CN102693591B - Automatic transaction apparatus - Google Patents
Automatic transaction apparatus Download PDFInfo
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- CN102693591B CN102693591B CN201210019544.3A CN201210019544A CN102693591B CN 102693591 B CN102693591 B CN 102693591B CN 201210019544 A CN201210019544 A CN 201210019544A CN 102693591 B CN102693591 B CN 102693591B
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Abstract
According to an automatic transaction apparatus, the fee amount of the transaction is deplayed when required and not displayed when unnecessary. The automatic transaction apparatus (1) trades with a main computer (2) based on the operation of a user. The automatic transaction apparatus (1) possesses a display portion (operation display portion (13)) which displays various information and a fee amount display determination portion (11c) which determines whether the fee amount of the present transaction is displayed or not base on the present and prior transaction amounts when the present transaction amount generated.
Description
Technical field
The present invention relates in the use such as financial institution, flow mechanism, in the automatic trading apparatus of display part display service charge number and the program realizing this automatic trading apparatus when carrying out various transaction between principal computer.
Background technology
In the past, at financial institution, flow mechanism etc., use the automatic trading apparatus that operates in and carry out between principal computer the various transaction such as such as inquiry into balance, deposit, drawing, remittance based on client.
As automatic trading apparatus in the past, have when client starts to operate, display part shows the table representing the service charge number distinguished according to the timetable of what day and time period of transaction (following, be called " expenses statement ") device (for example, referring to patent documentation 1).
In addition, the technology of the display packing of the requirement alternation procedure expense number according to client is also disclosed (specifically in the embodiment 2 and embodiment 3 of patent documentation 1, the information of the meaning of " only service charge " display is registered with and current transaction is (following in the Customer Information of registering in advance, be called " current transaction ") service charge number for " 0 yen " time, display part does not show the technology of service charge number).
Patent documentation 1: Japanese Unexamined Patent Publication 2008-171226 publication (Fig. 4 (b), Fig. 5, Fig. 6)
Automatic trading apparatus in the past as described below, there is (1) and be hoped the problem that the service charge number of current transaction can be pointed out such to client, (2) make a part of client feel the problem that loaded down with trivial details such problem and (3) sometimes make a part of client and feel uneasy so sometimes.
That is, automatic trading apparatus is in the past the formation showing the expenses statement representing the service charge number distinguished according to the timetable of what day and time period of transaction on display part.But this expenses statement is formed client, be difficult to differentiate that the service charge number of current transaction is actually how many formations.Therefore, the automatic trading apparatus of wishing in the past can point out the service charge number of current transaction to client.
In addition, before will concluding the business, when imposing the time period of service charge, service charge number generation change, expenses statement can not express this situation.Therefore, sometimes client do not notice the time period, service charge number change and indicate transaction.Thus, automatic trading apparatus is in the past hoped the service charge number can pointing out current transaction to client.
In addition, automatic trading apparatus in the past, when concluding the business, must carry out the Graphics Processing of expenses statement and the confirmation process of service charge number.Therefore, automatic trading apparatus in the past makes to think that the more loaded down with trivial details client of the confirmation process of the Graphics Processing of expenses statement and service charge number feels bad sometimes.
In addition, if client meets preferential terms, then in transaction, service charge is not produced sometimes.But automatic trading apparatus in the past also shows expenses statement to the client meeting preferential terms in the same manner as the client to usual conditions.Therefore, automatic trading apparatus in the past makes the client meeting preferential terms feel uneasy sometimes.
In addition, in patent documentation 1, disclose as described, according to the technology of the display packing that the requirement alternation procedure of client is taken.But this technology needs client to carry out the log-on operation of set information in advance, therefore exist and force the such problem of burden to client.In addition, this technology exists due to when there being the condition change of service charge, automatically can not switch the display of service charge, thus can not carry out service charge show such problem again.
Summary of the invention
The present invention proposes to solve described problem, and fundamental purpose is to provide the service charge only showing current transaction when needed, makes the automatic trading apparatus that the service charge of current transaction does not show when not needing.
In order to reach described object, the 1st invention be operation based on client and and carry out the automatic trading apparatus of concluding the business between principal computer, this automatic trading apparatus is configured to be had: display part, and it shows various information; With service charge display detection unit, it is when producing the service charge of current transaction, based on the service charge number of current transaction and the service charge number of transaction in the past, judge the service charge number of this current transaction as the display information shown on described display part or as the non-display information do not shown on described display part.
The service charge display detection unit of this automatic trading apparatus judges the service charge of current transaction as showing information still as non-display information.Therefore, this automatic trading apparatus only can show the service charge of current transaction when needed, makes the service charge of current transaction not show when not needing.
In addition, 2nd invention is program, consist of: make the operation based on client and and the control part carrying out the automatic trading apparatus of concluding the business between principal computer show detection unit as service charge and play a role, this service charge display detection unit is when producing the service charge of current transaction, based on the service charge number of current transaction and the service charge number of transaction in the past, whether judge the service charge of this current transaction as the non-display information do not shown on display part.
This program realizes the automatic trading apparatus of the 1st invention.
