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CN108280649A - Method of payment and device - Google Patents

Method of payment and device Download PDF

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Publication number
CN108280649A
CN108280649A CN201810157623.8A CN201810157623A CN108280649A CN 108280649 A CN108280649 A CN 108280649A CN 201810157623 A CN201810157623 A CN 201810157623A CN 108280649 A CN108280649 A CN 108280649A
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CN
China
Prior art keywords
gesture
face
facial image
payment
images
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201810157623.8A
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Chinese (zh)
Inventor
梁瀚君
其他发明人请求不公开姓名
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangzhou Comma Smart Retail Co Ltd
Original Assignee
Guangzhou Comma Smart Retail Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Guangzhou Comma Smart Retail Co Ltd filed Critical Guangzhou Comma Smart Retail Co Ltd
Priority to CN201810157623.8A priority Critical patent/CN108280649A/en
Publication of CN108280649A publication Critical patent/CN108280649A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

A kind of method of payment of present invention offer and device, are applied to the server communicated to connect with checkout station, and server prestores the corresponding face registration image of each user account and gesture registered images, the method includes:The payment request that checkout station is sent is received, wherein payment request includes that consumer currently buys the pricing information of commodity and facial image, the images of gestures of the collected consumer of checkout station;Each face registered images are compared with facial image, and recognition of face is carried out to facial image according to comparison result;If when recognition of face success, the gesture registered images for target user's account corresponding with facial image that images of gestures and identification obtain are carried out gesture matching;If when gesture successful match, the currency for obtaining corresponding number from target user's account according to pricing information is paid, and sends payment successfully prompt to checkout station after payment is completed.The method payment safety is good, payment efficiency is high, and the consumption experience of consumer can be improved.

Description

Method of payment and device
Technical field
The present invention relates to e-payment technical fields, in particular to a kind of method of payment and device.
Background technology
With the continuous development of science and technology, e-payment technology has also obtained promotion at full speed.For now, it consumes Person on touch screen on mobile terminals be directed to payment account carry out cryptographic check operation or finger-mark check operation by way of, Corresponding e-payment is carried out by the payment account.And in this course, the account informations such as password, fingerprint have very big possibility It can reveal or be cracked so that there are larger safety of payment hidden danger for the payment scheme.And this payment scheme need user into Row manual operation, the payment efficiency so as to cause entire payment process be not high.
Invention content
In order to overcome above-mentioned deficiency in the prior art, the purpose of the present invention is to provide a kind of method of payment and device, The method of payment payment safety is good, payment efficiency is high, can improve the consumption experience of consumer.
For method, the embodiment of the present invention provides a kind of method of payment, and the method is applied to and checkout station communication link The server connect, the server prestore each user account corresponding face registration image and gesture registration when succeeding in registration Image.The method includes:
The payment request that the checkout station is sent is received, wherein the payment request, which includes consumer, currently buys commodity Pricing information and the corresponding facial image of the collected consumer of the checkout station, images of gestures;
Each face registered images are compared with the facial image, and according to comparison result to the facial image into Row recognition of face;
If when recognition of face success, the gesture for target user's account corresponding with the facial image that identification is obtained is noted Volume image carries out gesture matching with the images of gestures;
If when gesture successful match, the goods of corresponding number is obtained from target user's account according to the pricing information Coin is paid, and sends payment successfully prompt to the checkout station after payment is completed.
For device, the embodiment of the present invention provides a kind of payment mechanism, and described device is applied to and checkout station communication link The server connect, the server prestore each user account corresponding face registration image and gesture registration when succeeding in registration Image.Described device includes:
Request receiving module, the payment request sent for receiving the checkout station, wherein the payment request includes disappearing Expense person currently buys the pricing information and the corresponding facial image of the collected consumer of the checkout station, images of gestures of commodity;
Face recognition module is tied for each face registered images to be compared with the facial image, and according to comparing Fruit carries out recognition of face to the facial image;
If gesture matching module will identify obtained mesh corresponding with the facial image when for recognition of face success The gesture registered images for marking user account carry out gesture matching with the images of gestures;
Currency payment module, if when for gesture successful match, according to the pricing information from target user's account The currency that place obtains corresponding number is paid, and sends payment successfully prompt to the checkout station after payment is completed.
