CN109377679A - Withdrawal method and terminal device - Google Patents
Withdrawal method and terminal device Download PDFInfo
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- CN109377679A CN109377679A CN201811022740.XA CN201811022740A CN109377679A CN 109377679 A CN109377679 A CN 109377679A CN 201811022740 A CN201811022740 A CN 201811022740A CN 109377679 A CN109377679 A CN 109377679A
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- withdrawal
- work order
- cash dispenser
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
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- Accounting & Taxation (AREA)
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- General Physics & Mathematics (AREA)
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Abstract
The present invention is suitable for technical field of data processing, provides withdrawal method, terminal device and computer readable storage medium, comprising: when detecting preset withdrawal instruction triggers, executes qualification testing；If the result for executing qualification testing is to be proved to be successful, withdrawal information is obtained, the withdrawal information includes withdrawal card number, withdrawal password and withdrawal amount；Withdrawal work order is generated based on the withdrawal information, and the withdrawal work order is sent to by cash dispenser by near-field communication NFC, the withdrawal work order is used to authenticate by the cash dispenser, and the cash dispenser is made to transfer out the banknote with the withdrawal amount corresponding number after authenticating successfully.The relevant operation set of withdrawal on the terminal device, is reduced the operation that user carries out on cash dispenser, improves the convenience of withdrawal by the present invention.
Description
Technical field
The invention belongs to technical field of data processing more particularly to withdrawal method, terminal device and computer-readable deposit
Storage media.
Background technique
With technological innovation, the withdrawal operation of people is withdrawn the money from sales counter to be sent out progressively towards intelligent and automation direction
Exhibition.After cash dispenser Technical investment use, bank card is inserted into cash dispenser by user, and inputs password according to the prompt of cash dispenser
And the amount of money, cash dispenser will spue banknote.But in actual scene, it is possible that the case where user forgets to carry bank card,
Lead to not withdraw the money by traditional mode.
In the prior art, bank card information can be written in mobile terminal in advance, and will be in mobile terminal when withdrawing the money
Bank card information be sent to cash dispenser, to substitute plug-in card process, cash dispenser complete bank card information certification after, user
Password is inputted on cash dispenser and the amount of money is withdrawn the money.In the prior art, user needs to divide on mobile terminal and cash dispenser
Not carrying out operation could complete to withdraw the money, and cause the convenience withdrawn the money poor.
Summary of the invention
In view of this, the embodiment of the invention provides withdrawal method, terminal device and computer readable storage medium, with
The convenience for solving the problems, such as that user withdraws the money on cash dispenser in the prior art is poor.
The first aspect of the embodiment of the present invention provides a kind of withdrawal method, comprising:
When detecting preset withdrawal instruction triggers, qualification testing is executed；
If the result for executing qualification testing is to be proved to be successful, withdrawal information is obtained, the withdrawal information includes card of withdrawing the money
Number and withdrawal password；
Withdrawal work order is generated based on the withdrawal information, and the withdrawal work order is sent to by near-field communication NFC and is taken
Money machine, the withdrawal work order for authenticating, and transfer out the cash dispenser after authenticating successfully and institute by the cash dispenser
State the banknote of withdrawal amount corresponding number.
The second aspect of the embodiment of the present invention provides a kind of terminal device, and the terminal device includes memory, processing
Device and storage in the memory and the computer program that can run on the processor, described in the processor execution
Following steps are realized when computer program:
When detecting preset withdrawal instruction triggers, qualification testing is executed；
If the result for executing qualification testing is to be proved to be successful, withdrawal information is obtained, the withdrawal information includes card of withdrawing the money
Number and withdrawal password；
Withdrawal work order is generated based on the withdrawal information, and the withdrawal work order is sent to by near-field communication NFC and is taken
Money machine, the withdrawal work order for authenticating, and transfer out the cash dispenser after authenticating successfully and institute by the cash dispenser
State the banknote of withdrawal amount corresponding number.
The third aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage
Media storage has computer program, and the computer program realizes following steps when being executed by processor:
When detecting preset withdrawal instruction triggers, qualification testing is executed；
If the result for executing qualification testing is to be proved to be successful, withdrawal information is obtained, the withdrawal information includes card of withdrawing the money
Number and withdrawal password；
Withdrawal work order is generated based on the withdrawal information, and the withdrawal work order is sent to by near-field communication NFC and is taken
Money machine, the withdrawal work order for authenticating, and transfer out the cash dispenser after authenticating successfully and institute by the cash dispenser
State the banknote of withdrawal amount corresponding number.
Existing beneficial effect is the embodiment of the present invention compared with prior art:
The embodiment of the present invention is using terminal device as executing subject, when terminal device detects withdrawal instruction triggers, and
The result for executing qualification testing is to obtain withdrawal information when being proved to be successful, and generate withdrawal work order based on withdrawal information, will withdraw the money
Work order is sent to cash dispenser by near-field communication NFC and withdraws the money, and the embodiment of the present invention is by the operational set of withdrawal in terminal
Equipment avoids user and operates on cash dispenser, improves the convenience of withdrawal.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation flow chart for the withdrawal method that the embodiment of the present invention one provides；
Fig. 2 is the implementation flow chart of withdrawal method provided by Embodiment 2 of the present invention；
Fig. 3 is the implementation flow chart for the withdrawal method that the embodiment of the present invention three provides；
Fig. 4 is the implementation flow chart for the withdrawal method that the embodiment of the present invention four provides；
Fig. 5 is the structural block diagram for the terminal device that the embodiment of the present invention five provides；
Fig. 6 is the schematic diagram for the terminal device that the embodiment of the present invention six provides.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
In order to illustrate technical solutions according to the invention, the following is a description of specific embodiments.
