CN101520922B - Automatic transaction apparatus for cash - Google Patents
Automatic transaction apparatus for cash Download PDFInfo
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- CN101520922B CN101520922B CN 200810179437 CN200810179437A CN101520922B CN 101520922 B CN101520922 B CN 101520922B CN 200810179437 CN200810179437 CN 200810179437 CN 200810179437 A CN200810179437 A CN 200810179437A CN 101520922 B CN101520922 B CN 101520922B
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- card
- cash
- trading device
- automated trading
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Abstract
The present invention provides an automatic transaction apparatus for cash. The invention aims to provide a technology for reading texts recorded on particulars bill and other paper and related to cash transaction information, and simplifying cash transaction process. A card processing part (11) equipped on the cash automatic transaction apparatus has an embossing reading part (32) having OCR function. When performing cash transfer, a particulars bill issued in last transfer and having the size as a cash card or transfer card is inserted into an auxiliary casing. When the particulars bill is inserted to the auxiliary casing for transfer, the transfer information is read from the embossing reading part (32). And then, a cash automatic transaction apparatus (1) displays the transfer information read from the embossing read part (32), by modifying a part of the displayed information, transfer information can be easily generated.
Description
Technical field
The present invention relates to read in the literal of putting down in writing on the page class such as detail form relevant with money transaction information and simplify the cash automated trading device that money transaction is handled.
Background technology
About being arranged in financial institution etc. and the cash automated trading device that carries out money transaction between the client automatically, for example when transferring accounts, the clientage when each transfer transactions input financial institution name, divide account transfer take over party's information such as trade name, recipient's account number, recipient's name and account transfer to entrust account transfer side's information such as name, account transfer clientage telephone number, this cash automated trading device is practicability.But, input account transfer take over party's information and account transfer side's information when each account transfer, so, following problem produced sometimes: produce input error, account transfer operation spended time.
Therefore, following method is disclosed in patent documentation 1: be connected with the host computer pusher side of cash automated trading device, register a plurality of account transfer take over party information accordingly with the account information as the clientage of account transfer side in advance, account information according to the clientage who from cash card, reads, read and show a plurality of account transfer take over party information of registering, make clientage select target account transfer take over party (with reference to the 0008th section) from this demonstration.
And, disclose following method in patent documentation 2: the account transfer personality card of the cash card size of a plurality of account transfer take over party information has been stored in distribution, the personality card of should transferring accounts inserts cash automated trading device, thus, show a plurality of account transfer take over partys, make clientage select target account transfer take over party's (with reference to claim 1) from this demonstration.
[patent documentation 1] Japanese kokai publication hei 5-151246 communique
[patent documentation 2] Japanese kokai publication sho 59-45581 communique
But, in the method that the patent documentation 1 of registration account transfer take over party information is put down in writing in advance in principal computer, needs large-scale memory capacity and be used for retrieval clientage's high speed processing ability, and the expense of keeping management usefulness increases.And, in the method that the patent documentation 2 that uses the account transfer personality card is put down in writing, have the problem of distribution account transfer personality card cost time and expense.。
Summary of the invention
The present invention finishes in view of above problem, and its problem is, provides the literal of putting down in writing on the page classes such as reading in detail form relevant with money transaction information to simplify the cash automated trading device that money transaction is handled.
In order to solve described problem, cash automated trading device of the present invention is characterised in that this cash automated trading device has: control part, and it is responsible for calculation process and control; And image reading unit, it reads in the surface image of the card that uses in the financial transaction, described control part is when accepting supplementary card, the literal in the record of the surface of described supplementary card that identification is read by described image reading unit, have the profile identical with the card that in described financial transaction, uses, and fixedly put down in writing the page of money transaction information.
In addition, cash automated trading device is characterised in that described supplementary card portion within it is provided with the cavity, and described supplementary card inserts the page of having put down in writing money transaction information in described cavity.
According to the present invention, can read in the literal of putting down in writing on the page class such as detail form relevant with money transaction information and simplify money transaction and handle.
Description of drawings
Fig. 1 is the figure of structure that the cash automated trading device of an embodiment of the invention is shown.
Fig. 2 is the sectional view of an example that the inner structure of card handling part is shown.
Fig. 3 (a) illustrates account transfer to use the figure of the preceding detail form of auxiliaring shell, Fig. 3 (b) that the figure of the account transfer behind the detail form with the state of auxiliaring shell that packed into is shown with auxiliaring shell with packing into to transfer accounts.
