CN116757483A - Risk service method and system based on property relation - Google Patents
Risk service method and system based on property relation Download PDFInfo
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- CN116757483A CN116757483A CN202311027956.6A CN202311027956A CN116757483A CN 116757483 A CN116757483 A CN 116757483A CN 202311027956 A CN202311027956 A CN 202311027956A CN 116757483 A CN116757483 A CN 116757483A
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Abstract
The application is applicable to the field of computers, and provides a risk service method and a risk service system based on property relationships, wherein the method comprises the following steps: detecting the position of a loading part, and acquiring first identity information of a first property transactor when the position of the loading part is detected to meet the set transaction area; when the first identity information meets the affiliated property relation with the fixed asset, generating a transaction request according to the attribute information of a first fixed asset product in the loading part, wherein the fixed asset product comprises the first fixed asset product; transmitting a transaction request to an accessed acquisition transaction end to acquire bargained information fed back by the acquisition transaction end; the bargained information is sent to the property end, and the technical scheme of the embodiment of the application reduces the risk of the transaction of the fixed asset under the affiliated property relation and ensures the rights and interests of the direct property user and the second party of the purchasing transaction end.
Description
Technical Field
The application belongs to the field of computers, and particularly relates to a risk service method and a risk service system based on a property relation.
Background
Property is a legal representation of all economic relationships, corresponding to the sum of various relationships that occur between property principals in possession, dominance, use, income, and disposition of property.
Fixed asset property is one type of property relationship, currently, when dealing with fixed asset, where the transaction of the fixed asset is typically conducted between the consignee and the buyer in the absence of a direct title person, e.g., there is a direct property relationship between user a and fixed asset a in a company, user b is consigned of user a and user c conducts a transaction of fixed asset a, so that fixed asset a is likely to be replaced prior to the transaction, and there is a risk that an inconsistent deal agreement may be constituted between user b and user c, in which case the rights and interests of both the direct title person and the buyer are compromised.
Disclosure of Invention
The embodiment of the invention aims to provide a risk service method and a risk service system based on property relationships, which aim to solve the problems in the background art.
The embodiment of the invention is realized in such a way that, on the one hand, a risk service method based on property relationships comprises the following steps:
Detecting the position of a loading part, and acquiring first identity information of a first property transactor when the position of the loading part is detected to meet the set transaction area;
when the first identity information meets the affiliated property relation with the fixed asset, generating a transaction request according to the attribute information of a first fixed asset product in the loading part, wherein the fixed asset product comprises the first fixed asset product;
transmitting a transaction request to an accessed acquisition transaction end to acquire bargained information fed back by the acquisition transaction end;
transmitting the bargained information to a property end, generating first pricing about a first fixed resource product, wherein the property end is bound with second identity information, and the second identity information and the first fixed resource product meet a direct property relation;
detecting the accompanying moving track of the first fixed resource product and the first property transactor;
when the first fixed asset is detected to be in the transfer transaction protection position, the first property transactor is in the transfer transaction isolation position deviating from the transfer transaction protection position, the final transaction price related to the first pricing is obtained, related payment is carried out on the corresponding transaction account of the second identity information according to the final transaction price and the first payment instruction of the purchasing transaction end, and transfer transaction protection release of the first fixed asset is executed.
As a further aspect of the present invention, before detecting the position of the loading member, the method further includes:
identifying closure information of a loading zone of the loading piece, wherein the loading zone at least comprises a non-vacant loading zone;
and when the closed information shows that the non-vacant loading section is in a loading closed state, receiving a movement request of the loading piece, and releasing movement limitation of the loading piece.
As a still further aspect of the present invention, before sending the transaction request to the accessed acquisition transaction end, the method further includes:
acquiring login information of an accessed terminal, and performing user identity verification based on the login information;
when the user identity verification passes, verifying the transaction qualification information of the corresponding user of the terminal;
and when the transaction qualification information is qualified, marking the corresponding terminal as a purchasing transaction terminal.
As still further aspects of the present invention, the detecting the accompanying movement track of the first fixed asset and the first title transactor includes:
generating a first planning route according to the route between the set alignment distribution position of the first fixed resource product and the transfer transaction protection position, and taking the first planning route as a basic track;
Sending a movement prompt, reading identity verification information of a mobile person, and when the identity verification information accords with first identity information, releasing the limitation of a loading part on a first fixed resource product, and simultaneously starting to perform real-time foreign matter detection on a set distribution area, wherein the set distribution area comprises set areas on two sides of a basic track;
when no foreign matter is detected in the set distribution area and the mobile person is in the local area where the transfer transaction protection position is located, a release prompt is sent out, the taking and placing position of the transfer transaction protection position is opened, and the fixed resource product entering the transfer transaction protection position is verified to judge whether the fixed resource product is the first fixed resource product.
