CN108460034A - Declaration form reinsurance agreement method for inquiring and matching and device - Google Patents
Declaration form reinsurance agreement method for inquiring and matching and device Download PDFInfo
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Abstract
The present invention relates to a kind of declaration form reinsurance agreement method for inquiring and matching and device, the method includes：When carrying out code insurance operation to declaration form, the declaration form data for waiting for code insurance are obtained, the declaration form data include insurance kind；Inquire whether the insurance kind carried in the declaration form data corresponds to multiple reinsurance agreement marks；If so, the insurance kind of the declaration form data is labeled as insurance kind to be matched；The first allocation list is obtained, the first allocation list includes matching condition and reinsurance agreement mark；The declaration form data are compared with the matching condition, reinsurance agreement corresponding with the insurance kind to be matched is obtained in first allocation list and is identified；Code insurance operation is carried out to the declaration form data according to reinsurance agreement mark.Match query conveniently can be carried out to declaration form and reinsurance agreement using this method.
Description
Technical field
The present invention relates to field of computer technology, more particularly to a kind of declaration form reinsurance agreement method for inquiring and matching and dress
It sets.
Background technology
Also referred to as code insurance is insured again, is insurance company on the basis of former insurance contract, by signing reinsurance agreement, by it
The partial risks and responsibility contracted are transferred to the behavior of other insurance companies.In insuring transaction again, the company of cession
Referred to as former insurance company, the company to accept business are known as company of insurance and reinsurance.To the insurance contract of same insurance kind, former insurance company can
To sign different reinsurance agreements from different companies of insurance and reinsurance in different times.Therefore, same insurance kind may correspond to it is multiple not
Same reinsurance agreement.But when being protected processing again to declaration form, it is necessary to determine currently with the matched reinsurance agreement of the declaration form.
For example, for a certain insurance kind, former insurance company's First Year and A Zai Bao companies have signed a reinsurance agreements, second year with
B Zai Bao companies have signed b reinsurance agreements, have signed c reinsurance agreements with C Zai Bao companies in third year.This three parts of reinsurance agreements all can
It deposits in the database.If the declaration form of the current insurance kind needs to carry out code insurance processing, it is necessary to be looked into this three parts of reinsurance agreements
Find the matched reinsurance agreement of declaration form institute.Therefore, how to declaration form and reinsurance agreement carry out quickly and effectively match query at
To need solve technical problem at present.
Invention content
Based on this, it is necessary to which in view of the above technical problems, providing one kind can be conveniently to declaration form and reinsurance agreement
Carry out match query declaration form reinsurance agreement method for inquiring and matching and device.
A kind of declaration form reinsurance agreement method for inquiring and matching, the method includes：
When carrying out code insurance operation to declaration form, the declaration form data for waiting for code insurance are obtained, the declaration form data include insurance kind；
Inquire whether the insurance kind carried in the declaration form data corresponds to multiple reinsurance agreement marks；
If so, the insurance kind of the declaration form data is labeled as insurance kind to be matched；
The first allocation list is obtained, the first allocation list includes matching condition and reinsurance agreement mark；
The declaration form data are compared with the matching condition, obtain waiting for described in first allocation list
With the corresponding reinsurance agreement mark of insurance kind；
Code insurance operation is carried out to the declaration form data according to reinsurance agreement mark.
In one of the embodiments, the declaration form data for waiting for code insurance are obtained when carrying out code insurance operation to declaration form described
The step of before, further include：
The first allocation list is established, first allocation list includes multiple fields；
It obtains and increases reinsurance agreement mark and newly-increased matching condition newly；
Newly-increased reinsurance agreement is identified and increased newly matching condition and is added separately to corresponding field, to first allocation list
It is updated.
The method further includes in one of the embodiments,：
Obtain the insurance kind code insurance table of comparisons；The insurance kind code insurance table of comparisons includes insurance kind and reinsurance agreement mark；
Inquiry is closed with the presence or absence of code insurance corresponding with the insurance kind carried in declaration form data in the insurance kind code insurance table of comparisons
About identify；
Code insurance operation is carried out to declaration form data if so, determining.
Code insurance behaviour is carried out to the declaration form data according to reinsurance agreement mark described in one of the embodiments,
Before the step of making, further include：
The second allocation list is obtained, second allocation list includes insurance kind, algorithm mark and interface；
The corresponding algorithm of the declaration form data is retrieved in second allocation list according to the insurance kind of the declaration form data
Mark and interface；
Model algorithm corresponding with algorithm mark is called by the interface, according to the model algorithm and the guarantor
Forms data come calculate code insurance operation needed for project the amount of money.
