CN106683291A - Method and system for cash withdrawal - Google Patents
Method and system for cash withdrawal Download PDFInfo
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- CN106683291A CN106683291A CN201611140705.9A CN201611140705A CN106683291A CN 106683291 A CN106683291 A CN 106683291A CN 201611140705 A CN201611140705 A CN 201611140705A CN 106683291 A CN106683291 A CN 106683291A
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- information
- paper money
- unmanned vehicle
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
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Abstract
The invention belongs to the technical field of financial business handling, provides a method and system for cash withdrawal and aims to solve the problems that time cost of users' cash withdrawal increases and inconvenience is brought to the user caused by the limited quantity of financial operating branches. In comparison with the prior art that the user queues up at a bank artificial operating branch or a bank self-service branch to wait for the cash withdrawal, the method and the system provided by the invention are characterized in that an unmanned aircraft carries a cash box full of cashes and reaches a preset address; after the unmanned aircraft obtains preset information, the preset information will be set to a bank system for verification; and the cash box will be opened automatically and the cash withdrawal can be achieved if the verification is passed. According to the embodiment of the invention, a new manner is provided for the users to withdraw cashes; during the whole course, the user does not need to queue up at the bank artificial operating branch or the bank self-service branch to wait for the cash withdrawal, so the cash withdrawal time of the user is reduced; the time cost for the user's cash withdrawal is reduced; and the user can withdraw the cashes more easily.
Description
Technical field
The invention belongs to technical field is handled in financial business, more particularly to one kind takes paper money method and system.
Background technology
Inventor has found existing financial business outlets limited amount, it is impossible to meet the needs of people's processes financial business.
For the people of remote districts, the road that paper money needs to walk a long way is taken, inconvenience is caused；And in population density area higher, Ren Menyou
Generally require to wait in line just take paper money before artificial outlet or self-service site, these two aspects causes user and takes in a word
The time cost of paper money is raised, brings inconvenience to user.
The content of the invention
The embodiment of the present invention provides one kind and takes paper money method and system, it is intended to which solving above-mentioned existing financial business outlets quantity has
Limit causes user to take the problem that paper money time cost raises, inconvenience is brought to user.
The first aspect of the embodiment of the present invention, there is provided one kind takes paper money method, methods described includes：
Banking system receive user takes paper money information, and the paper money information that takes at least includes bank account information, default number
With the information of preset address；
The banking system flies up to the preset address, the nothing according to the paper money message scheduling unmanned vehicle that takes
People drives the cash box that the banknote equipped with the default number is arranged on aircraft；
The presupposed information after presupposed information is obtained is sent to the banking system by the unmanned vehicle
Row checking, if being verified, the cash box is automatically opened up, and realization takes paper money.
The second aspect of the embodiment of the present invention, there is provided one kind takes paper money system, the paper money system that takes includes banking system and nothing
People drives aircraft, and the banking system includes information receiving subsystem and scheduler subsystem, the unmanned vehicle bag
Include flight module, data obtaining module and information sending module；Cash box, the cash box are provided with the unmanned vehicle
Including loading module and opening and closing module；
Described information receiving subsystem is used for taking paper money information and receiving what described information sending module sent for receive user
Presupposed information, the paper money information that takes at least include the information of bank account information, default number and preset address；The scheduling sublayer
System for according to it is described take paper money message scheduling described in unmanned vehicle fly up to the preset address；
The flight module flies up to the preset address for carrying the cash box, and described information acquisition module is used to obtain
The presupposed information, described information sending module are tested for the presupposed information is sent to described information receiving subsystem
Card；
The loading module is used for the banknote for loading the default number, and the opening and closing module is in the presupposed information
After being verified by described information receiving subsystem, automatically open up, realization takes paper money.The embodiment of the present invention is compared with prior art
The beneficial effect of presence is：One kind is provided and takes paper money method, banking system receive user takes paper money information, described to take paper money information at least
Including the information of bank account information, default number and preset address；The banking system according to it is described take paper money message scheduling without
People drives aircraft and flies up to the preset address, and the banknote equipped with the default number is arranged on the unmanned vehicle
Cash box；After presupposed information is obtained, the presupposed information is sent to the banking system to be carried out the unmanned vehicle
Checking, if being verified, the cash box is automatically opened up, and realization takes paper money.People from bank is gone oneself relative to user in prior art
Wait in line picking coin before work outlet or bank self-help site, the present invention is carried by unmanned vehicle and loads banknote
Cash box fly up to preset address, after unmanned vehicle obtains presupposed information, presupposed information is sent to banking system to be carried out
Checking, if being verified, cash box is automatically opened up, and realizes banknote.The embodiment of the present invention has newly increased a kind of user and has taken paper money mode,
And whole process goes to artificial outlet of bank or bank self-help site to wait in line to take paper money without the need for user oneself in person, saves
User takes the time of paper money, reduces the time cost that user takes paper money, makes user take paper money more convenient.