According to the 1st invention, the service charge only showing current transaction when needed can being provided, making the automatic trading apparatus that the service charge of current transaction does not show when not needing.
In addition, according to the 2nd invention, the program of the automatic trading apparatus realizing the 1st invention can be provided.
Accompanying drawing explanation
Fig. 1 is the figure of the formation of the automatic trading apparatus representing embodiment 1.
Fig. 2 A is the process flow diagram (1) of the action of the automatic trading apparatus representing embodiment 1.
Fig. 2 B is the process flow diagram (2) of the action of the automatic trading apparatus representing embodiment 1.
Fig. 3 represents that the figure of an example of picture is selected in transaction.
Fig. 4 is the figure of the example representing Customer Information.
Fig. 5 is the figure of the example representing service charge confirmation screen.
Fig. 6 is the figure of the example representing expenses statement picture.
Fig. 7 A is the process flow diagram (1) of the action of the automatic trading apparatus representing embodiment 2.
Fig. 7 B is the process flow diagram (2) of the action of the automatic trading apparatus representing embodiment 2.
Fig. 8 is the figure of the example representing display frame.
The explanation of Reference numeral
1 automatic trading apparatus (ATM); 2 principal computers; 3 communication lines; 4 databases; 11 control parts; 11a display operation control part; 11b Customer Information handling part; 11c service charge display detection unit; 11d transaction processing control part; 12 storage parts; 12a control program; 13 displays operating portion (touch panel etc.); 14 card readers; 15 deposit and withdraw unit; 16 detail form printers; Picture is selected in 61 transaction; 62 service charge confirmation screens; 63 expenses statement pictures; 91 Customer Informations; 91a service charge information
Embodiment
Below, with reference to accompanying drawing, embodiments of the present invention (hereinafter referred to as " present embodiment ") are described in detail.In addition, respectively scheme only understanding fully in degree of the present invention, roughly represent.Therefore, the present invention is not limited only to illustrated example.In addition, in the various figures, to general inscape, same inscape, mark same Reference numeral, omit the explanation of their repetition.
[embodiment 1]
The formation > of < automatic trading apparatus
Below, be described with reference to the formation of Fig. 1 to the automatic trading apparatus of present embodiment 1.Fig. 1 is the figure of the formation of the automatic trading apparatus representing embodiment 1.
As shown in Figure 1, the automatic trading apparatus (hereinafter referred to as " ATM ") 1 of present embodiment 1 is connected with principal computer 2 via connection communication line 3.ATM1 uses in financial institution, flow mechanism etc., carries out the device of various transaction between principal computer 2.
ATM1 has control part 11, storage part 12, display operating portion 13, card reader 14, deposit and withdraw unit 15 and detail form printer 16.
Control part 11 is inscapes of the action of each several part of control ATM1.Control part 11 is made up of CPU.Control part 11 plays a role as display operation control part 11a, Customer Information handling part 11b, service charge display detection unit 11c and transaction processing control part 11d.
Display operation control part 11a is the functional unit of the action controlling display operating portion 13.Display operation control part 11a makes the display on display operating portion 13 of various picture, or detects the operation of the client inputted by display operating portion 13.
Customer Information handling part 11b obtains the information (hereinafter referred to as " Customer Information ") 91 relevant to client from principal computer 2, or by functional unit that Customer Information 91 is registered in principal computer 2.In addition, principal computer 2 performs transaction at every turn, is stored by the Customer Information 91 of each client concluded the business in database 4.Therefore, in database 4, store the Customer Information (hereinafter referred to as " past transaction Customer Information ") 91 of a series of each transaction carried out over.
In addition, as the Customer Information 91 of the current transaction of up-to-date information when concluding the business next time, becoming the Customer Information 91 of last transaction, in addition, when the transaction of lower next time, becoming the Customer Information 91 of upper last transaction.Below, when temporally sequence distinguishes each Customer Information 91, the Customer Information 91 of current transaction is called " the Customer Information 91A (not shown) of current transaction ", the Customer Information 91 of last transaction is called " the Customer Information 91B (not shown) of last transaction ", the Customer Information 91 of upper last transaction is called " the Customer Information 91C (not shown) of upper last transaction ", the Customer Information 91 that the past concludes the business is called " the Customer Information 91Z (not shown) of past transaction ".
Service charge display detection unit 11c is when producing service charge in transaction, judge that the service charge of current transaction is as " display information " or the functional unit (that is, determining whether the functional unit of the service charge showing current transaction) as " non-display information ".In addition, " display information " refers to the information of display on display operating portion 13.On the other hand, " non-display information " refers to the information of not display on display operating portion 13.
Transaction processing control part 11d is between principal computer 2, performs the functional unit of the various transaction such as such as inquiry into balance, deposit, drawing, remittance.
Storage part 12 is the composed components storing various information, program.Storage part 12 is made up of ROM, RAM, HDD etc.Storage part 12 is previously stored with such as control program 12a.Control program 12a is the program that control part 11 is played a role as display operation control part 11a, Customer Information handling part 11b, service charge display detection unit 11c and transaction processing control part 11d.
