CN108234411A - Method, system and Internetbank Verification System based on Internetbank access registrar - Google Patents
Method, system and Internetbank Verification System based on Internetbank access registrar Download PDFInfo
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- CN108234411A CN108234411A CN201611161567.2A CN201611161567A CN108234411A CN 108234411 A CN108234411 A CN 108234411A CN 201611161567 A CN201611161567 A CN 201611161567A CN 108234411 A CN108234411 A CN 108234411A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
- H04L63/107—Network architectures or network communication protocols for network security for controlling access to devices or network resources wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
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- Computer Security & Cryptography (AREA)
- Computer Hardware Design (AREA)
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- General Engineering & Computer Science (AREA)
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Abstract
The invention discloses a kind of method based on Internetbank access registrar, system and Internetbank Verification Systems, are related to moving communicating field.Method therein includes：Certification 2 D code information is shown to user by PC, wherein Quick Response Code includes dynamic credentials；Receive the parameters for authentication uploaded after Internetbank client scan Quick Response Code；Geographical location authentication is carried out to terminal where Internetbank client according to parameters for authentication, enhancing certification is carried out to access system to Internetbank.The present invention can be ensured that the terminal of the PC machine for accessing Internetbank and Internetbank binding accesses internet banking system in same geographical location, and in Internet access place, therefore, improve the safety of Internetbank access.
Description
Technical field
The present invention relates to a kind of moving communicating field more particularly to method based on Internetbank access registrar, system and Internetbanks
Verification System.
Background technology
Web bank is very universal, but safety problem is also increasingly severe, and user's logging in online banks is typically logical
The authentication means such as password and U-shield are crossed to carry out authentication, is existed and is encountered fishing website password leakage, loses U-shield or counterfeit
And the risk that account No. is caused to be stolen, safer authentication means is needed to ensure fund security.
Currently, existing binding site enhances the Internetbank access method of certification, that is, passes through to position when accessing Internetbank and use
The mobile phone of family Internetbank binding simultaneously obtains user location in a manner of sending SMS confirmation and carries out enhancing certification, i.e. only Internetbank certification
Device positions in real time, the pre-stored location certification with ebanking server.The program cannot ensure Internetbank use and mobile phone location
Point is in same position, if U-shield is lost, user mobile phone is controlled by wooden horse similarly has stolen risk.
Invention content
The invention solves a technical problem be to provide a kind of method based on Internetbank access registrar, system and Internetbank
Verification System can improve the safety of Internetbank access.
According to an aspect of the present invention, a kind of method based on Internetbank access registrar is proposed, including：It is shown by PC to user
Certification 2 D code information, wherein Quick Response Code include dynamic credentials；What is uploaded after reception Internetbank client scan Quick Response Code recognizes
Demonstrate,prove parameter；Geographical location authentication is carried out to terminal where Internetbank client according to parameters for authentication, so as to Internetbank is accessed system into
Row enhancing certification.
Further, the parameters for authentication uploaded after Internetbank client scan Quick Response Code is received to include：Internetbank account is received to tie up
The international mobile subscriber identity IMSI information uploaded after the client scan Quick Response Code of fixed terminal.
Further, geographical location authentication is carried out to terminal where Internetbank client according to parameters for authentication to include：To position
Authentication unit sends location-authentication request, wherein, location-authentication request includes IMSI information；Position authentication unit is received to send
Zone position information of having the right corresponding with IMSI information；Terminal is positioned according to IMSI information；If positioning result and position
The zone position information of having the right for putting authentication unit transmission matches, it is determined that the authentication is passed for terminal geographic position.
Further, geographical location authentication is carried out to terminal where client according to authentication information to include：To location-authentication
Unit sends location-authentication request, so that location-authentication unit carries out the number of the terminal of IMSI information and the binding of Internetbank account
After matching, terminal is positioned according to IMSI information, wherein, location-authentication request includes IMSI information；Position is received to recognize
The authentication result information that unit is sent is demonstrate,proved, wherein, location-authentication unit is if it is determined that the positioning result of terminal is believed with the IMSI preserved
It ceases corresponding zone position information of having the right to match, it is determined that the authentication is passed for terminal geographic position.