The declaration form data include warrantee's information in one of the embodiments,；The declaration form data are warrantee's
New declaration form data；Project needed for code insurance operation includes risk protection amount；It is identified to the declaration form according to the reinsurance agreement described
Before data carry out the step of code insurance operation, further include：
According to the history declaration form data of warrantee acquisition of information warrantee, the history declaration form data include insurance kind；
It is corresponding that the insurance kind according to the declaration form data retrieves the declaration form data in second allocation list
Algorithm identifies and the step of interface includes：History declaration form is retrieved in the second allocation list according to the insurance kind in history declaration form data
The corresponding risk protection amount algorithm mark of data and corresponding interface；It is retrieved in the second allocation list according to the insurance kind of new declaration form data
Go out the corresponding risk protection amount algorithm mark of new declaration form data and corresponding interface；
It is described that the step of code insurance operates the amount of money of required project is calculated according to the model algorithm and the declaration form data
Including：Corresponding interface is identified by risk protection amount algorithm to call risk protection amount model algorithm, is calculated using risk protection amount model
The accumulative risk that method, history declaration form data and new declaration form data calculate the warrantee is insured amount；
If the accumulative risk protection amount is greater than or equal to threshold value；Then determination divides the new declaration form of the warrantee temporarily
Operation is protected, and generates facultative insurance prompt message；
The facultative insurance prompt message is sent to terminal.
A kind of declaration form reinsurance agreement match query device, described device include：
Acquisition module, for when carrying out code insurance operation to declaration form, obtaining the declaration form data for waiting for code insurance, the declaration form data
Including insurance kind；
Enquiry module, for inquiring whether the insurance kind carried in the declaration form data corresponds to multiple reinsurance agreement marks；
Mark module will be described if the insurance kind for being carried in the declaration form data corresponds to multiple reinsurance agreement marks
The insurance kind of declaration form data is labeled as insurance kind to be matched；
The acquisition module is additionally operable to obtain the first allocation list, and the first allocation list includes matching condition and reinsurance agreement mark
Know；
Matching module, for the declaration form data to be compared with the matching condition, in first allocation list
Reinsurance agreement corresponding with the insurance kind to be matched is obtained to identify；
Code insurance module, for carrying out code insurance operation to the declaration form data according to reinsurance agreement mark.
Described device further includes in one of the embodiments,：
Module is established, for establishing the first allocation list, first allocation list includes multiple fields；
The acquisition module is additionally operable to obtain newly-increased reinsurance agreement mark and newly-increased matching condition；
Update module is added separately to corresponding field for identifying and increasing newly matching condition by newly-increased reinsurance agreement, right
First allocation list is updated.
The enquiry module is additionally operable to obtain the insurance kind code insurance table of comparisons in one of the embodiments,；The insurance kind code insurance
The table of comparisons includes insurance kind and reinsurance agreement mark；Inquiry whether there is the declaration form data in the insurance kind code insurance table of comparisons
The corresponding reinsurance agreement mark of insurance kind of middle carrying；Code insurance operation is carried out to the declaration form data if so, determining.
The acquisition module is additionally operable to obtain the second allocation list, the second allocation list packet in one of the embodiments,
Include insurance kind, algorithm mark and interface；The matching module is additionally operable to be matched described second according to the insurance kind of the declaration form data
It sets and retrieves the corresponding algorithm mark of the declaration form data and interface in table；
Described device further includes：
Computing module, for calling model algorithm corresponding with algorithm mark by the interface, according to the mould
Type algorithm and the declaration form data calculate the amount of money of project needed for code insurance operation.
The declaration form data include warrantee's information in one of the embodiments,；The declaration form data are warrantee's
New declaration form data；Project needed for code insurance operation includes risk protection amount；The acquisition module is additionally operable to according to warrantee's acquisition of information
The history declaration form data of warrantee, the history declaration form data include insurance kind；The matching module is additionally operable to be protected according to history
Insurance kind in forms data retrieves history declaration form data corresponding risk protection amount algorithm mark and corresponding in the second allocation list
Interface；The corresponding risk protection amount algorithm mark of new declaration form data is retrieved in the second allocation list according to the insurance kind of new declaration form data
With corresponding interface；The computing module is additionally operable to identify corresponding interface by risk protection amount algorithm to call risk protection amount mould
Type algorithm calculates the accumulative risk of the warrantee using risk protection amount model algorithm, history declaration form data and new declaration form data
It is insured amount；
Described device further includes：
Reminding module, if being greater than or equal to threshold value for the accumulative risk protection amount；Then determine to the new of the warrantee
Declaration form carries out facultative insurance operation, and generates facultative insurance prompt message；
Sending module, for the facultative insurance prompt message to be sent to terminal.