In terms of existing technologies, method of payment provided in an embodiment of the present invention and device have the advantages that: The method of payment payment safety is good, payment efficiency is high, can improve the consumption experience of consumer.The method be applied to The server of checkout station communication connection, the server prestore each user account corresponding face registration figure when succeeding in registration Picture and gesture registered images.First, the method receives the payment request that the checkout station is sent, wherein the payment request packet Include pricing information and the corresponding facial image of the collected consumer of the checkout station, gesture that consumer currently buys commodity Image;Then, each face registered images are compared the method with the facial image, and according to comparison result to described Facial image carries out recognition of face;Then, the method in recognition of face success will identification it is obtaining with the facial image The gesture registered images of corresponding target user's account carry out gesture matching with the images of gestures;Finally, the method is in hand The currency for obtaining corresponding number when gesture successful match from target user's account according to the pricing information is paid, and Payment successfully prompt is sent to the checkout station after payment completion, so that side of the checkout station by the display prompt Formula is informed to consumer to be paid successfully so that corresponding electronics branch can be completed without carrying out operation on mobile terminals in consumer It pays, to improve the payment safety and payment efficiency of e-payment, and the corresponding consumption experience for improving consumer.
To enable the above objects, features and advantages of the present invention to be clearer and more comprehensible, present pre-ferred embodiments cited below particularly, And coordinate appended attached drawing, it is described in detail below.
Description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below will be to needed in the embodiment attached Figure is briefly described, it should be understood that the following drawings illustrates only certain embodiments of the present invention, therefore is not construed as pair The restriction of the claims in the present invention protection domain, for those of ordinary skill in the art, what is do not made the creative labor Under the premise of, it can also be obtained according to these attached drawings other relevant attached drawings.
Interaction schematic diagrames of the Fig. 1 between server provided in an embodiment of the present invention and checkout station.
Fig. 2 is a kind of block diagram of server shown in Fig. 1 provided in an embodiment of the present invention.
Fig. 3 is a kind of flow diagram of method of payment provided in an embodiment of the present invention.
Fig. 4 is another flow diagram of method of payment provided in an embodiment of the present invention.
Fig. 5 is a kind of block diagram of payment mechanism shown in Fig. 2 provided in an embodiment of the present invention.
Fig. 6 is another block diagram of payment mechanism shown in Fig. 2 provided in an embodiment of the present invention.
Icon:10- servers;20- checkout stations;11- memories;12- processors;13- communication units;100- payment dresses It sets;110- request receiving modules;120- face recognition modules;130- gesture matching modules;140- currency payment modules;150- loses Lose reminding module;160- instruction sending modules.
Specific implementation mode
In order to make the object, technical scheme and advantages of the embodiment of the invention clearer, below in conjunction with the embodiment of the present invention In attached drawing, technical scheme in the embodiment of the invention is clearly and completely described, it is clear that described embodiment is A part of the embodiment of the present invention, instead of all the embodiments.The present invention being usually described and illustrated herein in the accompanying drawings is implemented The component of example can be arranged and be designed with a variety of different configurations.
Therefore, below the detailed description of the embodiment of the present invention to providing in the accompanying drawings be not intended to limit it is claimed The scope of the present invention, but be merely representative of the present invention selected embodiment.Based on the embodiments of the present invention, this field is common The every other embodiment that technical staff is obtained without creative efforts belongs to the model that the present invention protects It encloses.
It should be noted that:Similar label and letter indicate similar terms in following attached drawing, therefore, once a certain Xiang Yi It is defined, then it further need not be defined and explained in subsequent attached drawing in a attached drawing.In description of the invention In, it should be noted that unless otherwise clearly defined and limited, term " first ", " second ", " third " etc. are only used for distinguishing Description, is not understood to indicate or imply relative importance.
