CN103927651B - Method of commerce, system and server - Google Patents
Method of commerce, system and server Download PDFInfo
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- CN103927651B CN103927651B CN201410166089.9A CN201410166089A CN103927651B CN 103927651 B CN103927651 B CN 103927651B CN 201410166089 A CN201410166089 A CN 201410166089A CN 103927651 B CN103927651 B CN 103927651B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
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- General Business, Economics & Management (AREA)
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention proposes a kind of method of commerce, system and server.Wherein, method includes：Receive the checking request that traction equipment is sent；And according to checking request acquisition user account information corresponding with Wearable and the user information for verification, it is compared by the user information carried in checking request and for the user information of verification, if the two is consistent, the verification result for including user account information is then returned to traction equipment, so that traction equipment completes corresponding operation according to verification result.The method of commerce of the embodiment of the present invention, solves the problems, such as to save user time in the case of the abrasion of card magnetic stripe or card reader are insensitive, facilitate customer transaction, it is necessary to repeatedly swiped the card.In addition, Wearable is easy to carry, without carry bank card just can it is more intelligent, be readily achieved transactional operation, and password need not be inputted, improve the security of transaction.
Description
Technical field
The present invention relates to field of information security technology, more particularly to a kind of method of commerce, system and server.
Background technology
With social constantly progress, more and more users select swiping card mode to buy the commodity of oneself needs
Deng many trade companies also provide corresponding POS machine (point-of-sale terminal, point of sale) to facilitate user to be paid.
At present, when being paid by swiping card mode, generally first pass through POS machine card reader and carry out swiping card to obtain
User account information, then obtains payment cipher input by user to realize delivery operation.
But in process of the present invention is realized, inventor has found that at least there are the following problems in the prior art：Using swiping the card
The mode that device obtains user account information is cumbersome, especially in the case of the abrasion of card magnetic stripe or card reader are insensitive, needs
Multiple swiping card is carried out, payment process time length, inconvenience is brought to user.Also, payment cipher is inputted based on user
The mode that is paid of mode, easily seen by other people, so as to snatch password, may cause any property loss, security is poor.
The content of the invention
The embodiment of the present invention is intended to solve above-mentioned technical problem at least to a certain extent.
For this reason, first purpose of the present invention is to propose a kind of method of commerce, this method can make user it is more intelligent,
Quickly and easily complete authentication and transactional operation.
Second object of the present invention is to propose a kind of server.
Third object of the present invention is to propose a kind of transaction system.
In order to achieve the above object, embodiment proposes a kind of method of commerce according to a first aspect of the present invention, including：Receive transaction
The checking request that equipment is sent, carries the identification information of Wearable in the checking request and the Wearable is adopted
The user information collected；And corresponding with the Wearable user account information and use are obtained according to the checking request
In the user information of verification, it is compared by the user information carried in the checking request and for the user information of verification,
If the two is consistent, the verification result for including the user account information is returned to the traction equipment, so that the transaction is set
It is standby that corresponding operation is completed according to the verification result.
The method of commerce of the embodiment of the present invention, the checking request sent by receiving traction equipment, and in checking request
The user information that the identification information and Wearable of the Wearable of carrying collect is verified, and is being proved to be successful
Afterwards, the verification result for including user account information is returned to traction equipment, so as to complete transactional operation, is solved in card magnetic stripe
, it is necessary to which the problem of repeatedly being swiped the card, saves user time in the case of abrasion or card reader are insensitive, user is facilitated to hand over
Easily.In addition, Wearable is easy to carry, without carry bank card just can it is more intelligent, be readily achieved transactional operation, and
And password need not be inputted, improve the security of transaction.
Second aspect of the present invention embodiment proposes a kind of server, including：Receiving module, for receiving traction equipment hair
The checking request sent, carries the identification information of Wearable in the checking request and the Wearable collects
User information；And authentication module, for obtaining user account corresponding with the Wearable according to the checking request
Information and the user information for verification, by the user information carried in the checking request and for verification user information into
Row compares, if the two is consistent, the verification result for including the user account information is returned to the traction equipment, so that described
Traction equipment completes corresponding operation according to the verification result.