Description of the drawings
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, below will be to embodiment or description of the prior art
Needed for accompanying drawing to be used be briefly described, it should be apparent that, drawings in the following description be only the present invention some
Embodiment, for those of ordinary skill in the art, without having to pay creative labor, can be with according to these
Accompanying drawing obtains other accompanying drawings.
Fig. 1 be one embodiment of the invention provide take paper money method flowchart；
Fig. 2 be another embodiment of the present invention provide take paper money system structure diagram；
Fig. 3 be another embodiment of the present invention provide take paper money system structure diagram；
Fig. 4 be another embodiment of the present invention provide take paper money system structure diagram；
Fig. 5 be another embodiment of the present invention provide take paper money system structure diagram；
Fig. 6 be another embodiment of the present invention provide take paper money system structure diagram.
Specific embodiment
In order that the objects, technical solutions and advantages of the present invention become more apparent, it is below in conjunction with drawings and Examples, right
The present invention is further elaborated.
In below describing, in order to illustrate rather than in order to limit, give the explanation schematic diagram of many technical characteristics, so as to
Cut thoroughly and understand the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no other realities of these details
The present invention can also be realized in applying example.In other situations, the detailed description to well-known device and method is omitted, with
Exempt from unnecessary details and hinder description of the invention.
The clothing, food, lodging and transportion -- basic necessities of life of people all be unable to do without banknote.It is general for safely, interest of earning money, pay examining for the factor such as convenient
Consider, people banknote savings to bank, therefore, take paper money and also become one of requisite behavior in daily life.
In order to the existing financial business outlets limited amount of effectively solving cause user take paper money time cost raise, to user with
The problem of inconvenience is carried out.The paper money method that takes provided in an embodiment of the present invention includes：Banking system receive user takes paper money information, described
Taking paper money information at least includes the information of bank account information, default number and preset address；The banking system is taken according to described
Paper money message scheduling unmanned vehicle flies up to the preset address, is arranged equipped with described default on the unmanned vehicle
The cash box of the banknote of number；The unmanned vehicle after presupposed information is obtained sends the presupposed information to described
Banking system is verified, if being verified, the cash box is automatically opened up, and realization takes paper money.
Fig. 1 show one embodiment of the invention provide take paper money method flowchart, for convenience of description, Fig. 1 only shows
Part related to the present embodiment is gone out, details are as follows for its process：
S101, banking system receive user take paper money information, and the paper money information that takes at least includes bank account information, default
The information of number and preset address.
Optionally, bank account information can include the various letters for identifying user identity that user is reserved in bank
Breath, such as ID card information, cell phone number information, user's certificate address information, bank account account holder name or the legal person that opens an account
Title, bank card information etc., these information are known to those of ordinary skill in the art, be will not be described here.Bank account is believed
Breath can ensure that to be not in the occurrence of intentionally or accidentally maloperation takes paper money, it is to avoid make troubles to user.
It should be noted that the quantity that number is the banknote that user wants from bank to take out is preset, such as 1,000,000.
It should be noted that the information of preset address is user wanting address information that banknote is sent to, can be administrative
Unit location information, such as mansion of heralding spring of Shennan Middle Road, Futian District, Shenzhen City, Guangdong Province 1014, Shanxi province Taiyuan city Loufan County
Six degree of village schools in Jing You towns west etc., or coordinate information, such as latitude and longitude coordinates information or plane coordinates information, for example
CGCS2000 (China Geodetic Coordinate System2000,2000 national earth coordinates of China) coordinate,
It can be the selected address information in map of user.
It should be noted that if banknote address for service is in cities and towns, administrative unit positional information is selected in map
Address information is more convenient, quick, if banknote address for service is in rural area, comparatively, the address information selected by map is more
Accurately, it is convenient, if banknote address for service be located at some special screnes, such as place such as big mineral zone, sea, desert, relatively
For, coordinate information is more accurate, safety.
It should be noted that the input of the information of preset address can be input into by alignment system, such as GPS
(Global Positioning System, global positioning system) is positioned or the Big Dipper is input into, or is manually entered.
Optionally, the paper money information that takes of user can also be including verification code information, information, the user of lineal or collaterals
Time for being sent to banknote for requiring etc., so can further strengthen the safety guarantee of user's bank account and be conducive to appearance
Fortuitous event is verified.
Optionally, banking system receive user take paper money information before, need user to send information to banking system,
Reservation takes paper money service.For example when user is needed using cash, banking system is logged in using mobile terminal, PC etc.
(such as Web bank, bank transaction application software), input take paper money information and determine transmission to banking system.
It should be noted that the user input user that paper money information and banking system receive that takes that determines takes paper money information phase
It is same or essentially identical.