Above-mentioned declaration form reinsurance agreement method for inquiring and matching and device, when carrying out code insurance operation to declaration form, inquiry waits for code insurance
Declaration form insurance kind corresponding to reinsurance agreement identify whether uniquely, if not unique, then it represents that need to close insurance kind and code insurance
About mark is matched, and is identified in currently valid reinsurance agreement to obtain declaration form data.For needing to carry out matched danger
Kind, it can mark as insurance kind.Corresponding matching condition is got in the first allocation list according to insurance kind to be matched, will be protected
Forms data is compared with matching condition, if all meeting matching condition, obtains code insurance corresponding with insurance kind to be matched
Contract ID.Then it can be identified according to reinsurance agreement and code insurance operation is carried out to declaration form data.In the whole process, Neng Goufang
Just the match query for efficiently realizing declaration form and reinsurance agreement, effectively overcomes the problems that hard coded is brought.
Description of the drawings
Fig. 1 is the flow chart of declaration form reinsurance agreement method for inquiring and matching in one embodiment；
Fig. 2 is the structural schematic diagram of server in one embodiment；
Fig. 3 is the structural schematic diagram of declaration form reinsurance agreement match query device in one embodiment.
Specific implementation mode
In order to make the purpose , technical scheme and advantage of the present invention be clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the present invention, not
For limiting the present invention.
In one embodiment, as shown in Figure 1, a kind of declaration form reinsurance agreement method for inquiring and matching is provided, to be applied to
It illustrates, specifically includes for server：
Step 102, when carrying out code insurance operation to declaration form, the declaration form data for waiting for code insurance are obtained, declaration form data include insurance kind.
Server receives core and protects the declaration form data that terminal is sent, and can also be to extract not carry out code insurance in the database
The declaration form data of operation.Wherein, the new declaration form of core guarantor terminal-pair warrantee is audited, and after audit passes through, core protects terminal will
The declaration form data of new declaration form are sent to server.Server can also in the database be extracted according to preset rules not to carry out excessively
Protect the declaration form data of operation.Accessed declaration form data can be the declaration form number of the history declaration form of warrantee in the database
According to.
The code insurance table of comparisons can have been prestored on server.It includes insurance kind and reinsurance agreement mark to divide the table table of comparisons.
Server obtains the insurance kind code insurance table of comparisons, and inquiry is with the presence or absence of the insurance kind pair carried in declaration form data in the insurance kind code insurance table of comparisons
The reinsurance agreement mark answered；Code insurance operation is carried out to declaration form data if so, determining.Need the declaration form service of progress code insurance operation
Device can be marked as waiting for the declaration form of code insurance.When the declaration form for treating code insurance carries out code insurance operation, server acquisition waits for code insurance
Declaration form data.Declaration form data include insurance kind, payment time limit and warrantee's information etc..Wherein, warrantee's information include the age and
Gender etc..
Step 104, inquire whether the insurance kind carried in declaration form data corresponds to multiple reinsurance agreement marks；If so, into
Step 106；Otherwise, it obtains that uniquely corresponding reinsurance agreement identifies with insurance kind, enters step 112.
Step 106, the insurance kind of declaration form data is labeled as insurance kind to be matched.
Since the matched contract of some insurance kind institute can be arranged in reinsurance agreement, some insurance kind can also be arranged at some
Between after matched contract of institute etc., therefore the insurance kind divided in the table table of comparisons can correspond to a kind of reinsurance agreement mark, can also be right
A variety of reinsurance agreements are answered to identify.When server is inquired according to the insurance kind in declaration form data in the code insurance table of comparisons, in code insurance
Reinsurance agreement corresponding with the insurance kind mark inquired in the table of comparisons can be one, can also be multiple.To declaration form data
When carrying out code insurance operation, it is thus necessary to determine that the declaration form data are in the matched reinsurance agreement mark of current institute.
If reinsurance agreement corresponding with the insurance kind mark inquired in the code insurance table of comparisons is one, then it represents that wait for code insurance
Declaration form currently there is unique corresponding reinsurance agreement mark, the declaration form of code insurance can be directly treated according to reinsurance agreement mark
Data carry out code insurance operation.If reinsurance agreement corresponding with the insurance kind mark inquired in the code insurance table of comparisons is multiple,
It indicates it needs to be determined that waiting for that the declaration form of code insurance is identified in current corresponding reinsurance agreement.Server will be with multiple reinsurance agreements mark pair
That answers waits for that the insurance kind of the declaration form data of code insurance is labeled as insurance kind to be matched.
Step 108, the first allocation list is obtained, the first allocation list includes matching condition and reinsurance agreement mark.
Step 110, declaration form data are compared with matching condition, are obtained in the first allocation list and insurance kind pair to be matched
The reinsurance agreement mark answered.