Below in conjunction with the accompanying drawings, it elaborates to some embodiments of the present invention.In the absence of conflict, following Feature in embodiment and embodiment can be combined with each other.
Fig. 1 is please referred to, is the interaction schematic diagram between server 10 and checkout station 20 provided in an embodiment of the present invention.At this In inventive embodiments, the server 10 is communicated to connect by network and the checkout station 20, for according to by the checkout station The facial image and images of gestures for the consumer that the payment request of 20 transmissions includes, judge whether currently to purchase consumer Buy commodity and carry out on-line payment, and when judgement is paid directly at user account corresponding with consumer the corresponding number of acquisition The currency of volume is paid, and makes consumer that corresponding e-payment can be completed without carrying out operation on mobile terminals, to Improve the payment safety and payment efficiency of e-payment, and the corresponding consumption experience for improving consumer.Wherein each user's account Number one consumer of corresponding binding, the user account are only capable of being used to carry out consumption and payment, the use by corresponding consumer The currency that family account includes can be cash, can also be exchange integral corresponding with each commodity;The network can be had Gauze network can also be wireless network;The server 10 may be, but not limited to, high in the clouds formula server, Distributed Services Device, centralized server etc.;The checkout station 20 includes at least one camera, and the checkout station 20 passes through described at least one Camera obtains the current facial image and images of gestures of consumer;The checkout station 20 can be by network from the server 10 Place gets the corresponding monovalent information of each commodity that consumer currently buys, and correspondence obtains the consumer and currently buys commodity Pricing information.
Fig. 2 is please referred to, is a kind of block diagram of server 10 shown in Fig. 1 provided in an embodiment of the present invention. In the present embodiment, the server 10 includes payment mechanism 100, memory 11, processor 12 and communication unit 13.The storage Device 11, processor 12 and 13 each element of communication unit are directly or indirectly electrically connected between each other, to realize the biography of data Defeated or interaction.It is electrically connected for example, these elements can be realized between each other by one or more communication bus or signal wire.
Wherein, the memory 11 can be used for storing each user account for succeeding in registration and each user account it is corresponding Corresponding face registration image and gesture registered images when succeeding in registration, the server 10 pass through pre-stored each user's account Number corresponding face registration image and gesture registered images judge whether to carry out on-line payment to the commodity that current consumer buys. The memory 11 may be, but not limited to, random access memory (Random Access Memory, RAM), read-only storage Device (Read Only Memory, ROM), programmable read only memory (Programmable Read-Only Memory, PROM), Erasable Programmable Read Only Memory EPROM (Erasable Programmable Read-Only Memory, EPROM), electricity Erasable Programmable Read Only Memory EPROM (Electric Erasable Programmable Read-Only Memory, EEPROM) etc..Wherein, the corresponding merchandise news of each commodity can also be stored in the memory 11, the merchandise news includes Trade name, product specification, cargo price of corresponding goods etc. can be stored with software program in the memory 11, described Processor 12 can perform the software program after receiving and executing instruction.
The processor 12 can be a kind of IC chip of the processing capacity with signal.The processor 12 can To be general processor, including central processing unit (Central Processing Unit, CPU), network processing unit (Network Processor, NP) etc.;Can also be digital signal processor, application-specific integrated circuit, ready-made programmable gate array or other Programmable logic device, discrete gate or transistor logic, discrete hardware components.The processor 12 may be implemented or Execute disclosed each method, step and the logic diagram in the embodiment of the present invention.General processor can be microprocessor or The processor can also be any conventional processor etc..
The communication unit 13 is used to establish the communication link between the server 10 and other external equipments by network It connects, and by the network transceiving data, wherein the external equipment includes the checkout station 20.
