CN112330310A - Intelligent terminal system and equipment for digital currency transaction - Google Patents
Intelligent terminal system and equipment for digital currency transaction Download PDFInfo
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- CN112330310A CN112330310A CN202011262077.8A CN202011262077A CN112330310A CN 112330310 A CN112330310 A CN 112330310A CN 202011262077 A CN202011262077 A CN 202011262077A CN 112330310 A CN112330310 A CN 112330310A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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Abstract
The embodiment of the invention provides an intelligent terminal system and equipment for digital currency transaction. The system comprises: the safety encryption module is used for storing encryption information; and the intelligent operation module is used for receiving the encrypted information sent by the security encryption module and sending the information to the digital currency transaction center. The intelligent terminal system and the equipment for digital currency transaction provided by the embodiment of the invention provide the intelligent terminal system supporting digital currency transaction by integrating the security encryption module and the intelligent operation module, and fill the blank in the field of network virtual transaction.
Description
Technical Field
The embodiment of the invention relates to the technical field of network transaction, in particular to an intelligent terminal system and equipment for digital currency transaction.
Background
With the development of electronic technology and mobile internet, currency is gradually virtualized, and on one hand, credit cards and debit cards are rapidly developed, and on the other hand, mobile payment is also becoming more popular in life. In real transactions, the proportion of paper money transactions is getting smaller and smaller. The demand for digital currency transactions has grown. Legal digital currency is electronic currency represented by a series of encrypted strings. The paper money is a digital paper money containing information such as money amount, issuer identification and owner identification. The issuance of digital currency provides significant savings in issuance costs over current physical forms of currency. Meanwhile, the digital currency is more beneficial to the management and control of the assets. Based on the current situation that the digital currency is still in the early development stage, however, an intelligent terminal system supporting the digital currency transaction is lacked in the market. Therefore, developing an intelligent terminal system and device for digital currency transaction can effectively fill up the technical blank in the above technical field, and becomes a technical problem to be solved in the industry.
Disclosure of Invention
Aiming at the problems in the prior art, the embodiment of the invention provides an intelligent terminal system and equipment for digital currency transaction.
In a first aspect, an embodiment of the present invention provides an intelligent terminal system for digital currency transaction, including: the safety encryption module is used for storing encryption information; and the intelligent operation module is used for receiving the encrypted information sent by the security encryption module and sending the information to the digital currency transaction center.
On the basis of the contents of the above system embodiment, in the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the secure encryption module is a secure chip and is used for storing a secret key and a data signature.
On the basis of the contents of the above system embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the display module is used for displaying the transaction of the digital currency, receiving the transaction request of the user and displaying the transaction result.
On the basis of the contents of the above system embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the scanning module is used for scanning the code to obtain the authorized payment information of the payer during collection.
On the basis of the content of the system embodiment, the scanning module of the intelligent terminal system for digital currency transaction provided by the embodiment of the invention is also used for scanning a code to obtain the collection information of a collection party during payment.
On the basis of the contents of the above system embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the digital currency function module is used for generating digital currency transaction request data.
On the basis of the contents of the above system embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the chip communication module is communicated with the security chip through a protocol and is used for signing and verifying the digital currency transaction data.
On the basis of the contents of the above system embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the network communication module is connected with the digital currency transaction center and used for sending the signed digital currency transaction request information to the digital currency transaction center and receiving the transaction response information.
In a second aspect, an embodiment of the present invention provides an electronic device, including:
at least one processor; and
at least one memory communicatively coupled to the processor, wherein:
the memory stores program instructions executable by the processor to invoke the smart terminal system capable of performing digital currency transactions provided by any of the various implementations of the first aspect.
In a third aspect, embodiments of the invention provide a non-transitory computer-readable storage medium storing computer instructions for causing a computer to implement the intelligent terminal system for digital currency transactions provided in any of the various implementations of the first aspect.
The intelligent terminal system and the equipment for digital currency transaction provided by the embodiment of the invention provide the intelligent terminal system supporting digital currency transaction by integrating the security encryption module and the intelligent operation module, and fill the blank in the field of network virtual transaction.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, a brief description will be given below to the drawings required for the description of the embodiments or the prior art, and it is obvious that the drawings in the following description are some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts.