Further, the mode that terminal is positioned is positioned for communication network.
According to another aspect of the present invention, it is also proposed that a kind of Internetbank Verification System, including：Quick Response Code display unit, is used for
Certification 2 D code information is shown to user by PC, wherein Quick Response Code includes dynamic credentials；Parameters for authentication receiving unit is used
The parameters for authentication uploaded after Internetbank client scan Quick Response Code is received；Geographical location authenticating unit, for according to parameters for authentication
Geographical location authentication is carried out to terminal where Internetbank client, enhancing certification is carried out to access system to Internetbank.
Further, parameters for authentication receiving unit is used to receive the client scan Quick Response Code of the terminal of Internetbank account binding
The international mobile subscriber identity IMSI information uploaded afterwards.
Further, geographical location authenticating unit includes location-authentication request module, regional location receiving module of having the right, determines
Position module and position authentication module；Location-authentication request module is used to send location-authentication request to location-authentication unit, wherein,
Location-authentication request includes IMSI information；Have the right regional location receiving module for receive that position authentication unit sends with
The corresponding zone position information of having the right of IMSI information；Locating module is used to position terminal according to IMSI information；Position reflects
If power module matches for positioning result with the zone position information of having the right that location-authentication unit is sent, it is determined that terminal geographic
The authentication is passed for position.
Further, geographical location authenticating unit includes location-authentication request module and position authenticating result receiving module；
Location-authentication request module is used to send location-authentication request to location-authentication unit, so that location-authentication unit is to IMSI information
After being matched with the number of the terminal of Internetbank account binding, terminal is positioned according to IMSI information, wherein, location-authentication
Request includes IMSI information；Position authenticating result receiving module is used to receive the authenticating result letter that position authentication unit is sent
Breath, wherein, location-authentication unit is if it is determined that the positioning result of terminal zone position of having the right corresponding with the IMSI information preserved
Manner of breathing matches, it is determined that the authentication is passed for terminal geographic position.
Further, the mode that terminal is positioned is positioned for communication network.
According to another aspect of the present invention, it is also proposed that a kind of system based on Internetbank access registrar, including location-authentication list
First and above-mentioned Internetbank Verification System.
Compared with prior art, Internetbank Verification System of the present invention to user's two-dimensional code display, and in user's upload by recognizing
After demonstrate,proving parameter, geographical location authentication is carried out to terminal where Internetbank client according to parameters for authentication, it can be ensured that access Internetbank
PC machine and the terminal of Internetbank binding access internet banking system in same geographical location, and in Internet access place, therefore, improve
The safety that Internetbank accesses.
By referring to the drawings to the detailed description of exemplary embodiment of the present invention, other feature of the invention and its
Advantage will become apparent.
Description of the drawings
The attached drawing of a part for constitution instruction describes the embodiment of the present invention, and is used to solve together with the description
Release the principle of the present invention.
With reference to attached drawing, according to following detailed description, the present invention can be more clearly understood, wherein：
Fig. 1 is the flow diagram of one embodiment of the method the present invention is based on Internetbank access registrar.
Fig. 2 is the flow diagram of another embodiment of the method the present invention is based on Internetbank access registrar.
Fig. 3 is the flow diagram of the further embodiment of the method the present invention is based on Internetbank access registrar.
Fig. 4 is the structure diagram of one embodiment of Internetbank Verification System of the present invention.
Fig. 5 is the structure diagram of another embodiment of Internetbank Verification System of the present invention.
Fig. 6 is the structure diagram of the further embodiment of Internetbank Verification System of the present invention.
Fig. 7 is the structure diagram of one embodiment of the system the present invention is based on Internetbank access registrar.
Specific embodiment
Carry out the various exemplary embodiments of detailed description of the present invention now with reference to attached drawing.It should be noted that：Unless in addition have
Body illustrates that the unlimited system of component and the positioned opposite of step, numerical expression and the numerical value otherwise illustrated in these embodiments is originally
The range of invention.