The first allocation list has been prestored on server.First allocation list includes insurance kind, matching condition and reinsurance agreement
Mark.The first allocation list of server by utilizing obtains the corresponding reinsurance agreement mark of insurance kind to be matched.Specifically, server is according to waiting for
Matching insurance kind inquires corresponding insurance kind in the first allocation list.The insurance kind of first allocation list has corresponding matching condition and divides
Protect Contract ID.Server obtains matching condition corresponding with insurance kind to be matched.Wherein, matching condition include the age, gender and
It pays the fees time limit etc..Declaration form data are compared server with matching condition, when declaration form data fully meet matching condition, obtain
It is identified to reinsurance agreement corresponding with matching condition.
It, will be when being needed by way of hard coded when the declaration form of code insurance is matched with reinsurance agreement in traditional mode
To realize.If having increased reinsurance agreement newly, have to re-start coding.The scalability of code is intersected, and when coding
It is easy error.Match bringing inconvenience with reinsurance agreement to declaration form.In the present embodiment, during entire match query not
Need hard coded, you can conveniently realize the matching of declaration form and reinsurance agreement.
Step 112, it is identified according to reinsurance agreement and code insurance operation is carried out to declaration form data.
Declaration form data are being determined after currently valid reinsurance agreement mark, server can be according to the reinsurance agreement
Mark carries out code insurance operation to declaration form data.
In the present embodiment, when carrying out code insurance operation to declaration form, inquiry waits for the code insurance corresponding to the insurance kind of the declaration form of code insurance
Whether Contract ID is unique, if not unique, then it represents that needs to match insurance kind with reinsurance agreement mark, to be protected
Forms data is identified in currently valid reinsurance agreement.For needing to carry out matched insurance kind, can mark as insurance kind.Root
Corresponding matching condition is got in the first allocation list according to insurance kind to be matched, and declaration form data are compared with matching condition,
If all meeting matching condition, reinsurance agreement mark corresponding with insurance kind to be matched is obtained.It then can be according to code insurance
Contract ID carries out code insurance operation to declaration form data.It in the whole process, can conveniently realize declaration form and code insurance conjunction
Match query about effectively overcomes the problems that hard coded is brought.
In one embodiment, when carrying out code insurance operation to declaration form, acquisition the step of waiting for the declaration form data of code insurance it
Before, further include：The first allocation list is established, the first allocation list includes multiple fields；Obtain newly-increased reinsurance agreement mark, insurance kind
And matching condition；Newly-increased reinsurance agreement mark, insurance kind and matching condition are added separately to corresponding field, configured to first
Table is updated.
In the present embodiment, insurance kind may include having insurance kind and newly-increased insurance kind.It has been signed newly when having insurance kind to some
When reinsurance agreement, can have insurance kind to this and redefine new matching condition.New reinsurance agreement is properly termed as newly-increased code insurance and closes
About, new matching condition is properly termed as newly-increased matching condition.It, also can be newly-increased to this when having signed reinsurance agreement to newly-increased insurance kind
Insurance kind determines corresponding matching condition.
First allocation list includes multiple fields, including insurance kind, reinsurance agreement mark and matching condition etc..Specifically, right
In existing insurance kind, server can obtain newly-increased reinsurance agreement mark and newly-increased matching condition, and newly-increased reinsurance agreement is identified
With newly-increased matching condition, corresponding insurance kind is added to the corresponding reinsurance agreement identification field of the first allocation list and matching condition field
In.For increasing insurance kind newly, server can correspondence adds respectively by newly-increased insurance kind, newly-increased reinsurance agreement mark and newly-increased matching condition
It adds in corresponding insurance kind field, reinsurance agreement identification field and matching condition field.By being added in the first allocation list
Newly-increased matching condition and newly-increased matching condition etc. can conveniently be updated the first allocation list.Due to the first allocation list
Update do not need hard coded, effectively increase the scalability of the first allocation list.
In one embodiment, before the step of carrying out code insurance operation to declaration form data according to reinsurance agreement mark, also
Including：The second allocation list is obtained, the second allocation list includes insurance kind, algorithm mark and interface；Existed according to the insurance kind of declaration form data
The corresponding algorithm mark of declaration form data and interface are retrieved in second allocation list；Mould corresponding with algorithm mark is called by interface
Type algorithm；The amount of money of project needed for code insurance operation is calculated according to model algorithm and declaration form data.
In the present embodiment, server to declaration form data may calculate the amount of money of multiple projects when code insurance operation.Example
Such as, project can be Valid Insured Amount, risk protection amount and Reserve Fund etc..For the same project, the model algorithm of different insurance kinds
It may be different.Traditional mode is to be embedded in model algorithm to run in the corresponding program of some project.Due to different item
Calculating between mesh, which may exist, to intersect, for example, in calculation risk protection amount, it is also necessary to calculate Valid Insured Amount.Disparity items
Program in may be embedded in same model algorithm, thus cause in different item object program to same model algorithm carry out weight
Multiple exploitation.