The payment mechanism 100 can be stored in the memory 11 including at least one in the form of software or firmware Software function module.The payment mechanism 100 that the processor 12 can be used for executing the storage of the memory 11 is corresponding Executable module, such as software function module included by the payment mechanism 100 and computer program etc..In the present embodiment In, the payment mechanism 100 can find the consumer according to the facial image and images of gestures of current consumer and correspond to User account, and the currency for obtaining directly from the user account corresponding number carries out on-line payment, and consumer is made to be not necessarily to Operation is carried out on mobile terminals, corresponding e-payment can be completed, to improve payment safety and the payment of e-payment Efficiency, and the corresponding consumption experience for improving consumer.
It is understood that block diagram shown in Fig. 2 is only a kind of structure composition schematic diagram of server 10, the server 10 may also include than shown in Fig. 2 more either less components or with the configuration different from shown in Fig. 2.Shown in Fig. 2 Each component may be used hardware, software, or its combination realization.
Fig. 3 is please referred to, is a kind of flow diagram of method of payment provided in an embodiment of the present invention.In the embodiment of the present invention In, the method for payment is applied to the server 10 communicated to connect with checkout station 20 shown in Fig. 1, and the server 10 prestores There are each user account corresponding face registration image and gesture registered images when succeeding in registration.Below to payment shown in Fig. 3 The detailed process and step of method are described in detail.
Step S210 receives the payment request that checkout station 20 is sent, is currently purchased wherein the payment request includes consumer Buy the pricing information and the corresponding facial image of 20 collected consumer of the checkout station, images of gestures of commodity.
It in the present embodiment, can be by network from described when consumer carries out the clearing of purchase commodity at checkout station 20 The merchandise news of each commodity of purchase is obtained at server 10, and the merchandise news based on each commodity currently bought counts to obtain The pricing information of current purchase commodity.Consumer carries out consumption and payment confirmation operation on checkout station 20 for current purchase commodity Afterwards, the checkout station 20 responds the consumption and payment confirmation operation, the facial image current to the consumer and images of gestures It is acquired, the pricing information that commodity are currently bought based on the facial image, the images of gestures and the consumer is corresponded to Payment request is generated, and the payment request is sent to the server 10, so that the server 10 asks the payment It asks and is received.
Each face registered images are compared step S220 with the facial image, and according to comparison result to described Facial image carries out recognition of face.
In the present embodiment, the server 10 obtains institute by way of being parsed to the payment request received State the 20 collected consumer couple of pricing information and the checkout station that the consumer that payment request includes currently buys commodity The facial image answered, images of gestures, and by carrying out the corresponding face registration image of each user account and the facial image It compares, to carry out recognition of face to the facial image according to comparison result, to judge whether to subsequent on-line payment Operation.
Optionally, each face registered images are compared the server 10 with the facial image, and according to comparison As a result include to the step of facial image progress recognition of face:
Respectively corresponding face characteristic is extracted from each face registered images and the facial image;
The corresponding face characteristic of facial image face characteristic corresponding with each face registered images is compared, and The human face similarity degree between the facial image and each face registered images is calculated;
Each human face similarity degree is compared with the first similarity threshold, and the facial image is judged according to comparison result It can identify success, and obtain target user's account corresponding with the facial image when identifying successfully.
In the present embodiment, first similarity threshold is for judging to whether there is in the server 10 and consumer Corresponding user account, if there are numerical value to be not less than in human face similarity degree between the facial image and each face registered images When first similarity threshold, there is user account corresponding with the consumer by the server 10 in judgement;If described It is described when the numerical value of human face similarity degree between facial image and each face registered images is respectively less than first similarity threshold User account corresponding with the consumer is not present in judgement by server 10.Wherein, first similarity threshold can be 60%, it can also be 80%, can also be 90%, specific numerical value can carry out different settings according to actual demand.
Optionally, described to judge that the facial image identify success according to comparison result, and obtained when identifying successfully Include to the step of target user's account corresponding with the facial image:
If there are when the human face similarity degree that similarity numerical value is not less than first similarity threshold, not from similar number of degrees value In each user account less than first similarity threshold, choose the maximum user account of similarity numerical value as with the people The corresponding target user's account of face image, and judge to identify successfully;
If the similarity numerical value of all human face similarity degrees is less than first similarity threshold, recognition failures are judged.