Fig. 1 is a schematic structural diagram of an intelligent terminal system for digital currency transaction according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of another intelligent terminal system for digital currency transaction according to an embodiment of the present invention;
FIG. 3 is a schematic diagram of an operation flow of an intelligent terminal system for digital currency transaction according to an embodiment of the present invention;
fig. 4 is a schematic physical structure diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention. In addition, technical features of various embodiments or individual embodiments provided by the present invention may be arbitrarily combined with each other to form a feasible technical solution, and such combination is not limited by the sequence of steps and/or the structural composition mode, but must be realized by a person skilled in the art, and when the technical solution combination is contradictory or cannot be realized, such a technical solution combination should not be considered to exist and is not within the protection scope of the present invention.
An embodiment of the present invention provides an intelligent terminal system for digital currency transaction, referring to fig. 1, the system includes: the safety encryption module is used for storing encryption information; and the intelligent operation module is used for receiving the encrypted information sent by the security encryption module and sending the information to the digital currency transaction center.
Based on the content of the above system embodiment, as an optional embodiment, in the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the secure encryption module is a secure chip and is configured to store a key and a data signature.
Based on the content of the above system embodiment, as an optional embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the display module is used for displaying the transaction of the digital currency, receiving the transaction request of the user and displaying the transaction result.
Based on the content of the above system embodiment, as an optional embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the scanning module is used for scanning the code to obtain the authorized payment information of the payer during collection.
Based on the content of the above system embodiment, as an optional embodiment, in the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the scanning module is further configured to scan a code to obtain the collection information of the payee during payment.
Based on the content of the above system embodiment, as an optional embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the digital currency function module is used for generating digital currency transaction request data.
Based on the content of the above system embodiment, as an optional embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the chip communication module is communicated with the security chip through a protocol and is used for signing and verifying the digital currency transaction data.
Based on the content of the above system embodiment, as an optional embodiment, the intelligent terminal system for digital currency transaction provided in the embodiment of the present invention, the intelligent operation module includes: and the network communication module is connected with the digital currency transaction center and used for sending the signed digital currency transaction request information to the digital currency transaction center and receiving the transaction response information.
Specifically, the intelligent terminal system for digital currency transaction can be seen in fig. 2. The intelligent operation module comprises a chip communication module, a display module, a network communication module, a scanning module and a digital currency function module. The safety encryption module is a safety chip.
And the display module is used for displaying the functions related to the digital currency transaction on the equipment and interacting with the user. And receiving a transaction request of a user and displaying a transaction result. The scanning module is used for acquiring authorized payment information of a payer through code scanning when the terminal is used as a payee; when the terminal is used as a payer, the collection information of the payee needs to be acquired through code scanning. And the digital currency function module is used for generating digital currency transaction request data. And the chip communication module is communicated with the security chip through a protocol and is used for signing and verifying the related data of the digital currency transaction. And the network communication module is connected with the digital currency transaction center, sends the signed digital currency transaction request and receives the transaction response.
The operation flow of the intelligent terminal system for digital currency transaction provided by the various embodiments of the invention can be seen in fig. 3. The display module scans codes to obtain related transaction information of a payer/payee through the scanning module after receiving a digital currency transaction request of a user, then generates a transaction request through the digital currency function module, and then requests the security chip to perform signature operation on the transaction request through the chip communication module to obtain the signed digital currency transaction request. And finally, the network communication module sends the signed digital currency transaction request to a digital currency transaction center through a network, the digital currency transaction center checks the signature of the digital currency transaction request data, and the signed transaction result information is returned to the intelligent terminal system of the digital currency transaction after the signature is checked successfully. The intelligent terminal system of the digital currency transaction receives the transaction result information and then sends the information to the security chip for signature verification, and the transaction result is displayed to the user through the display module after the signature verification is successful.
It should be noted that the digital money transaction in the embodiments of the present invention is a broad concept and is not specifically designated as the transfer of digital money. The business scenarios associated with digital currency should be taken to include the scope of digital currency transactions referred to in this disclosure.
The intelligent terminal system and the equipment for digital currency transaction provided by the embodiment of the invention provide the intelligent terminal system supporting digital currency transaction by integrating the security encryption module and the intelligent operation module, and fill the blank in the field of network virtual transaction.
The system of the embodiment of the invention is realized by depending on the electronic equipment, so that the related electronic equipment is necessarily introduced. To this end, an embodiment of the present invention provides an electronic apparatus, as shown in fig. 4, including: at least one processor (processor)401, a communication Interface (Communications Interface)404, at least one memory (memory)402 and a communication bus 403, wherein the at least one processor 401, the communication Interface 404 and the at least one memory 402 are configured to communicate with each other via the communication bus 403. The at least one processor 401 may invoke logic instructions in the at least one memory 402 to implement the various systems provided in the system embodiments.