Fig. 4 is the figure that is illustrated in the flow process of the money transaction processing of carrying out in the cash automated trading device.
Fig. 5 is the figure that is illustrated in the flow process of the money transaction processing of carrying out in the cash automated trading device.
Fig. 6 is the figure that is illustrated in the flow process of the money transaction processing of carrying out in the cash automated trading device.
Fig. 7 is the figure that is illustrated in an example of picture shown in the process of the money transaction processing of carrying out in the cash automated trading device.
Fig. 8 is the figure that is illustrated in an example of picture shown in the process of the money transaction processing of carrying out in the cash automated trading device.
Fig. 9 is the figure that is illustrated in an example of picture shown in the process of the money transaction processing of carrying out in the cash automated trading device.
Figure 10 is the figure that is illustrated in an example of picture shown in the process of the money transaction processing of carrying out in the cash automated trading device.
Figure 11 is the figure that is illustrated in an example of picture shown in the process of the money transaction processing of carrying out in the cash automated trading device.
Figure 12 is the figure that is illustrated in an example of picture shown in the process of the money transaction processing of carrying out in the cash automated trading device.
Embodiment
Below, suitably describe in detail for implementing best mode of the present invention (hereinafter referred to as " embodiment ") with reference to accompanying drawing.
" embodiment "
Use Fig. 1 that the structure of the cash automated trading device of embodiments of the present invention is described.Fig. 1 is the figure of structure that the cash automated trading device of an embodiment of the invention is shown.
Cash automated trading device 1 is arranged in the shops such as business hall of bank, post office or convenience store, be and client between carry out money transaction automatically device.
Cash automated trading device 1 has: master control part 10, card handling part 11, receipt handling part 12, voice guide portion 13, bankbook handling part 14, paper money deposit and withdrawal portion 15, coin deposit and withdraw portion 16, storage part 21, interface portion 22 and be arranged on input part 17 and display part 18 in the portion of receiving guests 19.And power supply unit 20 is provided for making the power supply of cash automated trading device 1 work to each one (10～19,21,22).
And cash automated trading device 1 is connected with principal computer 23 via interface portion 22 by preventing distorting and communication line such as the industrial siding of eavesdropping etc. or telephone line of communication data, and the information relevant with contents processing is sent to principal computer 23.
Then, the following describes each one (10～19,21,22) that constitutes cash automated trading device 1.
Master control part 10 (control part) has: carrying out the not shown CPU (CentralProcessing Unit, CPU (central processing unit)) of calculation process and the main storage means that this CPU uses in calculation process is not shown primary memory.Primary memory is waited to realize by RAM (Random Access Memory, random access memory).And the application program that is stored in the storage part 21 that is made of not shown hard disk etc. is launched in RAM, carries out this application program by CPU and realizes various processing.And master control part 10 has the function that each one (11～19,21,22) in the cash automated trading device 1 is controlled.
In addition, storage part 21 has program that storage master control part 10 carries out and the needed data of executive routine and by the function of the obtained various information of each one (11～19,21,22).
The detail form of financial transaction content has been printed in 12 distribution of receipt handling part.Detail form (page class) is the scraps of paper, is printed on the relevant information of financial transactions such as account transfer in bankbook record keeping that client carries out, inquiry into balance, account transfer, the account, remittance, time deposit setting, client's Customer Informations such as account number, account's classification, dealing money.
Bankbook handling part 14 has the not shown bankbook that inserts and return bankbook and inserts the return mouth.Bankbook is issued client by financial institution, is the book shape, is printed on the record of financial transaction.And, at front cover or the back cover of bankbook magnetic stripe or the IC chip that records Customer Information is housed.And bankbook handling part 14 is carried out the read-write of Customer Information.
Paper money deposit and withdrawal portion 15 counts the bank note that is deposited in by client in the back of discerning the false from the genuine, and it is accommodated in the not shown keeping national treasury by the Currency Type differentiation.And paper money deposit and withdrawal portion 15 takes out the bank note that will pay client from the keeping national treasury of distinguishing by Currency Type, withdraws the money.
The coin portion 16 that deposits and withdraws counts the coin that is deposited in by client in the back of discerning the false from the genuine, and it is accommodated in the not shown keeping national treasury of distinguishing by Currency Type.And coin is deposited and withdrawn portion 16 from will pay client's coin by the keeping national treasury taking-up of Currency Type differentiation, withdraws the money.