As a further aspect of the present invention, the method further includes: the movement prompt and the release prompt both comprise corresponding voice prompts.
As a further aspect of the present invention, the method further includes:
when the fixed resource product entering the transfer transaction protection position is a first fixed resource product, a station position limiting prompt is sent out to prompt a first property transactor to be in the transfer transaction isolation position;
when the first property transactor is detected to be in the transfer transaction isolation position, the closing action of the picking and placing position of the transfer transaction protection position is executed, and the transfer transaction protection position is driven to the local range of the transfer transaction picking and placing position deviating from the transfer transaction isolation position.
As a further aspect of the invention, after acquiring the final transaction price for the first pricing, the method further comprises:
sending a prompt for paying according to the final transaction price and preparing for fetching, and placing the first fixed resource product in a hosting state;
and generating information to be paid according to the final transaction price and the second identity information, and sending the information to be paid to the purchasing transaction terminal.
As a further aspect of the present invention, the method further includes:
when the first payment instruction is detected not to be generated within a set time period from the generation of the information to be paid, changing the hosting state into a disposal state of a first property transactor;
wherein after changing the escrow status to the disposition status of the first title transactor, the method further comprises:
a transaction takeover request of a title transaction person is received and a detection of payment information regarding a final transaction price is started, from which it is determined whether and performing a transfer transaction defence release of a first fixed asset, the title transaction person comprising a first title transaction person a.
As a further aspect of the present invention, in another aspect, a risk service system based on a property relationship, the system includes:
The position detection and acquisition module is used for detecting the position of the loading piece, and acquiring first identity information of a first property transactor when the position of the loading piece is detected to meet the set transaction area;
the condition generating module is used for generating a transaction request according to the attribute information of a first fixed resource product in the loading part when the first identity information meets the affiliated property relation with the fixed asset, wherein the fixed resource product comprises the first fixed resource product;
the interaction module is used for sending the transaction request to the accessed acquisition transaction terminal so as to acquire bargained information fed back by the acquisition transaction terminal;
the title feedback pricing module is used for sending the bargained price information to a title end, generating first pricing about a first fixed asset, wherein the title end is bound with second identity information, and the second identity information and the first fixed asset meet a direct title relation;
the track detection module is used for detecting the accompanying moving tracks of the first fixed resource product and the first property transactor;
and the title transaction execution module is used for acquiring a final transaction price related to the first price when detecting that the first fixed asset is in a transfer transaction protection position, and the first title transactor is in a transfer transaction isolation position deviating from the transfer transaction protection position, carrying out related payment on a corresponding transaction account of the second identity information according to the final transaction price and a first payment instruction of the purchasing transaction end, and executing transfer transaction protection release on the first fixed asset.
The risk service method and the service system based on the property relationship provided by the embodiment of the invention realize the transaction between the second party of the purchasing transaction end and the direct property user of the first fixed resource product under the assistance of the first property transactor of the affiliated property relationship, the direct property user does not need to participate in off-line transaction, the first property transactor and the second party of the purchasing transaction end do not contact when in on-line transaction, the first property transactor cannot participate in pricing and collection, the first fixed resource product is strictly monitored before transaction, the quality and the difficulty in replacement of the first fixed resource product are ensured, the risk of the fixed property transaction under the affiliated property relationship is reduced, and the rights of the direct property user and the second party of the purchasing transaction end are ensured.
Drawings
Fig. 1 is a main flow chart of a risk service method based on property relationships.
Fig. 2 is a flowchart of marking a corresponding terminal as an acquisition transaction end in a risk service method based on a property relationship.
Fig. 3 is a flow chart of detecting a first fixed asset and an accompanying movement trajectory of a first title transactor in a title relationship-based risk service method.
Fig. 4 is a flowchart of a method for performing a pick-and-place position closing action of a transit transaction guard in a title relationship-based risk service method.
Fig. 5 is a schematic view of a scenario in which a transfer transaction guard bit is driven to a local area where a transfer transaction pick-and-place bit is located away from a transfer transaction isolation bit in a risk service method based on a property relationship.
Fig. 6 is a flowchart of a method for transmitting information to be paid to an acquisition transaction terminal in a risk service method based on a property relationship.
Fig. 7 is a main structural diagram of a risk service system based on a title relationship.
Detailed Description
The present application will be described in further detail with reference to the drawings and examples, in order to make the objects, technical solutions and advantages of the present application more apparent. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the application.
Specific implementations of the application are described in detail below in connection with specific embodiments.
The risk service method and the risk service system based on the property relation solve the technical problems in the background technology.