The server of the embodiment of the present invention, the checking request sent by receiving traction equipment, and to being taken in checking request
The user information that the identification information and Wearable of the Wearable of band collect verified, and after being proved to be successful,
The verification result for including user account information is returned to traction equipment, so as to complete transactional operation, solves and is ground in card magnetic stripe
, it is necessary to which the problem of repeatedly being swiped the card, saves user time in the case of damage or card reader are insensitive, facilitate customer transaction.
In addition, Wearable is easy to carry, without carry bank card just can it is more intelligent, be readily achieved transactional operation, and
Password need not be inputted, improves the security of transaction.
Third aspect present invention embodiment proposes a kind of transaction system, including：Server, Wearable and transaction are set
It is standby, wherein：The Wearable, the user information is sent for gathering user information, and to the traction equipment；It is described
Traction equipment, for sending checking request to the server, carries the mark of the Wearable in the checking request
Know the user information that information and the Wearable collect；And receive that the server returns includes the use
The verification result of family account information, and corresponding operation is completed according to the verification result.
The transaction system of the embodiment of the present invention, by Wearable gather user information, and by traction equipment to
Server sends the checking request of the user information comprising identification information and collection, server is tested the checking request
Card, and after being proved to be successful, server returns to the verification result for including user account information to traction equipment, so as to complete to merchandise
Operation, solves the problems, such as to save, it is necessary to repeatedly swiped the card in the case of the abrasion of card magnetic stripe or card reader are insensitive
User time, facilitates customer transaction.In addition, Wearable is easy to carry, just being capable of more intelligent, side without carrying bank card
Just transactional operation is completed, and password need not be inputted, improves the security of transaction.
The additional aspect and advantage of the present invention will be set forth in part in the description, and will partly become from the following description
Obtain substantially, or recognized by the practice of the present invention.
Brief description of the drawings
The above-mentioned and/or additional aspect and advantage of invention will become bright in the description from combination accompanying drawings below to embodiment
Show and be readily appreciated that, wherein：
Fig. 1 is the flow chart according to the method for commerce of one embodiment of the invention.
Fig. 2 is the structure chart according to the server of one embodiment of the invention.
Fig. 3 is the structure chart according to the transaction system of one embodiment of the invention.
Embodiment
The embodiment of the present invention is described below in detail, the example of the embodiment is shown in the drawings, wherein from beginning to end
Same or similar label represents same or similar element or has the function of same or like element.Below with reference to attached
The embodiment of figure description is exemplary, it is intended to for explaining the present invention, and is not considered as limiting the invention.
Below with reference to the accompanying drawings method of commerce, system and the server of the embodiment of the present invention are described.
Fig. 1 is the flow chart according to the method for commerce of one embodiment of the invention.As shown in Figure 1, the method for commerce includes：
S101, receives the checking request that traction equipment is sent, and the identification information of Wearable is carried in checking request
The user information collected with Wearable.
In an embodiment of the present invention, when there is transactional operation such as delivery operation to occur, the reliable inbreeding of Wearable
Easy equipment, when less than certain distance, both are attached, and then Wearable can send the use collected to traction equipment
Family information.Traction equipment can send to server after user information is received and include the user's information and Wearable
Identification information checking request so that server can be verified according to above- mentioned information.
Wherein, Wearable may include but be not limited to finger ring, bracelet, glasses, wrist-watch etc., the wearable identification information set
It can be device id etc..The user information collected may include but be not limited to brain wave information, Temperature changing calibration curve information,
Height information of user etc. can be identified for that the information of individual subscriber feature.
S102, believes according to checking request acquisition user account information corresponding with Wearable and the user for verification
Breath, is compared by the user information carried in checking request and for the user information of verification, if the two is consistent, to transaction
Equipment returns to the verification result for including user account information, so that traction equipment completes corresponding operation according to verification result.
In an embodiment of the present invention, server can receive the identification information of Wearable in advance, being used for of collecting
The user information and user account information of verification, and established according to above- mentioned information and preserve the mapping table of three.When there is friendship
When easily occurring, in the use that the identification information for carrying Wearable and Wearable for receiving traction equipment transmission collect
After the checking request of family information, server can inquire about mapping table according to checking request, obtain corresponding with Wearable
User account information and the user information for verification, then by the user information carried in checking request and user for verification
Information is compared.If the two is consistent, represent to be proved to be successful, then return to testing comprising the user's account information to traction equipment
Card is as a result, so that traction equipment completes corresponding operation according to verification result.Wherein, corresponding operation may include to pay, inquire about
Deng transactional operation.
