CN116052293A - Payment method for ETC system, related product and ETC system - Google Patents
Payment method for ETC system, related product and ETC system Download PDFInfo
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- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
- G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
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- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The invention relates to a payment method for an ETC system, a related product and the ETC system. The ETC system comprises a road side unit and a vehicle-mounted medium supporting the digital RMB soft wallet, and the payment method comprises the following steps: acquiring fee deduction information from the vehicle-mounted medium through the road side unit; determining a fee deduction application related to the digital RMB soft wallet in the vehicle-mounted medium based on the fee deduction information; sending the fee deduction application to a bank digital RMB system with digital RMB management authority; and determining to complete online payment of the ETC system in response to receiving a deduction result prompt fed back by the bank digital RMB system based on the deduction application. According to the technical scheme, the existing ETC charging mode can be innovated, and remote quick payment of the digital RMB is realized through the complementary advantages of the digital RMB and the ETC, so that the online payment requirement under the ETC scene is met.
Description
Technical Field
The present invention relates generally to the field of digital renminbi technology. More particularly, the present invention relates to a method for payment of an ETC system, an ETC charging device and a computer readable storage medium for performing the aforementioned method, and an ETC system.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein may include concepts that could be pursued, but are not necessarily ones that have been previously conceived or pursued. Accordingly, unless indicated otherwise, what is described in this section is not prior art to the description and claims in this application and is not admitted to be prior art by inclusion in this section.
Under the background of rapid development of intelligent traffic systems, a full-automatic electronic toll collection system (Electronic Toll Collection, ETC for short) is also called an electronic toll collection system, and can communicate with microwave equipment in an ETC lane through a vehicle-mounted electronic tag and an ETC card, so that the full-automatic toll collection system function of the vehicle toll collection function of paying communication fees of highways and the like without stopping vehicles is realized.
However, in the existing car life, ETC can meet the high-speed toll collection requirement, but the payment mode usually adopts traditional billing or stored value payment, and the single transaction time is relatively long. Meanwhile, with the progress and development of electronic information and internet technology, the digitalization of the rmb has become necessary in the future. The traditional digital RMB payment mode generally adopts NFC or video recognition and other near field communication technologies. The digital RMB payment mode relying on the near field communication technology has the problems of low payment efficiency, long transaction time and the like, and is also not applicable to scene requirements such as remote payment and the like.
It can be seen that the conventional payment method applied to the ETC system has a large limitation, and needs to be improved.
Disclosure of Invention
In order to solve at least the technical problems described in the background section above, the present invention proposes a payment scheme for ETC systems. By utilizing the scheme of the invention, the digital RMB hard wallet can be combined as a new payment mode to realize the online payment of the ETC system. In view of this, the present invention provides a solution in a number of aspects as follows.
A first aspect of the present invention provides a payment method for an ETC system including a roadside unit and a vehicle-mounted medium supporting a digital rmb soft wallet, the payment method comprising: acquiring fee deduction information from the vehicle-mounted medium through the road side unit; determining a fee deduction application related to the digital RMB soft wallet in the vehicle-mounted medium based on the fee deduction information; sending the fee deduction application to a bank digital RMB system with digital RMB management authority; and determining to complete online payment of the ETC system in response to receiving a deduction result prompt fed back by the bank digital RMB system based on the deduction application.
In one embodiment, obtaining the deduction information from the in-vehicle medium via the roadside unit includes: acquiring digital RMB authorization authentication information related to the digital RMB soft wallet from the vehicle-mounted medium via the road side unit; acquiring charging information related to a vehicle bound by the vehicle-mounted medium from the vehicle-mounted medium through the road side unit; and counting the charging based on the digital RMB authorization authentication information and the charging information to obtain the deduction information.
In one embodiment, determining a fee deduction application associated with the digital RMB soft wallet in the in-vehicle medium based on the fee deduction information includes: and determining the deduction application based on the digital RMB authentication information and the deduction information.
In one embodiment, wherein the bank digital RMB system includes a first bank digital RMB system and a second bank digital RMB system, and the second bank digital RMB system authorizes the first bank digital RMB system to manage the digital RMB, and sending the fee deduction application to the bank digital RMB system having the digital RMB management authority includes: and sending the fee deduction application to the first bank digital RMB system and/or the second bank digital RMB system so that the first bank digital RMB system and/or the second bank digital RMB system can complete fee deduction and feed back fee deduction result prompt based on the fee deduction application.
