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EP3192043A4 - System and method for processing financial transactions using a mobile device for payment - Google Patents

System and method for processing financial transactions using a mobile device for payment Download PDF

Info

Publication number
EP3192043A4
EP3192043A4 EP15839206.8A EP15839206A EP3192043A4 EP 3192043 A4 EP3192043 A4 EP 3192043A4 EP 15839206 A EP15839206 A EP 15839206A EP 3192043 A4 EP3192043 A4 EP 3192043A4
Authority
EP
European Patent Office
Prior art keywords
payment
mobile device
financial transactions
processing financial
processing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP15839206.8A
Other languages
German (de)
French (fr)
Other versions
EP3192043A1 (en
Inventor
Yigit Caglayan
Kemal Uyan
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mastercard International Inc
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/483,254 external-priority patent/US10552822B2/en
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of EP3192043A1 publication Critical patent/EP3192043A1/en
Publication of EP3192043A4 publication Critical patent/EP3192043A4/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP15839206.8A 2014-09-11 2015-09-10 System and method for processing financial transactions using a mobile device for payment Withdrawn EP3192043A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US14/483,254 US10552822B2 (en) 2013-03-15 2014-09-11 System and method for processing financial transactions using a mobile device for payment
PCT/US2015/049353 WO2016040576A1 (en) 2014-09-11 2015-09-10 System and method for processing financial transactions using a mobile device for payment

Publications (2)

Publication Number Publication Date
EP3192043A1 EP3192043A1 (en) 2017-07-19
EP3192043A4 true EP3192043A4 (en) 2018-01-17

Family

ID=55483742

Family Applications (1)

Application Number Title Priority Date Filing Date
EP15839206.8A Withdrawn EP3192043A4 (en) 2014-09-11 2015-09-10 System and method for processing financial transactions using a mobile device for payment

Country Status (2)

Country Link
EP (1) EP3192043A4 (en)
WO (1) WO2016040576A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2660603C2 (en) * 2016-08-16 2018-07-06 Игорь Вадимович Бреев Modular server of the system of payment and communication connections for servicing of customers in commercial transactions (options)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2013124290A1 (en) * 2012-02-21 2013-08-29 Global Blue Holdings Ab Transaction processing system and method
US20140040127A1 (en) * 2011-06-03 2014-02-06 Visa International Service Association Virtual Wallet Card Selection Apparatuses, Methods and Systems

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7742984B2 (en) * 2001-07-06 2010-06-22 Hossein Mohsenzadeh Secure authentication and payment system
US20090254479A1 (en) * 2008-04-02 2009-10-08 Pharris Dennis J Transaction server configured to authorize payment transactions using mobile telephone devices
KR101092657B1 (en) * 2008-12-24 2011-12-13 주식회사 하렉스인포텍 Mobile card payment system and method thereof
US20110143710A1 (en) * 2009-12-16 2011-06-16 Boku, Inc. Systems and methods to facilitate electronic payments
US20120136796A1 (en) * 2010-09-21 2012-05-31 Ayman Hammad Device Enrollment System and Method

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140040127A1 (en) * 2011-06-03 2014-02-06 Visa International Service Association Virtual Wallet Card Selection Apparatuses, Methods and Systems
WO2013124290A1 (en) * 2012-02-21 2013-08-29 Global Blue Holdings Ab Transaction processing system and method

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
No further relevant documents disclosed *
See also references of WO2016040576A1 *

Also Published As

Publication number Publication date
EP3192043A1 (en) 2017-07-19
WO2016040576A1 (en) 2016-03-17

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