Simultaneously, it should be appreciated that for ease of description, the size of the various pieces shown in attached drawing is not according to reality
Proportionate relationship draw.
It is illustrative to the description only actually of at least one exemplary embodiment below, is never used as to the present invention
And its application or any restrictions that use.
Technology, method and apparatus known to person of ordinary skill in the relevant may be not discussed in detail, but suitable
In the case of, the technology, method and apparatus should be considered as authorizing part of specification.
In shown here and discussion all examples, any occurrence should be construed as merely illustrative, without
It is as limitation.Therefore, the other examples of exemplary embodiment can have different values.
It should be noted that：Similar label and letter represents similar terms in following attached drawing, therefore, once a certain Xiang Yi
It is defined in a attached drawing, then in subsequent attached drawing does not need to that it is further discussed.
To make the objectives, technical solutions, and advantages of the present invention clearer, below in conjunction with specific embodiment, and reference
Attached drawing, the present invention is described in more detail.
Fig. 1 is the flow diagram of one embodiment of the method the present invention is based on Internetbank access registrar.This method is by net
Silver-colored Verification System, includes the following steps：
In step 110, show that certification Quick Response Code is believed to user by PC (personal computer, personal computer)
Breath.Wherein, when for when PC machine accesses Internetbank, Internetbank Verification System can be shown on PC to include dynamic credentials
Quick Response Code.
In step 120, the parameters for authentication uploaded after Internetbank client scan Quick Response Code is received.For example, user opens Internetbank
The Quick Response Code is scanned after the Internetbank client of the mobile phone of account binding, link is obtained and shakes hands with Internetbank Verification System, upload IMSI
(International Mobile Subscriber Identification Number, international mobile subscriber identity) etc.
Parameters for authentication.
In step 130, geographical location authentication is carried out to terminal where Internetbank client according to parameters for authentication, so as to Internetbank
Access system carries out enhancing certification.For example, the IMSI information acquisition mobile phone that Internetbank Verification System is uploaded according to Internetbank client
Reason position and the legal region that prestores are authenticated and carry out inclusive authentication.
In this embodiment, Internetbank Verification System is by user's two-dimensional code display, and after user uploads parameters for authentication,
Geographical location authentication is carried out to terminal where Internetbank client according to parameters for authentication, it can be ensured that access the PC machine and Internetbank of Internetbank
The terminal of binding accesses internet banking system in same geographical location, and in Internet access place, therefore, improves Internetbank access
Safety.
Fig. 2 is the flow diagram of another embodiment of the method the present invention is based on Internetbank access registrar.This method packet
Include following steps：
In step 210, Internetbank Verification System shows the Quick Response Code for including dynamic credentials in PC machine.
In step 220, the Internetbank client scan of the terminal of the Internetbank account number binding Quick Response Code is held with Internetbank Verification System
The parameters for authentication such as IMSI number are passed on hand.
In step 230, Internetbank Verification System sends location-authentication request to location-authentication unit, wherein, location-authentication please
The parameters such as IMSI number are included in asking.Location-authentication unit can be set to inside bank, can also be set to telecommunications side, to Internetbank
Open system interface.
In step 240, location-authentication unit will be sent to Internetbank certification with the corresponding zone position informations of having the right of IMSI
System.Wherein, user can pre-set the place of having the right for accessing Internetbank, such as family, office etc., and place of having the right preserves in place
Put authentication unit.
It, can be with the end of Internetbank account binding after location-authentication unit receives the IMSI parameters of Internetbank Verification System transmission
The number at end is matched, and further improves the legitimacy of user.
In step 250, Internetbank Verification System positions the terminal of Internetbank account number binding according to IMSI.For example, pass through
Communication network carries out terminal positioning, avoids client by counterfeit upload dummy location coordinate.Wherein, communication network includes but unlimited
In WCDMA, CDMA, TD-CDMA, WiFi, LTE etc., including but not limited to 2G, 3G, 4G mobile network.