Step S230, if when recognition of face success, will identify obtained target user's account corresponding with the facial image Number gesture registered images, with the images of gestures carry out gesture matching.
In the present embodiment, the server 10 is each not less than first similarity threshold from human face similarity degree numerical value After finding the maximum user account of similarity numerical value in user account, using the user account that finds as with the people The corresponding target user's account of face image, and judge recognition of face success.The server 10 will be with the target user at this time The corresponding gesture registered images of account and the images of gestures of 20 collected consumer of the checkout station carry out gesture matching, to sentence It is disconnected whether the commodity progress on-line payment that consumer buy by target user's account.
Optionally, the gesture for target user's account corresponding with the facial image that the server 10 obtains identification Registered images, with the images of gestures carry out gesture matching the step of include:
Respectively corresponding gesture is extracted from the gesture registered images of target user's account and the images of gestures Feature;
According to the corresponding gesture feature of the gesture registered images and the corresponding gesture feature of the images of gestures, calculate Gesture similarity between the images of gestures and the gesture registered images;
The gesture similarity is compared with the second similarity threshold, and is greater than or equal in the gesture similarity When second similarity threshold, judge that the gesture registered images of target user's account are matched with the images of gestures gesture Success.
In the present embodiment, second similarity threshold is carried out for judging whether using target user's account Line is paid, if the gesture similarity is greater than or equal to second similarity threshold, the server 10 will be described in judgement The gesture registered images of target user's account are mutually matched with the images of gestures gesture, and the server 10 can be based on the mesh It marks user account and carries out on-line payment;If the gesture similarity is less than second similarity threshold, the server 10 It will judge that the corresponding gesture registered images of target user's account are mismatched with the images of gestures, the server 10 can not On-line payment is carried out based on target user's account.Wherein, second similarity threshold can be 40%, can also be 70%, it can also be 80%, specific numerical value can carry out different settings according to actual demand.
Step S240, if when gesture successful match, being obtained from target user's account according to the pricing information couple It answers the currency of number to be paid, and payment successfully prompt is sent to the checkout station 20 after payment is completed.
In the present embodiment, the server 10, will be according to the branch in recognition of face success and gesture successful match The currency for asking the pricing information for the purchase commodity for including to obtain corresponding number from target user's account is paid to disappear Take payment.Wherein, the currency is cash, amount of money that the server 10 is got from target user's account with The pricing information corresponds to identical;If the currency is to exchange to integrate, the server 10 will be according to cash and exchange integral Between exchange proportion obtained from the user account according to the corresponding cash number of the pricing information and the exchange proportion Access value is that the cash number and the exchange of the product value of the exchange proportion integrate, and are carried out with the exchange integral got Line is paid, to make consumer that corresponding e-payment can be completed without carrying out operation on mobile terminals, to improve electricity The payment safety and payment efficiency of son payment, and the corresponding consumption experience for improving consumer.The server 10 is in completion pair After answering delivery operation, payment successfully prompt will be sent to the checkout station 20, so that the checkout station 20 is by described in display The mode of prompt informs the successful message of consumer payment.
Fig. 4 is please referred to, is another flow diagram of method of payment provided in an embodiment of the present invention.Implement in the present invention In example, the method for payment can also include step S250 and step S260.
Step S250, if recognition of face success and gesture sends payment failure when it fails to match to the checkout station 20 Prompt.
In the present embodiment, if the corresponding facial image of the consumer is identified successfully, and the consumer is corresponding For images of gestures when it fails to match, the server 10 will judge that the corresponding images of gestures of the consumer does not meet the gesture note The correlated characteristic of volume image, target user's account corresponding with the consumer can not temporarily be used to carry out consumption and payment.Its Gesture corresponding to the corresponding gesture registered images of middle different user account may be the same or different, and particular situation can Different settings when registering user account is carried out according to actual demand by consumer.
Step S260 sends user account register instruction if recognition of face fails to the checkout station 20, so that consumption Person carries out user account registration by the checkout station 20.