The fixed resource products of the present application include machinery (parts), transportation means, and other equipment, tools, and facilities associated with production operations, and the like, and the present application is not limited thereto;
the purchase transaction terminal and the property terminal are respectively provided with attributes corresponding to the user, and are essentially terminals, wherein the terminals comprise handheld terminal equipment, PDA intelligent terminals, tablet computers, intelligent mobile phones, vehicle-mounted intelligent terminals and the like;
As shown in fig. 1, a main flow chart of a risk service method based on property relationships according to an embodiment of the present invention includes:
step S10: detecting the position of the loading part 10, and acquiring first identity information of a first property transactor A when the position of the loading part 10 is detected to meet the set transaction area;
the loading part 10 is mainly used for loading and conveying fixed resource products, and when loading, the conditions of closing and opening are required to be met, and the closing and opening can be automatically executed through instructions after corresponding rights are acquired, and generally has an electronic lock function; setting a transaction area, which is generally a special transaction place corresponding to a risk service system based on property relationships, and meeting corresponding conditions in the subsequent steps; a positioning chip may be provided in the carrier 10 to position the carrier 10, such as GPS (Global Positioning System ) positioning or beidou positioning;
step S11: generating a transaction request according to attribute information of a first fixed asset product in the loading part 10 when the first identity information meets an affiliated property relationship with the fixed asset, wherein the fixed asset product comprises the first fixed asset product; the first property transactor a generally refers to a person who meets the affiliated property relationship with the fixed asset, that is, in practice, the fixed asset does not belong to all of them, and the fixed asset does not have a direct property relationship with respect to the fixed asset, and the user of the second identity information has a direct property relationship with the fixed asset, as opposed to the first property transactor a; thus, in summary, the first title transactor a is primarily entrusted or assigned by the user of the second identity information; the attribute information of the first fixed asset generally includes the model number, date of production, degree of new and old, physical image, etc. of the fixed asset, and is generally invisible to the first title transactor a;
Step S12: transmitting a transaction request to an accessed acquisition transaction end to acquire bargained information fed back by the acquisition transaction end; the acquisition transaction end is as follows: the purchase transaction end of the party B intentionally purchases or purchases the fixed resource product; acquiring bargained information, which is mainly used for acquiring a price which can be received by both parties;
step S13: transmitting the bargained information to a property end, generating first pricing about a first fixed resource product, wherein the property end is bound with second identity information, and the second identity information and the first fixed resource product meet a direct property relation; the bargained price information can be repeatedly interacted between the property end and the purchasing transaction end to form a transactable price; the user of the second identity information has a direct title relationship with the fixed asset and thus has final pricing rights;
step S14: detecting the accompanying moving track of a first fixed resource product and a first property transactor A; the accompanying movement trajectory is used to characterize the movement of the first fixed asset under the direct movement or indirect movement (using an automated movement machine, such as a robotic arm) of the first title transactor a; and such accompanying movement is required to meet the corresponding conditions for setting the transaction area, strictly limiting movement of only the first fixed asset under the individual movement of the first title transactor a; this step actually involves the process of the first fixed asset being removed from the carrier 10 by the first title transaction a;
Step S15: when it is detected that the first fixed asset is in the transfer transaction guard position 30 and the first property transactor a is in the transfer transaction isolation position 20 away from the transfer transaction guard position 30, a final transaction price related to the first price is obtained, related payment is performed on a corresponding transaction account of the second identity information according to the final transaction price and a first payment instruction of the purchasing transaction end, and transfer transaction guard release of the first fixed asset is performed.
Since the foregoing has satisfied that only the first fixed asset moves under the independent movement of the first property transactor a, if the first fixed asset is in the set transaction area, the transfer transaction guard 30 and the transfer transaction isolation 20 deviate from each other, so that under one possible implementation condition, the first fixed asset is in the transfer transaction guard 30 through the action of the first property transactor a, after that, the relative position of the transfer transaction guard 30 and the first property transactor a is required to change, either one of the transfer transaction guard 30 and the first property transactor a is kept unchanged, so that the first property transactor a is in the transfer transaction isolation 20 deviating from the transfer transaction guard 30, at this moment, the transfer transaction guard 30 is in a protected state, the second party B of the purchasing transaction end is closer to the transfer transaction guard 30, the final transaction price about the first pricing can be finally determined, and a corresponding payment operation is performed on the final transaction price based on the second party B of the purchasing end, a first instruction can be generated, and the first fixed asset can be removed from the first fixed asset is performed based on the current transaction guard B.