In one embodiment, wherein the roadside unit and the in-vehicle medium interact with information via a dedicated short range communication link DSRC.
A second aspect of the present invention provides an ETC charging device comprising: a processor; and a memory storing computer instructions for payment of an ETC system, which when executed by the processor, cause the ETC charging device to perform a payment method according to the first aspect hereinbefore and in a number of embodiments hereinafter.
A third aspect of the invention provides a computer readable storage medium comprising computer instructions for payment of an ETC system, which when executed by the processor, cause the implementation of the method of the first aspect hereinbefore and in the embodiments hereinafter.
A fourth aspect of the present invention provides an ETC system comprising: a vehicle-mounted medium configured to support a digital RMB soft wallet; a roadside unit configured to interact with a vehicle-mounted medium supporting a digital rmb soft purse; and an ETC charging device, which interacts with the roadside unit and is configured to perform the payment method of the first aspect and the embodiments described below, to realize the on-line payment of the ETC system based on the digital renminbi soft wallet of the vehicle-mounted medium.
In one embodiment, further comprising: and the bank digital RMB system is interacted with the ETC charging equipment and is configured to respond to receiving a fee deduction application related to the digital RMB soft wallet in the vehicle-mounted medium sent by the ETC charging equipment, complete fee deduction based on the fee deduction application and feed back fee deduction result prompt.
In one embodiment, the bank digital RMB system includes a first bank digital RMB system and a second bank digital RMB system, and the second bank digital RMB system authorizes the first bank digital RMB system to manage rights to digital RMB, wherein the first bank digital RMB system interacts with the ETC charging device, and the specific configuration performs the following operations: responding to a fee deduction application which is sent by the ETC charging equipment and related to the digital RMB soft wallet in the vehicle-mounted medium, wherein the fee deduction application comprises digital RMB authentication information and fee deduction information; performing digital RMB deduction authentication based on the digital RMB authentication information; transferring the digital RMB in the digital RMB soft wallet to the digital RMB soft wallet of the toll collector based on the deduction information in response to authentication pass so as to complete deduction; and feeding back a deduction result prompt to the ETC charging equipment.
In one embodiment, the first bank digital RMB system is further configured to send a digital RMB owner change request to the second bank digital RMB system after the deduction process is completed, so that the second bank digital RMB system performs an owner change operation in response to the digital RMB owner change request.
By utilizing the scheme provided by the invention, the related information interaction of the digital RMB soft wallet is carried out between the road side unit and the vehicle-mounted medium, and the online payment of the ETC system is realized by combining with the bank digital RMB system. It can be seen that the scheme of the invention can innovate the existing ETC charging mode, and realize remote quick payment of the digital RMB by complementing the advantages of the digital RMB and the ETC, thereby meeting the online payment requirement in the ETC scene.
Drawings
The above, as well as additional purposes, features, and advantages of exemplary embodiments of the present invention will become readily apparent from the following detailed description when read in conjunction with the accompanying drawings. In the drawings, embodiments of the invention are illustrated by way of example and not by way of limitation, and like reference numerals refer to similar or corresponding parts and in which:
FIG. 1 is a flow chart illustrating a payment method for an ETC system according to one embodiment of the invention;
FIG. 2 is a flow chart illustrating a payment method for an ETC system according to another embodiment of the present invention;
fig. 3 is a block diagram showing the structure of an ETC charging device according to an embodiment of the present invention;
fig. 4 is a block diagram illustrating a structure of an ETC system according to an embodiment of the present invention; and
fig. 5 is a flowchart illustrating a payment method for an ETC system according to still another embodiment of the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and fully with reference to the accompanying drawings, in which it is evident that the embodiments described are some, but not all embodiments of the present invention. All other embodiments, based on the embodiments of the invention, which a person skilled in the art would obtain without making any inventive effort, are within the scope of the invention.