In step 260, if positioning result matches with the zone position information of having the right that location-authentication unit is sent, it is determined that
The authentication is passed for terminal geographic position.
In this embodiment, for user when carrying out Internetbank operation in PC machine, Internetbank Verification System is in PC machine screen display
Certification Quick Response Code, Quick Response Code carry dynamic credentials, and the Internetbank client scan Quick Response Code of the terminal of user's Internetbank binding obtains
Authentication information and Internetbank Verification System is taken to interact, Internetbank Verification System uploads IMSI information according to client and obtains terminal geographic position
Legal region of putting and prestore is authenticated and carries out inclusive authentication.The embodiment can ensure that the PC machine for accessing Internetbank and binding terminal
In same geographical location, and the legal place to use specified in user could pass through identification safety authentication, it is therefore prevented that U-shield and password
It loses, the security risk that mobile phone is controlled by wooden horse.
Fig. 3 is the flow diagram of the further embodiment of the method the present invention is based on Internetbank access registrar.This method packet
Include following steps：
In step 310, Internetbank Verification System shows the Quick Response Code for including dynamic credentials in PC machine.
In step 320, the Internetbank client scan of the terminal of the Internetbank account number binding Quick Response Code is held with Internetbank Verification System
The parameters for authentication such as IMSI number are passed on hand.
In step 330, Internetbank Verification System sends location-authentication request to location-authentication unit, wherein, location-authentication please
The parameters such as IMSI number are included in asking.Location-authentication unit can be set to inside bank, can also be set to telecommunications side, to Internetbank
Open system interface.
In step 340, the number relationship of the terminal of location-authentication unit certification IMSI number and the binding of Internetbank account.
In step 350, location-authentication unit positions terminal according to IMSI information, such as is carried out by communication network
Terminal positioning avoids client by counterfeit upload dummy location coordinate.
In step 360, the positioning result of the location-authentication unit judges terminal area that has the right corresponding with the IMSI information preserved
Whether location information domain matches, if matching, it is determined that the authentication is passed for terminal geographic position.Wherein, location-authentication unit is set
Put the place of having the right that user accesses Internetbank.For example, user is needed when bank counter opens Web bank for bank card into line position
Put information registering.Certainly, user can fill in personal information in webpage client, initiate registration.Personal information includes user
One or more kinds of in name, account name, bank's card number, phone number, registration mailbox address, Internetbank client makees above- mentioned information
Location-authentication unit is sent to for registration request, preserves the pre-stored location of user.
In step 370, authentication result information is sent to Internetbank Verification System by location-authentication unit.
In this embodiment, on the basis of combining binding mobile phone terminal location-authentication in existing access Internetbank, increase
The step of terminal scanning certification Quick Response Code step and IMSI number are with binding number relationship certification, is ensured of user and binds mobile phone etc.
Terminal operates at the scene rather than trojan horse program is forged, and quasi-complement loophole existing for existing scheme further improves having for certification
Effect property, avoids the risk that user mobile phone was controlled and stolen brush Internetbank by trojan horse program.
Fig. 4 is the structure diagram of one embodiment of Internetbank Verification System of the present invention.The Internetbank Verification System includes two
Code display unit 410, parameters for authentication receiving unit 420 and geographical location authenticating unit 430 are tieed up, wherein：
Quick Response Code display unit 410 is used to show certification 2 D code information to user.Wherein, when in PC machine access net
When silver-colored, Internetbank Verification System can show the Quick Response Code for including dynamic credentials on PC.Parameters for authentication receiving unit
420 are used to receive the parameters for authentication uploaded after Internetbank client scan Quick Response Code.For example, user opens the hand of Internetbank account binding
The Quick Response Code is scanned after the Internetbank client of machine, link is obtained and shakes hands with Internetbank Verification System, upload the parameters for authentication such as IMSI.Ground
It manages position authenticating unit 430 to be used to carry out geographical location authentication to terminal where Internetbank client according to parameters for authentication, so as to right
Internetbank accesses system and carries out enhancing certification.For example, Internetbank Verification System obtains hand according to the IMSI information that Internetbank client uploads
Machine geographical location and the legal region that prestores are authenticated and carry out inclusive authentication.