The portion 19 of receiving guests is arranged on the operating surface of cash automated trading device 1, is made of input part 17 and display part 18.Display part 18 is by CRT (Cathode Ray Tube, cathode-ray tube (CRT)) or LCD formations such as (Liquid Crystal Display, LCDs), shows that transaction selects picture or expression to the picture of the message of client's prompting operation etc.And input part 17 is made of touch panel etc., at the picture that is presented on the display part 18, detects by position contacting such as fingers, obtains replying of client.
Then, use Fig. 2 that the inner structure of card handling part 11 is described.Fig. 2 is the sectional view of an example that the inner structure of card handling part is shown.
As shown in Figure 2, card handling part 11 has card insertion return mouth 30, card-reading part 31, embossing reading part 32 and roller 33.
As mentioned above, insert to return mouthfuls 30 are the peristomes that insert and return not shown cash card or transferred account card (following these cards are referred to as card) to card.And the card that inserts in the card insertion return mouth 30 is drawn in by roller 33, by transport path 34.
Card-reading part 31 has reading and recording in the function by the information in the card of transport path 34.
And, function and optically read OCR (OpticalCharacter Reader, the optical character reader) function that is depicted in (images) such as the lip-deep literal of card or patterns of the outstanding embossing that is provided with literal that embossing reading part 32 (image reading unit) has the card that reads by transport path 34 (literal or pattern are processed into shape behind the embossment).
Then, use Fig. 3 that the account transfer with the information-related literal of money transaction that is used for using embossing reading part 32 to read in putting down in writing on the page class such as detail form is described with auxiliaring shell.Fig. 3 (a) illustrates account transfer to use the figure of the preceding detail form of auxiliaring shell, Fig. 3 (b) that the figure of the account transfer behind the detail form with the state of auxiliaring shell that packed into is shown with auxiliaring shell with packing into to transfer accounts.
Shown in Fig. 3 (a), account transfer is a side for empty case shape or envelope shape, in order to can insert detail form with auxiliaring shell 40 (supplementary card).And account transfer has shape and the size identical with the card that can insert card handling part 11 with auxiliaring shell 40.And, about the hardness of account transfer with auxiliaring shell 40, as long as have the rigidity identical with the card that in financial transaction, uses, perhaps can sustain transport path 34 such uses repeatedly of passing through card handling part 11 repeatedly and get final product.And account transfer is transparent with the one side at least of auxiliaring shell 40, can read in (images) such as literal put down in writing in the detail form 41 by embossing reading part 32 when inserting detail form 41.In addition, account transfer also can be level and smooth with the surface of auxiliaring shell 40.
Record account transfer information 46 at detail form 41.Account transfer information 46 is account transfer side's information 43, transfer amount 44 and account transfer take over party information 45 at least.And detail form 41 is folding in the mode that can see account transfer information 46, can insert the size that auxiliaring shell 40 is used in account transfer in order to become.Then, detail form 41 is inserted account transfer auxiliaring shell 40.
Its result shown in Fig. 3 (b), produces the account transfer auxiliaring shell 40a that can read in the state of the account transfer information of putting down in writing on the detail form 41 46 by embossing reading part 32.
In addition, about the method for folding of detail form 41 and with detail form 41 insert account transfer with auxiliaring shells 40 towards etc., as long as can read account transfer information 46, then can be any-mode.
In addition, when inserting the account transfer information 46 that account transfer transfers accounts with the detail form 41 in the auxiliaring shell 40 in recording last transaction, because change such as change less, so be preferred.
And account transfer preferably is arranged near the cash automated trading device 1, in order to can utilize immediately with auxiliaring shell 40.
Then, the flow process of using Fig. 4～Figure 12 that the money transaction of carrying out in cash automated trading device 1 is handled describes.Fig. 4～Fig. 6 is the figure that is illustrated in the flow process of the money transaction processing of carrying out in the cash automated trading device.And Fig. 7～Figure 12 is the figure that is illustrated in an example of picture shown in the process of the money transaction processing of carrying out in the cash automated trading device.
At first, the master control part 10 of cash automated trading device 1 display part 18 show can the option dealing content picture (Fig. 7) and standby (step S101).Then, master control part 10 judges whether selected " cash account transfer " menu (step S102) shown in Figure 7 via input part 17.In step S102, (step S102: under situation "No"), master control part 10 is carried out other transaction processing there not being " cash account transfer " menu of selection.Selecting " cash account transfer " menu (step S102: under situation "Yes"), handle entering step S103.
