CN109118671A - A kind of Full-automatic safe deposit box management of leasing method and system - Google Patents
A kind of Full-automatic safe deposit box management of leasing method and system Download PDFInfo
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- CN109118671A CN109118671A CN201810962266.2A CN201810962266A CN109118671A CN 109118671 A CN109118671 A CN 109118671A CN 201810962266 A CN201810962266 A CN 201810962266A CN 109118671 A CN109118671 A CN 109118671A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/10—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for means for safe-keeping of property, left temporarily, e.g. by fastening the property
- G07F17/12—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for means for safe-keeping of property, left temporarily, e.g. by fastening the property comprising lockable containers, e.g. for accepting clothes to be cleaned
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0645—Rental transactions; Leasing transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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Abstract
The present invention relates to a kind of Full-automatic safe deposit box management of leasing method and system, system includes safe deposit box terminal, applicant, bank management end, communication network, the method is as follows: bank side obtains the information of lease of each safe deposit box in real time；The vacant safe deposit box for meeting applicant's requirement is distributed to the authentication information that applicant opens an account and obtains applicant by the information of lease for the safe deposit box that bank's root is required and obtained according to applicant；Applicant pays according to payment inventory and rents case expense after opening an account successfully；After case expense to money is rented in the confirmation of bank side, the magnetic card and key that corresponding safe deposit box uses are provided to applicant, and applicant can voluntarily be unpacked operation by magnetic card and key and authentication information；After bank side reads applicant's card information or certification applicant's information, the information of lease of modification safe deposit box is requested according to applicant；Approval information is checked by internal in bank side.The present invention can monitor safe deposit box terminal in real time, facilitate the unpacking operation of applicant, simplify the operation of bank side.
Description
Technical field
The present invention relates to computer field more particularly to a kind of Full-automatic safe deposit box management of leasing method and systems.
Background technique
Safe deposit box service is a kind of financial guarantee service, has not only safeguarded that personal effects were not suffered a loss but also it is personal hidden to strictly observe
The principle that private is inviolable, thus have become the choosing of the shrewdness of ordinarily resident's financing.Full-automatic safe deposit box, which is a kind of, to be rental
People provides the operation automation of service in 24 hours, the unmanned bank of management for safedeposit, collection for custodial services, monitor, look into
Ask etc. multinomial sophisticated technology be integrated, operating process include user identity identification, safe deposit box taking-up and retract, behaviour in service note
Record etc., is the high-end product in safe deposit box class equipment.When relatively traditional safe deposit box has higher safety, space utilization rate, service
Between longer, the lower advantage of operation cost.
For the management of Full-automatic safe deposit box be related to customer-side permission and bank in terms of permission differentiation, reveal
A kind of existing increase user side's permission reduces the self-service safe deposit box of bank side's work permission, although this safe deposit box facilitates user,
Case is selected including imparting user, moves back the functions such as case, rental period selection change purposes, thus causes bank side for chest information
Hysteresis quality, can bring inconvenience and perplex to the management of bank side, and cause safe deposit box insecurity, and traditional keeping
Case management program is again too cumbersome, needs bank side to set up successive check and checks user information, and user is required to pass through bank's voucher
Safe deposit box can be opened, and the access right of existing safe deposit box is only that a people is authorized to use, and is used in conjunction with function without having, and is led to
It often will cause the waste of safe deposit box memory space.
Summary of the invention
The technical problem to be solved by the present invention is in view of the problems of the existing technology provide a kind of while optimizing bank
Side and user side's operation, and the safety of safe deposit box management can be effectively ensured and improve the manager of single safe deposit box utilization rate
Method and system.
The technical scheme of the invention to solve the technical problem is: a kind of Full-automatic safe deposit box management of leasing side
Method, which comprises
Bank side obtains the information of lease of each safe deposit box in real time；
The information of lease for the safe deposit box that bank's root is required and obtained according to applicant will meet the vacant guarantor of applicant's requirement
Bobbin carriage distributes to the authentication information that applicant opens an account and obtains applicant；
Printing payment inventory and rent case voucher, applicant pay according to payment inventory and rent case expense after opening an account successfully；
After case expense to money is rented in the confirmation of bank side, the magnetic card and key that corresponding safe deposit box uses, application are provided to applicant
People can voluntarily be unpacked operation by magnetic card and key and authentication information；
After bank side reads applicant's card information or certification applicant's information, is requested according to applicant, modify safe deposit box
Information of lease；
Whether bank side is accurate by the internal modified information of lease of review.