In order to effectively avoid the overlapping development of model algorithm, the redundancy of project procedure is reduced, server can calculate model
Method is individually stored, and when using some model algorithm, is called by interface.Specifically, establishing second on server
Allocation list, the second allocation list include the fields such as insurance kind, algorithm mark and interface.Server exists according to the insurance kind in declaration form data
Corresponding algorithm mark and interface, each insurance kind are retrieved in second allocation list corresponding model algorithm, by with algorithm
Model algorithm can be directly invoked to calculate the corresponding amount of money by identifying corresponding interface.
Further, in same insurance kind, if warrantee's information is different, different model algorithms can also be called.With this,
Second allocation list further includes the second matching condition, and the second matching condition includes the fields such as age, gender and payment time limit.Service
Device retrieves polyalgorithm mark and the second matching condition according to insurance kind in the second allocation list.Server by declaration form data with
Second matching condition is compared, if all meeting the second matching condition, obtains algorithm corresponding with the second matching submission
Mark and interface.Corresponding model algorithm is called by the interface.
To be illustrated for the risk protection amount for calculating declaration form data.Wherein, risk protection amount=Valid Insured Amount-Reserve Fund.
Server retrieves corresponding algorithm mark and interface according to the insurance kind in declaration form data, by the second allocation list.Wherein, algorithm
Mark includes the model algorithm mark of Valid Insured Amount and the model algorithm mark of Reserve Fund.
The model algorithm that corresponding interface calls Valid Insured Amount is identified by the model algorithm with Valid Insured Amount, is calculated
The corresponding Valid Insured Amount of declaration form data.Identifying corresponding interface by the model algorithm with Reserve Fund calls the model of Reserve Fund to calculate
The corresponding Reserve Fund of declaration form data is calculated in method.The corresponding wind of declaration form data is calculated using Valid Insured Amount and Reserve Fund
Danger is insured amount.In this process, the corresponding model algorithm of each project configuration need not be retrieved pair by the second allocation list
The algorithm mark and interface answered, are calculated so as to directly invoke corresponding model algorithm.Effectively prevent project procedure
Overlapping development, and effectively reduce program redundancy.
In one embodiment, declaration form data include warrantee's information；Declaration form data are the new declaration form data of warrantee；Point
It includes risk protection amount to protect project needed for operation；According to reinsurance agreement mark to declaration form data carry out code insurance operation the step of it
Before, further include：According to the history declaration form data of warrantee acquisition of information warrantee, history declaration form data include insurance kind；According to
The insurance kind of declaration form data retrieves the step of declaration form data corresponding algorithm mark and interface in the second allocation list and includes：According to
Insurance kind in history declaration form data retrieved in the second allocation list history declaration form data corresponding risk protection amount algorithm mark and
Corresponding interface；The corresponding risk protection amount of new declaration form data is retrieved in the second allocation list according to the insurance kind of new declaration form data to calculate
Method identifies and corresponding interface；It is wrapped the step of the amount of money of project needed for code insurance operation according to model algorithm and declaration form data to calculate
It includes：Identify corresponding interface by risk protection amount algorithm to call risk protection amount model algorithm, using risk protection amount model algorithm,
The accumulative risk that history declaration form data and new declaration form data calculate warrantee is insured amount；If accumulative risk protection amount is greater than or equal to threshold
Value；It then determines and facultative insurance operation is carried out to the new declaration form of warrantee, and generate facultative insurance prompt message；By facultative insurance
Prompt message is sent to terminal.
In the present embodiment, code insurance is for some insurance kind, and facultative insurance is for some specific declaration form.If
Warrantee has multiple declaration forms (including new declaration form and history declaration form), and the accumulative risk protection amount of multiple declaration forms has been more than threshold value, then table
Show that the risk covered of the insurer increases.The insurer needs to carry out facultative insurance to the new declaration form of the warrantee.It is interim for needing
The declaration form of code insurance, the insurer can consult new reinsurance agreement with reinsurer.
When calculating the accumulative risk protection amount of warrantee, server can be according to the history of warrantee's acquisition of information to warrantee
Declaration form and new declaration form.Server extract history declaration form data in insurance kind and the insurance kind in new declaration form data, obtain one or
Multiple insurance kinds.Server retrieves the corresponding risk protection amount algorithm mark of history declaration form data according to insurance kind in the second allocation list
With corresponding interface；It is insured amount that the corresponding risk of new declaration form data is retrieved in the second allocation list according to the insurance kind of new declaration form data
Algorithm identifies and corresponding interface.