When the position of the loading part 10 is detected to meet the set transaction area, the first identity information of the first property transactor A is acquired; generating a transaction request according to attribute information of a first fixed asset product in the loading part 10 when the first identity information meets an affiliated property relationship with the fixed asset, wherein the fixed asset product comprises the first fixed asset product; transmitting a transaction request to an accessed acquisition transaction end to acquire bargained information fed back by the acquisition transaction end; transmitting the bargained information to a property end, generating first pricing about a first fixed resource product, wherein the property end is bound with second identity information, and the second identity information and the first fixed resource product meet a direct property relation; detecting the accompanying moving track of a first fixed resource product and a first property transactor A; when the first fixed asset is detected to be in the transfer transaction guard position 30 and the first property transactor A is in the transfer transaction isolation position 20 deviating from the transfer transaction guard position 30, the final transaction price related to the first price is acquired, the corresponding transaction account of the second identity information is subjected to related payment according to the first payment instruction of the final transaction price and the purchasing transaction end, and transfer transaction guard cancellation of the first fixed asset is executed, namely, on-line transaction and on-line transaction are combined based on the direct property relation and the affiliated property relation, so that the transaction between the second party B of the purchasing transaction end and the direct property user of the first fixed asset can be realized under the assistance of the first property transactor A of the affiliated property relation, the direct property user does not need to participate in on-line transaction, the first property transactor A of the first property is not capable of participating in and collecting money, the first fixed asset is strictly monitored before the transaction, the quality and the difficulty in replacement of the first fixed asset are guaranteed, and the risk of the second party B of the fixed asset is guaranteed under the relation is reduced, and the direct property purchase side of the property is guaranteed.
As a preferred embodiment of the present invention, the method further comprises, prior to detecting the position of the loader 10:
step S20: closure information identifying a loading zone of the load 10, the loading zone including at least a non-empty loading zone; the loading part 10 is generally provided with a plurality of loading intervals, and at least one non-vacant loading interval exists in the loading intervals, that is, fixed resource products exist in the non-vacant loading intervals;
step S21: and when the closed information shows that the non-vacant loading section is in a loading closed state, receiving a movement request of the loading piece 10, and releasing movement limitation of the loading piece 10. That is, only in the loading closed state of the non-vacant loading section, the movement of the first property transactor a fixed asset is allowed to start, so that the fixed asset is closed, even invisible, to the first property transactor a before the movement track is accompanied, and the specific object of the fixed asset cannot be clarified.
It will be appreciated that when the non-spare loading section is in the loading closed state, the loading is allowed to be moved according to the movement request during the transaction, otherwise, the loading is in the movement limiting state, so that the condition privacy of the fixed resource product for the first property transactor a is ensured, and the requirement that the opening of the subsequent loading part 10 meets the set condition is ensured.
As shown in fig. 2, as a preferred embodiment of the present invention, before sending the transaction request to the accessed acquisition transaction end, the method further includes:
step S30: acquiring login information of an accessed terminal, and performing user identity verification based on the login information; when a terminal tries to access a corresponding service to prepare for participating in a property transaction, identity verification is performed on a user using the terminal, for example, whether face information accords with an owner of the terminal or not so as to verify that the user using the terminal is a real user;
step S31: when the user identity verification passes, verifying the transaction qualification information of the corresponding user of the terminal; further, verifying the transaction qualification information, mainly for verifying whether the transaction qualification information has compliance and qualification of participating in the transaction, such as basic conditions of participating in legal transaction, fund preparation verification passing, and the like;
step S32: and when the transaction qualification information is qualified, marking the corresponding terminal as a purchasing transaction terminal.
Through verification and screening of the terminal, the condition that the acquisition transaction end and the second party B of the acquisition transaction end effectively participate in the transaction is ensured, disputes of illegal transactions are avoided, and the success rate of property transactions can be improved.
As shown in fig. 3, as a preferred embodiment of the present invention, the detecting the accompanying moving track of the first fixed asset and the first title transactor a includes:
step S141: generating a first planned route according to the route between the set alignment distribution position of the first fixed resource product and the transit transaction protection position 30, and taking the first planned route as a basic track; setting the alignment distribution position to a set position, typically at a position directly corresponding to the transit transaction guard position 30, such as a straight line position, so that the first planned route may be a straight line, and preferably is a straight line;
step S142: sending out a movement prompt, reading identity verification information of a mobile, and when the identity verification information accords with the first identity information, releasing the limitation of the loading part 10 on the first fixed resource product, and simultaneously starting to perform real-time foreign matter detection on a set distribution area, wherein the set distribution area comprises set areas on two sides of a basic track;
after the movement prompt is sent, the person who moves the first fixed asset may not be the first property transactor a, but needs to limit that the mover is the first property transactor a, so that the subsequent transaction can be performed, the identity verification information of the mover includes the pulse information, the fingerprint information and the like acquired by the detection terminal worn by the mover, for example, when the pulse information accords with the first identity information, that is, when the pulse information is the pulse information of the first property transactor a, the limitation of the loading piece 10 on the first fixed asset is released, at this time, the first property transactor a can directly move or indirectly move the first fixed asset, and simultaneously starts to perform real-time foreign matter detection on the set distribution area, the reading-releasing-foreign matter detection is almost simultaneously started, and the foreign matter detection is continued until the mover is in the local area where the transfer transaction protection position 30 is located, so that the first property transactor a is always ensured to perform the movement, and no other person intervenes, and no purchasing party B is required; illustratively, the real-time foreign object detection includes real-time foreign object detection using an AI camera (e.g., installed in a set transaction area), the detected foreign object mainly including a moving object (mover) and a fixed asset product identical or similar to the first fixed asset product;
Step S143: when no foreign matter is detected in the set distribution area and the mobile is in the local area of the transfer transaction protection bit 30, a release prompt is sent out, the taking and placing position of the transfer transaction protection bit 30 is opened, and the fixed resource product entering the transfer transaction protection bit 30 is verified to judge whether the fixed resource product is the first fixed resource product.