In this embodiment, Internetbank Verification System is by user's two-dimensional code display, and after user uploads parameters for authentication,
Geographical location authentication is carried out to terminal where Internetbank client according to parameters for authentication, it can be ensured that access the PC machine and Internetbank of Internetbank
The terminal of binding accesses internet banking system in same geographical location, and in Internet access place, therefore, improves Internetbank access
Safety.
Fig. 5 is the structure diagram of another embodiment of Internetbank Verification System of the present invention.The Internetbank Verification System includes
Quick Response Code display unit 510, parameters for authentication receiving unit 520 and geographical location authenticating unit 530, wherein, geographical location authentication
Unit 530 includes location-authentication request module 531, regional location receiving module 532 of having the right, locating module 533 and position authentication
Module 534, wherein：
Quick Response Code display unit 510 is used to show the Quick Response Code for including dynamic credentials to user by PC machine.Certification
Parameter receiving unit 520 for receive after the Internetbank client scan of terminal of the Internetbank account number binding Quick Response Code with Internetbank certification
System is shaken hands the parameters for authentication such as IMSI number of upload.Location-authentication request module 531 in geographical location authenticating unit 530 is used for
Location-authentication request is sent to location-authentication unit, wherein, include the parameters such as IMSI number in location-authentication request.Location-authentication list
Member can be set to inside bank, can also be set to telecommunications side, to internet banking system open interface.Have the right regional location receive mould
Block 532 is used to receiving that position authentication unit to send and the corresponding zone position informations of having the right of IMSI.Wherein, user can be pre-
First setting accesses the place of having the right of Internetbank, such as family, office etc., place of having the right are stored in location-authentication unit.In addition, position
After authentication unit receives the IMSI parameters of Internetbank Verification System transmission, the number of terminal that can be bound with Internetbank account carries out
Matching further improves the legitimacy of user.Locating module 533 is used to determine the terminal of Internetbank account number binding according to IMSI
Position.For example, carrying out terminal positioning by communication network, client is avoided by counterfeit upload dummy location coordinate.Position authenticates mould
If block 534 matches for positioning result with the zone position information of having the right that location-authentication unit is sent, it is determined that terminal geographic
The authentication is passed for position.
In this embodiment, for user when carrying out Internetbank operation in PC machine, Internetbank Verification System is in PC machine screen display
Certification Quick Response Code, Quick Response Code carry dynamic credentials, and the Internetbank client scan Quick Response Code of the terminal of user's Internetbank binding obtains
Authentication information and Internetbank Verification System is taken to interact, Internetbank Verification System uploads IMSI information according to client and obtains terminal geographic position
Legal region of putting and prestore is authenticated and carries out inclusive authentication.The embodiment can ensure that the PC machine for accessing Internetbank and binding terminal
In same geographical location, and the legal place to use specified in user could pass through identification safety authentication, it is therefore prevented that U-shield and password
It loses, the security risk that mobile phone is controlled by wooden horse.
Fig. 6 is the structure diagram of the further embodiment of Internetbank Verification System of the present invention.The Internetbank Verification System includes
Quick Response Code display unit 610, parameters for authentication receiving unit 620 and geographical location authenticating unit 630, wherein, geographical location authentication
Unit 630 includes location-authentication request module 631 and position authenticating result receiving module 632, wherein：
Quick Response Code display unit 610 is used to show the Quick Response Code for including dynamic credentials to user by PC machine.Certification
Parameter receiving unit 620 for receive after the Internetbank client scan of terminal of the Internetbank account number binding Quick Response Code with Internetbank certification
System is shaken hands the parameters for authentication such as IMSI number of upload.Location-authentication request module 631 in geographical location authenticating unit 630 is used for
Location-authentication request is sent to location-authentication unit, wherein, include the parameters such as IMSI number in location-authentication request.Location-authentication list
After the number relationship of first certification IMSI number and the terminal of Internetbank account binding, terminal is positioned according to IMSI information, such as
Terminal positioning is carried out by communication network, avoids client by counterfeit upload dummy location coordinate；Then judge the positioning of terminal
As a result whether zone position information of having the right corresponding with the IMSI information of preservation matches, if matching, it is determined that terminal geographic
The authentication is passed for position.Position authenticating result receiving module 632 is used to receive the authenticating result letter that the location-authentication unit is sent
Breath.