Optionally, banking system is examined to the paper money information that takes for receiving, for example, examine bank account account holder's surname
Name, takes paper money number, preset address information etc. at the name of judicial person that opens an account, and so prevents careless mistake, and then causes to bank or use
Family causes damage.
S102, banking system fly up to preset address, nolo flight according to paper money message scheduling unmanned vehicle is taken
The cash box of the banknote equipped with default number is set on device.
Optionally, unmanned vehicle, can be the machine for being commonly called as " unmanned plane " of military or business.
It should be noted that preset address and unmanned vehicle to fly up to address identical or essentially identical, as user
Want the address is sent to by banknote, to ensure that user can get banknote, and avoid banking system from sending the gold that wrong address is caused
Money, waste of time.
Optionally, banking system is specially according to taking paper money message scheduling unmanned vehicle and fly up to preset address：If
Banking system calculates the available free unmanned vehicle of bank outlets in predeterminable range according to preset address, then count
Calculate the flight time that unmanned vehicle flies up to needed for preset address, the banking system scheduling flight time is most short unmanned
Aircraft flies up to preset address.
It should be noted that bank outlets can be the artificial outlet in bank self-help site or bank.
It should be noted that the unmanned vehicle of each default number of units of bank outlets' configuration, such as 1 or 3 nothings
It is man-machine.
It should be noted that available free unmanned of bank outlets in predeterminable range is calculated according to preset address flying
Row device is, centered on preset address, to make relief area with predeterminable range (such as 30 kms), judges this relief area by calculating
In the range of whether have bank outlets, if with the presence of bank outlets, judging whether the bank outlets available free by calculating
Unmanned vehicle, if available free unmanned vehicle, calculating terminates；If leisureless unmanned vehicle,
Then expand predeterminable range to calculate again, terminate until available free unmanned vehicle is available again.
It should be noted that the shape of relief area can be the shapes such as circle, rectangle, irregular shape.
It should be noted that the flight time be calculated as known to those of ordinary skill in the art, will not be described here.
If it should be noted that banking system calculates available free multiple unmanned vehicles available, bank
System call flight time most short unmanned vehicle flies up to preset address, to guarantee that user can be got within the shortest time
Banknote, saves the matter of great urgency of user.
Optionally, the cash box of the banknote equipped with default number is set on unmanned vehicle, and the setting can be
The modes such as various fixations, on-fixed connection, suspension.
Optionally, the banknote for presetting number can be that banking system is loaded into cash box by automatic or manual control
's.
Optionally, banking system notifies that at the appointed time scope takes paper money to preset address to user, and such user can refer to
Go to take paper money in fixing time, it is not necessary that go too early to wait, further reduce user and take the paper money time；Also it is careful not to user simultaneously
Just go to take paper money after unmanned vehicle flies up to preset address, it is to avoid delay the other users of unmanned vehicle service,
Make troubles to other users and banking system.
Optionally, notify that at the appointed time scope can also be that nobody drives to the executive agent that preset address takes paper money to user
Aircraft is sailed, if unmanned vehicle breaks down or in the case of the such environmental effects flight speed such as wind-force, rainy,
The specified time that user takes paper money is recalculated, so notifies that user goes to take the paper money time and more precisely can further save user and take
The paper money time, more convenience is brought to user.
Optionally, notify that at the appointed time scope takes paper money to preset address to user, the notice can be once or many
Secondary, such as, in prefixed time interval, banking system or unmanned vehicle just notify that user takes preset address and takes paper money again
The specified time, so facilitate user to understand unmanned vehicle and fly up to the time, determine when preparing beneficial to user
Sending out goes preset address to take paper money.
Optionally, if banking system is according to the bank outlets that preset address is calculated in predeterminable range are leisureless
Unmanned vehicle, then when banking system has unmanned vehicle available if being calculated using pool algorithm, and notify
At the appointed time scope takes paper money to preset address to user, while the nearest bank outlets of distance users or preset address are also informed,
Determine oneself to go to bank outlets to take paper money that still at the appointed time scope takes paper money to preset address after being easy to user's balance.
S103, unmanned vehicle after presupposed information is obtained send presupposed information to banking system and are verified,
If being verified, cash box is automatically opened up, and realization takes paper money.
Optionally, the letter that presupposed information is produced after including bank account information, short-message verification information and scanning Quick Response Code
In breath any one or more.
Optionally, during send presupposed information to banking system, using in digital watermarking and enciphering and deciphering algorithm
At least one presupposed information is protected, can so strengthen the safety of information transfer.
Optionally, the mode that unmanned vehicle obtains information can be user input bank account information, note
Checking information, take paper money password or the Quick Response Code etc. entrained by scanning unmanned vehicle；Wherein, it is already described before bank account information
And, will not be described here；After short-message verification information is banking system successful dispatch unmanned vehicle prosperity preset address, send out
Give the real-time verification information of user；It can also be that user input oneself is reserved in that unmanned vehicle obtains the mode of information
Bank takes paper money encrypted message, or produces after scanning input banking system is sent to the Quick Response Code of unmanned vehicle
Information, or scanning input unmanned vehicle or the Quick Response Code entrained by cash box after the information that produces, produce herein
Raw information is to take the authentication informations such as the bank account information of user described in paper money information and step S101, unmanned
After aircraft obtains presupposed information, pass presupposed information back banking system and examined the account whether reserved in bank with user
Information and take paper money information and be consistent.