Display operating portion 13 is composed components that touch panel etc. possesses Presentation Function and operation (input) function.Display operating portion 13 is suitable with " display part " described in claims.In addition, showing operating portion 13 also can be the formation being separated into the operation such as display part and numeric keypad (input) portions such as LCD (Liquid Crystal Display: liquid crystal display).
Card reader 14 reads the card informations such as account information from the storage medium held by client of cash card, money transfer cards, bankbook etc., or using the composed component of various information as card information write storage medium.
Unit 15 of depositing and withdrawing be when credit transaction, money transfer transactions time differentiate the currency (bank note or bank note and coin) that client drops into and be stored in the inside of national treasury (not shown), or when debit transactions, by the issue of currency in national treasury storage inside to the composed component of client.
Detail form printer 16 be print the history representing various transaction detail form and issue the inscape of client.
In this formation, ATM1 performs transaction at every turn, is registered by the Customer Information 91 (with reference to Fig. 1 and Fig. 4) comprising each client of the service charge produced in transaction in the database 4 of principal computer 2.Then, the Customer Information 91Z (not shown) (particularly the Customer Information 91B (not shown) of last transaction) that ATM1 to be used in the database 4 of principal computer 2 the past transaction of registration when current transaction judges the service charge of current transaction that produces in current transaction as " display information " or as " non-display information ".ATM1 based on this result of determination, the picture (being service charge confirmation screen 62 (with reference to Fig. 5) here) of display regulation, or skip the display that (omissions) specifies picture, thus preferably direct customers.
The action > of < automatic trading apparatus
Below, with reference to Fig. 2 A and Fig. 2 B, the action of ATM1 is described.Fig. 2 A and Fig. 2 B is the process flow diagram of the action of the ATM1 representing embodiment 1 respectively.
ATM1 by detecting that client's is close with not shown sensor, and starts action.At this moment, ATM1 such as shows the picture of urgency storage medium to the insertion of ATM1 as initial picture.Here, describe following example, that is, client is in order to start the transaction of any kind, cash card (not shown) is inserted the card reader 14 of ATM1 as storage medium.Certainly, client also can replace cash card by the storage medium such as money transfer cards, bankbook insertion ATM1.
As shown in Figure 2 A, when cash card to be inserted the inside of ATM1 by client, the card reader 14 of ATM1 detects the insertion (S105) of cash card.In addition, " insertion of cash card " mean client have selected transaction start.
When card reader 14 detects the insertion of cash card, then from cash card, read card information.Thus, ATM1 obtains card information (S110).The account information of client is included in this card information.
When ATM1 obtains card information, display operation control part 11a makes transaction select picture 61 (with reference to Fig. 3) display (S115) on display operating portion 13.Thus, ATM1 direct customers input.
Fig. 3 represents that the figure of an example of picture 61 is selected in transaction.Transaction selection picture 61 is the pictures for making client select the kind of the transaction processing that will perform.In the example shown in Fig. 3, transaction selects picture 61 to be formed as the formation comprising " inquiry into balance " button 61a, " deposit " button 61b and " withdrawing the money " button 61c.In addition, transaction selection picture 61 also can comprise button (such as, for selecting " remittance " button etc. of money transfer transactions) in addition.
" inquiry into balance " button 61a is the button for selecting inquiry into balance to conclude the business.
" deposit " button 61b is the button for selecting credit transaction.
The button 61c that " withdraws the money " is for selecting the button of concluding the business of withdrawing the money.
Client selects picture 61 with reference to transaction, selects any a kind of transaction processing as current transaction, press with by the suitable button of the transaction processing (hereinafter referred to as " option dealing process ") selected.Here, press " withdraw the money " button 61c suitable with " withdraw the money and conclude the business " for client to be described.
When client presses the button suitable with option dealing process, the display operation control part 11a of ATM1, based on the coordinate position of the button be pressed, detects the kind (S120) of option dealing process.Here, be set to display operation control part 11a and detect the kind of " withdrawing the money " transaction as option dealing process.
When display operation control part 11a detects the kind of option dealing process, the Customer Information handling part 11b of ATM1 is based on the account information comprised in the card information obtained in S110, access principal computer 2, the Customer Information 91 (with reference to Fig. 4) (that is, the Customer Information 91A (not shown) of current transaction) of the client in request transmit operation ATM1.
Fig. 4 is the figure of the example representing Customer Information 91.In the example shown in Figure 4, Customer Information 91 is formed as comprising the formation of information in expression " account ", " transaction ATM/ date, Hour Minute Second ", " service charge number ", " conclude the business what day (working day/off-day) ", " time bracket (morning/daytime/night) " and " financial institution provided by card ".In addition, Customer Information 91 also can comprise information in addition (such as, account balance, whether meet the information such as preferential terms).
" account " information represents the numbering of the account offered by client.
" transaction ATM/ date, Hour Minute Second " information represents the information of the ATM1 that identification performed (or will perform) concludes the business, and the date of transaction and Hour Minute Second.
" service charge number " information represents service charge number.
" conclude the business what day (working day/off-day) " information represent transaction what day be the off-day such as working day or Saturday, Sun., red-letter day.
