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FR2866457B1 - Procede permettant a un client disposant d'un telephone mobile et d'une carte bancaire emise par une banque d'acquitter a distance le paiement de biens et/ou de services proposes en vente par un accepteur - Google Patents

Procede permettant a un client disposant d'un telephone mobile et d'une carte bancaire emise par une banque d'acquitter a distance le paiement de biens et/ou de services proposes en vente par un accepteur

Info

Publication number
FR2866457B1
FR2866457B1 FR0450268A FR0450268A FR2866457B1 FR 2866457 B1 FR2866457 B1 FR 2866457B1 FR 0450268 A FR0450268 A FR 0450268A FR 0450268 A FR0450268 A FR 0450268A FR 2866457 B1 FR2866457 B1 FR 2866457B1
Authority
FR
France
Prior art keywords
bank
acquit
acceptor
sale
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
FR0450268A
Other languages
English (en)
Other versions
FR2866457A1 (fr
Inventor
Ulrik Bergsten
Frederic Assuerus
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
LCL SA
Original Assignee
Credit Lyonnais SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Credit Lyonnais SA filed Critical Credit Lyonnais SA
Priority to FR0450268A priority Critical patent/FR2866457B1/fr
Publication of FR2866457A1 publication Critical patent/FR2866457A1/fr
Application granted granted Critical
Publication of FR2866457B1 publication Critical patent/FR2866457B1/fr
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
FR0450268A 2004-02-13 2004-02-13 Procede permettant a un client disposant d'un telephone mobile et d'une carte bancaire emise par une banque d'acquitter a distance le paiement de biens et/ou de services proposes en vente par un accepteur Expired - Lifetime FR2866457B1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
FR0450268A FR2866457B1 (fr) 2004-02-13 2004-02-13 Procede permettant a un client disposant d'un telephone mobile et d'une carte bancaire emise par une banque d'acquitter a distance le paiement de biens et/ou de services proposes en vente par un accepteur

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0450268A FR2866457B1 (fr) 2004-02-13 2004-02-13 Procede permettant a un client disposant d'un telephone mobile et d'une carte bancaire emise par une banque d'acquitter a distance le paiement de biens et/ou de services proposes en vente par un accepteur

Publications (2)

Publication Number Publication Date
FR2866457A1 FR2866457A1 (fr) 2005-08-19
FR2866457B1 true FR2866457B1 (fr) 2011-04-29

Family

ID=34803483

Family Applications (1)

Application Number Title Priority Date Filing Date
FR0450268A Expired - Lifetime FR2866457B1 (fr) 2004-02-13 2004-02-13 Procede permettant a un client disposant d'un telephone mobile et d'une carte bancaire emise par une banque d'acquitter a distance le paiement de biens et/ou de services proposes en vente par un accepteur

Country Status (1)

Country Link
FR (1) FR2866457B1 (fr)

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6227447B1 (en) * 1999-05-10 2001-05-08 First Usa Bank, Na Cardless payment system
EP1065634A1 (fr) * 1999-07-02 2001-01-03 Mic Systems Système et méthode pour effectuer des transactions électroniques sécurisées à travers un réseau de communication ouvert
JP2003521079A (ja) * 2000-01-28 2003-07-08 ファンダモ (プロプライエタリー) リミテッド 商取引を行うためのシステム
DE10004730B4 (de) * 2000-01-28 2005-10-13 Siemens Ag Verfahren zum Übertragen von Zahlungsinformationen
JP2001344545A (ja) * 2000-03-29 2001-12-14 Ibm Japan Ltd 処理システム、サーバ、処理端末、通信端末、処理方法、データ管理方法、処理実行方法、プログラム
FR2828039B3 (fr) * 2001-07-25 2003-09-19 Credit Lyonnais Procede pour garantir formellement un paiement en toute confiance
FR2828040B3 (fr) * 2001-07-25 2003-09-19 Credit Lyonnais Procede de paiement en toute confiance

Also Published As

Publication number Publication date
FR2866457A1 (fr) 2005-08-19

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