In the present embodiment, if the corresponding facial image of the consumer is just judged as identifying at the recognition of face stage User account corresponding with the consumer will be not present in failure, the server 10 in each user account of judgement storage.At this time The server 10 will send user account register instruction to the checkout station 20, so that the checkout station 20 is according to the user Account register instruction needs to carry out the information of user account registration to consumer's prompt, and creates corresponding user account in consumer When acquire the corresponding facial image of the consumer and images of gestures.Consumer's clearing when confirming that user account creates successfully The user account of establishment and the collected facial image, images of gestures are sent to the server 10 by platform 20, with So that the server 10 is stored the user account, and with receive the facial image, the images of gestures point Not Zuo Wei the corresponding face registration image of the user account and gesture registered images, to complete corresponding user account registered Journey.
Fig. 5 is please referred to, is a kind of block diagram of payment mechanism shown in Fig. 2 100 provided in an embodiment of the present invention. In embodiments of the present invention, the payment mechanism 100 includes request receiving module 110, face recognition module 120, gesture matching Module 130 and currency payment module 140.
The request receiving module 110, the payment request for receiving the transmission of checkout station 20, wherein the payment request packet Include pricing information and the corresponding facial image of 20 collected consumer of the checkout station, hand that consumer currently buys commodity Gesture image.
In the present embodiment, the request receiving module 110 can execute step S210 shown in Fig. 3, specifically hold Row process can refer to above to the detailed description of step S210.
The face recognition module 120, for each face registered images to be compared with the facial image, and according to Comparison result carries out recognition of face to the facial image.
In the present embodiment, the face recognition module 120 compares each face registered images with the facial image It is right, and include to the mode of facial image progress recognition of face according to comparison result:
Respectively corresponding face characteristic is extracted from each face registered images and the facial image;
The corresponding face characteristic of facial image face characteristic corresponding with each face registered images is compared, and The human face similarity degree between the facial image and each face registered images is calculated;
Each human face similarity degree is compared with the first similarity threshold, and the facial image is judged according to comparison result It can identify success, and obtain target user's account corresponding with the facial image when identifying successfully.
Optionally, the face recognition module 120 judges that can the facial image identify success according to comparison result, and The mode that target user's account corresponding with the facial image is obtained when identifying successfully includes:
If there are when the human face similarity degree that similarity numerical value is not less than first similarity threshold, not from similar number of degrees value In each user account less than first similarity threshold, choose the maximum user account of similarity numerical value as with the people The corresponding target user's account of face image, and judge to identify successfully;
If the similarity numerical value of all human face similarity degrees is less than first similarity threshold, recognition failures are judged.
Wherein, the face recognition module 120 can execute step S220 shown in Fig. 3, and specific implementation procedure can With reference to above to the detailed description of step S220.
The gesture matching module 130, if when for recognition of face success, will identification it is obtaining with the facial image pair The gesture registered images for the target user's account answered carry out gesture matching with the images of gestures.
In the present embodiment, the target corresponding with the facial image that the gesture matching module 130 obtains identification The gesture registered images of user account, carrying out the matched mode of gesture with the images of gestures includes:
Respectively corresponding gesture is extracted from the gesture registered images of target user's account and the images of gestures Feature;
According to the corresponding gesture feature of the gesture registered images and the corresponding gesture feature of the images of gestures, calculate Gesture similarity between the images of gestures and the gesture registered images;
The gesture similarity is compared with the second similarity threshold, and is greater than or equal in the gesture similarity When second similarity threshold, judge that the gesture registered images of target user's account are matched with the images of gestures gesture Success.
Wherein, the gesture matching module 130 can execute step S230 shown in Fig. 3, and specific implementation procedure can With reference to above to the detailed description of step S230.
If the currency payment module 140 is used according to the pricing information from the target when for gesture successful match The currency that corresponding number is obtained at the account of family is paid, and successful to the transmission payment of the checkout station 20 after payment is completed Prompt.
In the present embodiment, the currency payment module 140 can execute step S240 shown in Fig. 3, specifically hold Row process can refer to above to the detailed description of step S240.