Fig. 1 shows the implementation process of withdrawal method provided in an embodiment of the present invention, and details are as follows:
In S101, when detecting preset withdrawal instruction triggers, qualification testing is executed.
In embodiments of the present invention, by the process integration of withdrawal in the application program of terminal device, specifically, in terminal
The withdrawal instruction for withdrawal is pre-configured in the application program of equipment, the format for instruction of withdrawing the money can refer to for key command, voice
Enable and any format or any two formats of touching instruction etc. more than combination, terminal device include but is not limited to mobile phone,
Computer and tablet computer.For example, instruction of withdrawing the money can press for press the volume "+" key and power key of terminal device simultaneously
Key instruction can be the phonetic order that speech text is " starting to withdraw the money ", can also carry out for the withdrawal button provided application program
The touching instruction of click.When terminal device detects withdrawal instruction triggers, i.e., when user issues withdrawal instruction, terminal device is carried out
Qualification testing to verify user identity, while preventing from issuing withdrawal because of user's mistake and instructing leading to mispick money.The side of qualification testing
Formula includes but is not limited to prompt input verifying password and carry out In vivo detection etc., and particular content is illustrated later.It is worth one
It is mentioned that, instruction of withdrawing the money can be preset by user.
In S102, if the result for executing qualification testing is to be proved to be successful, withdrawal information, the withdrawal information packet are obtained
Include withdrawal card number, withdrawal password and withdrawal amount.
Terminal device obtains the result for executing qualification testing after executing qualification testing.For example, if qualification testing is
Prompt input verifying password, then after executing qualification testing, judge user input verifying password whether with proper password (this just
True password is preset in the application by user) it is identical, if identical, it is determined that execute the result of qualification testing as verifying
Success executes the subsequent operation for obtaining withdrawal information；If it is not the same, then determining that the result for executing qualification testing is that verifying is lost
It loses, stops executing operation of withdrawing the money.In embodiments of the present invention, the withdrawal information of acquisition include withdrawal card number, withdrawal password and
Withdrawal amount, certainly, according to the difference of practical application scene, withdrawal information may also include more contents, such as withdrawal information
It may also include the machine code of terminal device, which is a string of sequence numbers for generating hardware sequence number after treatment, tool
There is uniqueness, therefore can indicate that withdrawal information is uniquely generated by the terminal device.Withdrawal card number in withdrawal information can be real
The card number of border bank card, the card number mark that can also retain for bank card in card issuer, can determine according to practical application scene.It is worth
One is mentioned that, withdrawal information can be manually entered by user, during being manually entered, can by user completely in text box hand
Dynamic input withdrawal information, can also be by the selected image comprising bank card in kind of user, to carry out optical character knowledge to the image
(Optical Character Recognition, OCR) does not obtain bank's card number on bank card in kind as withdrawal card number,
And it obtains withdrawal password and withdrawal amount and (optical character knowledge equally can be carried out to the image for including withdrawal password or withdrawal amount
Do not obtain or be manually entered to obtain in text box by user), constitute withdrawal information.But the withdrawal of user habit may
Immobilization, for example the banknote of 1,000 yuan of amount of money is taken from cash dispenser every time, on this basis, if every time defeated manually by user
Enter withdrawal information, then can lead to the problem of cumbersome, therefore acquisition methods of another withdrawal information in the embodiment of the present invention
In, the mapping relations for storing withdrawal information on the terminal device in advance, and establishing withdrawal information between instruction of withdrawing the money work as withdrawal
Instruction triggers, and when qualification testing success, it is automatic to obtain withdrawal information corresponding with instruction of withdrawing the money, avoid user from repeating
Input.
Optionally, it constructs withdrawal information library in advance in terminal device, includes that multiple withdrawals instruct in the withdrawal information library
And one-to-one withdrawal information is instructed with multiple withdrawals.In practical application scene, it is corresponding to there are the multiple bank cards of preservation
The demand of withdrawal information construct withdrawal information library in advance therefore in embodiments of the present invention, preserved in the withdrawal information library more
A withdrawal information, and further include with each withdrawal information in the withdrawal information library constructed there are the withdrawal of mapping relations instruction,
Wherein, obscure in order to prevent, each withdrawal instruction should be different from other withdrawal instructions in setting.For example, building
Withdrawal information library includes withdrawal information InformationA, withdrawal information InformationB, withdraw the money instruction InstructionA,
Withdraw the money instruction InstructionB, InstructionAWith InformationAThere are mapping relations, InstructionBWith
InformationBThere are mapping relations, if detecting withdrawal instruction InstructionATriggering, and execute the knot of qualification testing
Fruit is to be proved to be successful, then acquisition and Instruction in withdrawal information libraryAThere are the Information of mapping relationsA, promoted
Obtain the convenience and the degree of automation of withdrawal information.It is noted that by withdrawal information library in the embodiment of the present invention
It establishes permission and modification authority is open to user, so that user can adjust specific withdrawal information according to self-demand, promotion is used
Family experience.
In S103, withdrawal work order is generated based on the withdrawal information, and pass through near-field communication NFC for the withdrawal work order
It is sent to cash dispenser, the withdrawal work order is used to authenticate by the cash dispenser, and makes the cash dispenser defeated after authenticating successfully
Send out the banknote with the withdrawal amount corresponding number.