It should be understood that the terms "first," "second," "third," and "fourth," etc. in the claims, specification and drawings of the present invention are used for distinguishing between different objects and not for describing a particular sequential order. The terms "comprises" and "comprising" when used in the specification and claims of the present invention are taken to specify the presence of stated features, integers, steps, operations, elements, and/or components, but do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, and/or groups thereof.
It is also to be understood that the terminology used in the description of the invention herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. As used in the specification and claims, the singular forms "a", "an" and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It should be further understood that the term "and/or" as used in the present specification and claims refers to any and all possible combinations of one or more of the associated listed items, and includes such combinations.
As used in this specification and the claims, the term "if" may be interpreted as "when..once" or "in response to a determination" or "in response to detection" depending on the context. Similarly, the phrase "if a determination" or "if a [ described condition or event ] is detected" may be interpreted in the context of meaning "upon determination" or "in response to determination" or "upon detection of a [ described condition or event ]" or "in response to detection of a [ described condition or event ]".
The inventor finds that in the existing car life, the payment mode applied to the ETC system mostly adopts the traditional billing payment or stored value payment, the traditional payment mode is single in form, the single transaction time is long, and improvement is needed. In addition, the inventors have found that the digitization of renminbi has become necessary in the future with the advancement and development of electronic information and internet technology. The development of the digital RMB has profound effects on the development of financial systems in China, and the characteristics of high payment efficiency, convenient management and the like have profound significance on improving the trading efficiency of the RMB and improving the financial management level. The traditional digital RMB payment modes mainly comprise payment modes such as code scanning payment, payment code payment, transfer payment and the like. In the above manner, in order to secure payment security, a near field communication technology such as NFC or video recognition is generally used. The digital RMB payment mode relying on the near field communication technology has the problems of low payment efficiency, long transaction time and the like, and cannot be directly applied to a car life scene, and particularly a scene of no-parking charging requirement. Therefore, the inventor finds that the advantages of the digital RMB and the ETC system can be complemented, so that the remote quick payment of the digital RMB is realized, and the digital RMB payment mode is effectively applied in the car life scene.
Specific embodiments of the present invention are described in detail below with reference to the accompanying drawings.
Fig. 1 is a flow chart illustrating a payment method 100 for an ETC system according to one embodiment of the invention. It should be noted that the ETC system may include a roadside unit and a vehicle-mounted medium supporting a digital rmb soft wallet, which have the advantage of fast response communication therebetween. The vehicle-mounted medium may include a vehicle-mounted unit (OBU), a Composite Pass Card (CPC) and the like. It will be appreciated that the specific form of the in-vehicle medium is not limited thereto, but may include other carriers in the vehicle that are capable of communicating with the roadside unit and support the digital RMB soft purse. In addition, the digital RMB can be considered as a virtual currency based on a node network and a digital encryption algorithm, and the digital RMB wallet is a storage medium for the digital RMB. Among them, the digital RMB soft wallet is understood to be a form of digital RMB wallet, which mainly provides wallet services through smart applications supporting digital RMB, and is usually in the form of App. The vehicle-mounted medium supporting the digital RMB soft wallet can be understood as an intelligent application App supporting the digital RMB.
As shown in fig. 1, at step S101, fee deduction information may be acquired from the in-vehicle medium via the road side unit. There is a communication advantage of a fast response between the road side unit and the in-vehicle medium in the ETC system. For example, rapid information interaction may be performed through dedicated short-range communication links DSRC or other means of communication. In some embodiments, the road side unit may establish a communication link with the vehicle-mounted medium, and then obtain the fee deduction information from the vehicle-mounted medium through the communication link, and may be capable of transmitting the obtained fee deduction information.
Next, at step S102, a fee deduction application associated with the digital rennet soft wallet in the in-vehicle medium may be determined based on the foregoing fee deduction information. In some embodiments, the specific fee deduction application may be determined by fee deduction information obtained from the roadside unit, and the vehicle-mounted medium may support a digital RMB soft wallet. Therefore, the fee deduction application related to the digital RMB soft wallet can be further determined, and the precondition guarantee for realizing long-distance online payment improvement by combining the digital RMB soft wallet can be further realized.
Next, at step S103, a deduction application may be transmitted to the bank digital rmb system with the digital rmb management authority. In some embodiments, after determining the fee deduction application, the fee deduction application may be sent to the bank digital RMB system through wired or wireless communication, so that the bank digital RMB system may deduct fee based on the fee deduction application and feedback a fee deduction result prompt.