Fig. 6 is please referred to, is another box signal of payment mechanism shown in Fig. 2 100 provided in an embodiment of the present invention Figure.In embodiments of the present invention, the payment mechanism 100 can also include failure reminding module 150 and instruction sending module 160。
It is described failure reminding module 150, if for recognition of face success and gesture it fails to match when, to the checkout station 20 Send the prompt of payment failure.
Described instruction sending module 160, if when for recognition of face failure, user account note is sent to the checkout station 20 Volume instruction, so that consumer carries out user account registration by the checkout station 20.
In the present embodiment, the failure reminding module 150 can execute in Fig. 4 respectively with described instruction sending module 160 Shown step S250 and step S260, specific implementation procedure can refer to above to the detailed of step S250 and step S260 Description.
In conclusion in method of payment provided in an embodiment of the present invention and device, the method for payment is applied to and clearing Platform communication connection server, the server prestore each user account when succeeding in registration corresponding face registration image and Gesture registered images.First, the method receives the payment request that the checkout station is sent, wherein the payment request includes disappearing Expense person currently buys the pricing information and the corresponding facial image of the collected consumer of the checkout station, images of gestures of commodity; Then, each face registered images are compared the method with the facial image, and according to comparison result to the face Image carries out recognition of face;Then, the method obtains identification in recognition of face success corresponding with the facial image Target user's account gesture registered images, with the images of gestures carry out gesture matching;Finally, the method is in gesture The currency for obtaining corresponding number when with success from target user's account according to the pricing information is paid, and is being propped up Pay and send payment successfully prompt to the checkout station after completing, in a manner of so that the checkout station is passed through the display prompt to Consumer, which informs, to be paid successfully so that and corresponding e-payment can be completed without carrying out operation on mobile terminals in consumer, To improve the payment safety and payment efficiency of e-payment, and the corresponding consumption experience for improving consumer.
The foregoing is only a preferred embodiment of the present invention, is not intended to restrict the invention, for the skill of this field For art personnel, the invention may be variously modified and varied.All within the spirits and principles of the present invention, any made by repair Change, equivalent replacement, improvement etc., should all be included in the protection scope of the present invention.

Claims (10)

1. a kind of method of payment, which is characterized in that be applied to the server communicated to connect with checkout station, the server prestores Each user account corresponding face registration image and gesture registered images when succeeding in registration, the method includes:
The payment request that the checkout station is sent is received, wherein the payment request includes the price that consumer currently buys commodity Information and the corresponding facial image of the collected consumer of the checkout station, images of gestures;
Each face registered images are compared with the facial image, and according to comparison result to the facial image into pedestrian Face identifies;
If when recognition of face success, the gesture registration figure for target user's account corresponding with the facial image that identification is obtained Picture carries out gesture matching with the images of gestures;
If when gesture successful match, obtained from target user's account according to the pricing information currency of corresponding number into Row payment, and after payment is completed payment successfully prompt is sent to the checkout station.
2. according to the method described in claim 1, it is characterized in that, it is described by each face registered images and the facial image into Row compares, and the step of carrying out recognition of face to the facial image according to comparison result includes:
Respectively corresponding face characteristic is extracted from each face registered images and the facial image;
The corresponding face characteristic of facial image face characteristic corresponding with each face registered images is compared, and is calculated Obtain the human face similarity degree between the facial image and each face registered images;
Each human face similarity degree is compared with the first similarity threshold, and judges that can the facial image according to comparison result It identifies successfully, and obtains target user's account corresponding with the facial image when identifying successfully.
3. according to the method described in claim 2, it is characterized in that, described judge that can the facial image according to comparison result It identifies successfully, and the step of obtaining when identifying successfully target user's account corresponding with the facial image includes:
If there are when the human face similarity degree that similarity numerical value is not less than first similarity threshold, it is not less than from similar number of degrees value In each user account of first similarity threshold, choose the maximum user account of similarity numerical value as with the face figure As corresponding target user's account, and judge to identify successfully;
If the similarity numerical value of all human face similarity degrees is less than first similarity threshold, recognition failures are judged.