For example, user can be attached by mobile terminal, apparatus such as computer and intelligence ring (Wearable)
(such as：Wireless connection), the brain wave information (user information) for being used to verify that intelligence ring is collected uploads onto the server,
And will for example：The device id of the user account informations such as name, telephone number, Transaction Account number and intelligence ring is manually entered into
Server, completes the binding of brain wave information, user account information and equipment identification information.When user needs to pay, user
Can be close to POS machine (traction equipment), when the intelligence ring of user's wearing is less than certain distance with POS machine, both are attached.
After successful connection, if intelligence ring is active, (intelligence ring continuation is worn on user, intelligence ring
Keep state of activation), then intelligence ring can send the brain wave information Jing Guo encryption to POS machine, and POS machine will pass through add again
The brain wave information of close processing is sent to server.Server is after the brain wave information by encryption is received, by it
Decryption, and be compared with the brain wave information for verification.If both are consistent, it is proved to be successful.Then server will be tested
Demonstrate,prove successful information and be back to POS machine, complete to pay.User information such as brain wave information is encrypted, Ke Yigeng
Ensure the security of user information well.
It can be carried out it is appreciated that traction equipment is not limited only to POS machine or mobile phone, computer, ATM etc.
The equipment of transaction.
In an embodiment of the present invention, since user information is to produce fluctuation with the change of user's body, it is
It can ensure the success rate of verification, after each closing the transaction, server can also be believed according to the user carried in checking request
User information of the breath renewal for verification.Specifically, server can be to the user information that is carried in the checking request of last transaction
Average calculating operation is weighted with the user information for being used to verify in server, use when operation result is traded as next time
In the user information of verification.By updating the user information for verifying, the success rate of verification is improved.
If user does not dress the Wearable within a certain period of time, need to submit to server again wearable
The identification information of equipment, the user information and user account information that are used to verify collected.Such as：User A does not have for tri- months
Using Wearable, user B wants to use the Wearable at this time, then needs to submit the relevant information of user B to server,
So that the user information for being used to verify for the user B that server is established and preserves the identification information of the Wearable, collects
And the mapping table of the user account information three of user B, to ensure user B when being traded by the Wearable
It is able to verify that success.
The method of commerce of the embodiment of the present invention, the checking request sent by receiving traction equipment, and in checking request
The user information that the identification information and Wearable of the Wearable of carrying collect is verified, and is being proved to be successful
Afterwards, the verification result for including user account information is returned to traction equipment, so as to complete transactional operation, is solved in card magnetic stripe
, it is necessary to which the problem of repeatedly being swiped the card, saves user time in the case of abrasion or card reader are insensitive, user is facilitated to hand over
Easily.In addition, Wearable is easy to carry, without carry bank card just can it is more intelligent, be readily achieved transactional operation, and
And password need not be inputted, improve the security of transaction.
In order to realize above-described embodiment, the present invention also proposes a kind of server.
Fig. 2 is the structure chart according to the server of one embodiment of the invention.As shown in Fig. 2, the server includes：Receive
Module 110, authentication module 120, preserving module 130 and update module 140.
Receiving module 110 is used for the checking request for receiving traction equipment transmission.
In an embodiment of the present invention, when there is transactional operation such as delivery operation to occur, the reliable inbreeding of Wearable
Easy equipment, when less than certain distance, both are attached, and then Wearable can send the use collected to traction equipment
Family information.Traction equipment can send to server after user information is received and include the user's information and Wearable
Identification information checking request.The receiving module 110 of server can receive the checking request of traction equipment transmission, so that verification
Module 120 can be verified according to above- mentioned information.
Wherein, Wearable may include but be not limited to finger ring, bracelet, glasses, wrist-watch etc., the wearable identification information set
It can be device id etc..The user information collected may include but be not limited to brain wave information, Temperature changing calibration curve information,
Height information of user etc. can be identified for that the information of individual subscriber feature.
Authentication module 120 is used to obtain user account information corresponding with Wearable and for testing according to checking request
The user information of card, is compared by the user information carried in checking request and for the user information of verification, if the two one
Cause, then the verification result for including user account information is returned to traction equipment, so that traction equipment completes phase according to verification result
The operation answered.