The entering fixed resource product is verified, namely, the fixed resource product can be verified through the image based on the first fixed resource product and the real-time image at the moment only by performing simpler verification, namely, the fixed resource product possibly does not have specific identification and the like, when the two satisfy the preset similarity, the fixed resource product is judged to be the first fixed resource product, and as the fact that no foreign matters enter and exit in the set distribution area are strictly identified, and the set distribution area is taken out from the loading part 10, the verification of the fixed resource product meets the requirement;
the pick-and-place position of the transfer transaction prevention bit 30 is opened, so that the first fixed asset enters the transfer transaction prevention bit 30, and verification of the fixed asset in the centering and transferring easy-to-prevention bit 30 is started, when the first fixed asset is verified, real-time detection of the foreign matter is ended, and if the foreign matter is not detected yet, the following steps can be considered in the period from sending out the release prompt to verifying the first fixed asset, see the next embodiment. If a foreign object is detected, the first fixed asset is defined in the transit transaction guard 30 and the alarm indication is given to the management and control center and the situation is handled in time. This condition indicates that there may be a first fixed asset being replaced at the last moment;
Wherein, the movement prompt and the release prompt both comprise corresponding voice prompts. For example, "please move the first fixed asset along the first planned route"; release the first fixed asset to the transit transaction guard 30";
it should be understood that by strictly detecting the accompanying movement track of the first fixed asset and the first property transactor a, it is strictly ensured that the first fixed asset is moved, the mobile is the first property transactor a, the movement of the first fixed asset has a causal relationship with the first property transactor a, no other person or intervening accompanying movement track exists, and a qualification premise that the first property transactor a and the second party B of the purchasing transactor end are not contacted when the first fixed asset is in online transaction is strictly ensured (the first fixed asset is not replaced).
As shown in fig. 4 and 5, as a preferred embodiment of the present invention, the method further includes:
step S40: when the fixed resource product entering the transfer transaction guard site 30 is the first fixed resource product, a site defining prompt is sent out to prompt that the first property transactor A is at the transfer transaction isolation site 20; that is, the first title transactor a is prompted to be in the transit transaction isolation position 20, and does not move at the end of the transaction, otherwise, the transaction cannot be performed;
Step S41: when the first property transactor a is detected to be in the transfer transaction isolation position 20, the closing action of the picking and placing position of the transfer transaction protection position 30 is executed, and the transfer transaction protection position 30 is driven to the local area range of the transfer transaction picking and placing position 40 which is deviated from the transfer transaction isolation position 20. Illustratively, the transfer transaction guard 30 is driven to move to a local area where the transfer transaction picking and placing position 40 deviating from the transfer transaction isolation position 20 is located (i.e., in the vicinity of the transfer transaction picking and placing position 4), and it should be noted that the second party B of the acquiring transaction terminal is located at the transfer transaction picking and placing position 40. The transfer transaction isolation location 20 and the transfer transaction pick-and-place location 40 are isolated from each other; the transfer transaction picking and placing position 40 is used as a 'position' capable of moving back and forth, and can be a loading box with a sliding rail function, and the loading box has remote opening and closing functions; the loading box is respectively provided with a fetching port and a placing port which are opposite;
when the first property transactor a first property transactor is in the transfer transaction isolation position 20 under prompt, the closing action of the picking and placing position of the centering and transferring easy-protection position 30 is executed, namely the first fixed asset is sealed in the transfer transaction picking and placing position 40, the transfer transaction protection position 30 is driven to the transfer transaction picking and placing position 40 which is away from the transfer transaction isolation position 20, the transfer transaction picking and placing position 40 corresponds to the second party B of the purchasing transaction end at the moment, payment of the other party is waited, direct contact and bargaining between the first property transactor a and the second party B of the purchasing transaction end are not needed, and off-line transaction can be completed under the condition of no face, so that the first property transactor a and the second party B of the purchasing transaction end are safe and convenient.