Server by utilizing interface calls risk protection amount model algorithm.Risk protection amount model corresponding to different insurance kinds is calculated
Method is different.Since risk protection amount also needs to be calculated using Valid Insured Amount and Reserve Fund, server can be according to upper
It states mode and calls Valid Insured Amount model algorithm and Reserve Fund model algorithm respectively.Server by utilizing Valid Insured Amount model algorithm, standard
Standby gold model algorithm and risk protection amount model algorithm are to the insured amount and new declaration form number of the risk of the history declaration form data of warrantee
According to risk protection amount code insurance calculated, it is insured amount to obtain the corresponding accumulative risk of warrantee.If accumulative risk declaration form is more than threshold
Value, it is determined that the new declaration form of warrantee is needed to carry out facultative insurance operation.Server generates facultative insurance according to new declaration form data
Facultative insurance prompt message is sent to terminal by prompt message.Thus, it is possible to remind the insurer to go to consult new subpackage conjunction in time
About, the risk covered of the insurer is effectively reduced.
In one embodiment, include the place connected by system bus as shown in Fig. 2, providing a kind of server 200
Manage device 201, built-in storage 202, non-volatile memory medium 203 and network interface 204.Wherein, the server is non-volatile
Operating system 2031 and declaration form reinsurance agreement match query device 2032 are stored in storage medium 203, declaration form reinsurance agreement is looked into
Can conveniently declaration form can be matched with reinsurance agreement for realizing without hard coded by asking coalignment 2032.Clothes
The processor 201 of business device 200 is configured as executing a kind of declaration form reinsurance agreement match query for providing calculating and control ability
Method.The built-in storage 202 of server 200 is the declaration form reinsurance agreement match query device 2032 in non-volatile memory medium
Operation environment is provided, computer-readable instruction can be stored in built-in storage 202, which is held by processor
When row, processor may make to execute a kind of declaration form reinsurance agreement method for inquiring and matching.The network interface 204 of server 200 is used for
It is communicated according to this by network connection with external terminal, for example obtains core and protect the declaration form data etc. that terminal is sent.Server 200 can
To be realized with the independent server server cluster that either multiple servers form.Those skilled in the art can manage
Solution, structure shown in Figure 2 are not constituted only with the block diagram of the relevant part-structure of application scheme to the application side
The restriction for the server that case is applied thereon, specific server may include than more or fewer components as shown in the figure,
It either combines certain components or is arranged with different components.
In one embodiment, as shown in figure 3, providing a kind of declaration form reinsurance agreement match query device, including：It obtains
Module 302, enquiry module 304, mark module 306, matching module 308 and code insurance module 310, wherein：
Acquisition module 302, for when carrying out code insurance operation to declaration form, obtaining the declaration form data for waiting for code insurance, declaration form data
Including insurance kind.
Enquiry module 304, for inquiring whether the insurance kind carried in declaration form data corresponds to multiple reinsurance agreement marks.
Mark module 306, if the insurance kind for being carried in declaration form data corresponds to multiple reinsurance agreement marks, by declaration form number
According to insurance kind be labeled as insurance kind to be matched.
Acquisition module 302 is additionally operable to obtain the first allocation list, and the first allocation list includes matching condition and reinsurance agreement mark
Know.
Matching module 308 is obtained and is waited in the first allocation list for being compared with matching condition declaration form data
With the corresponding reinsurance agreement mark of insurance kind.
Code insurance module 310, for carrying out code insurance operation to declaration form data according to reinsurance agreement mark.
The device further includes in one of the embodiments,：Module 312 and update module 314 are established, wherein：Establish mould
Block 312, for establishing the first allocation list, the first allocation list includes multiple fields；Acquisition module 302 is additionally operable to obtain newly-increased point
Protect Contract ID and newly-increased matching condition；Update module 314, for identifying and increasing newly matching condition difference by newly-increased reinsurance agreement
It is added to corresponding field, the first allocation list is updated.
Enquiry module 304 is additionally operable to obtain the insurance kind code insurance table of comparisons in one of the embodiments,；The insurance kind code insurance table of comparisons
Include insurance kind and reinsurance agreement mark；Inquiry is with the presence or absence of the insurance kind pair carried in declaration form data in the insurance kind code insurance table of comparisons
The reinsurance agreement mark answered；Code insurance operation is carried out to declaration form data if so, determining.
Acquisition module 302 is additionally operable to obtain the second allocation list in one of the embodiments, and the second allocation list includes danger
Kind, algorithm mark and interface；Matching module 308 is additionally operable to retrieve guarantor in the second allocation list according to the insurance kind of declaration form data
The corresponding algorithm mark of forms data and interface；The device further includes：Computing module 316, for being called and algorithm mark by interface
Know corresponding model algorithm, the amount of money of project needed for code insurance operation is calculated according to model algorithm and declaration form data.