In embodiments of the present invention, near-field communication (Near Field is fitted on terminal device and cash dispenser
Communication, NFC) module.After getting withdrawal information, terminal device generation includes the withdrawal work of withdrawal information
It is single, and withdrawal work order is sent to cash dispenser by NFC module, the format of withdrawal work order is determined according to practical application scene, than
Work order of such as withdrawing the money may include work order serial number (being automatically generated by application program), withdrawal card number, withdrawal password and withdrawal amount.
Since the communication distance of NFC is shorter, usually in ten centimetres, therefore terminal device prompts user will be whole after generating withdrawal work order
For the NFC module of end equipment close to the NFC module of cash dispenser, prompting mode can be the modes such as voice, text or vibration.Cash dispenser
After receiving withdrawal work order, the withdrawal information in withdrawal work order is extracted, and to the withdrawal card number and withdrawal password in withdrawal information
It is authenticated, specifically, is searched in the background system (i.e. the background system of card issuer) of withdrawal card number corresponding with withdrawal card number
Correct card number password, and withdrawal password is compared with card number password, if withdrawal password is different from card number password,
The prompt of password mistake is shown on cash dispenser；If withdrawal password is identical as card number password, success is authenticated.Authenticating successful base
On plinth, the remaining sum of withdrawal card number is inquired in the background system of withdrawal card number, and remaining sum and withdrawal amount are compared, if remaining sum is big
In or equal to withdrawal amount, then cash dispenser transfers out the banknote with withdrawal amount corresponding number；If remaining sum is less than withdrawal amount,
The cash dispenser output prompt that Sorry, your ticket has not enough value.
Optionally, withdrawal information further includes current time, after withdrawal work order is sent to cash dispenser, if receiving described take
The time-out information that money machine returns then updates the current time, and updates the withdrawal based on the updated current time
The updated withdrawal work order is sent to the cash dispenser by the NFC by work order, and the time-out information is described current
It is generated when time meets preset condition by the cash dispenser.In embodiments of the present invention, the withdrawal information got further includes end
The current time of end equipment, in order to avoid inaccuracy is arranged in the machine time of terminal device itself, current time is current obtains
Internet time.After withdrawal work order comprising current time is sent to cash dispenser by terminal device, cash dispenser extracts withdrawal work
Current time in list, and time-out information is generated when current time meets preset condition, and time-out information is sent to terminal
Equipment.Specifically, cash dispenser obtains the time for receiving withdrawal work order as the time of withdrawing the money, and by current time and withdraws the money the time
It is compared, if the time difference between current time and time of withdrawing the money is greater than or equal to preset time threshold, generates time-out
Information, i.e. preset condition are the time difference between current time and time of withdrawing the money to be greater than or equal to time threshold；If current time
Time difference between the time of withdrawing the money is less than time threshold, then executes subsequent authentication operations according to withdrawal work order.For example,
Time threshold is 5 minutes, and when the current time in withdrawal work order is the January in 2018 of afternoon 5 on the 1st, the withdrawal time is in January, 2018
When afternoon 6 on the 1st, then it has been more than time threshold that the time difference between current time and time of withdrawing the money, which is one hour, therefore generates time-out
Information.Terminal device updates current time after the time-out information for receiving cash dispenser return, is based on updated current time
And other content in withdrawal information such as withdrawal card number etc. generates updated withdrawal work order, and will be updated by NFC
Withdrawal work order is sent to cash dispenser, avoids expired withdrawal work order by the above method and is performed, improves the safety of withdrawal
Property.In addition, cash dispenser sends time-out information for convenience, setting withdrawal information further includes the user identity identification of terminal device
(Subscriber Identification Module, SIM) card number code, receives the withdrawal based on withdrawal information in cash dispenser
Work order, and after generating time-out information, by reading the SIM card number in withdrawal work order, time-out information is sent out with short message mode
It send to the SIM card number, sends time-out information convenient for remote, promote the success rate that time-out information is sent.
By embodiment illustrated in fig. 1 it is found that in embodiments of the present invention, when terminal device detects preset withdrawal instruction
When triggering, qualification testing is executed, if the result for executing qualification testing is successfully, to obtain withdrawal information, is based on the withdrawal information
Withdrawal work order is generated, and withdrawal work order is sent to by cash dispenser by NFC, so that cash dispenser is after authenticating successfully withdrawal work order
The banknote with the withdrawal amount corresponding number in withdrawal information is transferred out, withdrawal operation is integrated into terminal and set by the embodiment of the present invention
It is standby, improve the convenience of withdrawal.
It is to be refined on the basis of the embodiment of the present invention one to the process for executing qualification testing shown in Fig. 2
A kind of implementation method.The embodiment of the invention provides the implementation flow charts of withdrawal method, as shown in Fig. 2, the withdrawal method can be with
The following steps are included:
In S201, preset living body verification tip is exported, and open camera, the living body verification tip is for prompting
User makes operation corresponding with preset state in preset time period.
In order to guarantee withdraw the money operation be correctly executed by user rather than maloperation, terminal device detecting withdraw the money instruction touching
When hair, qualification testing is executed, in embodiments of the present invention, qualification testing is living body verifying.Specifically, terminal device output is default
Living body verification tip, and open camera to acquire image, which includes the default shape in preset time period
State certainly can also verify living body for reminding user to make operation (expression) corresponding with preset state in preset time period
The preset time period of prompt is divided into multiple sub- periods, and different preset states, such as living body is arranged in each sub- period
Verification tip can be " (continuing two seconds) is opened eyes in (continuing two seconds) eye closing (continuing two seconds) of opening eyes ".