Finally, at step S104, in response to receiving the deduction result prompt fed back by the bank digital rmb system based on the deduction application, it is determined that the online payment of the ETC system is completed.
The vehicle-mounted medium supports the digital RMB soft wallet, which can perform quick communication interaction with the road side unit, and the road side unit is used as a communication medium to upload fee deduction information. And then the digital RMB soft wallet can be further combined to determine the deduction application, and the bank digital RMB system is combined to carry out deduction settlement so as to realize the online payment of the ETC system. It can be seen that the scheme of the invention interacts the related information of the digital RMB soft wallet by means of the communication advantage of the quick response between the road side unit and the vehicle-mounted medium in the ETC system, and the application of combining the communication advantage of the ETC system and the convenient payment advantage of the digital RMB breaks through the constraint of distance compared with the traditional digital RMB payment mode, and the quick response communication technology of the ETC expands the digital RMB payment mode from near payment based on NFC and the like to remote payment, so that the payment means of the digital RMB are diversified and the digital RMB payment diversity is realized. Meanwhile, the application of the digital RMB also provides convenience for the ETC fee deduction mode, and a new payment means and a new payment mode for the toll collection are added.
Fig. 2 is a flow chart illustrating a payment method 200 for an ETC system according to another embodiment of the present invention. It should be noted that the method 200 may be understood as a further limitation and extension of the method 100. Thus, the relevant description hereinbefore in connection with fig. 1 applies equally to the following.
Specifically, as shown in fig. 2, digital rmb authorization authentication information associated with the digital rmb soft purse may be acquired from the vehicle-mounted medium via the roadside unit at step S201. The digital RMB authorization authentication information is required to be written and authenticated by a soft wallet issuing mechanism bound by the vehicle-mounted medium so as to indicate that the vehicle-mounted medium has the digital RMB soft wallet deduction function. There are communication advantages between the roadside units in the ETC system and the on-board medium, such as a dedicated short range communication link DSRC, that enables quick response. A communication link capable of quick response is established between the road side unit and the vehicle-mounted medium, and then the vehicle-mounted medium sends the digital RMB authorization authentication to the road side unit through the communication link, and the road side unit is used as a communication medium to transmit the digital RMB authorization authentication.
Next, at step S202, charging information related to the vehicle to which the vehicle-mounted medium is bound may be acquired from the vehicle-mounted medium via the road side unit. As described above, a communication link capable of quick response is established between the road side unit and the vehicle-mounted medium, and then the vehicle-mounted medium can transmit the charging information to the road side unit through the communication link, and the road side unit is used as a communication medium to transmit the charging information. In some implementations, the billing information may include account information of the digital renminbi soft wallet, mileage information of the vehicle, entry information, etc.
Next, at step S203, accounting statistics may be performed based on the digital rmb authorization authentication information and the accounting information to obtain deduction information. The digital RMB authorization authentication information is added in the deduction counting process of the deduction information, so that the transaction security can be ensured.
Next, at step S204, a fee deduction application may be determined based on the digital rmb certification information and the fee deduction information. Specifically, the digital RMB authentication information and the fee deduction information can be integrated as the fee deduction application.
Next, at step S205, the deduction application may be transmitted to a bank digital rmb system having the digital rmb management authority. The bank digital RMB system comprises a first bank digital RMB system (such as a commercial bank digital RMB system) and a second bank digital RMB system (such as a central bank digital RMB system), and the second bank digital RMB system authorizes the first bank digital RMB system to manage the digital RMB. In some embodiments, the fee deduction application may be sent directly to the first bank digital RMB system, so that the first bank digital RMB system completes fee deduction based on the fee deduction application and feeds back a fee deduction result prompt. In other embodiments, the fee deduction application may also be sent to the second bank digital RMB system, so that the second bank digital RMB system completes fee deduction based on the fee deduction application and feeds back a fee deduction result prompt. Alternatively, the fee deduction application may be transmitted to the first and second bank digital RMB systems at the same time. In practical application, the corresponding banking system can be selected according to the bank management authority of the digital RMB soft wallet in the vehicle-mounted medium to upload the deduction application.