Optionally, the mode that unmanned vehicle obtains presupposed information can also be both the above or various ways
Combination.
It should be noted that presupposed information is verified by rear, cash box is automatically opened up, and realization takes paper money；If checking does not pass through,
Cash box is remained turned-off, and takes paper money failure.
It should be noted that presupposed information is verified by rear, cash box is automatically opened up, and realization takes paper money, and so can ensure that is
Reservation takes the licensee of the user that the user of paper money or reservation take paper money and has taken out banknote, strengthens the peace of banking system and user account
Entirely, it is to avoid bring unnecessary risk to banking system and user.
It should be noted that the executive agent for obtaining presupposed information can also be cash box.
In fact, unmanned vehicle or cash box after presupposed information is obtained send presupposed information to banking system
Verified, if being verified, cash box is automatically opened up, realization takes paper money, this transports goods with common unmanned vehicle
Thing is different, and this is determined by the property and quantity of this special cargo of the banknote for being transported, the fortune of common goods
Send, be typically not required to after presupposed information is obtained, presupposed information sent to banking system and is verified, after being verified, cash box
Automatically open up, can just get goods, if after presupposed information is obtained, presupposed information being sent to banking system and being verified, tested
After card passes through, cash box is automatically opened up, and can just get goods, then allow user to feel that program is comparatively laborious, reduce Consumer's Experience.
Optionally, after realizing taking paper money, also include：The paper money of unmanned vehicle transmitting bank systemic presupposition number
Ticket be removed and/or unmanned vehicle print preset number the information strip that has been removed of banknote.
It should be noted that the executive agent that the banknote of transmitting bank's systemic presupposition number has been removed can also be paper money
Case.
It should be noted that the executive agent of information strip that the banknote of print preset number has been removed can also be paper money
Case.
It should be noted that the banknote of transmitting bank's systemic presupposition number is removed, so facilitate banking system timely
The banknote number for having taken out in user's bank account is deducted, reduces banknote number error in banking system and user's bank account
Probability.
It should be noted that, is so there is intentional or nothing in the information strip that the banknote of print preset number has been removed
In the case of meaning maloperation, facilitate user that the banknote number in user account is checked with banking system, it is unnecessary to avoid
Dispute.
Optionally, preset number banknote be removed after, unmanned vehicle makes a return voyage bank outlets.
The embodiment of the present invention provides one kind and takes paper money method, oneself goes to bank manually to do business net relative to user in prior art
Wait in line picking coin before point or bank self-help site, the present invention is flown by the cash box that unmanned vehicle carries loading banknote
Up to preset address, after unmanned vehicle obtains presupposed information, presupposed information is sent to banking system and is verified, if testing
Card passes through, then cash box is automatically opened up, and realization takes paper money.The embodiment of the present invention has newly increased a kind of user and has taken paper money mode, and whole mistake
Cheng Wuxu user oneself goes to artificial outlet of bank or bank self-help site to wait in line to take paper money in person, saves user and takes paper money
Time, reduce the time cost that user takes paper money, make user take paper money more convenient, for another angle, the embodiment of the present invention
The service pressure of bank outlets can be alleviated, the number of the self-service site of Construction Bank can be also reduced, it is cost-effective, simultaneously for wholesale
For degree takes paper money, the big amount for particularly occurring in night takes paper money, and the probability robbed is bigger, using unmanned vehicle
Paper money is sent voluntarily to go to bank outlets to take paper money than user safer.
Fig. 2 show another embodiment of the present invention provide take paper money system structure diagram.For convenience of description, Fig. 2 is only
Show the part related to the embodiment of the present invention.The paper money system that takes of Fig. 2 examples includes banking system 201 and nolo flight
Device 202, banking system 201 include information receiving subsystem 2011 and scheduler subsystem 2012, and unmanned vehicle 202 includes
Flight module 2021, data obtaining module 2022 and information sending module 2023；Cash box is provided with unmanned vehicle 202
301, the cash box 301 includes loading module 3011 and opening and closing module 3012, is described in detail as follows：
Information receiving subsystem 2011 for receive user take that paper money information and receive information sending module 2023 send it is pre-
If information, taking paper money information at least includes the information of bank account information, default number and preset address, and scheduler subsystem 2012 is used
Paper money message scheduling unmanned vehicle is taken in basis and flies up to preset address.