In S202, it is located at the image within the scope of the camera view in preset time period acquisition, and to described
Image carries out image analysis, obtains set of image characteristics corresponding to the image.
Terminal device is located at the image within the scope of camera view, acquisition after opening camera, through camera acquisition
Mode is corresponding with the preset time period in living body verification tip, can if preset time period is divided into multiple sub- periods
Image Acquisition is carried out in each sub- period.For example, living body verification tip is that " (continuing two seconds) eye closing of opening eyes (continues two
Second) open eyes (continuing two seconds) ", it is different default shapes in each of preset time period (six seconds) sub- period (two seconds)
State, then settable acquisition mode is (to be located at first sub- period) after opening one second of camera to acquire an image,
(it is located at second sub- period) behind three seconds of unlatching camera and acquires an image, (is located at after opening five seconds of camera
The third sub- period) image of acquisition, three frame images are always obtained, wherein each frame image is all and in living body verification tip
Sub- period it is corresponding, certainly, the period sub- for each of living body verification tip, also settable acquisition mode for
The sub- period acquires multiple image each of after camera unlatching, to promote the accuracy of living body verifying.After collecting image,
Image analysis is carried out to image, to identify the face in image, and acquires the feature of each characteristic point of face, group is combined into and image
Corresponding set of image characteristics, wherein image analysis can be realized by the image analysis algorithm or image analysis interface for calling open source.
In S203, described image feature set is analyzed, obtains emotional state corresponding with described image feature set,
And the emotional state is compared with the preset state, it is defeated if the emotional state is identical as the preset state
The result for executing qualification testing out is to be proved to be successful.
In embodiments of the present invention, according to and the corresponding set of image characteristics of image obtain table corresponding with the set of image characteristics
Situation state, specifically can be preset with the one-to-one expressive features collection of multiple emotional states, and by set of image characteristics with it is multiple
Expressive features collection is compared one by one, obtains multiple difference values, by the corresponding emotional state of the smallest expressive features collection of difference value
As the corresponding emotional state of the set of image characteristics.Then, by the corresponding emotional state of set of image characteristics and living body verification tip
In preset state be compared, if emotional state is identical as preset state, such as all for smile, then export execute qualification test
The result of card (living body verifying) is to be proved to be successful；If emotional state is not identical as preset state, stopping carries out withdrawal operation
Or prompt user is verified again.If preset time period is divided into multiple sub- periods, in each sub- period
When the corresponding emotional state of the set of image characteristics of acquired image is all identical as the preset state of the sub- period, output is executed
The result of qualification testing is to be proved to be successful.It is illustrated with the example in step S202, is obtaining the corresponding image of three frame images
After feature set, however, it is determined that the corresponding emotional state of set of image characteristics for going out first frame image is to open eyes, the image of the second frame image
The corresponding emotional state of feature set is to close one's eyes, third frame figure
The corresponding emotional state of the set of image characteristics of picture is to open eyes, due in the corresponding living body verification tip of first frame image
Preset state be to open eyes, the preset state in the corresponding living body verification tip of the second frame image is to close one's eyes, third frame image pair
The preset state in living body verification tip answered be open eyes, then the corresponding emotional state of all set of image characteristics all with preset state
It is identical, therefore the result for exporting execution qualification testing is to be proved to be successful.
In addition, can also pre-save the face characteristic collection of the user with withdrawal permission in terminal device, figure is being obtained
As set of image characteristics being compared with face characteristic collection, if the difference between set of image characteristics and face characteristic collection after feature set
Different value is less than preset discrepancy threshold, then opens the user of withdrawal permission to currently used terminal device；If set of image characteristics with
Difference value between face characteristic collection is greater than or equal to discrepancy threshold, then closes withdrawal permission, that is, stops executing operation of withdrawing the money, with
Promote withdrawal safety.
By embodiment illustrated in fig. 2 it is found that in embodiments of the present invention, exporting preset living body verification tip, the living body
Verification tip opens camera for prompting user to make operation corresponding with preset state in preset time period, pre-
If acquisition is located at the image within the scope of camera view in the period, and carries out image analysis to image and obtain set of image characteristics.
And then set of image characteristics is analyzed, emotional state corresponding with set of image characteristics is obtained, emotional state and living body are verified
Preset state in prompt is compared, if emotional state is identical as preset state, the result for exporting execution qualification testing is
Be proved to be successful, the embodiment of the present invention by executing living body verifying, and by obtained verification result judge to withdraw the money operate whether by
User carries out, and mispick money caused by preventing because of instruction false triggering of withdrawing the money improves the validity of withdrawal.
It is to be sent to withdrawal work order to by near-field communication NFC on the basis of the embodiment of the present invention one shown in Fig. 3
A kind of implementation method that the process of cash dispenser is refined.The embodiment of the invention provides the implementation processes of withdrawal method
Figure, as shown in figure 3, the withdrawal method may comprise steps of:
In S301, the withdrawal work order is encrypted to obtain the first work order ciphertext, and take by the NFC by described
Money work order and the first work order ciphertext are sent to the cash dispenser, so that the cash dispenser encrypts the withdrawal work order
The second work order ciphertext is obtained, and returns to the result that the first work order ciphertext and the second work order ciphertext are compared.