" time bracket (morning/daytime/night) ", information represented the time period of transaction.
" financial institution provided by card " information represents the financial institution providing the card (also there is the situation of bankbook) used in transaction.
When being asked Customer Information 91 (the Customer Information 91A of current transaction) of the client in transmit operation ATM1 by ATM1, principal computer 2, based on account information, reads the Customer Information 91 of registration in database 4.
Then, principal computer 2, based on the Customer Information 91 be read out, judges whether client is the preferred customer meeting preferential terms.Such as, principal computer 2, based on the account balance information of a kind of client as Customer Information 91, judges whether the remaining sum of client exceedes the amount of money being set as preferential terms, thus judges whether client is preferred customer.
When judging whether client is preferred customer, principal computer 2, according to result of determination, is determined " the service charge number " that produce in current transaction.In addition, principal computer 2 extracts the information of exchange in the Customer Information 91 be read out.Then, principal computer 2 will represent that the information (following, sometimes also referred to as " service charge information 91a ") of " the service charge number " that produce in current transaction is added in the information (hereinafter referred to as " information extraction ") extracted.Thus, principal computer 2 generates the Customer Information 91A of current transaction.
Principal computer 2, when generating the Customer Information 91A of current transaction, sends the Customer Information 91A of this current transaction to ATM1.Its result, ATM1 obtains the Customer Information 91A (S125) of the current transaction comprising the service charge information 91a produced current transaction from principal computer 2.
In addition, the service charge information 91a produced in current transaction, when concluding the business next time, becomes the service charge information 91a produced when last transaction.Below, when temporally sequence distinguishes each service charge information 91a, the service charge information 91a produced in current transaction is called " the service charge information 91aA (not shown) of current transaction ", the service charge information 91a produced when last transaction is called " the service charge information 91aB (not shown) of last transaction ".
When ATM1 obtains the Customer Information 91A of current transaction from principal computer 2, service charge display detection unit 11c, with reference to the service charge information 91aA of the current transaction comprised in the Customer Information 91A of current transaction, judges whether the service charge produced in current transaction exists (S130).In addition, the situation of " service charge produced in current transaction exists " means that the service charge of current transaction is charge, and in addition, " service charge produced in current transaction does not exist " means that the service charge of current transaction is free.
In the judgement of S130, when being judged to be that the service charge produced in current transaction exists (situation of "Yes"), the account information comprised in the card information that ATM1 obtains based on Customer Information handling part 11b in S110, access principal computer 2, request sends the Customer Information 91B (not shown) of last transaction.
When being asked to send the Customer Information 91B of last transaction by ATM1, principal computer 2, based on account information, reads the Customer Information 91 of registration in database 4, and the information of corresponding last transaction is wherein sent to ATM1 as the Customer Information 91B of last transaction.At this moment in the Customer Information 91B of sent last transaction, comprise the service charge information 91aB of last transaction.Its result, ATM1 obtains the Customer Information 91B (S135) of the last transaction of the service charge information 91aB comprising last transaction from principal computer 2.
When ATM1 obtains the Customer Information 91B of last transaction from principal computer 2, service charge display detection unit 11c, with reference to the service charge information 91aB of the last transaction comprised in the Customer Information 91B of last transaction, judges whether the service charge produced in last transaction exists (S140).
In the judgement of S140, when the service charge being judged to produce in last transaction exists (situation of "Yes"), the service charge information 91aB of the last transaction comprised in the Customer Information 91B of service charge display detection unit 11c the service charge information 91aA comparing the current transaction comprised in the Customer Information 91A of the current transaction obtained in S125 and the last transaction obtained in S135, judges both sides whether as identical number (S145).
In the judgement of S145, when the service charge information 91aB of the service charge information 91aA with last transaction that are judged to be current transaction is identical number (situation of "Yes"), what day and the time period of service charge display detection unit 11c to what day and time period and last transaction of current transaction compares, and judges current transaction and last transaction whether as identical what day and time period (S150).
In the judgement of S150, when be judged to be current transaction and last transaction be identical what day and the time period time (situation of "Yes"), process via " A ", enter the S155 shown in Fig. 2 B.In addition, in the judgement of S130, when being judged to be that the service charge produced in current transaction does not exist (situation of "No"), processing and also entering the S155 shown in Fig. 2 B via " C ".
In this case, the service charge information 91aA of current transaction is considered as non-display information by service charge display detection unit 11c, determines non-display (S155) of the service charge of current transaction.Then, process enters S195.In addition, in this case, ATM1 is in S195, be that the Customer Information 91A of the current transaction of the service charge information 91aA of free current transaction registers in the database 4 of principal computer 2 by comprising the service charge number making current transaction, and then, in s 200, transaction processing can be performed between principal computer 2.
In addition, when conforming to any one situation following, processing and entering the S160 shown in Fig. 2 B via " B ", that is, be judged to be in the judgement of S140 (situation of "No") in the non-existent situation of service charge produced in last transaction; When being judged to be that in the judgement of S145 the service charge information 91aA of current transaction is not identical number with the service charge information 91aB of last transaction (situation of "No"); And be judged to be in the judgement of S150 current transaction and last transaction be not identical what day and the time period (situation of "No").In this case, the service charge information 91aA of current transaction is considered as display information by service charge display detection unit 11c, determines the display (S160) of the service charge of current transaction.