Furthermore, the logic instructions in the at least one memory 402 may be implemented in software functional units and stored in a computer readable storage medium when sold or used as a stand-alone product. Based on such understanding, the technical solution of the present invention may be substantially implemented or contributed to by the prior art, or the technical solution may be implemented in a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the system according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above-described technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for enabling a computer device (which may be a personal computer, a server, or a network device, etc.) to implement the methods or systems of the various embodiments or some parts of the embodiments.
The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. Based on this recognition, each block in the flowchart or block diagrams may represent a module, a program segment, or a portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
In this patent, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (10)
1. An intelligent terminal system for digital currency transaction, comprising:
the safety encryption module is used for storing encryption information;
and the intelligent operation module is used for receiving the encrypted information sent by the security encryption module and sending the information to the digital currency transaction center.
2. The intelligent terminal system for digital currency transaction according to claim 1, wherein the secure encryption module is a secure chip for storing a key and a data signature.
3. The intelligent terminal system for digital currency transaction according to claim 1, wherein said intelligent operation module comprises: and the display module is used for displaying the transaction of the digital currency, receiving the transaction request of the user and displaying the transaction result.
4. The intelligent terminal system for digital currency transaction according to claim 1, wherein said intelligent operation module comprises: and the scanning module is used for scanning the code to obtain the authorized payment information of the payer during collection.
5. The intelligent terminal system for digital currency transaction according to claim 4, wherein the scanning module is further configured to scan a code to obtain the collection information of the payee during the payment.
6. The intelligent terminal system for digital currency transaction according to claim 1, wherein said intelligent operation module comprises: and the digital currency function module is used for generating digital currency transaction request data.
7. The intelligent terminal system for digital currency transaction according to claim 2, wherein said intelligent operation module comprises: and the chip communication module is communicated with the security chip through a protocol and is used for signing and verifying the digital currency transaction data.
8. The intelligent terminal system for digital currency transaction according to claim 1, wherein said intelligent operation module comprises: and the network communication module is connected with the digital currency transaction center and used for sending the signed digital currency transaction request information to the digital currency transaction center and receiving the transaction response information.
9. An electronic device, comprising:
at least one processor, at least one memory, a communication interface, and a bus; wherein,
the processor, the memory and the communication interface complete mutual communication through the bus;
the memory stores program instructions executable by the processor, which are invoked by the processor to implement the system of any one of claims 1 to 8.
10. A non-transitory computer-readable storage medium storing computer instructions that cause a computer to implement the system of any one of claims 1 to 8.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202011262077.8A CN112330310A (en) | 2020-11-12 | 2020-11-12 | Intelligent terminal system and equipment for digital currency transaction |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202011262077.8A CN112330310A (en) | 2020-11-12 | 2020-11-12 | Intelligent terminal system and equipment for digital currency transaction |
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Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106850200A (en) * | 2017-01-25 | 2017-06-13 | 中钞信用卡产业发展有限公司北京智能卡技术研究院 | A kind of method for using the digital cash based on block chain, system and terminal |
| CN109064146A (en) * | 2018-08-07 | 2018-12-21 | 中钞信用卡产业发展有限公司杭州区块链技术研究院 | A kind of digital cash method of commerce, equipment, system, terminal and client wallet |
| CN110490561A (en) * | 2018-08-06 | 2019-11-22 | 北京白山耘科技有限公司 | It is a kind of for the encryption distributed cryptographic management method of currency wallet, apparatus and system |
| CN111768199A (en) * | 2020-06-30 | 2020-10-13 | 数字钱包（北京）科技有限公司 | Digital currency transaction method and local wallet system |
-
2020
- 2020-11-12 CN CN202011262077.8A patent/CN112330310A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106850200A (en) * | 2017-01-25 | 2017-06-13 | 中钞信用卡产业发展有限公司北京智能卡技术研究院 | A kind of method for using the digital cash based on block chain, system and terminal |
| CN110490561A (en) * | 2018-08-06 | 2019-11-22 | 北京白山耘科技有限公司 | It is a kind of for the encryption distributed cryptographic management method of currency wallet, apparatus and system |
| CN109064146A (en) * | 2018-08-07 | 2018-12-21 | 中钞信用卡产业发展有限公司杭州区块链技术研究院 | A kind of digital cash method of commerce, equipment, system, terminal and client wallet |
| CN111768199A (en) * | 2020-06-30 | 2020-10-13 | 数字钱包（北京）科技有限公司 | Digital currency transaction method and local wallet system |
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