Finally, at step S206, in response to receiving the deduction result prompt fed back by the bank digital rmb system based on the deduction application, it is determined that the on-line payment of the ETC system is completed.
Therefore, the digital RMB is uniformly managed by the bank digital RMB system, and the flow of clear payment and settlement of the fees is shortened, so that the payment efficiency of ETC fees is improved.
Fig. 3 shows a block diagram of the ETC charging device 300 according to an embodiment of the present invention. Among other things, ETC charging device 300 includes a processor 301 and a memory 302. Wherein the memory 302 stores computer instructions for payment of the ETC system, which, when executed by the processor 301, cause the ETC charging device 300 to perform the method according to the previous description in connection with fig. 1 and 2. For example, in some embodiments, the ETC charging device 300 may perform acquisition of fee deduction information, determination of fee deduction application, transmission, and the like. Based on this, the communication advantage of the ETC system and the convenient payment advantage of the digital rmb can be combined by the ETC charging apparatus 300 to support the remote rapid online payment of the digital rmb in the ETC scene.
Fig. 4 shows a block diagram of an ETC system 400 according to an embodiment of the invention.
As shown in fig. 4, the ETC system 400 includes an in-vehicle medium 401, a roadside unit 402, and an ETC charging device 403. Wherein the vehicle-mounted medium 401 is configured to support a digital rmb soft wallet, and the roadside unit 402 is configured to interact with the 401 vehicle-mounted medium supporting the digital rmb soft wallet. The ETC charging device 403 interacts with the roadside unit 402 and is configured to perform the payment method shown in fig. 1 and 2 or includes the ETC charging device shown in fig. 3 to realize the on-line payment of the ETC system based on the digital 5 rmb soft wallet of the vehicle-mounted medium. Accordingly, the foregoing description of fig. 1 to 3 regarding the ETC system, the in-vehicle medium, the roadside unit, and the ETC charging device is also applicable to the following.
Further, the ETC system 400 further includes: bank digital rmb system 404, which is connected with
The ETC charging device 403 interacts and is configured to complete the deduction based on the deduction application in response to receiving a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium sent 0 by the ETC charging device 403
And fee deduction results are fed back.
Further, in some embodiments, the bank digital RMB system 404 may include a first bank digital RMB system, such as various commercial bank systems, and a second bank, such as a central bank system
The digital RMB system and the second bank digital RMB system authorize the first bank digital RMB 5 system to manage the digital RMB. The first bank digital RMB system interacts with the ETC charging device, and can respond to receiving the fee deduction application related to the digital RMB soft wallet in the vehicle-mounted medium sent by the ETC charging device. The fee deduction application comprises digital RMB authentication information and fee deduction information. The detailed process of acquiring the fee deduction information can be referred to in the foregoing description in conjunction with fig. 2
Is described in detail in connection with. Then, the digital RMB 0 deduction authentication may be performed based on the digital RMB authentication information. Then, in response to the authentication passing, the digital RMB can be used for softening money based on the deduction information
The digital RMB in the bag is transferred to the digital RMB soft wallet of the toll collector to complete deduction. And finally, feeding back a deduction result prompt to the ETC charging equipment.
Further, in some embodiments, the first bank digital RMB system is further configured to be exhausted
After the deduction processing, sending a digital RMB owner change request to the second bank digital RMB system, 5 so that the second bank digital RMB system can execute the owner in response to the digital RMB owner change request
And changing the operation. Therefore, the digital RMB is finally managed by the central bank digital RMB system in a unified way, so that the safety level of ETC fee payment is improved, the flow of fee clearing and settlement is greatly shortened, and the payment efficiency of the ETC fee is improved.
Fig. 5 is a flowchart illustrating a payment method for use in an ETC system according to still another embodiment of the present invention. In this embodiment, the ETC system includes the vehicle-mounted medium shown in fig. 4, the roadside unit, the ETC charging device (i.e., the ETC charging system platform in fig. 5), and the bank digital rmb system. The bank digital RMB system comprises a commercial bank digital RMB system and a central bank digital RMB system.
