reads the entire image of the non-standard form. This overall image is stored in the DB 32a of the file server 32 installed in the centralized center 30 via the communication network 20.

In the step, the file server 32
Is distributed to the correction client 33. In the correction client 33, as shown in FIG. 5, the entire image of the non-standard form is displayed on the entire screen, and the operator can view the entire image, and change the kind of the form such as one-time transfer, serial transfer, miscellaneous money, and the like. Let the user make a decision and select the corresponding tool bar in the upper column of the screen. Here, it is assumed that a “screen” button for selecting an atypical screen is selected. Each button of the toolbar may be selected by pressing a key previously assigned to a keyboard (not shown), or may be selected by a pointing device such as a mouse. When assigning to the keyboard, for example, press the “screen” button
It may be assigned to the B key and set so that it is determined that the screen is selected when the completion key is pressed after the TAB key is pressed.

When the "screen" button is selected, an atypical screen selection window is displayed as shown on the left side of the figure, and a corresponding form type is selected. The atypical screen selection window includes, for example, “direct” for printing the entire image from the printer 36 for processing as a form for direct entry, “cancel” for ending correction processing of the atypical form, and Each selection bar such as "one transfer" in case of transfer transaction and "sequential transfer" in case of continuous transfer transaction is displayed for each case. The selection of each selection bar may be performed by, for example, operating a “↑” key or a “↓” key prepared on a keyboard (not shown) by using radio buttons arranged on the right side of each selection bar. Here, in the selection bar where “◎” is selected,
"O" indicates that the selection bar is not selected.
The selection is not limited to this, and a selection may be made with a pointing device such as a mouse.

Hereinafter, it is assumed that "one-transfer" is selected. When "one transfer" is selected, as shown in FIG. 6, a vertically divided screen is displayed, such as an input screen having an overall image in the upper half and an exchange input field in the lower half. In the lower half, for example, input fields for inputting a client telephone number, a deposit type, an account number, a bank name, a branch name, a recipient name, and a client name are displayed. As a result, the operator inputs the exchange data into the input fields in the lower half while viewing the entire image in the upper half. In addition, "Enlarge" in the toolbar at the top of the screen
It is preferable to enlarge, reduce, or rotate the entire image by selecting a bar such as “reduce” or “rotate” so as to help the entire image to be viewed. Further, for example, when there are a plurality of screens such as a serial recording screen, the screen may be switched by operating “↑” or “↓” on the screen with a pointing device.

Next, in the step, the input data is delivered to the verification client 34, and the verification is performed by the person in charge of the centralized center 30. In the step, the verified data is sent to the host 40 via the communication GW 35 when the officer presses the transmission key on the verification client 34. With the flow of above, one exchange transaction is completed.

If there is an error in the input completion data delivered to the verification client 34 in the step, the correction client 34 is made to correct the error by returning the data. If the operator determines in the step that the input is not possible by visual observation of the entire image, the entire image is printed by the printer 36, and input is made while viewing the printed paper.

In the above step, if it is known in advance that a large amount of money will be transferred to a specific recipient, for example, as shown in FIG. Will be added as Here, "ABC University" is displayed. When this is selected, the recipient information (transfer type, account, account number, bank name, branch name, recipient name) in the input field displayed in the lower half of the screen is automatically given and displayed. In addition,
For example, the recipient information may be collectively managed and stored in the DB 32a.
When "ABC University" is selected by operating No. 3, the DB 32a may be accessed to obtain recipient information. In this case, in FIG. 7, recipient information that is known in advance, such as a field surrounded by a dotted line, is automatically displayed.

According to the first embodiment, when it is known in advance that a large amount of money will be transferred to a specific recipient when inputting data of an irregular form in the correction client, , Payee information in the input fields (transfer type, account, account number, transferee bank name, branch name,
By automatically displaying the name of the recipient, the operator only needs to input the amount and the name of the client, so that the input load can be greatly reduced and the input time can be reduced. Further, since all the recipient information is automatically displayed, the probability of an operator's input error is reduced, so that erroneous transmission can be prevented beforehand, and a system with excellent robustness can be provided.