Preserving module 130 is used to obtain user account letter corresponding with Wearable according to checking request in authentication module
Breath and for the user information of verification before, establish and preserve the identification information of Wearable, collect be used for verify
The mapping table of user information and user account information.
In an embodiment of the present invention, the identification information of Wearable can be received in advance, collect be used for verify
User information and user account information, preserving module 130 can be established according to above- mentioned information and preserve the mapping table of three.When
When having transaction generation, the identification information and wearing that carry Wearable of traction equipment transmission are received in receiving module 110
After the checking request for the user information that formula equipment collects, authentication module 120 can inquire about mapping table according to checking request, obtain
Obtain user account information corresponding with Wearable and the user information for verification, then the user that will be carried in checking request
Information and user information for verification are compared.If the two is consistent, represent to be proved to be successful, then return and wrap to traction equipment
The verification result of the account information containing the user, so that traction equipment completes corresponding operation according to verification result.Wherein, accordingly
Operation such as may include to pay, inquire about at the transactional operation.
Update module 140 be used for authentication module to traction equipment return comprising user account information verification result it
Afterwards, according to user information of the user information renewal carried in checking request for verification.
In an embodiment of the present invention, since user information is to produce fluctuation with the change of user's body, it is
It can ensure the success rate of verification, after each closing the transaction, update module 140 can also be according to the use carried in checking request
Family information updating is used for the user information verified.Specifically, update module 140 can be to carrying in the checking request of last transaction
The user information for being used to verify in user information and server is weighted average calculating operation, is handed over operation result as next time
The user information for being used to verify when easily.By updating the user information for verifying, the success rate of verification is improved, is carried significantly
Security during customer transaction is risen.
The server of the embodiment of the present invention, the checking request sent by receiving traction equipment, and to being taken in checking request
The user information that the identification information and Wearable of the Wearable of band collect verified, and after being proved to be successful,
The verification result for including user account information is returned to traction equipment, so as to complete transactional operation, solves and is ground in card magnetic stripe
, it is necessary to which the problem of repeatedly being swiped the card, saves user time in the case of damage or card reader are insensitive, facilitate customer transaction.
In addition, Wearable is easy to carry, without carry bank card just can it is more intelligent, be readily achieved transactional operation, and
Password need not be inputted, improves the security of transaction.
In order to realize above-described embodiment, the present invention also proposes a kind of transaction system.
Fig. 3 is the structure chart according to the transaction system of one embodiment of the invention.As shown in figure 3, the transaction system includes：
Server 100, Wearable 200 and traction equipment 300.
Wherein, the 26S Proteasome Structure and Function of server 100 is identical with the server in embodiment illustrated in fig. 2, and this will not be repeated here.
Wearable 200 is used to gather user information, and sends user information to traction equipment 300.
When there is transactional operation such as delivery operation to occur, Wearable 200 can pass through NFC (close range wireless communications
Technology), WIFI (adopting wireless fidelity technology), infrared data exchange, one kind in the various ways such as sound wave exchanged form, set to transaction
Standby 300 send the user information of collection.By NFC technique only need to by Wearable 200 close to traction equipment 300, without
Data exchange can be completed by network connection, it is more quick and easy.
Wherein, Wearable may include but be not limited to finger ring, bracelet, glasses, wrist-watch etc., the wearable identification information set
It can be device id etc..The user information collected may include but be not limited to brain wave information, Temperature changing calibration curve information,
Height information of user etc. can be identified for that the information of individual subscriber feature.
Specifically, when Wearable 200 and traction equipment 300 are less than a certain distance, Wearable 200 is with handing over
Easy equipment 300 is attached.If Wearable 200 is active, (Wearable 200 continuation is worn on user
With, Wearable 200 keeps state of activation), then send encrypted user information to traction equipment 300.
Traction equipment 300 is used to send checking request to server 100.Wherein, wearable set is carried in checking request
The user information that standby 200 identification information and Wearable 200 collects.After server 100 is proved to be successful, traction equipment
300, which can receive server 100, returns to verification result, and completes corresponding operation according to verification result, such as delivery operation, inquiry behaviour
Make etc..