It, may be unstable etc. because of NFC connection during withdrawal work order is transmitted to cash dispenser from terminal device
Reason, the withdrawal work order for causing final cash dispenser to receive is imperfect, can not execute subsequent withdrawal operation.Implement in the present invention
In example, after generating withdrawal work order, terminal device encrypts withdrawal work order, obtains the first work order ciphertext, and encryption can be by pre-
If Encryption Algorithm realize, Encryption Algorithm can for Message Digest 5 (Message Digest Algorithm, MD) or safety
Hashing algorithm (Secure Hash Algorithm, SHA) scheduling algorithm, it is worth mentioning at this point that, the identical encrypted algorithm of data adds
The ciphertext obtained after close is identical.After the completion of encryption, terminal device is sent withdrawal work order and the first work order ciphertext by NFC module
To cash dispenser.Cash dispenser equally is encrypted to obtain second by Encryption Algorithm after receiving withdrawal work order to withdrawal work order
First work order ciphertext is compared with the second work order ciphertext, and the result of comparison is back to terminal device by work order ciphertext, value
It obtains one to be mentioned that, echo plex mode can also can be step for the result of comparison is sent to terminal device by the NFC module of cash dispenser
The result by comparison in rapid S103 is sent on the SIM card number of terminal device by short message mode.In addition, if cash dispenser
The result being compared is that the first work order ciphertext is identical as the second work order ciphertext, then subsequent withdrawal operation can be performed, that is, authenticate.
In S302, if the first work order ciphertext and the second work order ciphertext be not identical, the withdrawal work is obtained
The transmission times of the single and described first work order ciphertext.
For the fixed corresponding withdrawal work order of withdrawal information, terminal device records the withdrawal after sending withdrawal work order
The transmission times of work order, recording mode can be that transmission times is recorded in withdrawal work order, for example sends if first time, then will
The identification record that transmission times is 1, can also be local for transmission times is recorded in terminal device in withdrawal work order.Terminal device
After receiving the result of comparison of cash dispenser return, if the result compared be the first work order ciphertext and the second work order ciphertext not
It is identical, then obtain the transmission times about the withdrawal work order of terminal device records.
In S303, if the transmission times is less than preset threshold, again the withdrawal work order is encrypted to obtain
The updated first work order ciphertext, by the NFC by the withdrawal work order and the updated first work order ciphertext
It is sent to the cash dispenser, and the transmission times is executed and adds an operation.
If the transmission times got is less than preset threshold, terminal device is based on withdrawal information again and generates withdrawal work
It is single, and withdrawal work order is encrypted to obtain updated first work order ciphertext, and the withdrawal work order that will be regenerated by NFC
It is sent to cash dispenser with updated first work order ciphertext, and transmission times is executed and adds an operation, waits cash dispenser base again
Updated second work order ciphertext is calculated in the withdrawal work order received, and by updated first work order ciphertext and after updating
The second work order ciphertext be compared.
In S304, if the transmission times is greater than or equal to preset threshold, output error prompt.
If the transmission times got is greater than or equal to preset threshold, stopping encrypts withdrawal work order, and
Stop sending withdrawal work order and the first work order ciphertext, but prompted by terminal device output error, user is prompted to check.Hair
The Encryption Algorithm that the reason of sending number to be greater than or equal to preset threshold, which may be terminal device, to be used with cash dispenser is inconsistent, can also
It can be that the application program for withdrawal of terminal device does not update and (Encryption Algorithm caused not update), therefore in embodiments of the present invention
Output error prompt, rather than repeat to encrypt, reduce the wasting of resources.
By embodiment illustrated in fig. 3 it is found that in embodiments of the present invention, terminal device is encrypted to obtain to withdrawal work order
Withdrawal work order and the first work order ciphertext are sent to cash dispenser by NFC, so that cash dispenser is to withdrawal work order by the first work order ciphertext
Encrypted to obtain the second work order ciphertext, and return by the first work order ciphertext and the second work order ciphertext be compared as a result, if
The result for the comparison that terminal device receives be it is not identical, then obtain the transmission times of withdrawal work order and the first work order ciphertext, if
Transmission times is less than preset threshold, then is encrypted to obtain updated first work order ciphertext to withdrawal work order again, pass through NFC
Withdrawal work order and updated first work order ciphertext are sent to cash dispenser, and transmission times is executed and adds an operation, if sending
Number be greater than or equal to preset threshold, then output error prompt, the embodiment of the present invention encryption and ciphertext comparison by way of,
The integrality for being transmitted to the withdrawal work order of cash dispenser is demonstrated, the stability for operation of withdrawing the money is improved.
Shown in Fig. 4, be on the basis of the embodiment of the present invention one, to by NFC by withdrawal work order be sent to cash dispenser it
A kind of implementation method that process afterwards is refined.The embodiment of the invention provides the implementation flow charts of withdrawal method, such as
Shown in Fig. 4, which be may comprise steps of:
In S401, the work order information relevant to the withdrawal work order that the cash dispenser returns, the work order letter are obtained
Breath is for prompting user to confirm the withdrawal work order.
Withdrawal work order is being sent to cash dispenser, and cash dispenser to withdrawal work order authentication successfully on the basis of, in this hair
Increase affirmation mechanism in bright embodiment, i.e. cash dispenser returns and withdrawal work after authenticating successfully to withdrawal work order to terminal device
The work order information of simple correlation, work order information may include the partial content in withdrawal work order, and format is determined according to actual scene.Citing
For, in order to promote the privacy of withdrawal password, work order information includes withdrawal card number in withdrawal work order, withdrawal amount and really
Recognize option, which includes the option for being withdrawn the money and being cancelled withdrawal.It is noted that cash dispenser returns to work order information
Mode can be to be sent by NFC, can be under the premise of withdrawal information includes the SIM card number of terminal device, work order be believed
Breath is sent on SIM card number with short message mode, can also be the application that work order information is sent to terminal device by internet
In program.