Further, after the safe deposit box is opened an account, applicant can also apply to bank side by the safe deposit box authorization of lease
It is used to another people, the right of donor and applicant are equivalent, and donor need to provide the authentication information different from applicant, and obtain
Take the independent magnetic card with applicant's identical right, the magnetic card of the magnetic card of applicant and donor to the use information of safe deposit box not
Together.
Further, the bank side handles cancellation business also according to the request of applicant or re-rents business or report the loss magnetic
Card, key business or releasing report the loss business or change case business or throw a lease business or cancellation authorization business.
Further, the corresponding different functional authority in the bank side is equipped with different job personnel, and applicant is to bank side
The business of request carries out business operation by handler, the application information and modification information that handler submits by reviewing officer into
The setting of the review of row information accuracy, the handler and reviewing officer is set by administrator, the lease of safe deposit box
Charging standard is also set by administrator.
Further, the administrator allows same people while possessing to handle function and review function, if a people is executing
When handling business, review work needs different people to carry out.
The present invention also provides a kind of Full-automatic safe deposit boxes to hire out management system, including
Safe deposit box terminal, for recording the information of lease and unpacking information of each safe deposit box；
Applicant, for provide lease safe deposit box when identity information, authentication information, according to demand determine safe deposit box rent
It rents mode；
Bank management end, for obtaining the real time data of safe deposit box from safe deposit box terminal and according to the requested service of applicant
Corresponding safe deposit box service is handled in completion；Including central data processor, for obtaining applicant's identity information and authentication information
Acquisition equipment, more be connected to central data processor be used for handle applicant's requested service PC operation machine；
Communication network, the data for establishing bank management end and safe deposit box terminal are transmitted.
Further, the bank management end includes operator's management module, operator's management module according to
Operator is categorized into administrator, handler and reviewing officer, the functional authority packet of the administrator by different functional authority
Setting handler and reviewing officer are included, the functional authority of the handler is to handle open an account, award according to the request of applicant
It weighs, change, re-renting, reporting the loss, solve extension, change case, throw a lease, cancelling authorization business, the functional authority of the reviewing officer is review warp
Authorization that the personnel of doing submit is changed, is re-rented, reporting the loss, solve extension, change case, throw a lease, cancelling authorization business information.
Further, the bank management end further includes safe deposit box rent standard setting module and magnetic card management module, institute
It states rent standard setting module and expense standard is set by administrator；The magnetic card management module passes through the new magnetic card of handler's typing
Information.
Further, the bank management end further includes statistical query module, and the statistical query module includes to keeping
The inquiry of the cabinet of case terminal top box subcategory and number of states and magnetic card service condition statistics, the inquiry to unpacking log,
The operation log of operator is inquired in inquiry to applicant's information, the inquiry recorded in terms of being related to finance to applicant, and
Statistical query module has permission administrator, handler and reviewing officer.
Further, each business column of the statistical query module and handler all have beating for corresponding format
Print function.
Compared with prior art, beneficial effects of the present invention are as follows: the present invention passes through the central data processor of bank side
The safe deposit box information in safe deposit box terminal is obtained in real time, is provided applicant user after applicant opens an account to the application of bank side and is unpacked
Magnetic card and key so that applicant and safe deposit box terminal association binding；Applicant can directly pass through insertion bank card and password
The mode of certification is at the self-service access terminal of safe deposit box, and not by time restriction.But bank side controls its of applicant simultaneously
His operation service permission ensure that the safety of safe deposit box, while increase and be effectively increased by way of authorizing double use
The space utilization rate of safe deposit box, simplifies the operation element amount of bank side, while can monitor safe deposit box terminal in real time, facilitates Shen
The unpacking operation asked someone.
Detailed description of the invention
Fig. 1 is a kind of Full-automatic safe deposit box management of leasing method operational flowchart of the present invention.
Fig. 2 is the schematic diagram that a kind of Full-automatic safe deposit box of the present invention hires out management system.
Fig. 3 is the module diagram that a kind of Full-automatic safe deposit box of the present invention hires out bank management end in management system.
Fig. 4 is the functional authority distribution map that a kind of Full-automatic safe deposit box of the present invention hires out operator in management system.
Specific embodiment
The present invention will be described in further detail below with reference to the embodiments of the drawings.
As shown in Figure 1, a kind of Full-automatic safe deposit box management of leasing method, the specific method is as follows:
Bank side obtains the information of lease of each safe deposit box in real time；Information of lease includes the size of safe deposit box, hires out
All information related with safety box such as open case record, tenant information after situation, rental expenses, term of a lease, taxi.