Wherein, traction equipment 300 may include but be not limited to PC, cash dispenser, mobile phone, POS machine etc..
For example, if user wants to withdraw cash by ATM, however, it was found that forgetting band bank card.At this time, such as
Fruit user carries with Wearable, then personal information can be sent to cash dispenser by user close to ATM.If with
Family registers with personal information in the bank, then the server of bank can verify the user.If the verification passes, then withdraw the money
Machine can provide a user transaction interface.User the operation such as can be withdrawn the money or be inquired about according to the demand of oneself.
The transaction system of the embodiment of the present invention, by Wearable gather user information, and by traction equipment to
Server sends the checking request of the user information comprising identification information and collection, server is tested the checking request
Card, and after being proved to be successful, server returns to the verification result for including user account information to traction equipment, so as to complete to merchandise
Operation, solves the problems, such as to save, it is necessary to repeatedly swiped the card in the case of the abrasion of card magnetic stripe or card reader are insensitive
User time, facilitates customer transaction.In addition, Wearable is easy to carry, just being capable of more intelligent, side without carrying bank card
Just transactional operation is completed, and password need not be inputted, improves the security of transaction.
Any process or method described otherwise above description in flow chart or herein is construed as, and represents to include
Module, fragment or the portion of the code of the executable instruction of one or more the step of being used for realization specific logical function or process
Point, and the scope of the preferred embodiment of the present invention includes other realization, wherein can not press shown or discuss suitable
Sequence, including according to involved function by it is basic at the same time in the way of or in the opposite order, carry out perform function, this should be of the invention
Embodiment person of ordinary skill in the field understood.
Expression or logic and/or step described otherwise above herein in flow charts, for example, being considered use
In the order list for the executable instruction for realizing logic function, may be embodied in any computer-readable medium, for
Instruction execution system, device or equipment (such as computer based system including the system of processor or other can be held from instruction
The system of row system, device or equipment instruction fetch and execute instruction) use, or combine these instruction execution systems, device or set
It is standby and use.For the purpose of this specification, " computer-readable medium " can any can be included, store, communicate, propagate or pass
Defeated program is for instruction execution system, device or equipment or the dress used with reference to these instruction execution systems, device or equipment
Put.The more specifically example (non-exhaustive list) of computer-readable medium includes following：Electricity with one or more wiring
Connecting portion (electronic device), portable computer diskette box (magnetic device), random access memory (RAM), read-only storage
(ROM), erasable edit read-only storage (EPROM or flash memory), fiber device, and portable optic disk is read-only deposits
Reservoir (CDROM).In addition, computer-readable medium can even is that the paper that can print described program on it or other are suitable
Medium, because can be for example by carrying out optical scanner to paper or other media, then into edlin, interpretation or if necessary with it
His suitable method is handled electronically to obtain described program, is then stored in computer storage.
It should be appreciated that each several part of the present invention can be realized with hardware, software, firmware or combinations thereof.Above-mentioned
In embodiment, software that multiple steps or method can be performed in memory and by suitable instruction execution system with storage
Or firmware is realized.If, and in another embodiment, can be with well known in the art for example, realized with hardware
Any one of row technology or their combination are realized：With the logic gates for realizing logic function to data-signal
Discrete logic, have suitable combinational logic gate circuit application-specific integrated circuit, programmable gate array (PGA), scene
Programmable gate array (FPGA) etc..
Those skilled in the art are appreciated that to realize all or part of step that above-described embodiment method carries
Suddenly it is that relevant hardware can be instructed to complete by program, the program can be stored in a kind of computer-readable storage medium
In matter, the program upon execution, including one or a combination set of the step of embodiment of the method.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing module, can also
That unit is individually physically present, can also two or more units be integrated in a module.Above-mentioned integrated mould
Block can both be realized in the form of hardware, can also be realized in the form of software function module.The integrated module is such as
Fruit is realized in the form of software function module and as independent production marketing or in use, can also be stored in a computer
In read/write memory medium.
Storage medium mentioned above can be read-only storage, disk or CD etc..
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show
The description of example " or " some examples " etc. means specific features, structure, material or the spy for combining the embodiment or example description
Point is contained at least one embodiment of the present invention or example.In the present specification, schematic expression of the above terms is not
Necessarily refer to identical embodiment or example.Moreover, particular features, structures, materials, or characteristics described can be any
One or more embodiments or example in combine in an appropriate manner.