In step S103, master control part 10 shows to confirm whether to use the account transfer picture (Fig. 8) of auxiliaring shell 40 at display part 18.Then, master control part 10 judges whether selected to use account transfer auxiliaring shell 40 (step S104) via input part 17 by one of "Yes" or "No" shown in Figure 8.In step S104, (step S104: under situation "No"), master control part 10 has used the cash transfer transactions of known technology to handle (step S105) with auxiliaring shell 40 not selecting to use account transfer.(step S104: under situation "Yes"), processing entering step S106 with auxiliaring shell 40 having selected to use account transfer.
In step S106, master control part 10 display reminding client on display part 18 will transfer accounts and insert the picture (Fig. 9) of card handling part 11 with auxiliaring shell 40.Then, master control part 10 judges whether finished insertion account transfer auxiliaring shell 40 (step S107).In step S107, (step S107: under situation "No"), step S106 is returned in processing with auxiliaring shell 40 not finishing the insertion account transfer.Inserting transfers accounts uses auxiliaring shell 40 (step S107: under situation "Yes"), handle entering step S108 finishing.
Then, in step S108, embossing reading part 32 uses the OCR function to read and is inserted into the account transfer information 46 (with reference to Fig. 3 (a)) that the detail form 41 in the auxiliaring shell 40 is used in account transfer.In addition, when in step S104, having selected to use account transfer auxiliaring shell 40 (step S104: in the time of "Yes"), master control part 10 also can pass on expression to use the indication information of OCR function to embossing reading part 32, use the OCR function, read the account transfer information 46 that the detail form 41 in the auxiliaring shell 40 is used in account transfer that is inserted into.
Then, transfer to Fig. 5, the Word message (account transfer information 46) that master control part 10 identification embossing reading parts 32 read is presented at (step S109) on the display part 18 with it.Then, master control part 10 is judged the information correct (step S110) whether client has selected embossing reading part 32 to read.Incorrect (step S110: under situation "No"), master control part 10 is discharged account transfer with auxiliaring shells 40 (step S111) by card handling part 11 in the information of having selected to read.Then, master control part 10 shows to confirm whether reuse the picture (Figure 10) (step S112) that auxiliaring shell 40 is used in account transfer at display part 18.
Then, step S104 is returned in processing.
Having selected the information that reads in step S110, correct (step S110: under situation "Yes"), master control part 10 shows the transfer amount that reads at display part 18.Then, master control part 10 shows the picture (Figure 11) of confirming whether to revise the transfer amount that reads at display part 18.Then, whether master control part 10 judges by input part 17 to have selected whether to revise transfer amount (step S114) by in the "Yes" or "No" shown in Figure 11 any.In step S114, selected modification (step S114: under situation "Yes"), the picture (step S115) of master control part 10 display update transfer amount on display part 18.Then, master control part 10 is accepted the input amount of money.Do not selecting to revise (step S114: under situation "No"), handle entering step S116.
In step S116, master control part 10 shows the picture (Figure 12) of confirming transaction content (account transfer information) at display part 18.In picture shown in Figure 12, show the project relevant with the take over party that transfers accounts and the project relevant with clientage (client).Then, client carries out the modification of this project by the project of selecting to revise.And picture shown in Figure 12 is shown as, and is not having to select " affirmation " key under the situation about revising.
Then, master control part 10 judges whether selected acknowledgement key (step S117).(step S117: under situation "No"), master control part 10 shows the modification picture (step S118) of having enumerated the project that will revise at display part 18 not selecting acknowledgement key.Then, master control part 10 is handled and is returned step S116 after accepting to revise content.
Selecting acknowledgement key (step S117: under situation "Yes"), handle entering step S119 shown in Figure 6.
As shown in Figure 6, in step S119, the picture of master control part 10 display reminding cash input on display part 18.Then, whether master control part 10 judges that the either party or the both sides that deposit and withdraw in the portion 16 via paper money deposit and withdrawal portion 15 and coin have dropped into cash (step S120).(step S120: under situation "No"), cash automated trading device 1 becomes holding state not finishing cash input.And, finish cash input (step S120: under situation "Yes"), handle entering step S121.
In step S121, master control part 10 is carried out the cash transfer transactions and is handled.Then, master control part 10 is discharged account transfer auxiliaring shell 40 (step S122) by card handling part 11.