In S402, after receiving the user about the confirmation result of the work order information, by the confirmation result
It is sent to the cash dispenser, if confirmation result instruction is withdrawn the money, transfers out the cash dispenser and the withdrawal gold
The banknote of volume corresponding number.
Work order information is shown by terminal device, and after receiving user about the confirmation result of work order information, will
Confirmation result is sent to cash dispenser, it is preferable that terminal device sends the mode of confirmation result and cash dispenser returns to work order information
Mode is identical.If the confirmation result instruction that cash dispenser receives is withdrawn the money, transfer out and withdrawal amount corresponding number
Banknote；It withdraws the money if the confirmation result instruction that cash dispenser receives is cancelled, stopping carries out withdrawal operation.
By embodiment illustrated in fig. 4 it is found that in embodiments of the present invention, terminal device obtain that cash dispenser returns with withdrawal
The relevant work order information of work order, the work order information is for prompting user to confirm withdrawal work order, also, terminal device is connecing
After user is received about the confirmation result of work order information, it will confirm that result is sent to cash dispenser, if the confirmation that cash dispenser receives
As a result instruction is withdrawn the money, then transfers out the banknote with withdrawal amount corresponding number, the embodiment of the present invention cash dispenser authenticate at
Affirmation mechanism is increased on the basis of function, the user experience is improved and the normalization of withdrawal.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Fig. 5 shows the structural block diagram of terminal device provided in an embodiment of the present invention, each unit which includes
For executing each step in the corresponding embodiment of Fig. 1.It is retouched referring specifically to Fig. 1 is related in embodiment corresponding to Fig. 1
It states.For ease of description, only the parts related to this embodiment are shown.
Referring to Fig. 5, the terminal device includes:
Authentication unit 51, for executing qualification testing when detecting preset withdrawal instruction triggers；
Acquiring unit 52 obtains withdrawal information, the withdrawal if the result for executing qualification testing is to be proved to be successful
Information includes withdrawal card number, withdrawal password and withdrawal amount；
Transmission unit 53 for generating withdrawal work order based on the withdrawal information, and is taken by near-field communication NFC by described
Money work order is sent to cash dispenser, the withdrawal work order by the cash dispenser for authenticating, and make the cash dispenser authentication at
The banknote with the withdrawal amount corresponding number is transferred out after function.
Optionally, the authentication unit 51, comprising:
Output unit for exporting preset living body verification tip, and opens camera, and the living body verification tip is used for
User is prompted to make operation corresponding with preset state in preset time period；
First analytical unit, for being located at the image within the scope of the camera view in preset time period acquisition,
And image analysis is carried out to described image, obtain set of image characteristics corresponding to the image；
Second analytical unit obtains corresponding with described image feature set for analyzing described image feature set
Emotional state, and the emotional state is compared with the preset state, if the emotional state and the preset state
Identical, then exporting and executing the result of qualification testing is to be proved to be successful.
Optionally, the transmission unit 53, comprising:
Encryption unit obtains the first work order ciphertext for being encrypted to the withdrawal work order, and passes through the NFC for institute
It states withdrawal work order and the first work order ciphertext is sent to the cash dispenser, so that the cash dispenser carries out the withdrawal work order
Encryption obtains the second work order ciphertext, and returns to the knot that the first work order ciphertext and the second work order ciphertext are compared
Fruit；
Number acquiring unit obtains institute if not identical for the first work order ciphertext and the second work order ciphertext
State the transmission times of withdrawal work order and the first work order ciphertext；
Re-encrypted unit again carries out the withdrawal work order if being less than preset threshold for the transmission times
Encryption obtains the updated first work order ciphertext, by the NFC by the withdrawal work order and updated described first
Work order ciphertext is sent to the cash dispenser, and executes to the transmission times and add an operation；
Output unit is prompted, if being greater than or equal to preset threshold, output error prompt for the transmission times.
Optionally, the transmission unit 53, further includes:
Work order acquiring unit, the work order information relevant to the withdrawal work order returned for obtaining the cash dispenser, institute
Work order information is stated for prompting user to confirm the withdrawal work order；
As a result transmission unit will be described for after receiving the user about the confirmation result of the work order information
Confirmation result is sent to the cash dispenser, if the confirmation result indicates to withdraw the money, transfers out the cash dispenser and institute
State the banknote of withdrawal amount corresponding number.
Optionally, the withdrawal information further includes current time, the transmission unit 53, further includes:
Updating unit, if the time-out information returned for receiving the cash dispenser, updates the current time, and base
The withdrawal work order is updated in the updated current time, is sent the updated withdrawal work order by the NFC
To the cash dispenser, the time-out information is generated when the current time meets preset condition by the cash dispenser.
Therefore, terminal device provided in an embodiment of the present invention realizes automatic drawing, reduces user on cash dispenser
Operation, improves the convenience of withdrawal.
Fig. 6 is the schematic diagram of terminal device provided in an embodiment of the present invention.As shown in fig. 6, the terminal device 6 of the embodiment
Include: processor 60, memory 61 and is stored in the calculating that can be run in the memory 61 and on the processor 60
Machine program 62, such as withdrawal program.The processor 60 realizes above-mentioned each withdrawal method when executing the computer program 62
Step in embodiment, such as step S101 to S103 shown in FIG. 1.Alternatively, the processor 60 executes the computer journey
The function of each unit in above-mentioned each terminal device embodiment, such as the function of unit 51 to 53 shown in Fig. 5 are realized when sequence 62.