After S160, service charge display detection unit 11c exports the display instruction of the service charge of current transaction to display operation control part 11a.Corresponding, display operation control part 11a makes service charge confirmation screen 62 (with reference to Fig. 5) display (S165) on display operating portion 13 of current transaction.Thus, ATM1 direct customers input.
Fig. 5 is the figure of the example representing service charge confirmation screen 62.In the example as shown in fig. 5, service charge confirmation screen 62 is formed as comprising and represents that the service charge number produced in current transaction is the formation of how many expository writing, " expenses statement display " button 62a, " confirmation " button 62b and " cancellation " button 62c.
" expenses statement display " button 62a is the button for making expenses statement picture 63 (with reference to Fig. 6) described later display on display operating portion 13.Client not only wants the service charge number confirming current transaction sometimes, also wants the service charge number confirming to change by what day and time period.ATM1 is formed through and shows " expenses statement display " the button 62a shown in Fig. 5 in service charge confirmation screen 62, thus also can be applicable to the formation of such situation.
" confirmation " button 62b is the button for the picture that notifies that client ATM1 confirms (seeing).When " confirmation " button 62b is pressed by client, the transaction processing control part 11d of ATM1 performs transaction between principal computer 2.
" cancellation " button 62c is the button of concluding the business for cancelling (termination).When " cancellation " button 62c is pressed by client, the transaction processing control part 11d of ATM1 stops the transaction between principal computer 2, and cash card is returned to client by card reader 14.
In S165, when the service charge confirmation screen 62 of current transaction shows on display operating portion 13, client selects arbitrary process from the process that the service charge confirmation screen 62 of current transaction shows, and carries out indicating the input by the execution of the process selected.Below, this operation is called " selecting input ".Here, client selects any one button to press from " expenses statement display " button 62a, " confirmation " button 62b and " cancellation " button 62c, as " selecting input ".When client presses any one button as " selecting input ", the display operation control part 11a of ATM1 detects the button (S170) be pressed, and based on the coordinate position of the button be pressed, judges input classification (S175).
In S175, when the button be pressed is (input classification is " expenses statement display ") during " expenses statement display " button 62a, process enters S180.In addition, in S175, when the button be pressed is (when inputting classification for " confirmation ") during " confirmation " button 62b, process enters S195.In addition, in S175, when the button be pressed is (when inputting classification for " cancellation ") during " cancellation " button 62c, process enters S205.
Such as, in S175, when the button be pressed is for " expenses statement display " button 62a, display operation control part 11a makes expenses statement picture 63 (with reference to Fig. 6) display (S180) on display operating portion 13.Fig. 6 is the figure of the example representing expenses statement picture 63.Expenses statement picture 63 is formed as comprising the table, the forming of " confirmation " button 63b and " cancellation " button 63c that represent the service charge number distinguished by the timetable of what day and the time period of concluding the business.
" confirmation " button 63b and " confirmation " button 62b (with reference to Fig. 5) are same, are the buttons for the picture that notifies that client ATM1 confirms (seeing).When " confirmation " button 63b is pressed by client, the transaction processing control part 11d of ATM1 performs transaction between principal computer 2.
" cancellation " button 63c is same with " cancellation " button 62c (with reference to Fig. 5), is the button of concluding the business for cancelling (termination).When " cancellation " button 63c is pressed by client, the transaction processing control part 11d of ATM1 stops the transaction between principal computer 2, and cash card is returned to client by card reader 14.
In S180, when expenses statement picture 63 show operating portion 13 shows time, any one button in client presses " confirmations " button 63b and " cancellations " button 63c is as " selection inputs ".When client presses any one button, the display operation control part 11a of ATM1 detects the button (S185) be pressed, and based on the coordinate position of the button be pressed, judges input classification (S190).
In S190, when the button be pressed is (when inputting classification for " confirmation ") during " confirmation " button 63b, process enters S195.In addition, in S190, when the button be pressed is (when inputting classification for " cancellation ") during " cancellation " button 63c, process enters S205.
Such as, in S190, when the button be pressed is for " confirmation " button 63b, display operation control part 11a exports the registration instruction of the Customer Information 91A of current transaction to Customer Information handling part 11b, and exports transaction instruction to transaction processing control part 11d.
When being operated control part 11a by display and inputting the registration instruction of the Customer Information 91A of current transaction, Customer Information handling part 11b sends the registration request comprising the Customer Information 91A of the current transaction of the service charge information 91aA of current transaction to principal computer 2.Thus, ATM1 makes the Customer Information 91A of current transaction register (S195) in the database 4 of principal computer 2.
In addition, when being operated control part 11a by display and inputting transaction instruction, transaction processing control part 11d is sent in the execution request of the option dealing process of the kind detected in S120 to principal computer 2.Thus, ATM1 makes principal computer 2 perform option dealing process (S200).In addition, in S175, when the button be pressed is for " confirmation " button 62b, process also enters S195.In addition, after S155, process also enters S195.