Bank's root will meet the vacant of applicant's requirement according to the information of lease of the requirement of applicant and the safe deposit box of acquisition
Safe deposit box distributes to the authentication information that applicant opens an account and obtains applicant；When opening an account, bank's root is selected according to applicant
Safe deposit box box, and the authentication information of typing applicant, authentication information include by the unpacking password of applicant's sets itself, identity
Information, finger print information etc..
Printing payment inventory and rent case voucher, applicant pay according to payment inventory and rent case expense after opening an account successfully；Rent case
Whether the information that voucher is suitable for verifying the typing of bank side to applicant is wrong, and opens an account success as applicant in bank side
A kind of voucher.
After case expense to money is rented in the confirmation of bank side, the magnetic card and key that corresponding safe deposit box uses, application are provided to applicant
People can voluntarily be unpacked operation by magnetic card and key and authentication information；Magnetic card is after applicant opens an account successfully, typing
There is information of lease relevant to corresponding safe deposit box.
If applicant needs to modify information of lease in safe deposit box term of a lease, need to be handled to bank side, to bank side
Show corresponding safe deposit box magnetic card or can applicant's information for identification certificate, bank side reads applicant's card information or recognizes
After demonstrate,proving applicant's information, is requested according to applicant, modify the information of lease of safe deposit box.
Other than the business of opening an account, bank side can also handle authorization business according to the request of applicant, cancellation business, re-rent industry
It is engaged in, reports the loss magnetic card, key business, release business of reporting the loss, change case business, business of throwing a lease, cancel authorization business.
Whether bank side is accurate by the internal modified information of lease of review.
Bank side handle open an account when specific step is as follows:
Into after interface of opening an account, lease number and voucher number are automatically generated；
The size that sample case is selected according to applicant's demand, there are three types of various sizes of boxes, respectively A type in the present embodiment
Case 250*65*480 (mm), Type B case 250*110*480 (mm), c-type case 250*230*480 (mm), cabinet size can be according to reality
Border situation is modified or adds model；
According to the sample case that applicant selects, the corresponding alternative case number (CN) of box at present is automatically generated；
The corresponding lease type of applicant is selected according to the requirement of applicant, and calculates toll amount automatically；
Type of opening an account is selected according to the practical application situation of applicant；Type of opening an account is divided into personal and unit；
The key quantity and magnetic card quantity of applicant is distributed in automatic display, and default is 2 keys and 1 magnetic card at present；
Into identity information interface, name, certificate number, typing password and the fingerprint of typing applicant and pass through card reader
Typing magnetic card card number；In typing password and fingerprint, there is voice prompting in bank side, and applicant is recording according to voice prompt operation
Bank side need to acquire at least two fingerprints when entering fingerprint, spare to make；
The data for submitting typing jumps to printing interface, printing lease voucher and charge voucher automatically；
Applicant is according to charge voucher paying；
Bank side provides the magnetic card and key that corresponding safe deposit box uses to applicant after applicant's paying.
Further, authorization business refers to that applicant can also apply licensing to the safe deposit box of lease separately to bank side
One people uses, and the right of donor and applicant are equivalent, and donor need to provide the authentication information different from applicant, and obtain with
The independent magnetic card of applicant's identical right, the magnetic card of applicant and the magnetic card of donor are different to the use information of safe deposit box,
The space utilization rate that safe deposit box can thus be improved, makes applicant also feel the value-for-money of safe deposit box service.
Change business refers to requiring free change communication modes, the conscientious information of change etc. according to applicant.
The business of reporting the loss refers to losing in applicant that magnetic card, to lose key, password stolen etc. in emergency circumstances to bank side
Corresponding safe deposit box is freezed in proposition, and report the loss and make up magnetic card, key, password, fingerprint etc..
The business of re-renting refers to delaying the current rental period, handle re-rent business when, expense is automatically generated, if continuous handling
Lease type or replacement box are needed replacing when rent business simultaneously, then first to throw a lease and then open an account again.
Solution extension business refers to eliminating the content reported the loss, and reports the loss after content needs full recovery, could solve
It hangs into.
The replacement according to applicant's requirement between identical box that case business refers to is changed, and recycles the key for replacing preceding chest
Spoon.
The business of throwing a lease refers to lease to expire not re-renting, and after certification, to applicant's deposit released, and confirms clear
Object in empty van recycles key.
Cancel before the cancellation that refers to of authorization business the account identity of an authorized people.
Above-mentioned business requires to handle by the review of bank side after applicant's authentication when handling, to guarantee
The information of applicant is to complete by double supervision, rather than modified alone by a people.