In practical applications, the following interactions are performed between the various parts in the ETC system:
at S1, the roadside unit may monitor and identify motor vehicles bound with the vehicle-mounted medium of the digital rmb soft wallet within a certain range in real time. The vehicle-mounted medium can comprise a vehicle-mounted electronic tag, a composite pass card and the like. In some embodiments, a motor vehicle carrying an electronic tag of an ETC-specific digital rmb wallet is driven into an ETC communication range, a roadside unit communicates with the electronic tag of the motor vehicle, and DSRC-specific short range communication technology is used to collect vehicle information and ETC-specific digital rmb authorization authentication information.
At S2, the ETC charging system platform acquires vehicle information and ETC special digital RMB wallet authorization authentication information from the road side unit, and performs charging statistics in the background of the server. And then sending the digital RMB authorization authentication information and the charging information to a commercial bank digital RMB system to initiate a digital RMB payment request.
At S3, the commercial bank digital RMB system acquires digital RMB authorization and authentication information from the ETC charging system platform in a wired or wireless communication mode, and completes digital RMB deduction authentication based on the digital RMB authorization and authentication information. Therefore, the ETC special digital RMB wallet authentication authorization information is added in DSRC information transmission, and the safety and reliability of the commercial bank deduction authentication information are enhanced. In addition, the commercial bank digital RMB system combines the digital RMB deduction authentication success information and the charging statistical information of the ETC charging system platform, transfers the money in the digital RMB soft wallet account of the vehicle-mounted medium to the digital RMB account of the high-speed toll collector, and completes high-speed toll settlement by using the digital RMB.
At S4, after the digital RMB deduction operation of the digital RMB system of the commercial bank is completed, the successful deduction information of the ETC charging system platform is fed back, and the vehicle can pass without stopping.
And S5, after the fee deduction of the commercial bank digital RMB system is successful, a digital RMB owner changing request is sent to the central bank digital RMB system, and the central bank RMB system changes the digital RMB owner from the owner user account to the high-speed toll collector account, so that owner changing operation is completed.
And S6, after the central bank digital RMB system finishes the owner changing operation, feeding back the success of the operation of the commercial bank digital RMB system, and the success of the digital RMB owner changing, so that the online payment process of the digital RMB in the ETC scene is finished.
Compared with the traditional digital RMB payment mode, the combined application of the ETC system and the digital RMB breaks through the constraint of distance, and the DSRC special short-range communication technology of the ETC expands the digital RMB payment mode from near-distance payment based on NFC and the like to remote payment, so that the payment means of the digital RMB are diversified and the digital RMB payment is diversified. In particular, the method for online payment of high-speed fees by combining the existing ETC electronic toll collection system and simultaneously using the digital RMB soft wallet provides convenience for the ETC fee deduction mode and increases new payment means and modes of the high-speed fees. In addition, the digital RMB is uniformly issued and managed by a central office, so that the safety level of ETC fee payment is improved, the fee clearing and settlement process is greatly shortened, and the ETC fee payment efficiency is improved.
From the above description of the modular design of the present invention, it can be seen that the system of the present invention can be flexibly arranged according to the application scenario or requirement and is not limited to the architecture shown in the drawings. Further, it should also be appreciated that any module, unit, component, server, computer, or device that performs the operations of the examples of the invention may include or otherwise access a computer-readable medium, such as a storage medium, a computer storage medium, or a data storage device (removable) and/or non-removable) such as, for example, a magnetic disk, optical disk, or magnetic tape. Computer storage media may include volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data. Based on this, the present invention also discloses a computer-readable storage medium having stored thereon computer-readable instructions for payment of ETC systems, which when executed by one or more processors, implement the methods and operations described hereinbefore in connection with the accompanying drawings.
While various embodiments of the present invention have been shown and described herein, it will be obvious to those skilled in the art that such embodiments are provided by way of example only. Numerous modifications, changes, and substitutions will occur to those skilled in the art without departing from the spirit and scope of the invention. It should be understood that various alternatives to the embodiments of the invention described herein may be employed in practicing the invention. The appended claims are intended to define the scope of the invention and to cover such modular compositions, equivalents, or alternatives falling within the scope of the claims.