Second Embodiment The description according to FIGS. 1 and 3 is the same as that of the first embodiment, and therefore the description is omitted. In the first embodiment, when inputting data of an irregular form, if it is known in advance that a large amount of money will be transferred to a specific recipient, the recipient information in the input field is entered. Automatically displayed. On the other hand, in the second embodiment, the payee information (transfer type, account, account number, transferee bank name, branch name, payee name) automatically displayed in the first embodiment is used as a general-purpose editor. Thus, the difference is that the operator can freely change them.

As a result, for example, a school corporation or the like transfers a test fee at the time of the entrance examination, transfers an entrance fee at the time of admission, and then transfers a tuition fee. It is possible to respond to the first at any time. The second
According to the embodiment, the operator can freely change the recipient information automatically displayed by a general-purpose editor or the like, so that it is possible to respond to a specific transfer destination generated according to the time at any time. An improved system can be provided.

In the above embodiments, examples have been described in which the present invention is applied to a centralized exchange processing system for financial institutions.
However, the present invention is not limited to this, and is applicable to all systems that perform centralized processing using an OCR device. Further, in each of the above-described embodiments, the OCR exchange centralized processing system for performing character recognition on the branch side has been described. However, the present invention is not limited to this. May be transmitted to the center and the centralized center may recognize the characters.

[0030]

As described above, according to the centralized exchange processing system of the present invention, when inputting data of an irregular form, the center computer automatically displays specific information such as recipient information in the input field. As a result, the input load of the operator can be greatly reduced, and the probability of an operator's input error can be reduced, so that erroneous transmission can be prevented. Therefore, a highly reliable exchange centralized processing system can be provided.

[Brief description of the drawings]

FIG. 1 is a configuration diagram of a centralized exchange processing system according to an embodiment;

FIG. 2 is a configuration diagram of a centralized exchange processing system according to an embodiment;

FIG. 3 is a view showing an example of a currency exchange correction screen.

FIG. 4 is a screen transition diagram at the time of non-standard form image entry processing according to the embodiment;

FIG. 5 is a view showing an example of an image screen of the whole exchange.

FIG. 6 is a diagram showing an example of a currency input and correction screen.

FIG. 7 is an explanatory diagram of currency input and correction.

[Explanation of symbols]

 10 Office 11 OCR Client 12 OCR Device 20 Communication Network 30 Centralized Center 31 Bus 32 File Server 32a Database 33 Correction Client 34 Verification Client 35 Communication Gateway 36 Printer 40 Host Computer

Claims (3)

[Claims] 1. Communication between a sales office computer installed in a sales office such as a financial institution and a center computer for centrally managing the host computer by confirming the contents of foreign exchange transactions occurring in the sales office by a person confirming the centralized center. In a centralized exchange processing system connected to a network via a network, the computer at the branch office acquires the entire image of the atypical form that describes the contents of the exchange transaction and sends it to the center computer. The specific information such as the recipient information to be input is stored in the storage unit in advance, and in the case of an irregular form, the specific information is selected, and the selected specific information is read from the storage unit and the corresponding input is performed. Display the input screen with the specific information entered in the field, and enter the input information other than the specific information in the blank input field. Exchange centralized processing system being characterized in that so as to input to Rudo. 2. The center computer according to claim 1, wherein, in the case of an irregular form, the selected specific information is read from a storage unit and an input screen in which the specific information is input to a corresponding input field. A centralized exchange processing system wherein the entire image is displayed side by side, and input information other than specific information is input into a blank input field while checking the entire image. 3. The centralized exchange processing system according to claim 1, wherein the center computer is capable of changing specific information displayed in an input field on an input screen.