Optionally, the bank account information that information receiving subsystem 2011 is received can include what user was reserved in bank
The various information for identifying user identity, such as ID card information, cell phone number information, user's certificate address information, bank's account
Family account holder's name or the name of judicial person that opens an account, bank card information etc., these information are known to those of ordinary skill in the art,
This repeats no more.Bank account information can ensure that to be not in the occurrence of intentionally or accidentally maloperation takes paper money, it is to avoid to use
Make troubles at family.
It should be noted that information receiving subsystem 2011 receive default number be user want from bank taking-up paper money
The quantity of ticket, such as 1,000,000.
It should be noted that the preset address information that information receiving subsystem 2011 is received is that user wants banknote to be sent to
Address information, can be administrative unit positional information, for example Shennan Middle Road, Futian District, Shenzhen City, Guangdong Province 1014 is heralded spring greatly
Tall building, the six degree of village schools in Shanxi province Taiyuan city Loufan County Jing You towns west etc., or coordinate information, such as latitude and longitude coordinates information
Or plane coordinates information, such as CGCS2000 (China Geodetic Coordinate System 2000, Chinese 2000 state
Family's earth coordinates) the selected address information in map of coordinate, or user.
It should be noted that if banknote address for service is in cities and towns, administrative unit positional information is selected in map
Address information is more convenient, quick, if banknote address for service is in rural area, comparatively, the address information selected by map is more
Accurately, it is convenient, if banknote address for service be located at some special screnes, such as place such as big mineral zone, sea, desert, relatively
For, coordinate information is more accurate, safety.
It should be noted that the input of preset address information can be input into by alignment system, such as GPS (Global
Positioning System, global positioning system) positioning or the Big Dipper input, or be manually entered.
Optionally, the user that information receiving subsystem 2011 is received takes paper money information can also include verification code information, straight
Time for being sent to banknote that the information of system or collaterals, user require etc., so can further strengthen user's bank account
Safety guarantee and be conducive to occur fortuitous event verify.
Optionally, before 2011 receive user of information receiving subsystem takes paper money information, user is needed to send information to
Banking system 201, reservation take paper money service.For example when user is needed using cash, step on using mobile terminal, PC etc.
Record banking system 201 (such as Web bank, bank transaction application software), input take paper money information and determine transmission to banking system
201。
It should be noted that user input and determine take the user that paper money information and information receiving subsystem 2011 are received
Take paper money information identical or essentially identical.
Optionally, during presupposed information is sent to information receiving subsystem 2011, using digital watermarking and plus solution
At least one in close algorithm is protected to presupposed information, can so strengthen the safety of information transfer.
Optionally, banking system 201 also includes verification subsystem, examines for the paper money information that takes to receiving,
For example examine bank account account holder name or the name of judicial person that opens an account, take paper money number, preset address information etc., so prevent
Careless mistake, and then cause to cause damage to bank or user.
Optionally, the unmanned vehicle 202, can be the machine for being commonly called as " unmanned plane " of military or business.
It should be noted that the information of preset address and unmanned vehicle 202 to fly up to address identical or essentially identical,
As user wants the address is sent to by banknote, to ensure that user can get banknote, and avoids banking system 201 from sending wrong ground
Money that location is caused, waste of time.
Unmanned vehicle 202 includes flight module 2021, data obtaining module 2022 and information sending module 2023；
Flight module 2021 flies up to preset address for carrying cash box, and data obtaining module 2022 is used to obtain presupposed information, and information is sent out
Send module 2023 and verified for presupposed information is sent to information receiving subsystem 2011.
Optionally, the mode that data obtaining module 2022 obtains information can be user input bank account information, short
Believe verification code information, take paper money password or scan Quick Response Code entrained by unmanned vehicle 202 etc.；Wherein, bank account letter
Addressed before breath, be will not be described here；Short-message verification information is 201 successful dispatch unmanned vehicle of banking system 202
Up to after preset address, the real-time verification information of user is sent to；The mode of acquisition information can also be that user input oneself is reserved
Bank take paper money encrypted message, or scanning input banking system 201 is sent to the two dimension of unmanned vehicle 202
Produce after entrained Quick Response Code in the information produced after code, or scanning input unmanned vehicle 202 or cash box 203
Raw information, the information for producing herein are to take the authentication letters such as bank account information described in paper money information and step S101
Breath, after unmanned vehicle 202 obtains presupposed information, by presupposed information pass back banking system 201 examined whether with
Accounts information and take paper money information and be consistent that family is reserved in bank.
Optionally, the mode that data obtaining module 2022 obtains presupposed information can also be both the above or various ways
Combination.
Cash box 301 includes loading module 3011 and opening and closing module 3012, and loading module 3011 is used to load default number
Banknote；Opening and closing module 3012 is realized taking for, after presupposed information is verified by information receiving subsystem, automatically opening up
Paper money, takes paper money and terminates, manually or automatically close.