Declaration form data include warrantee's information in one of the embodiments,；Declaration form data are the new declaration form number of warrantee
According to；Project needed for code insurance operation includes risk protection amount；Acquisition module 302 is additionally operable to going through according to warrantee acquisition of information warrantee
History declaration form data, history declaration form data include insurance kind；Matching module 308 is additionally operable to be existed according to the insurance kind in history declaration form data
The corresponding risk protection amount algorithm mark of history declaration form data and corresponding interface are retrieved in second allocation list；According to new declaration form number
According to insurance kind new declaration form data corresponding risk protection amount algorithm mark and corresponding interface are retrieved in the second allocation list；It calculates
Module 316 is additionally operable to identify corresponding interface by risk protection amount algorithm to call risk protection amount model algorithm, is protected using risk
The accumulative risk that volume model algorithm, history declaration form data and new declaration form data calculate warrantee is insured amount；The device further includes：Prompt
Module 318 and sending module 320, wherein：
Reminding module 318, if being greater than or equal to threshold value for accumulative risk protection amount；Then determine to the new declaration form of warrantee into
Row facultative insurance operates, and generates facultative insurance prompt message.
Sending module 320, for facultative insurance prompt message to be sent to terminal.
One of ordinary skill in the art will appreciate that realizing all or part of flow in above-described embodiment method, being can be with
Instruct relevant hardware to complete by computer program, program can be stored in a non-volatile computer storage can be read
In medium, the program is when being executed, it may include such as the flow of the embodiment of above-mentioned each method.Wherein, storage medium can be magnetic
Dish, CD, read-only memory (Read-Only Memory, ROM) etc..
Each technical characteristic of embodiment described above can be combined arbitrarily, to keep description succinct, not to above-mentioned reality
It applies all possible combination of each technical characteristic in example to be all described, as long as however, the combination of these technical characteristics is not deposited
In contradiction, it is all considered to be the range of this specification record.
Several embodiments of the invention above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art
It says, without departing from the inventive concept of the premise, various modifications and improvements can be made, these belong to the protection of the present invention
Range.Therefore, the protection domain of patent of the present invention should be determined by the appended claims.
Claims (10)
1. a kind of declaration form reinsurance agreement method for inquiring and matching, the method includes：
When carrying out code insurance operation to declaration form, the declaration form data for waiting for code insurance are obtained, the declaration form data include insurance kind；
Inquire whether the insurance kind carried in the declaration form data corresponds to multiple reinsurance agreement marks；
If so, the insurance kind of the declaration form data is labeled as insurance kind to be matched；
The first allocation list is obtained, the first allocation list includes matching condition and reinsurance agreement mark；
The declaration form data are compared with the matching condition, are obtained in first allocation list and the danger to be matched
The corresponding reinsurance agreement mark of kind；
Code insurance operation is carried out to the declaration form data according to reinsurance agreement mark.
2. according to the method described in claim 1, it is characterized in that, described when carrying out code insurance operation to declaration form, acquisition waits for
Before the step of declaration form data of code insurance, further include：
The first allocation list is established, first allocation list includes multiple fields；
It obtains and increases reinsurance agreement mark and newly-increased matching condition newly；
Newly-increased reinsurance agreement is identified and increased newly matching condition and is added separately to corresponding field, first allocation list is carried out
Update.
3. according to the method described in claim 1, it is characterized in that, the method further includes：
Obtain the insurance kind code insurance table of comparisons；The insurance kind code insurance table of comparisons includes insurance kind and reinsurance agreement mark；
Inquiry whether there is reinsurance agreement mark corresponding with the insurance kind carried in declaration form data in the insurance kind code insurance table of comparisons
Know；
Code insurance operation is carried out to the declaration form data if so, determining.
4. according to claim 1-3 any one of them methods, which is characterized in that described according to reinsurance agreement mark pair
Before the declaration form data carry out the step of code insurance operation, further include：
The second allocation list is obtained, second allocation list includes insurance kind, algorithm mark and interface；
The corresponding algorithm mark of the declaration form data is retrieved in second allocation list according to the insurance kind of the declaration form data
And interface；
Model algorithm corresponding with algorithm mark is called by the interface, according to the model algorithm and the declaration form number
According to come calculate code insurance operation needed for project the amount of money.
5. according to the method described in claim 4, it is characterized in that, the declaration form data include warrantee's information；The declaration form
Data are the new declaration form data of warrantee；Project needed for code insurance operation includes risk protection amount；Described according to the reinsurance agreement
Before the step of mark carries out code insurance operation to the declaration form data, further include：
According to the history declaration form data of warrantee acquisition of information warrantee, the history declaration form data include insurance kind；
The insurance kind according to the declaration form data retrieves the corresponding algorithm of the declaration form data in second allocation list
Mark and the step of interface include：History declaration form data are retrieved in the second allocation list according to the insurance kind in history declaration form data
Corresponding risk protection amount algorithm mark and corresponding interface；It is retrieved in the second allocation list newly according to the insurance kind of new declaration form data
The corresponding risk protection amount algorithm mark of declaration form data and corresponding interface；
It is described to include the step of the amount of money of project needed for code insurance operation to calculate according to the model algorithm and the declaration form data：
Corresponding interface is identified to call risk protection amount model algorithm by risk protection amount algorithm, using risk protection amount model algorithm, is gone through
The accumulative risk that history declaration form data and new declaration form data calculate the warrantee is insured amount；
If the accumulative risk protection amount is greater than or equal to threshold value；It then determines and facultative insurance behaviour is carried out to the new declaration form of the warrantee
Make, and generates facultative insurance prompt message；
The facultative insurance prompt message is sent to terminal.