After S200, the outside of the cash card used in transaction to ATM1 is discharged by the card reader 14 of ATM1, returns to client (S205).Thus, closing the transaction.Its result, a series of routine terminates.
Like this, when producing service charge in current transaction, ATM1 obtain from principal computer 2 the current transaction of the service charge information 91aA comprising current transaction Customer Information 91A, with the Customer Information 91B of last transaction of service charge information 91aB comprising last transaction.Then, the service charge number of ATM1 based on current transaction and the service charge number of last transaction, judge the service charge of current transaction as the display information of display on display operating portion 13 or the non-display information as not display on display operating portion 13.Therefore, ATM1 only can show the service charge of current transaction when needed, makes the service charge of current transaction not show when not needing.
Such as, in current transaction and last transaction, different or the transaction of service charge number what day and the time period is different time, the service charge number of current transaction is considered as display information by ATM1, the executive proceeding expense Graphics Processing Graphics Processing of service charge confirmation screen 62 (with reference to Fig. 5) of current transaction of S165 (here, be).In addition, current transaction identical with service charge number in last transaction and conclude the business what day and the time period is identical time, the service charge number of current transaction is considered as non-display information by ATM1, skip (omission) service charge Graphics Processing Graphics Processing of service charge confirmation screen 62 (with reference to Fig. 5) of current transaction of S165 (, be) here.
Specifically, when conforming to any one situation following, the service charge of current transaction is considered as display information by ATM1, executive proceeding expense Graphics Processing, that is, when the service charge of current transaction exists the service charge of the current transaction (be charge) there is not (service charge of last transaction is free) in the situation of "Yes" (in the judgement at S130) and the service charge of last transaction the situation of "No" (in the judgement at S140); When the service charge number of current transaction and the service charge number of last transaction different when the situation of "No" (in the judgement at S145); And when current transaction and last transaction what day and the time period is different when the situation of "No" (in the judgement of S150).
In addition, when not being inconsistent with any one situation above-mentioned, the service charge of current transaction is considered as non-display information by ATM1, skips service charge Graphics Processing.Therefore, when the service charge of current transaction does not exist (in the judgement at S130, the situation of "No"), the service charge of current transaction is considered as non-display information by ATM1, skips service charge Graphics Processing.Or, when the service charge of current transaction exists (in the judgement at S130, the situation of "Yes"), when the service charge of last transaction exists the situation of "Yes" (in the judgement of S140), when the service charge number of current transaction and the service charge number of last transaction identical time the situation of "Yes" (in the judgement at S145) and when current transaction and last transaction what day and the time period is identical time the situation of "Yes" (in the judgement at S150), ATM1 is when conforming to above-mentioned all situations, the service charge of current transaction is considered as non-display information, skip service charge Graphics Processing.
Such ATM1 is when producing the service charge of current transaction, and the service charge number of the current transaction that display is actual, therefore, it is possible to be convenient to the service charge number of pointing out current transaction with understanding to client.
In addition, ATM1 is not when producing the service charge of current transaction, skip service charge Graphics Processing (here, the Graphics Processing of the service charge confirmation screen 62 (with reference to Fig. 5) of the current transaction of S165), therefore, it is possible to realize client's burden alleviate the shortening with the terminal operation time.
In addition, even if ATM1 is when creating the service charge of current transaction, also when the condition of current transaction and last transaction is also identical, skip service charge Graphics Processing, therefore, it is possible to avoid making to think that the Graphics Processing of expenses statement, service charge number and the confirmation of service charge number process loaded down with trivial details client and feel bad.
In addition, ATM1, when client has met preferential terms, is also judged to be in S130 that the service charge of current transaction does not exist ("No"), skips service charge Graphics Processing, therefore, it is possible to avoid making the client having met preferential terms feel uneasy.
In addition, ATM1 is in current transaction and last transaction, more several condition (such as, whether the amount of money is identical, whether what day and time period mutually equal), determine whether the service charge needing to show current transaction, therefore, it is possible to when condition is different, necessarily make the service charge of current transaction show, can prevent the confirmation of the service charge of current transaction from omitting.
In addition, ATM1 when client wants to see expenses statement, can also make expenses statement picture 63 (with reference to Fig. 6) display on display operating portion 13.
In addition, ATM1 is formed as following formation: when compared with " technology according to the display packing that the requirement alternation procedure of client is taken " disclosed in patent documentation 1, based on the Customer Information 91Z of the past transaction of each client stored in database 4, automatically determine whether the service charge needing to show current transaction, if desired, then show the service charge of current transaction, therefore client does not need the log-on operation carrying out set information in advance, thereby, it is possible to make the convenience of client improve.
As mentioned above, the ATM1 of 1 according to the present embodiment, only can show the service charge of current transaction when needed, make the service charge of current transaction become do not show when not needing.
[embodiment 2]
In embodiment 1, ATM1 is used in the service charge information 91aB of the last transaction comprised in the Customer Information 91B of the last transaction of registration in the database 4 of principal computer 2, determines whether the service charge information 91aA needing to show current transaction.