In this embodiment, on the basis of combining binding mobile phone terminal location-authentication in existing access Internetbank, increase
The step of terminal scanning certification Quick Response Code step and IMSI number are with binding number relationship certification, is ensured of user and binds mobile phone etc.
Terminal operates at the scene rather than trojan horse program is forged, and quasi-complement loophole existing for existing scheme further improves having for certification
Effect property, avoids the risk that user mobile phone was controlled and stolen brush Internetbank by trojan horse program.
Fig. 7 is the structure diagram of one embodiment of the system the present invention is based on Internetbank access registrar.The system includes
Location-authentication unit 710 and Internetbank Verification System 720.Wherein, Internetbank Verification System 720 has carried out in detail in the above-described embodiments
It is thin to introduce, it is no longer expanded on further herein.Location-authentication unit 710 is set to inside bank, and it is lateral can also to be set to telecommunications
Internet banking system open interface, for preserving the place of having the right that user accesses Internetbank.In addition, location-authentication unit 710 can be with root
The terminals such as mobile phone are positioned by locating platform according to IMSI number and the mobile phone of certification IMSI number and Internetbank account number binding
Number relationship.
In this embodiment, on the basis of combining binding mobile phone terminal location-authentication in existing access Internetbank, increase
The step of mobile phone scanning certification Quick Response Code step and IMSI number are with binding number relationship certification, is ensured of user and binds mobile phone and exist
Execute-in-place rather than trojan horse program forge, and quasi-complement loophole existing for existing scheme further improves the validity of certification, keeps away
The risk that user mobile phone was controlled and stolen brush Internetbank by trojan horse program is exempted from.In addition, due to increasing client barcode scanning step, the operation
Facilitate easy to spread.
Present embodiments can apply in unified certification ability system, the enhancing certification energy of binding site is opened to each big bank
Power can also apply in the identity authorization system that other need high confidence level.
So far, the present invention is described in detail.In order to avoid the design of the masking present invention, it is public that this field institute is not described
Some details known.Those skilled in the art as described above, can be appreciated how to implement technology disclosed herein completely
Scheme.
The method and device of the present invention may be achieved in many ways.For example, can by software, hardware, firmware or
Person's software, hardware, firmware any combinations come realize the present invention method and device.The step of for the method it is above-mentioned
Sequence is merely to illustrate, and the step of method of the invention is not limited to sequence described in detail above, unless with other sides
Formula illustrates.In addition, in some embodiments, the present invention can be also embodied as recording program in the recording medium, these
Program includes being used to implement machine readable instructions according to the method for the present invention.Thus, the present invention also covering stores to perform
The recording medium of program according to the method for the present invention.
Although some specific embodiments of the present invention are described in detail by example, the skill of this field
Art personnel it should be understood that above example merely to illustrating, the range being not intended to be limiting of the invention.The skill of this field
Art personnel are it should be understood that can without departing from the scope and spirit of the present invention modify to above example.This hair
Bright range is defined by the following claims.
Claims (11)
- A kind of 1. method based on Internetbank access registrar, which is characterized in that including：Certification 2 D code information is shown to user by personal computer PC, wherein the Quick Response Code includes dynamic credentials；Receive the parameters for authentication uploaded after Quick Response Code described in Internetbank client scan；Geographical location authentication is carried out to terminal where the Internetbank client according to the parameters for authentication, is to access Internetbank System carries out enhancing certification.
- 2. according to the method described in claim 1, it is characterized in that, receive what is uploaded after Quick Response Code described in Internetbank client scan Parameters for authentication includes：Receive the international mobile subscriber identity uploaded after Quick Response Code described in the client scan of the terminal of Internetbank account binding IMSI information.