6. a kind of declaration form reinsurance agreement match query device, which is characterized in that described device includes：
Acquisition module, for when carrying out code insurance operation to declaration form, obtaining the declaration form data for waiting for code insurance, the declaration form data include
Insurance kind；
Enquiry module, for inquiring whether the insurance kind carried in the declaration form data corresponds to multiple reinsurance agreement marks；
Mark module, if the insurance kind for being carried in the declaration form data corresponds to multiple reinsurance agreement marks, by the declaration form
The insurance kind of data is labeled as insurance kind to be matched；
The acquisition module is additionally operable to obtain the first allocation list, and the first allocation list includes matching condition and reinsurance agreement mark；
Matching module is obtained for being compared with the matching condition declaration form data in first allocation list
Reinsurance agreement corresponding with the insurance kind to be matched identifies；
Code insurance module, for carrying out code insurance operation to the declaration form data according to reinsurance agreement mark.
7. device according to claim 6, which is characterized in that described device further includes：
Module is established, for establishing the first allocation list, first allocation list includes multiple fields；
The acquisition module is additionally operable to obtain newly-increased reinsurance agreement mark and newly-increased matching condition；
Update module is added separately to corresponding field, to described for identifying and increasing newly matching condition by newly-increased reinsurance agreement
First allocation list is updated.
8. device according to claim 6, which is characterized in that the enquiry module is additionally operable to obtain the control of insurance kind code insurance
Table；The insurance kind code insurance table of comparisons includes insurance kind and reinsurance agreement mark；Inquired in the insurance kind code insurance table of comparisons whether
There are the corresponding reinsurance agreement marks of the insurance kind carried in the declaration form data；The declaration form data are carried out if so, determining
Code insurance operates.
9. according to claim 6-8 any one of them devices, which is characterized in that the acquisition module is additionally operable to acquisition second and matches
Table is set, second allocation list includes insurance kind, algorithm mark and interface；The matching module is additionally operable to according to the declaration form number
According to insurance kind the declaration form data corresponding algorithm mark and interface are retrieved in second allocation list；
Described device further includes：
Computing module is calculated for calling model algorithm corresponding with algorithm mark by the interface according to the model
Method and the declaration form data calculate the amount of money of project needed for code insurance operation.
10. device according to claim 9, which is characterized in that the declaration form data include warrantee's information；The declaration form
Data are the new declaration form data of warrantee；Project needed for code insurance operation includes risk protection amount；The acquisition module is additionally operable to basis
The history declaration form data of warrantee acquisition of information warrantee, the history declaration form data include insurance kind；The matching module is also
It is calculated for retrieving the corresponding risk protection amount of history declaration form data in the second allocation list according to the insurance kind in history declaration form data
Method identifies and corresponding interface；The corresponding wind of new declaration form data is retrieved in the second allocation list according to the insurance kind of new declaration form data
Danger protection amount algorithm mark and corresponding interface；The computing module be additionally operable to by risk protection amount algorithm identify corresponding interface come
Risk protection amount model algorithm is called, the quilt is calculated using risk protection amount model algorithm, history declaration form data and new declaration form data
The accumulative risk of guarantor is insured amount；
Described device further includes：
Reminding module, if being greater than or equal to threshold value for the accumulative risk protection amount；Then determine the new declaration form to the warrantee
Facultative insurance operation is carried out, and generates facultative insurance prompt message；
Sending module, for the facultative insurance prompt message to be sent to terminal.
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| CN201710087355.2A CN108460034B (en) | 2017-02-17 | 2017-02-17 | Policy and protection separately-protected contract query matching method and device |
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| CN109712008A (en) * | 2018-12-20 | 2019-05-03 | 泰康保险集团股份有限公司 | Declaration form processing method, device, medium and electronic equipment |
| CN113469825A (en) * | 2021-07-02 | 2021-10-01 | 建信金融科技有限责任公司 | Data processing method and device, electronic equipment and computer readable medium |
| CN114240678A (en) * | 2021-12-15 | 2022-03-25 | 中国平安人寿保险股份有限公司 | Method, device, equipment and storage medium for accurate calculation temporary score based on artificial intelligence |
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| CN108460034B (en) | 2020-08-04 |
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