As shown in fig. 6, as a preferred embodiment of the present invention, after acquiring the final transaction price for the first pricing, the method further comprises:
step S50: sending a prompt for paying according to the final transaction price and preparing for fetching, and placing the first fixed resource product in a hosting state; for the second party B of the property right transaction, the prompt prompts the second party B to pay and take things, the escrow state is a third party safety intervention state, and the first property right transaction person A can not operate the second party B temporarily;
step S51: and generating information to be paid according to the final transaction price and the second identity information, and sending the information to be paid to the purchasing transaction terminal. Namely, the information of the party to be paid is that a user (direct property user) corresponding to the second identity information is taken as a 'payee', and the payer is a party B corresponding to the purchasing transaction terminal; the information to be paid can be a payment link, a payment two-dimensional code and the like, and is not limited herein;
it will be appreciated that issuing a prompt to pay and prepare for a pick up in accordance with the final transaction price places the first fixed asset product in escrow, places the first fixed asset right in the ready to pay open state without direct intervention by the first title transactor a, avoiding unnecessary direct title user loss, and the first title transactor a also does not participate in the payment process and collection, maximizing assurance of the benefit of the direct title user.
In another case, if the first payment instruction is detected not to be generated within a set period of time from the start of generating the information to be paid, the escrow state is changed to a disposable state of the first title transactor a. At this time, the first property transactor a may directly retrieve the first fixed asset into the loading part 10, and it should be noted that if it is retrieved, i.e. it is separated from the transit transaction protection position 30, if it wants to transact again, it needs to begin to resume the initial steps, instead of directly receiving the transaction takeover request of the property transactor as described in the following method, so that the quality of the first fixed asset can be continuously guaranteed.
Secondly, the present application provides a remedial method for a first title transactor a after the escrow status is changed to the disposition status of the first title transactor a, the method further comprising:
a transaction takeover request of a title transaction person is received and a detection of payment information regarding a final transaction price is started, from which it is determined whether and performing a transfer transaction defence release of a first fixed asset, the title transaction person comprising a first title transaction person a. At this time, the processing method of the first fixed resource product after the payment is combined, and the processing method is the same as the above.
The two cases respectively consider the situation of canceling the hosting state and re-carrying out transaction takeover, after the transaction hosting is canceled, the state of the first fixed asset is in a state controllable by the first property transactor A, and the state can choose to continue waiting for the transaction takeover request or recover the first fixed asset;
for the transaction takeover request, all the foregoing detection steps of the first fixed asset are completed and already in a state to be paid, so long as the subsequent property transactor performs payment after authentication (generally including normal qualification authentication and account authentication), particularly, if the first property transactor a performs related detection, the first property transactor a directly performs continuous payment, authentication is not required, but considering the number of times of cancellation of the state to be paid, the number of times of direct payment and cancellation of payment is generally required to be limited.
As another preferred embodiment of the present invention, as shown in fig. 7, in another aspect, a risk service system based on a property relationship, the system comprising:
a position detecting and acquiring module 100 for detecting a position of the loading member 10, and acquiring first identity information of the first title transactor a when the position of the loading member 10 is detected to satisfy a set transaction area;
A condition generating module 200, configured to generate a transaction request according to attribute information of a first fixed asset product in the loader 10 when the first identity information satisfies an affiliated property relationship with a fixed asset, where the fixed asset product includes the first fixed asset product;
the interaction module 300 is configured to send a transaction request to an accessed purchase transaction end, so as to obtain bargained information fed back by the purchase transaction end;
a title feedback pricing module 400, configured to send the bargained information to a title end, generate a first pricing for a first fixed asset, bind the title end with second identity information, and satisfy a direct title relationship between the second identity information and the first fixed asset;
a track detection module 500 for detecting the accompanying moving track of the first fixed asset and the first title transactor a;
the title transaction execution module 600 is configured to, when detecting that the first fixed asset is at the transfer transaction guard position 30 and the first title transactor a is at the transfer transaction isolation position 20 away from the transfer transaction guard position 30, obtain a final transaction price related to the first pricing, perform related payment on a corresponding transaction account of the second identity information according to the final transaction price and a first payment instruction of the acquiring transaction end, and execute transfer transaction guard release on the first fixed asset.
It should be noted that, referring to the description of the specific implementation of a risk service method based on a property relationship in the foregoing embodiment, the system corresponds to the implementation method of the method completely, and will not be described herein.