Illustratively, the computer program 62 can be divided into one or more units, one or more of
Unit is stored in the memory 61, and is executed by the processor 60, to complete the present invention.One or more of lists
Member can be the series of computation machine program instruction section that can complete specific function, and the instruction segment is for describing the computer journey
Implementation procedure of the sequence 62 in the terminal device 6.For example, the computer program 62 can be divided into authentication unit, obtain
Unit and transmission unit are taken, each unit concrete function is as follows:
Authentication unit, for executing qualification testing when detecting preset withdrawal instruction triggers；
Acquiring unit obtains withdrawal information, the withdrawal letter if the result for executing qualification testing is to be proved to be successful
Breath includes withdrawal card number, withdrawal password and withdrawal amount；
Transmission unit for generating withdrawal work order based on the withdrawal information, and passes through near-field communication NFC for the withdrawal
Work order is sent to cash dispenser, and the withdrawal work order is used to authenticate by the cash dispenser, and the cash dispenser is being authenticated successfully
The banknote with the withdrawal amount corresponding number is transferred out afterwards.
The terminal device 6 can be the calculating such as desktop PC, notebook, palm PC and cloud server and set
It is standby.The terminal device may include, but be not limited only to, processor 60, memory 61.It will be understood by those skilled in the art that Fig. 6
The only example of terminal device 6 does not constitute the restriction to terminal device 6, may include than illustrating more or fewer portions
Part perhaps combines certain components or different components, such as the terminal device can also include input-output equipment, net
Network access device, bus etc..
Alleged processor 60 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
The memory 61 can be the internal storage unit of the terminal device 6, such as the hard disk or interior of terminal device 6
It deposits.The memory 61 is also possible to the External memory equipment of the terminal device 6, such as be equipped on the terminal device 6
Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodge
Deposit card (Flash Card) etc..Further, the memory 61 can also both include the storage inside list of the terminal device 6
Member also includes External memory equipment.The memory 61 is for storing needed for the computer program and the terminal device
Other programs and data.The memory 61 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit division progress for example, in practical application, can according to need and by above-mentioned function distribution by different functions
Unit is completed, i.e., the internal structure of the terminal device is divided into different functional units, to complete whole described above
Or partial function.Each functional unit in embodiment can integrate in one processing unit, be also possible to each unit list
It is solely physically present, can also be integrated in one unit with two or more units, above-mentioned integrated unit can both use
Formal implementation of hardware can also be realized in the form of software functional units.In addition, the specific name of each functional unit also only
It is the protection scope that is not intended to limit this application for the ease of mutually distinguishing.The specific work process of unit in above system,
It can refer to corresponding processes in the foregoing method embodiment, details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed terminal device and method can pass through it
Its mode is realized.For example, terminal device embodiment described above is only schematical, for example, the unit is drawn
Point, only a kind of logical function partition, there may be another division manner in actual implementation, such as multiple units or components can
To combine or be desirably integrated into another system, or some features can be ignored or not executed.Another point, it is shown or beg for
The mutual coupling or direct-coupling or communication connection of opinion can be through some interfaces, the INDIRECT COUPLING of device or unit
Or communication connection, it can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated unit is realized in the form of SFU software functional unit and sells or use as independent product
When, it can store in a computer readable storage medium.Based on this understanding, the present invention realizes above-described embodiment side
All or part of the process in method can also instruct relevant hardware to complete, the computer by computer program
Program can be stored in a computer readable storage medium, and the computer program is when being executed by processor, it can be achieved that above-mentioned each
The step of a embodiment of the method.Wherein, the computer program includes computer program code, and the computer program code can
Think source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium can be with
It include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic disk, light that can carry the computer program code
Disk, computer storage, read-only memory (Read-Only Memory, ROM), random access memory (Random Access
Memory, RAM), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described computer-readable
The content that medium includes can carry out increase and decrease appropriate according to the requirement made laws in jurisdiction with patent practice, such as at certain
A little jurisdictions do not include electric carrier signal and telecommunication signal according to legislation and patent practice, computer-readable medium.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although referring to aforementioned reality
Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of withdrawal method characterized by comprising
When detecting preset withdrawal instruction triggers, qualification testing is executed；
If the result for executing qualification testing is to be proved to be successful, withdrawal information is obtained, the withdrawal information includes withdrawal card number, takes
Money password and withdrawal amount；
Withdrawal work order is generated based on the withdrawal information, and the withdrawal work order is sent to by cash dispenser by near-field communication NFC,
The withdrawal work order is used to authenticate by the cash dispenser, and the cash dispenser is transferred out and the withdrawal after authenticating successfully
The banknote of amount of money corresponding number.
2. withdrawal method as described in claim 1, which is characterized in that the execution qualification testing, comprising:
Preset living body verification tip is exported, and opens camera, the living body verification tip is for prompting user when default
Between section make operation corresponding with preset state；
It is located at the image within the scope of the camera view in preset time period acquisition, and image point is carried out to described image
Analysis, obtains set of image characteristics corresponding to the image；
Described image feature set is analyzed, obtains emotional state corresponding with described image feature set, and by the expression
State is compared with the preset state, if the emotional state is identical as the preset state, exports execution qualification and tests
The result of card is to be proved to be successful.