- 3. according to the method described in claim 2, it is characterized in that, according to the parameters for authentication to where the Internetbank client Terminal carries out geographical location authentication and includes：Location-authentication request is sent to location-authentication unit, wherein, the location-authentication request includes the IMSI information；Receive the zone position information of having the right corresponding with the IMSI information that the location-authentication unit is sent；The terminal is positioned according to the IMSI information；If the zone position information of having the right that positioning result is sent with the location-authentication unit matches, it is determined that the terminal Managing position, the authentication is passed.
- 4. according to the method described in claim 2, it is characterized in that, according to the authentication information to terminal where the client Geographical location authentication is carried out to include：Location-authentication request is sent to location-authentication unit, so that the location-authentication unit is to the IMSI information and the net After the number of the terminal of silver-colored account binding is matched, the terminal is positioned according to IMSI information, wherein, the position Certification request includes the IMSI information；The authentication result information that the location-authentication unit is sent is received, wherein, the location-authentication unit is if it is determined that the end The positioning result at end zone position information of having the right corresponding with the IMSI information preserved matches, it is determined that the terminal Managing position, the authentication is passed.
- 5. method according to claim 3 or 4, which is characterized in that the mode positioned to the terminal is communication network Network positions.
- 6. a kind of Internetbank Verification System, which is characterized in that including：Quick Response Code display unit shows certification 2 D code information, wherein the Quick Response Code includes dynamic for passing through PC to user Authentication information；Parameters for authentication receiving unit, for receiving the parameters for authentication uploaded after Quick Response Code described in Internetbank client scan；Geographical location authenticating unit, for carrying out geographical location to terminal where the Internetbank client according to the parameters for authentication Authentication carries out enhancing certification to access system to Internetbank.
- 7. system according to claim 6, which is characterized in that the parameters for authentication receiving unit is used to receive Internetbank account The international mobile subscriber identity IMSI information uploaded after Quick Response Code described in the client scan of the terminal of binding.
- 8. system according to claim 7, which is characterized in that the geographical location authenticating unit is asked including location-authentication Module, regional location receiving module of having the right, locating module and position authentication module；The location-authentication request module is used to send location-authentication request to location-authentication unit, wherein, the location-authentication Request includes the IMSI information；It is described to have the right regional location receiving module for receiving the corresponding with the IMSI information of the location-authentication unit transmission Zone position information of having the right；The locating module is used to position the terminal according to the IMSI information；If the zone position manner of breathing of having the right that the position authentication module sends for positioning result with the location-authentication unit Matching, it is determined that the authentication is passed for the terminal geographic position.
- 9. system according to claim 7, which is characterized in that the geographical location authenticating unit is asked including location-authentication Module and position authenticating result receiving module；The location-authentication request module is used to send location-authentication request to location-authentication unit, so as to the location-authentication list After member matches the IMSI information with the number of terminal that the Internetbank account is bound, according to IMSI information to the end End is positioned, wherein, the location-authentication request includes the IMSI information；The position authenticating result receiving module is used to receive the authentication result information that the location-authentication unit is sent, wherein, The location-authentication unit is if it is determined that the positioning result of terminal region position of having the right corresponding with the IMSI information preserved Put information match, it is determined that the authentication is passed for the terminal geographic position.
- 10. system according to claim 8 or claim 9, which is characterized in that the mode positioned to the terminal is communication network Network positions.
- 11. a kind of system based on Internetbank access registrar, which is characterized in that appoint including location-authentication unit and claim 6-10 Internetbank Verification System described in one.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611161567.2A CN108234411A (en) | 2016-12-15 | 2016-12-15 | Method, system and Internetbank Verification System based on Internetbank access registrar |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611161567.2A CN108234411A (en) | 2016-12-15 | 2016-12-15 | Method, system and Internetbank Verification System based on Internetbank access registrar |
Publications (1)
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Application publication date: 20180629 |