The embodiment of the invention provides a risk service method based on a property relation, and provides a risk service system based on the property relation, when detecting that the position of a loading piece 10 meets a set transaction area, acquiring first identity information of a first property transactor A; generating a transaction request according to attribute information of a first fixed asset product in the loading part 10 when the first identity information meets an affiliated property relationship with the fixed asset, wherein the fixed asset product comprises the first fixed asset product; transmitting a transaction request to an accessed acquisition transaction end to acquire bargained information fed back by the acquisition transaction end; transmitting the bargained information to a property end, generating first pricing about a first fixed resource product, wherein the property end is bound with second identity information, and the second identity information and the first fixed resource product meet a direct property relation; detecting the accompanying moving track of a first fixed resource product and a first property transactor A; when the first fixed asset is detected to be in the transit transaction guard position 30, the first property transactor A is in the transit transaction isolation position 20 deviating from the transit transaction guard position 30, the final transaction price related to the first price is obtained, the corresponding transaction account of the second identity information is paid in a correlated manner according to the final transaction price and the first payment instruction of the purchasing transaction end, transit transaction guard release of the first fixed asset is executed, on-line transaction and on-line transaction are combined based on the direct property relation and the affiliated property relation, the transaction between the second party B of the purchasing transaction end and the direct property user can be realized under the assistance of the first property transactor A of the affiliated property relation, the direct property user does not need to participate in on-line transaction, the first property transactor A cannot participate in pricing and collection, the first fixed asset is strictly monitored before the transaction, the quality and the difficulty of replacement of the fixed asset are guaranteed, the risk of the second party B of the fixed asset is reduced, and the risk of the transaction of the direct property is guaranteed for the user is reduced.
In order to be able to load the method and system described above to function properly, the system may include more or less components than those described above, or may combine some components, or different components, in addition to the various modules described above, for example, may include input and output devices, network access devices, buses, processors, memories, and the like.
The processor may be a central processing unit (Central Processing Unit, CPU), other general purpose processors, digital signal processors (Digital Signal Processor, DSP), application specific integrated circuits (Application Specific Integrated Circuit, ASIC), off-the-shelf programmable gate arrays (Field-Programmable Gate Array, FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, or the like. The general purpose processor may be a microprocessor or the processor may be any conventional processor or the like, which is a control center of the above system, and various interfaces and lines are used to connect the various parts.
The memory may be used to store a computer and a system program and/or module, and the processor may perform the various functions described above by running or executing the computer program and/or module stored in the memory and invoking data stored in the memory. The memory may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function (such as an information acquisition template presentation function, a product information distribution function, etc.), and the like. The storage data area may store data created according to the use of the berth status display system (e.g., product information acquisition templates corresponding to different product types, product information required to be released by different product providers, etc.), and so on. In addition, the memory may include high-speed random access memory, and may also include non-volatile memory, such as a hard disk, memory, plug-in hard disk, smart memory card (SmartMediaCard, SMC), secure digital (SecureDigital, SD) card, flash card (FlashCard), at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.
It should be understood that, although the steps in the flowcharts of the embodiments of the present invention are shown in order as indicated by the arrows, these steps are not necessarily performed in order as indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in various embodiments may include multiple sub-steps or stages that are not necessarily performed at the same time, but may be performed at different times, nor do the order in which the sub-steps or stages are performed necessarily performed in sequence, but may be performed alternately or alternately with at least a portion of the sub-steps or stages of other steps or other steps.
The technical features of the above-described embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above-described embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The foregoing examples illustrate only a few embodiments of the invention and are described in detail herein without thereby limiting the scope of the invention. It should be noted that it will be apparent to those skilled in the art that several variations and modifications can be made without departing from the spirit of the invention, which are all within the scope of the invention. Accordingly, the scope of protection of the present invention is to be determined by the appended claims.
The foregoing description of the preferred embodiments of the invention is not intended to be limiting, but rather is intended to cover all modifications, equivalents, and alternatives falling within the spirit and principles of the invention.
Claims (10)
1. A method of risk service based on a title relationship, the method comprising:
detecting the position of a loading part, and acquiring first identity information of a first property transactor when the position of the loading part is detected to meet the set transaction area;
when the first identity information meets the affiliated property relation with the fixed asset, generating a transaction request according to the attribute information of a first fixed asset product in the loading part, wherein the fixed asset product comprises the first fixed asset product;
transmitting a transaction request to an accessed acquisition transaction end to acquire bargained information fed back by the acquisition transaction end;
transmitting the bargained information to a property end, generating first pricing about a first fixed resource product, wherein the property end is bound with second identity information, and the second identity information and the first fixed resource product meet a direct property relation;
detecting the accompanying moving track of the first fixed resource product and the first property transactor;
When the first fixed asset is detected to be in the transfer transaction protection position, the first property transactor is in the transfer transaction isolation position deviating from the transfer transaction protection position, the final transaction price related to the first pricing is obtained, related payment is carried out on the corresponding transaction account of the second identity information according to the final transaction price and the first payment instruction of the purchasing transaction end, and transfer transaction protection release of the first fixed asset is executed.