Optionally, it is provided with cash box 301 on unmanned vehicle 202, the setting can be various fixations, non-solid
The modes such as fixed connection, suspension.
Optionally, the banknote for presetting number is banking system 201 by automatically controlling or being manually loaded into cash box 301
's.
Optionally, the letter that presupposed information is produced after including bank account information, short-message verification information and scanning Quick Response Code
In breath any one or more.
It should be noted that opening and closing module 3012 is for after presupposed information is verified by information receiving subsystem,
Automatically open up, realization takes paper money.It should be noted that data obtaining module 2022 is after presupposed information is obtained, presupposed information is sent out
The information receiving subsystem 2011 for delivering to banking system 201 is verified, if being verified, cash box 301 is automatically opened up, and is realized
Paper money is taken, so be can ensure that it is that reservation takes the licensee of the user that the user of paper money or reservation take paper money and taken out banknote, strengthened bank
The safety of system 201 and user account, it is to avoid bring unnecessary risk to banking system 201 and user.
It should be noted that the executive agent for obtaining presupposed information can also be cash box 301.
In fact, presupposed information after presupposed information is obtained is sent to banking system 201 by data obtaining module 2022
Row checking, if being verified, the cash box is automatically opened up, and realization takes paper money, and this is transported with common unmanned vehicle
Goods is different, and this is determined by the property and quantity of this special cargo of the banknote for being transported, common goods
Transport, be typically not required to after presupposed information is obtained, presupposed information sent to banking system 201 and is verified, if being verified,
Then cash box is automatically opened up, and can just get goods, if after presupposed information is obtained, presupposed information is sent to banking system 201
Row checking, if being verified, cash box is automatically opened up, and can just get goods, then allow user to feel that program is comparatively laborious, reduce using
Experience at family.
It should be noted that in the embodiment for taking paper money system that provides of another embodiment of the present invention shown in figure 2 above,
For convenience and simplicity of description, only it is illustrated with the division of above-mentioned each functional unit, module, can be with root in practical application
According to needs, such as convenient consideration of the realization of the configuration requirement or software of corresponding hardware, and above-mentioned functions are distributed by difference
Functional module complete, will the internal structure of device of bill character correction be divided into different functional modules, with complete with
The all or part of function of upper description.And, in practical application, the corresponding function module in the present embodiment can be by corresponding
Hardware realize, it is also possible to corresponding software is performed by corresponding hardware and is completed, for example, notification module can be with execution
The hardware of informing function, for example, notifying device, or be able to carry out corresponding computer program so as to complete the one of detection function
As the corresponding function module in processor or other hardware devices, and the present embodiment can carry out respective change and be located at difference
In one or more systems of the present embodiment.In addition, the specific name of each functional unit, module is also only to facilitate mutually
Distinguish, be not limited to the protection domain of the application.(each embodiment that this specification is provided all can be former using foregoing description
Then).
Unmanned vehicle 202 shown in Fig. 2 can also include notification module 2024 and/or print module 2025, i.e.,
Unmanned vehicle 202 shown in Fig. 2 can also include notification module 2024, and such as Fig. 3 shows another embodiment of the present invention
What is provided takes paper money system structure diagram；Unmanned vehicle 202 shown in Fig. 2 can also include print module 2025, such as
Fig. 4 show another embodiment of the present invention provide take paper money system structure diagram, the unmanned vehicle 202 shown in Fig. 2
Notification module 2024 and print module 2025 can also be included, such as Fig. 5 shows that what another embodiment of the present invention provided takes paper money system
System structural representation.Wherein：
It should be noted that notification module 2024 is removed for the banknote that transmitting bank's system 201 presets number, beat
Impression block 2025 is used for the information strip that the banknote of print preset number has been removed.
It should be noted that transmitting bank's system 201 presets the executive agent that the banknote of number has been removed can also be
Cash box 301.
It should be noted that the executive agent of information strip that the banknote of print preset number has been removed can also be paper money
Case 301.
It should be noted that the banknote that 2024 transmitting bank's system 201 of notification module presets number is removed, it is so square
Just the deduction module of banking system 201 deducts the banknote number for having taken out in user's bank account in time, reduces banking system
201 and user's bank account in banknote number error probability.
It should be noted that the information strip that the banknote of 2025 print preset number of print module has been removed, so exists
In the case of there is intentionally or accidentally maloperation, facilitate user that the banknote number in user account is checked with banking system 201, with
Exempt from unnecessary dispute.
Optionally, preset number banknote be removed after, unmanned vehicle 202 makes a return voyage bank outlets.
Banking system 201 shown in Fig. 2 can also include computing subsystem 2013, show that the present invention is another in such as Fig. 6
What embodiment was provided takes paper money system structure diagram.Wherein：
Optionally, scheduler subsystem 2012 flies up to preset address according to paper money message scheduling unmanned vehicle 202 is taken
Specially：If computing subsystem 2013 calculated according to preset address bank outlets in predeterminable range it is available free it is described nobody
Aircraft 202 is driven, then when the calculating of computing subsystem 2013 unmanned vehicle 202 flies up to the flight needed for preset address
Between, the scheduling flight time most short unmanned vehicle 202 of scheduler subsystem 2012 flies up to preset address.
