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FR2769736B1 - Procede pour la securisation de transactions financieres, carte et terminal de paiement mettant en oeuvre ce procede - Google Patents

Procede pour la securisation de transactions financieres, carte et terminal de paiement mettant en oeuvre ce procede

Info

Publication number
FR2769736B1
FR2769736B1 FR9712703A FR9712703A FR2769736B1 FR 2769736 B1 FR2769736 B1 FR 2769736B1 FR 9712703 A FR9712703 A FR 9712703A FR 9712703 A FR9712703 A FR 9712703A FR 2769736 B1 FR2769736 B1 FR 2769736B1
Authority
FR
France
Prior art keywords
card
payment terminal
financial transactions
terminal implementing
securing financial
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR9712703A
Other languages
English (en)
Other versions
FR2769736A1 (fr
Inventor
Denis Palos
Agnes Palos
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to FR9712703A priority Critical patent/FR2769736B1/fr
Publication of FR2769736A1 publication Critical patent/FR2769736A1/fr
Application granted granted Critical
Publication of FR2769736B1 publication Critical patent/FR2769736B1/fr
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
FR9712703A 1997-10-10 1997-10-10 Procede pour la securisation de transactions financieres, carte et terminal de paiement mettant en oeuvre ce procede Expired - Fee Related FR2769736B1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
FR9712703A FR2769736B1 (fr) 1997-10-10 1997-10-10 Procede pour la securisation de transactions financieres, carte et terminal de paiement mettant en oeuvre ce procede

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9712703A FR2769736B1 (fr) 1997-10-10 1997-10-10 Procede pour la securisation de transactions financieres, carte et terminal de paiement mettant en oeuvre ce procede

Publications (2)

Publication Number Publication Date
FR2769736A1 FR2769736A1 (fr) 1999-04-16
FR2769736B1 true FR2769736B1 (fr) 2000-01-14

Family

ID=9512099

Family Applications (1)

Application Number Title Priority Date Filing Date
FR9712703A Expired - Fee Related FR2769736B1 (fr) 1997-10-10 1997-10-10 Procede pour la securisation de transactions financieres, carte et terminal de paiement mettant en oeuvre ce procede

Country Status (1)

Country Link
FR (1) FR2769736B1 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001043274A (ja) * 1999-08-03 2001-02-16 Fujitsu Ltd 決済システム及びカード
US7177849B2 (en) 2000-07-13 2007-02-13 International Business Machines Corporation Method for validating an electronic payment by a credit/debit card

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2067467B (en) * 1980-01-11 1983-09-28 Beaumont D E Transaction card device having an electrical operated circuit
AU555954B2 (en) * 1981-08-25 1986-10-16 American District Telegragh Co. Security system with multiple levels of access
DE3789326T2 (de) * 1986-01-21 1994-07-07 Fujitsu Ltd Automatische Transaktionsmaschine.
FR2657706B1 (fr) * 1990-01-30 1992-11-27 Gemplus Card Internal Sa Procede et dispositif de gestion de transactions utilisant des cartes a microcircuit.
EP0775990A3 (fr) * 1995-11-21 2000-08-23 Hitachi, Ltd. Terminal pour transactions automatisées avec carte à circuit intégré et carte utilisée dans ce terminal

Also Published As

Publication number Publication date
FR2769736A1 (fr) 1999-04-16

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Legal Events

Date Code Title Description
ST Notification of lapse