Claims (11)
1. A payment method for an ETC system, the ETC system comprising a roadside unit and a vehicle-mounted medium supporting a digital rmb soft purse, the payment method comprising:
acquiring fee deduction information from the vehicle-mounted medium through the road side unit;
determining a fee deduction application related to the digital RMB soft wallet in the vehicle-mounted medium based on the fee deduction information;
sending the fee deduction application to a bank digital RMB system with digital RMB management authority; and
and in response to receiving a deduction result prompt fed back by the bank digital RMB system based on the deduction application, determining that the online payment of the ETC system is completed.
2. The payment method of claim 1, wherein obtaining payment information from the vehicle-mounted medium via the roadside unit comprises:
acquiring digital RMB authorization authentication information related to the digital RMB soft wallet from the vehicle-mounted medium via the road side unit;
acquiring charging information related to a vehicle bound by the vehicle-mounted medium from the vehicle-mounted medium through the road side unit; and
and carrying out charging statistics based on the digital RMB authorization authentication information and the charging information to obtain the deduction information.
3. The payment method as set forth in claim 2, wherein determining a fee deduction application related to the digital rennet soft wallet in the in-vehicle medium based on the fee deduction information includes:
and determining the deduction application based on the digital RMB authentication information and the deduction information.
4. The payment method as recited in claim 1, wherein the bank digital rmb system includes a first bank digital rmb system and a second bank digital rmb system, and the second bank digital rmb system authorizes the first bank digital rmb system's management rights to the digital rmb, and sending the payment request to the bank digital rmb system with the digital rmb management rights includes:
and sending the fee deduction application to the first bank digital RMB system and/or the second bank digital RMB system so that the first bank digital RMB system and/or the second bank digital RMB system can complete fee deduction and feed back fee deduction result prompt based on the fee deduction application.
5. Payment method according to any of claims 1 to 4, wherein a roadside unit and the on-board medium interact with information via a dedicated short range communication link, DSRC.
6. An ETC charging device, comprising:
a processor; and
memory storing computer instructions for payment of an ETC system, which when executed by the processor, cause the ETC charging device to perform the payment method according to any one of claims 1-5.
7. A computer readable storage medium containing program instructions for payment of an ETC system, which when executed by a processor, cause implementation of the payment method according to any of claims 1-5.
8. An ETC system, comprising:
a vehicle-mounted medium configured to support a digital RMB soft wallet;
a roadside unit configured to interact with a vehicle-mounted medium supporting a digital rmb soft purse; and
an ETC charging device interacting with the roadside unit and configured to perform the payment method of any one of claims 1 to 5 to effect an on-line payment of an ETC system based on the digital renminbi soft wallet of the vehicle-mounted medium.
9. The ETC system of claim 8, further comprising:
and the bank digital RMB system is interacted with the ETC charging equipment and is configured to respond to receiving a fee deduction application related to the digital RMB soft wallet in the vehicle-mounted medium sent by the ETC charging equipment, complete fee deduction based on the fee deduction application and feed back fee deduction result prompt.
10. The ETC system of claim 9, wherein the bank digital rmb system includes a first bank digital rmb system and a second bank digital rmb system, and the second bank digital rmb system authorizes the first bank digital rmb system to manage rights to digital rmbs, wherein the first bank digital rmb system interacts with the ETC charging device and is specifically configured to:
responding to a fee deduction application which is sent by the ETC charging equipment and related to the digital RMB soft wallet in the vehicle-mounted medium, wherein the fee deduction application comprises digital RMB authentication information and fee deduction information;
performing digital RMB deduction authentication based on the digital RMB authentication information;
transferring the digital RMB in the digital RMB soft wallet to the digital RMB soft wallet of the toll collector based on the deduction information in response to authentication pass so as to complete deduction; and
and feeding back a deduction result prompt to the ETC charging equipment.
11. The ETC system of claim 10, wherein
The first bank digital RMB system is further configured to send a digital RMB owner change request to the second bank digital RMB system after the deduction process is completed, so that the second bank digital RMB system responds to the digital RMB owner change request to execute an owner change operation.
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| CN202211742052.7A CN116052293A (en) | 2022-12-29 | 2022-12-29 | Payment method for ETC system, related product and ETC system |
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| CN202211742052.7A CN116052293A (en) | 2022-12-29 | 2022-12-29 | Payment method for ETC system, related product and ETC system |
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