It should be noted that bank outlets can be the artificial outlet in bank self-help site or bank.
It should be noted that the unmanned vehicle 202 of each default number of units of bank outlets' configuration, such as 1 or 3
Unmanned plane.
It should be noted that the bank outlets that computing subsystem 2013 is calculated according to preset address in predeterminable range have time
Not busy unmanned vehicle 202 is specially centered on preset address, makees relief area with predeterminable range (such as 30 kms), is counted
Operator Systems 2013 judge whether there is bank outlets in the range of this relief area by calculating, if with the presence of bank outlets, counting
Operator Systems 2013 judge the whether available free unmanned vehicle 202 of the bank outlets by calculating, if available free
Unmanned vehicle 202, then calculate and terminate；If leisureless unmanned vehicle 202, computing subsystem 2013 expand
Predeterminable range is calculated again, until available free unmanned vehicle 202 is using terminating again.
It should be noted that the shape of relief area can be the shapes such as circle, rectangle, irregular shape.
It should be noted that being calculated as known to those of ordinary skill in the art to the flight time of computing subsystem 2013,
Will not be described here.
If it should be noted that the calculating of computing subsystem 2013 can profit to available free multiple unmanned vehicles 202
With then the scheduling of scheduler subsystem 2012 flight time most short unmanned vehicle 202 flies up to preset address, to guarantee user
Banknote can be got within the shortest time, the matter of great urgency of user is saved.
Optionally, the notification module of banking system 201 notifies that at the appointed time scope takes paper money to preset address to user, such as
This user can within a specified time go to take paper money, it is not necessary that go too early to wait, and further reduce user and take the paper money time；Also make simultaneously
User is careful not to just go to take paper money after unmanned vehicle flies up to preset address, it is to avoid delay unmanned vehicle 202
The other users of service, make troubles to other users and banking system.
Optionally, the notification module of banking system 201 notifies that at the appointed time scope takes paper money to preset address to user
Executive agent can also be the notification module 2024 of unmanned vehicle 202, if unmanned vehicle 202 break down or
In the case of the such environmental effects flight speed such as wind-force, rainy, computing subsystem 2013 recalculates the finger that user takes paper money
Fix time, so notify that user goes to take the paper money time and more precisely can further save user and take the paper money time, bring more to user
It is convenient.
Optionally, notify that at the appointed time scope takes paper money to preset address to user, the notice can be once or many
Secondary, such as, in prefixed time interval, it is pre- that the notification module or notification module 2024 of banking system 201 just notify that user takes again
If address takes the specified time of paper money, so facilitate user's understanding unmanned vehicle 202 flies up to the time, determines beneficial to user
Paper money is taken in preset address of when getting redy to start off.
Optionally, if computing subsystem 2013 calculates bank outlets in predeterminable range without the free time according to preset address
The unmanned vehicle 202, then computing subsystem 2013 using plan as a whole algorithm calculate when have nolo flight
Device 202 is available, and notifies that at the appointed time scope takes paper money to preset address to user by the notification module of banking system 201, together
When also inform the nearest bank outlets of distance users or preset address, be easy to user balance after determine oneself to go to bank outlets to take paper money
Still at the appointed time scope takes paper money to preset address.
It should be noted that content and the reality such as information exchange, implementation procedure in said system embodiment between each module
An entire content is applied, due to same design, its technique effect for bringing and the inventive method being based on the inventive method embodiment
Embodiment is identical, and particular content can be found in the narration in the inventive method embodiment, and here is omitted.
Those of ordinary skill in the art are further appreciated that all or part of step realized in above-described embodiment method is can
Instruct related hardware to complete with by program, described program can be stored in a computer read/write memory medium
In, described storage medium, including ROM/RAM, disk, CD etc..
Above content be with reference to specific preferred implementation the principle of the invention and embodiment are made it is further in detail
Describe in detail bright, it is impossible to which what identification was of the invention is embodied as being confined to these explanations, is only intended to help and understands the method for the present invention
And its core concept；For simultaneously for general technical staff of the technical field of the invention, without departing from present inventive concept
On the premise of make some equivalent substitutes or obvious modification, and performance or purposes are identical, should all be considered as belonging to the present invention by
The scope of patent protection that the claims submitted to determine.
Claims (10)
1. one kind takes paper money method, it is characterised in that methods described includes：
Banking system receive user takes paper money information, and the paper money information that takes at least includes bank account information, default number and pre-
If the information of address；
The banking system flies up to the preset address according to the paper money message scheduling unmanned vehicle that takes, and described nobody drives
Sail the cash box that the banknote equipped with the default number is set on aircraft；
The unmanned vehicle after presupposed information is obtained sends the presupposed information to the banking system and is tested
Card, if being verified, the cash box is automatically opened up, and realization takes paper money.