3. withdrawal method as described in claim 1, which is characterized in that it is described by near-field communication NFC by the withdrawal work order
It is sent to cash dispenser, comprising:
Encrypted to obtain the first work order ciphertext to the withdrawal work order, and by the NFC by the withdrawal work order and described
First work order ciphertext is sent to the cash dispenser, so that the cash dispenser is encrypted to obtain the second work order to the withdrawal work order
Ciphertext, and return to the result that the first work order ciphertext and the second work order ciphertext are compared；
If the first work order ciphertext and the second work order ciphertext be not identical, the withdrawal work order and first work are obtained
The transmission times of single ciphertext；
If the transmission times is less than preset threshold, encrypted to obtain updated described the to the withdrawal work order again
The withdrawal work order and the updated first work order ciphertext are sent to the withdrawal by the NFC by one work order ciphertext
Machine, and the transmission times is executed and adds an operation；
If the transmission times is greater than or equal to preset threshold, output error prompt.
4. withdrawal method as described in claim 1, which is characterized in that it is described by near-field communication NFC by the withdrawal work order
It is sent to after cash dispenser, further includes:
The work order information relevant to the withdrawal work order that the cash dispenser returns is obtained, the work order information is for prompting user
The withdrawal work order is confirmed；
After receiving the user about the confirmation result of the work order information, the confirmation result is sent to the withdrawal
Machine makes the cash dispenser transfer out the paper money with the withdrawal amount corresponding number if confirmation result instruction is withdrawn the money
Ticket.
5. withdrawal method as described in claim 1, which is characterized in that the withdrawal information further includes current time, the base
Withdrawal work order is generated in the withdrawal information, and after the withdrawal work order is sent to cash dispenser by near-field communication NFC, and also
Include:
If receiving the time-out information that the cash dispenser returns, the current time is updated, and described worked as based on updated
The preceding time updates the withdrawal work order, and the updated withdrawal work order is sent to the cash dispenser by the NFC, described
Time-out information is generated when the current time meets preset condition by the cash dispenser.
6. a kind of terminal device, which is characterized in that the terminal device includes memory, processor and is stored in the storage
In device and the computer program that can run on the processor, the processor are realized as follows when executing the computer program
Step:
When detecting preset withdrawal instruction triggers, qualification testing is executed；
If the result for executing qualification testing is to be proved to be successful, withdrawal information is obtained, the withdrawal information includes withdrawal card number, takes
Money password and withdrawal amount；
Withdrawal work order is generated based on the withdrawal information, and the withdrawal work order is sent to by cash dispenser by near-field communication NFC,
The withdrawal work order is used to authenticate by the cash dispenser, and the cash dispenser is transferred out and the withdrawal after authenticating successfully
The banknote of amount of money corresponding number.
7. terminal device as claimed in claim 6, which is characterized in that the execution qualification testing, comprising:
Preset living body verification tip is exported, and opens camera, the living body verification tip is for prompting user when default
Between section make operation corresponding with preset state；
It is located at the image within the scope of the camera view in preset time period acquisition, and image point is carried out to described image
Analysis, obtains set of image characteristics corresponding to the image；
Described image feature set is analyzed, obtains emotional state corresponding with described image feature set, and by the expression
State is compared with the preset state, if the emotional state is identical as the preset state, exports execution qualification and tests
The result of card is to be proved to be successful.
8. terminal device as claimed in claim 6, which is characterized in that it is described by near-field communication NFC by the withdrawal work order
It is sent to cash dispenser, comprising:
Encrypted to obtain the first work order ciphertext to the withdrawal work order, and by the NFC by the withdrawal work order and described
First work order ciphertext is sent to the cash dispenser, so that the cash dispenser is encrypted to obtain the second work order to the withdrawal work order
Ciphertext, and return to the result that the first work order ciphertext and the second work order ciphertext are compared；
If the first work order ciphertext and the second work order ciphertext be not identical, the withdrawal work order and first work are obtained
The transmission times of single ciphertext；
If the transmission times is less than preset threshold, encrypted to obtain updated described the to the withdrawal work order again
The withdrawal work order and the updated first work order ciphertext are sent to the withdrawal by the NFC by one work order ciphertext
Machine, and the transmission times is executed and adds an operation；
If the transmission times is greater than or equal to preset threshold, output error prompt.
9. terminal device as claimed in claim 6, which is characterized in that it is described by near-field communication NFC by the withdrawal work order
It is sent to after cash dispenser, further includes:
The work order information relevant to the withdrawal work order that the cash dispenser returns is obtained, the work order information is for prompting user
The withdrawal work order is confirmed；
After receiving the user about the confirmation result of the work order information, the confirmation result is sent to the withdrawal
Machine makes the cash dispenser transfer out the paper money with the withdrawal amount corresponding number if confirmation result instruction is withdrawn the money
Ticket.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In realization is as described in any one of claim 1 to 5 the step of withdrawal method when the computer program is executed by processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811022740.XA CN109377679A (en) | 2018-09-03 | 2018-09-03 | Withdrawal method and terminal device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811022740.XA CN109377679A (en) | 2018-09-03 | 2018-09-03 | Withdrawal method and terminal device |
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| Publication Number | Publication Date |
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| CN109377679A true CN109377679A (en) | 2019-02-22 |
Family
ID=65404986
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| Application Number | Title | Priority Date | Filing Date |
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| CN201811022740.XA Pending CN109377679A (en) | 2018-09-03 | 2018-09-03 | Withdrawal method and terminal device |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111696280A (en) * | 2020-06-28 | 2020-09-22 | 中国银行股份有限公司 | ATM (automatic Teller machine), card retaining and retrieving method and system |
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