4. according to the method described in claim 1, it is characterized in that, it is described will identification obtain it is corresponding with the facial image The gesture registered images of target user's account, with the images of gestures carry out gesture matching the step of include:
Respectively corresponding gesture feature is extracted from the gesture registered images of target user's account and the images of gestures;
According to the corresponding gesture feature of the gesture registered images and the corresponding gesture feature of the images of gestures, institute is calculated State the gesture similarity between images of gestures and the gesture registered images;
The gesture similarity is compared with the second similarity threshold, and in the gesture similarity more than or equal to described When the second similarity threshold, judge that the gesture registered images of target user's account are matched into the images of gestures gesture Work(.
5. according to the method described in any one of claim 1-4, which is characterized in that the method further includes:
If recognition of face success and gesture sends the prompt of payment failure to the checkout station when it fails to match;
If recognition of face fails, user account register instruction is sent to the checkout station, so that consumer passes through the clearing Platform carries out user account registration.
6. a kind of payment mechanism, which is characterized in that be applied to the server communicated to connect with checkout station, the server prestores Each user account corresponding face registration image and gesture registered images, described device when succeeding in registration include:
Request receiving module, the payment request sent for receiving the checkout station, wherein the payment request includes consumer The pricing information and the corresponding facial image of the collected consumer of the checkout station, images of gestures of current purchase commodity;
Face recognition module, for each face registered images to be compared with the facial image, and according to comparison result pair The facial image carries out recognition of face;
Gesture matching module, if when for recognition of face success, the target corresponding with the facial image that identification is obtained is used The gesture registered images of family account carry out gesture matching with the images of gestures;
If currency payment module is obtained according to the pricing information from target user's account when for gesture successful match It takes the currency of corresponding number to be paid, and payment successfully prompt is sent to the checkout station after payment is completed.
7. device according to claim 6, which is characterized in that the face recognition module is by each face registered images and institute It states facial image to be compared, and includes to the mode of facial image progress recognition of face according to comparison result:
Respectively corresponding face characteristic is extracted from each face registered images and the facial image;
The corresponding face characteristic of facial image face characteristic corresponding with each face registered images is compared, and is calculated Obtain the human face similarity degree between the facial image and each face registered images;
Each human face similarity degree is compared with the first similarity threshold, and judges that can the facial image according to comparison result It identifies successfully, and obtains target user's account corresponding with the facial image when identifying successfully.
8. device according to claim 7, which is characterized in that described in the face recognition module judges according to comparison result Can facial image identify success, and the mode of target user's account corresponding with the facial image is obtained when identifying successfully Including:
If there are when the human face similarity degree that similarity numerical value is not less than first similarity threshold, it is not less than from similar number of degrees value In each user account of first similarity threshold, choose the maximum user account of similarity numerical value as with the face figure As corresponding target user's account, and judge to identify successfully;
If the similarity numerical value of all human face similarity degrees is less than first similarity threshold, recognition failures are judged.
9. device according to claim 6, which is characterized in that the gesture matching module will identify obtaining with the people The gesture registered images of the corresponding target user's account of face image, carrying out the matched mode of gesture with the images of gestures includes:
Respectively corresponding gesture feature is extracted from the gesture registered images of target user's account and the images of gestures;
According to the corresponding gesture feature of the gesture registered images and the corresponding gesture feature of the images of gestures, institute is calculated State the gesture similarity between images of gestures and the gesture registered images;
The gesture similarity is compared with the second similarity threshold, and in the gesture similarity more than or equal to described When the second similarity threshold, judge that the gesture registered images of target user's account are matched into the images of gestures gesture Work(.
10. according to the device described in any one of claim 6-9, which is characterized in that described device further includes:
Failure reminding module, if for recognition of face success and gesture it fails to match when, to the checkout station send payment failure Prompt;
If instruction sending module sends user account register instruction, so as to disappear when for recognition of face failure to the checkout station The person of expense carries out user account registration by the checkout station.
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