2. the method for claim 1, it is characterised in that described the presupposed information to be sent to the banking system
During, the presupposed information is protected using at least one in digital watermarking and enciphering and deciphering algorithm.
3. the method for claim 1, it is characterised in that the presupposed information includes bank account information, short-message verification
After information and scanning Quick Response Code in the information that produces any one or more.
4. the method as described in any one in claims 1 to 3, it is characterised in that after the realization takes paper money, the side
Method also includes：
The unmanned vehicle notify described in the banking system preset number banknote be removed and/or it is described nobody
Drive aircraft and print the information strip that the banknote of the default number has been removed.
5. the method as described in any one in claims 1 to 3, it is characterised in that the banking system takes paper money according to described
Message scheduling unmanned vehicle flies up to the preset address and is specially：
If the banking system calculated according to the preset address bank outlets in predeterminable range it is available free it is described nobody
Aircraft is driven, then calculates the flight time that the unmanned vehicle flies up to needed for the preset address, the department of banking
System scheduling flight time most short unmanned vehicle flies up to the preset address.
6. one kind takes paper money system, it is characterised in that the paper money system that takes includes banking system and unmanned vehicle, the silver
Row system includes information receiving subsystem and scheduler subsystem, and the unmanned vehicle includes flight module, acquisition of information
Module and information sending module；Cash box is provided with the unmanned vehicle, the cash box includes loading module and opening and closing
Module；
Described information receiving subsystem be used for receive user take paper money information and receive that described information sending module sends it is default
Information, the paper money information that takes at least include the information of bank account information, default number and preset address；The scheduler subsystem
For according to it is described take paper money message scheduling described in unmanned vehicle fly up to the preset address；
The flight module flies up to the preset address for carrying the cash box, and described information acquisition module is used to obtain described
Presupposed information, described information sending module are verified for the presupposed information is sent to described information receiving subsystem；
The loading module is used to loading the banknote of the default number, and the opening and closing module is for passing through in the presupposed information
After described information receiving subsystem is verified, automatically open up, realization takes paper money.
7. paper money system is taken as claimed in claim 6, it is characterised in that the described presupposed information is sent to described information connects
During receiving subsystem, the presupposed information is protected using at least one in digital watermarking and enciphering and deciphering algorithm.
8. paper money system is taken as claimed in claim 6, it is characterised in that the presupposed information includes bank account information, note
After checking information and scanning Quick Response Code in the information that produces any one or more.
9. paper money system is taken as described in any one in claim 6 to 8, it is characterised in that the unmanned vehicle is also
Including notification module and/or print module, after the notification module is for taking paper money in the realization, the banking system is notified
The banknote of the default number is removed；The print module is used to print the letter that the banknote of the default number has been removed
Breath strip.
10. paper money system is taken as described in any one in claim 6 to 8, it is characterised in that the banking system also includes meter
Operator Systems, the computing subsystem for take described in the basis paper money message scheduling unmanned vehicle fly up to it is described pre-
If before address, whether available free described unmanned of bank outlets in predeterminable range is calculated according to the preset address
Aircraft；
If the available free unmanned vehicle of the bank outlets, the computing subsystem are additionally operable to calculate the nothing
People drives aircraft and flies up to the flight time needed for the preset address；
If the available free unmanned vehicle of the bank outlets, the scheduler subsystem is used to dispatch the flight
The time most short unmanned vehicle flies up to the preset address.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611140705.9A CN106683291B (en) | 2016-12-12 | 2016-12-12 | Banknote taking method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611140705.9A CN106683291B (en) | 2016-12-12 | 2016-12-12 | Banknote taking method and system |
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| Publication Number | Publication Date |
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| CN106683291A true CN106683291A (en) | 2017-05-17 |
| CN106683291B CN106683291B (en) | 2020-05-15 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201611140705.9A Expired - Fee Related CN106683291B (en) | 2016-12-12 | 2016-12-12 | Banknote taking method and system |
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| CN109859412A (en) * | 2019-02-02 | 2019-06-07 | 中国银行股份有限公司 | A kind of method, server and terminal deposited using unmanned technology |
| CN111063091A (en) * | 2019-12-27 | 2020-04-24 | 惠州视维新技术有限公司 | Play yard management method, system, terminal equipment and storage medium |
| CN111563189A (en) * | 2020-05-20 | 2020-08-21 | 中国工商银行股份有限公司 | Business handling method, device, electronic equipment and medium |
| CN112037437A (en) * | 2020-09-08 | 2020-12-04 | 中国银行股份有限公司 | Banking terminal based on unmanned aerial vehicle |
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| Publication number | Publication date |
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| CN106683291B (en) | 2020-05-15 |
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