Further, the corresponding different functional authority in bank side is equipped with different job personnel, and applicant requests to bank side
Business business operation is carried out by handler, the application information and modification information that handler submits carry out letter by reviewing officer
The review of accuracy is ceased, the setting of handler and reviewing officer are set by administrator, the lease charging standard of safe deposit box
Also it is set by administrator.
Further, administrator allows same people while possessing to handle function and review function, if a people handles in execution
When business, review work needs different people to carry out.
Further, handler can also execute card business of rushing, i.e. the operation service on the same day needs whole revocation, Ke Yitong
Cross related service handler rush end of certificate at.
The management to safe deposit box is completed through the above steps, has both been facilitated the operation of applicant, has been in turn simplified bank side
Operation.
As shown in Fig. 2, a kind of Full-automatic safe deposit box hires out management system, including
Safe deposit box terminal 110, for recording the information of lease and unpacking information of each safe deposit box；
Applicant 120, for provide lease safe deposit box when identity information, authentication information, determine safe deposit box according to demand
Leasehold mode；
Bank management end 130, for obtaining the real time data of safe deposit box from safe deposit box terminal and according to the request of applicant
Corresponding safe deposit box service is handled in business completion；Including central data processor 131, for obtaining applicant's identity information and recognizing
The acquisition equipment 132 of information is demonstrate,proved, more be connected to central data processor 131 are used to handle the PC behaviour of applicant's requested service
Make machine 133；
Communication network 140, the data for establishing bank management end and safe deposit box terminal are transmitted.
As shown in Figure 3 and Figure 4, bank management end includes operator's management module, and operator's management module is not according to
Operator is categorized into administrator, handler and reviewing officer with functional authority, the functional authority of administrator includes setting
Handler and reviewing officer, the functional authority of the handler are to be handled open an account, authorize, becoming according to the request of applicant
More, it re-rents, report the loss, solve extension, change case, throw a lease, cancelling authorization business, the functional authority of reviewing officer is that review handler submits
Authorization, change, re-rent, reporting the loss, solve extension, change case, throw a lease, cancel authorization business information.
Further, bank management end further includes safe deposit box rent standard setting module and magnetic card management module, rent mark
Quasi- setup module sets expense standard by administrator；Magnetic card management module passes through the new card information of handler's typing.
Further, bank management end further includes statistical query module, and statistical query module includes in safe deposit box terminal
The inquiry of the cabinet of chest type and number of states and magnetic card service condition statistics, the inquiry to unpacking log, to applicant
The operation log of operator is inquired in the inquiry of information, the inquiry recorded in terms of being related to finance to applicant, and statistical query
Module has permission administrator, handler and reviewing officer.
Further, each business column of statistical query module and handler all have the printing function of corresponding format
Energy.
The present embodiment obtains the safe deposit box information in safe deposit box terminal by the central data processor of bank side in real time,
Applicant provides applicant the user magnetic card and key unpacked after opening an account to the application of bank side, so that applicant and safe deposit box terminal
Association binding；Applicant can directly insertion bank card and cipher authentication by way of at the self-service access terminal of safe deposit box, and
Not by time restriction.But bank side controls other operation service permissions of applicant simultaneously, ensure that the safety of safe deposit box,
Increase the space utilization rate for effectively increasing safe deposit box by way of authorizing double use simultaneously, simplifies the operation of bank side
Workload, while safe deposit box terminal can be monitored in real time, facilitate the unpacking operation of applicant.
The foregoing is merely the preferred embodiment of the present invention, it is noted that for those of ordinary skills,
Under the premise of not departing from the principle of the present invention, a variety of remodeling or improvement can be carried out to the present invention, these are regarded as the present invention
Protection scope within.
Claims (10)
1. a kind of Full-automatic safe deposit box management of leasing method, which is characterized in that the described method includes:
Bank side obtains the information of lease of each safe deposit box in real time；
The information of lease for the safe deposit box that bank's root is required and obtained according to applicant will meet the vacant safe deposit box of applicant's requirement
Distribute to the authentication information that applicant opens an account and obtains applicant；
Printing payment inventory and rent case voucher, applicant pay according to payment inventory and rent case expense after opening an account successfully；
After case expense to money is rented in the confirmation of bank side, the magnetic card and key that corresponding safe deposit box uses are provided to applicant, applicant is logical
Crossing magnetic card and key and authentication information can voluntarily unpack operation；
After bank side reads applicant's card information or certification applicant's information, is requested according to applicant, modify the rent of safe deposit box
It rents information；
Whether bank side is accurate by the internal modified information of lease of review.