Then, the processing of " cash account transfer " menu finishes.
In addition, in said embodiment, the OCR function of having put down in writing by embossing reading part 32 reads literal.But, also can be made as embossing reading part 32 and the OCR function is not set and only obtain image, 10 pairs of images that read by embossing reading part 32 of master control part are resolved, thus identification account transfer information.
In order to be easy to fold, for detail form 41, can print fold line or printed, folded line etc. in advance in the folding position.And, be made as the folding back of detail form 41 and insert account transfer with auxiliaring shells 40, still, also can set in advance folding line such as poroid wiring and tear.
In addition, the account transfer information of putting down in writing in detail form 41 can be the record in the lump of literal and bar code or two-dimension code.And also only conversion stripes shape code or two-dimension code are identified account transfer information to master control part 10.
Account transfer is case shape or bag shape with auxiliaring shell 40, still, also can be to sandwich and fixing mechanism.And, also can near cash automated trading device 1, cutter be set, by this cutter detail form 41 is cut to the size of card with ground paper, and, utilize adhesive tape to be fixed on the ground paper under the cutting, or stick on the ground paper by paste.
Claims (4)
1. a cash automated trading device is characterized in that, this cash automated trading device has:
Control part, it is responsible for calculation process and control; And
Image reading unit, it reads in the surface image of the card that uses in the financial transaction,
Described control part is identified the literal that fixing page is put down in writing in described supplementary card that is read by described image reading unit when accepting supplementary card,
Described supplementary card has the profile identical with the card that uses in described financial transaction, and has fixedly put down in writing the page of the information of transferring accounts of money transaction information, and this information of transferring accounts is the side's of transferring accounts information at least, the transfer accounts amount of money and the take over party's information of transferring accounts;
Display part, it shows that described control part identifies the described information of transferring accounts that described literal obtains.
2. cash automated trading device according to claim 1 is characterized in that,
Described supplementary card portion within it is provided with the cavity,
Described supplementary card inserts the page of having put down in writing money transaction information in described cavity,
Described cash automated trading device has display part, and this display part display reminding inserts the picture of described supplementary card.
3. cash automated trading device according to claim 2 is characterized in that,
Described control part has input part, and this input part is accepted the change of described money transaction information.
4. cash automated trading device according to claim 2 is characterized in that,
Described supplementary card has the rigidity identical with the card that uses in described financial transaction, the one side at least in its surface and the back side is formed by transparent material.
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2008045349A JP2009205310A (en) | 2008-02-27 | 2008-02-27 | Automatic teller machine |
| JP2008045349 | 2008-02-27 | ||
| JP2008-045349 | 2008-02-27 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN101520922A CN101520922A (en) | 2009-09-02 |
| CN101520922B true CN101520922B (en) | 2013-07-17 |
Family
ID=41081492
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200810179437 Expired - Fee Related CN101520922B (en) | 2008-02-27 | 2008-11-28 | Automatic transaction apparatus for cash |
Country Status (2)
| Country | Link |
|---|---|
| JP (1) | JP2009205310A (en) |
| CN (1) | CN101520922B (en) |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1588462A (en) * | 2004-07-22 | 2005-03-02 | 中国工商银行 | Cash register, card server, data transmission system |
| CN1758291A (en) * | 2004-07-02 | 2006-04-12 | 招商银行股份有限公司 | Bank card temporary authorizing system and its processing method |
| CN1881269A (en) * | 2005-06-15 | 2006-12-20 | 冲电气工业株式会社 | Automatic bargaining device |
-
2008
- 2008-02-27 JP JP2008045349A patent/JP2009205310A/en active Pending
- 2008-11-28 CN CN 200810179437 patent/CN101520922B/en not_active Expired - Fee Related
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1758291A (en) * | 2004-07-02 | 2006-04-12 | 招商银行股份有限公司 | Bank card temporary authorizing system and its processing method |
| CN1588462A (en) * | 2004-07-22 | 2005-03-02 | 中国工商银行 | Cash register, card server, data transmission system |
| CN1881269A (en) * | 2005-06-15 | 2006-12-20 | 冲电气工业株式会社 | Automatic bargaining device |
Also Published As
| Publication number | Publication date |
|---|---|
| JP2009205310A (en) | 2009-09-10 |
| CN101520922A (en) | 2009-09-02 |
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