On the other hand, in present embodiment 2, ATM1 is used in the storage medium that uses in transaction (here, cash card) in registration last transaction Customer Information 91B in the service charge information 91aB of last transaction that comprises, determine whether the service charge information 91aA needing to show current transaction.Below, the ATM1 of present embodiment 2 is called " ATM1A (not shown) ".
Below, with reference to Fig. 7 A and Fig. 7 B, for the action of the ATM1A of present embodiment 2, emphasis ground illustrates the action different from the ATM1 of embodiment 1, to the action (with reference to Fig. 2 A and Fig. 2 B) same with the ATM1 of embodiment 1, the example of the action of the ATM1A making present embodiment 2 is used in action as the ATM1 by above-mentioned embodiment 1 instead, omits detailed description.
When the action of the ATM1A of present embodiment 2 is compared with the action of the ATM1 with embodiment 1, replacing the process of S135 and S195, difference on this aspect of process carrying out S135a and S195a.
Namely, the Customer Information 91A of current transaction registers by the ATM1 of embodiment 1 in S195 in the database 4 of principal computer 2, when concluding the business next time, in S135, from principal computer 2, obtain and be registered in the Customer Information 91B of the Customer Information 91A in database 4 as last transaction in last transaction, in S140 ~ S150, the service charge information 91aB of the last transaction comprised in the service charge information 91aA of more current transaction and the Customer Information 91B of last transaction, determines whether the service charge information 91aA needing to show current transaction thus.
On the other hand, the ATM1A of present embodiment 2, in S195a, the Customer Information 91A of current transaction is registered in cash card, when the transaction of next time, in S135a, obtain from cash card and be registered in the Customer Information 91B of the Customer Information 91A in cash card as last transaction in last transaction, in S140 ~ S150, the service charge information 91aB of the last transaction comprised in the service charge information 91aA of more current transaction and the Customer Information 91B of last transaction, determines whether the service charge information 91aA needing to show current transaction thus.
Such ATM1A can not by the database 4 of principal computer 2, and by card management process charge information 91aA that client holds.Therefore, ATM1A can not spend the call duration time carried out with principal computer 2, can realize the shortening of running time.
As mentioned above, the ATM1A of 2 according to the present embodiment, outside the effect same with the ATM1 of embodiment 1, can also realize the shortening of running time.
The invention is not restricted to described embodiment, all changes, distortion can be carried out without departing from the spirit and scope of the invention.
Such as, in embodiments, service charge confirmation screen 62 (with reference to Fig. 5) is configured to different pictures with expenses statement picture 63 (with reference to Fig. 6), ATM1,1A are when in service charge confirmation screen 62, when " expenses statement display " button 62a is pressed, display operating portion 13 shows expenses statement picture 63.But ATM1,1A can omit the Graphics Processing of expenses statement picture 63 with the service charge confirmation screen 62 that the form comprising expenses statement is formed by display.
In addition, such as, the service charge information 91aA of the more current transaction of ATM1,1A and the service charge information 91aB of last transaction, determines whether the service charge needing to show current transaction.But ATM1,1A can register service charge information 91a repeatedly in database 4 or cash card, determine whether the service charge needing to show current transaction based on service charge information 91a repeatedly.
In this case, even if the service charge information 91aA of current transaction is identical with the service charge information 91aB of last transaction, ATM1,1A also carry out service charge Graphics Processing (here, the Graphics Processing of the service charge confirmation screen 62 (with reference to Fig. 5) of the current transaction of S165), when certain certain number of times is identical continuously with the service charge information 91a concluded the business in the past for the service charge information 91aA of current transaction, also service charge Graphics Processing can be skipped.
In addition, in this case, ATM1, the service charge information 91aA of the more current transaction of 1A and the service charge information 91aB of last transaction, if both sides are identical, then skip service charge Graphics Processing, but also can by be used for notifying the service charge of the current transaction of client be the service charge display field of how many current transaction be contained in be inserted into from card to perform between principal computer 2 conclude the business till during, on display operating portion 13, the arbitrary picture of display (such as, picture 64 shown in Fig. 8, 65, any width in expenses statement picture 63 shown in Fig. 6 is to multi-picture) in.
Fig. 8 is the figure of the example representing display frame.Fig. 8 (a) represents an example of the transaction input picture 64 of the input amount of money when concluding the business.In addition, Fig. 8 (b) represents an example of the trade confirmation picture 65 confirming the amount of money when concluding the business.
In the example shown in Fig. 8, transaction input picture 64 and trade confirmation picture 65 are the formation of the service charge display field being provided with current transaction respectively in the bottom right of picture.But the service charge display field of current transaction can change to arbitrary position by each picture.
Claims (6)
1. an automatic trading apparatus, its operation based on client and and conclude the business between principal computer, the feature of this automatic trading apparatus is, has:
Display part, it shows various information; With
Service charge display detection unit, it is when producing the service charge of current transaction, based on current transaction service charge number and operating automatic trading apparatus client past transaction service charge number, judgement is as the display information shown on described display part or as the non-display information do not shown on described display part using the service charge number of this current transaction
Described service charge shows detection unit using the last transaction in described transaction in the past as the object judged,
When described current transaction is different from the service charge number of described last transaction, the service charge number of described current transaction is judged to be described display information,
On the other hand, when described current transaction is identical with the service charge number of described last transaction, the service charge number of described current transaction is judged to be described non-display information.