2. a kind of Full-automatic safe deposit box management of leasing method as described in claim 1, which is characterized in that the safe deposit box is opened an account
Afterwards, applicant can also apply for that the safe deposit box of lease is licensed to another people to be used to bank side, the right and application of donor
People is equivalent, and donor need to provide the authentication information different from applicant, and obtain the independent magnetic card with applicant's identical right,
The magnetic card of applicant is different to the use information of safe deposit box with the magnetic card of donor.
3. a kind of Full-automatic safe deposit box management of leasing method as described in claim 1, which is characterized in that the bank side also root
Cancellation business, which is handled, according to the request of applicant or re-rents business or reports the loss magnetic card, key business or releasing reports the loss business or change case industry
Be engaged in or throw a lease business or cancel authorization business.
4. a kind of Full-automatic safe deposit box management of leasing method as described in claim 1, which is characterized in that the bank side is corresponding
Different functional authority is equipped with different job personnel, and the business that applicant requests to bank side carries out business behaviour by handler
Make, the application information and modification information that handler submits are carried out the review of information accuracy, the handler by reviewing officer
The setting of member and reviewing officer are set by administrator, and the lease charging standard of safe deposit box is also set by administrator.
5. a kind of Full-automatic safe deposit box management of leasing method as claimed in claim 4, which is characterized in that the administrator allows
Same people possess simultaneously handles function and review function, if a people when business is handled in execution, review work need different people into
Row.
6. a kind of Full-automatic safe deposit box hires out management system, which is characterized in that including
Safe deposit box terminal, for recording the information of lease and unpacking information of each safe deposit box；
Applicant, for provide lease safe deposit box when identity information, authentication information, according to demand determine safe deposit box lease mould
Formula；
Bank management end, for obtaining the real time data of safe deposit box from safe deposit box terminal and being completed according to the requested service of applicant
Handle corresponding safe deposit box service；Including central data processor, for obtaining obtaining for applicant's identity information and authentication information
Equipment is taken, more be connected to central data processor are used to handle the PC operation machine of applicant's requested service；
Communication network, the data for establishing bank management end and safe deposit box terminal are transmitted.
7. a kind of Full-automatic safe deposit box as claimed in claim 6 hires out management system, which is characterized in that the bank management end
Including operator's management module, operator is categorized into management according to different functional authority by operator's management module
Member, handler and reviewing officer, the functional authority of the administrator includes setting handler and reviewing officer, described to handle
The functional authority of personnel be handled according to the request of applicant open an account, authorize, changing, re-renting, reporting the loss, solve extension, change case, throw a lease,
Cancel authorization business, the functional authority of the reviewing officer be review handler submit authorization, change, re-rent, reporting the loss, solving
It hangs, changes case, throws a lease, cancelling authorization business information.
8. a kind of Full-automatic safe deposit box as claimed in claim 7 hires out management system, which is characterized in that the bank management end
It further include safe deposit box rent standard setting module and magnetic card management module, the rent standard setting module is set up fee by administrator
Use standard；The magnetic card management module passes through the new card information of handler's typing.
9. a kind of Full-automatic safe deposit box as claimed in claim 8 hires out management system, it is characterised in that: the bank management end
It further include statistical query module, the statistical query module includes to safe deposit box terminal top box subcategory and number of states and magnetic
The inquiry of the cabinet statistics of card service condition, the inquiry to unpacking log, the inquiry to applicant's information are related to wealth to applicant
The inquiry that business aspect records, inquires the operation log of operator, and statistical query module is to administrator, handler and multiple
Core personnel have permission.
10. a kind of Full-automatic safe deposit box as claimed in claim 9 hires out management system, it is characterised in that: the statistical query
Each business column of module and handler all have the printing function of corresponding format.
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| CN113487777A (en) * | 2021-06-30 | 2021-10-08 | 中国农业银行股份有限公司顺德分行 | Online safe deposit box management method |
| CN116993467A (en) * | 2023-03-27 | 2023-11-03 | 广州智租信息科技有限责任公司 | Leasing account generation method, leasing account generation system, computer equipment and medium |
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| CN113487777A (en) * | 2021-06-30 | 2021-10-08 | 中国农业银行股份有限公司顺德分行 | Online safe deposit box management method |
| CN116993467A (en) * | 2023-03-27 | 2023-11-03 | 广州智租信息科技有限责任公司 | Leasing account generation method, leasing account generation system, computer equipment and medium |
| CN116993467B (en) * | 2023-03-27 | 2024-04-05 | 广州智租信息科技有限责任公司 | Leasing account generation method, leasing account generation system, computer equipment and medium |
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Application publication date: 20190101 |