Although an embodiment of the present invention has been shown and described, it will be understood by those skilled in the art that：Not
In the case of departing from the principle of the present invention and objective a variety of change, modification, replacement and modification can be carried out to these embodiments, this
The scope of invention is by claim and its equivalent limits.
Claims (7)
- A kind of 1. method of commerce, it is characterised in that including：The user information and user account information that are used to verify established and preserve the identification information of Wearable, collect Mapping table；The checking request that traction equipment is sent is received, the identification information of Wearable and described is carried in the checking request The user information that Wearable collects, wherein, the Wearable sends the user collected to the traction equipment Information；AndUser account information corresponding with the Wearable is obtained according to the identification information of the Wearable and is used for The user information of verification, is compared by the user information carried in the checking request and for the user information of verification, if The two is consistent, then the verification result for including the user account information is returned to the traction equipment, so that the traction equipment Corresponding operation is completed according to the verification result；It is used for the user information verified according to the user information renewal carried in the checking request, is tested described in the basis The user information renewal user information for being used to verify carried in card request, including：To what is carried in the checking request User information and the user information for being used to verify are weighted average calculating operation, using operation result as being currently used in verification User information；Detect service condition of the user to the Wearable；If the time that the Wearable is not used for the user for the service condition is more than or equal to predetermined threshold value, Pair of identification information to the Wearable of the preservation, the user information for being used to verify collected and user account information Relation table is answered to be updated.
- 2. according to the method described in claim 1, it is characterized in that,It is described that corresponding with Wearable user account information and use for verification are obtained according to the checking request Family information, including：The mapping table is inquired about according to the checking request, obtains user account information corresponding with the Wearable With the user information for verification.
- 3. according to the method described in claim 1, it is characterized in that, the user information that the Wearable collects includes： One or more in brain wave information, body temperature information, height information；The operation includes paying and/or inquiry operation.
- A kind of 4. server, it is characterised in that including：Receiving module, for receiving the checking request of traction equipment transmission, Wearable is carried in the checking request The user information that identification information and the Wearable collect, wherein, the Wearable is sent out to the traction equipment Send the user information collected；AndAuthentication module, for obtaining user's account corresponding with the Wearable according to the identification information of the Wearable Number information and the user information for verification, by the user information carried in the checking request and user information for verification It is compared, if the two is consistent, the verification result for including the user account information is returned to the traction equipment, so that institute State traction equipment and corresponding operation is completed according to the verification result；Update module, for returning to the verification knot for including the user account information to the traction equipment in the authentication module After fruit, the user information verified, the renewal mould are used for according to the user information renewal carried in the checking request Block is weighted average specifically for the user information to being carried in the checking request and the user information for being used to verify Computing, using operation result as the user information for being currently used in verification；Further include：Preserving module, for obtaining user corresponding with the Wearable according to the checking request in the authentication module Account information and for the user information of verification before, that establishes and preserve the identification information of Wearable, collects is used for The user information of verification and the mapping table of user account information；Detect service condition of the user to the Wearable；If the time that the Wearable is not used for the user for the service condition is more than or equal to predetermined threshold value, Pair of identification information to the Wearable of the preservation, the user information for being used to verify collected and user account information Relation table is answered to be updated.
- 5. server according to claim 4, it is characterised in thatThe authentication module, is specifically used for：The mapping table is inquired about according to the checking request, obtain with it is described wearable The corresponding user account information of equipment and the user information for verification.
- 6. server according to claim 4, it is characterised in that the user information bag that the Wearable collects Include：One or more in brain wave information, body temperature information, height information；The operation includes paying and/or inquiry operation.
- 7. a kind of transaction system, it is characterised in that including the server as described in claim 4-6 any claims, wearing Formula equipment and traction equipment, wherein：The Wearable, the user information is sent for gathering user information, and to the traction equipment；The traction equipment, for sending checking request to the server, carries described wearable in the checking request The user information that the identification information of equipment and the Wearable collect；And receive the bag that the server returns Verification result containing the user account information, and corresponding operation is completed according to the verification result.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410166089.9A CN103927651B (en) | 2014-04-23 | 2014-04-23 | Method of commerce, system and server |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
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