2. The title relationship-based risk service method of claim 1, wherein prior to detecting the location of the load, the method further comprises:
identifying closure information of a loading zone of the loading piece, wherein the loading zone at least comprises a non-vacant loading zone;
and when the closed information shows that the non-vacant loading section is in a loading closed state, receiving a movement request of the loading piece, and releasing movement limitation of the loading piece.
3. The title relationship-based risk service method of claim 1, wherein before sending the transaction request to the accessed acquisition transaction end, the method further comprises:
acquiring login information of an accessed terminal, and performing user identity verification based on the login information;
When the user identity verification passes, verifying the transaction qualification information of the corresponding user of the terminal;
and when the transaction qualification information is qualified, marking the corresponding terminal as a purchasing transaction terminal.
4. The title relationship-based risk service method of claim 1, wherein the detecting the accompanying movement trajectories of the first fixed asset and the first title transactor comprises:
generating a first planning route according to the route between the set alignment distribution position of the first fixed resource product and the transfer transaction protection position, and taking the first planning route as a basic track;
sending a movement prompt, reading identity verification information of a mobile person, and when the identity verification information accords with first identity information, releasing the limitation of a loading part on a first fixed resource product, and simultaneously starting to perform real-time foreign matter detection on a set distribution area, wherein the set distribution area comprises set areas on two sides of a basic track;
when no foreign matter is detected in the set distribution area and the mobile person is in the local area where the transfer transaction protection position is located, a release prompt is sent out, the taking and placing position of the transfer transaction protection position is opened, and the fixed resource product entering the transfer transaction protection position is verified to judge whether the fixed resource product is the first fixed resource product.
5. The title relationship-based risk service method of claim 4, further comprising:
the movement prompt and the release prompt both comprise corresponding voice prompts.
6. The title relationship-based risk service method of claim 4, further comprising:
when the fixed resource product entering the transfer transaction protection position is a first fixed resource product, a station position limiting prompt is sent out to prompt a first property transactor to be in the transfer transaction isolation position;
when the first property transactor is detected to be in the transfer transaction isolation position, the closing action of the picking and placing position of the transfer transaction protection position is executed, and the transfer transaction protection position is driven to the local range of the transfer transaction picking and placing position deviating from the transfer transaction isolation position.
7. The title relationship-based risk service method according to claim 1 or 6, wherein after acquiring the final transaction price for the first pricing, the method further comprises:
sending a prompt for paying according to the final transaction price and preparing for fetching, and placing the first fixed resource product in a hosting state;
and generating information to be paid according to the final transaction price and the second identity information, and sending the information to be paid to the purchasing transaction terminal.
8. The title relationship-based risk service method of claim 7, further comprising:
and when the first payment instruction is detected not to be generated within the set time period from the generation of the information to be paid, changing the hosting state into the disposal state of the first property transactor.
9. The title relationship-based risk service method of claim 8, wherein after changing the escrow status to the disposition status of the first title transactor, the method further comprises:
a transaction takeover request of a title transaction partner is received and payment information about a final transaction price is initially detected, from which it is determined whether and to perform a transfer transaction defence release of a first fixed asset, the title transaction partner comprising the first title transaction partner.
10. A risk service system based on title relationships, the system comprising:
the position detection and acquisition module is used for detecting the position of the loading piece, and acquiring first identity information of a first property transactor when the position of the loading piece is detected to meet the set transaction area;
the condition generating module is used for generating a transaction request according to the attribute information of a first fixed resource product in the loading part when the first identity information meets the affiliated property relation with the fixed asset, wherein the fixed resource product comprises the first fixed resource product;
The interaction module is used for sending the transaction request to the accessed acquisition transaction terminal so as to acquire bargained information fed back by the acquisition transaction terminal;
the title feedback pricing module is used for sending the bargained price information to a title end, generating first pricing about a first fixed asset, wherein the title end is bound with second identity information, and the second identity information and the first fixed asset meet a direct title relation;
the track detection module is used for detecting the accompanying moving tracks of the first fixed resource product and the first property transactor;
and the title transaction execution module is used for acquiring a final transaction price related to the first price when detecting that the first fixed asset is in a transfer transaction protection position, and the first title transactor is in a transfer transaction isolation position deviating from the transfer transaction protection position, carrying out related payment on a corresponding transaction account of the second identity information according to the final transaction price and a first payment instruction of the purchasing transaction end, and executing transfer transaction protection release on the first fixed asset.
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