2. automatic trading apparatus according to claim 1, is characterized in that,
Described service charge display detection unit in described current transaction different from the service charge number of described last transaction or what day and the time period is different time, the service charge number of described current transaction is judged to be described display information,
On the other hand, described service charge display detection unit described current transaction identical with the service charge number of described last transaction and what day and the time period is identical time, the service charge number of described current transaction is judged to be described non-display information.
3. automatic trading apparatus according to claim 1, is characterized in that,
When the service charge number of described current transaction is judged to be described display information by described service charge display detection unit, when concluding the business the input amount of money transaction input picture, transaction time confirm in the trade confirmation picture of the amount of money and the service charge confirmation screen that formed with the form comprising expenses statement any one or more picture, show the service charge number of described current transaction, this expenses statement represents the service charge number distinguished by the timetable of what day and the time period of concluding the business.
4. automatic trading apparatus according to claim 2, is characterized in that,
When the service charge number of described current transaction is judged to be described display information by described service charge display detection unit, when concluding the business the input amount of money transaction input picture, transaction time confirm in the trade confirmation picture of the amount of money and the service charge confirmation screen that formed with the form comprising expenses statement any one or more picture, show the service charge number of described current transaction, this expenses statement represents the service charge number distinguished by the timetable of what day and the time period of concluding the business.
5. the automatic trading apparatus according to any one in Claims 1 to 4, is characterized in that,
Also there is the Customer Information handling part of process Customer Information,
Described Customer Information handling part obtains the described Customer Information comprising the described service charge number of transaction in the past from described principal computer when each transaction, and
When creating the service charge of described current transaction, the service charge number of described current transaction is made to be registered in described principal computer.
6. the automatic trading apparatus according to any one in Claims 1 to 4, is characterized in that,
Also there is the Customer Information handling part of process Customer Information,
Described Customer Information handling part obtains the described Customer Information comprising the described service charge number of transaction in the past from the storage medium that described client holds when each transaction, and
When creating the service charge of described current transaction, the service charge number of described current transaction is made to be registered in described storage medium.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2011-063878 | 2011-03-23 | ||
| JP2011063878A JP5640850B2 (en) | 2011-03-23 | 2011-03-23 | Automatic transaction apparatus and program for realizing the automatic transaction apparatus |
Publications (2)
| Publication Number | Publication Date |
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| CN102693591A CN102693591A (en) | 2012-09-26 |
| CN102693591B true CN102693591B (en) | 2015-06-17 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201210019544.3A Expired - Fee Related CN102693591B (en) | 2011-03-23 | 2012-01-20 | Automatic transaction apparatus |
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| CN (1) | CN102693591B (en) |
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| JP7577933B2 (en) | 2020-06-01 | 2024-11-06 | 沖電気工業株式会社 | Trading device and trading program |
| JP7563067B2 (en) | 2020-09-14 | 2024-10-08 | 沖電気工業株式会社 | Automatic transaction device |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101221678A (en) * | 2007-01-12 | 2008-07-16 | 冲电气工业株式会社 | Cash automatic deal device system and cash automatic deal device |
| CN101527068A (en) * | 2008-03-06 | 2009-09-09 | 冲电气工业株式会社 | Automatic transaction device |
| CN101916481A (en) * | 2010-09-01 | 2010-12-15 | 中国建设银行股份有限公司 | Bank charging method and system |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH04369791A (en) * | 1991-06-19 | 1992-12-22 | Omron Corp | System for transacting fixed money-amount |
| JPH09311966A (en) * | 1996-05-23 | 1997-12-02 | Toshiba Corp | Automatic teller machine |
| JP2003281388A (en) * | 2002-03-25 | 2003-10-03 | Hitachi Ltd | Automatic transaction equipment |
| JP2006134011A (en) * | 2004-11-05 | 2006-05-25 | Hitachi Omron Terminal Solutions Corp | Automatic transaction equipment |
| WO2007077593A1 (en) * | 2005-12-28 | 2007-07-12 | Tomohiro Habu | Information entry device and trade processing system |
-
2011
- 2011-03-23 JP JP2011063878A patent/JP5640850B2/en not_active Expired - Fee Related
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2012
- 2012-01-20 CN CN201210019544.3A patent/CN102693591B/en not_active Expired - Fee Related
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101221678A (en) * | 2007-01-12 | 2008-07-16 | 冲电气工业株式会社 | Cash automatic deal device system and cash automatic deal device |
| CN101527068A (en) * | 2008-03-06 | 2009-09-09 | 冲电气工业株式会社 | Automatic transaction device |
| CN101916481A (en) * | 2010-09-01 | 2010-12-15 | 中国建设银行股份有限公司 | Bank charging method and system |
Also Published As
| Publication number | Publication date |
|---|---|
| CN102693591A (en) | 2012-09-26 |
| JP5640850B2 (en) | 2014-12-17 |
| JP2012198844A (en) | 2012-10-18 |
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