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CN106021548A - Remote damage assessment method and system based on distributed artificial intelligent image recognition - Google Patents

Remote damage assessment method and system based on distributed artificial intelligent image recognition Download PDF

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Publication number
CN106021548A
CN106021548A CN201610365742.3A CN201610365742A CN106021548A CN 106021548 A CN106021548 A CN 106021548A CN 201610365742 A CN201610365742 A CN 201610365742A CN 106021548 A CN106021548 A CN 106021548A
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image
setting loss
accident
vehicle
car
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田雨农
张虹
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Dalian Roiland Technology Co Ltd
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Abstract

The invention discloses a remote damage assessment method and system based on distributed artificial intelligent image recognition. The method comprises the steps that an image collecting device collects external part images of a traffic accident vehicle and sends the external part images to a cloud platform; a vehicle-mounted sensor device acquires collision data information and uploads the collision data information to the cloud platform; an image processing module carries out preprocessing on the collected external part images of the traffic accident vehicle and stores the image preprocessing results into a vehicle damage assessment database; an image feature extraction module extracts features of the external part images according to the image preprocessing results, image matching is carried out on the obtained preprocessing external part image feature information of the traffic accident vehicle and an image base in the vehicle damage assessment database, and an external part damage assessment result of the traffic accident vehicle is obtained through a vehicle external part damage assessment model. By means of the method, on one hand, traffic accident vehicle external part damage assessment can be quickly carried out; on the other hand, by means of image and collision information step-by-step type damage assessment, the damage assessment faults can be reduced, and the precision and efficiency of settlement of claims can be improved.

Description

Long-range damage identification method based on distributed artificial intelligence image recognition and system
Technical field
The invention belongs to long-range setting loss field, specifically know based on distributed artificial intelligence image Other long-range damage identification method and system.
Background technology
After colliding due to vehicle, vehicle self can produce various deformation and damage, but only leans on Setting loss person carries out accident vehicle setting loss by rule of thumb, there is a lot of subjectivitys and the machine of associating insurance fraud Rate.Additionally, tradition setting loss is disassembled in order to the accuracy of accident vehicle setting loss needs to carry out vehicle, This also adds additional the expense of settlement of insurance claim.In the face of current insurance market keen competition shape Formula, in order to improve further insurance Claims Resolution service ability, by the long-range loss assessment system of vehicle insurance this One brand-new modernized service method strengthens Claims Resolution flow management and control；Optimize Claims Resolution flow process, improve reason Pay for efficiency, effectively integrate Claims Resolution resource.At present, market has based on determining that car accident is taken pictures Damage system, but there is forgery and shoot the problems such as unclear in image.
Summary of the invention
The present invention is directed to the problems referred to above that prior art exists, invented a kind of based on distributed people The long-range damage identification method of work intelligent image identification and system, on the one hand solve setting loss person and carry out determining The subjectivity damaged and the probability reducing associating insurance fraud；On the other hand disassembling of accident vehicle can be avoided Expense, thus be greatly promoted and protecting satisfaction and the standardization of accident insurance Claims Resolution of client.
On the one hand, the invention provides long-range setting loss based on distributed artificial intelligence image recognition Method, including:
S1: image capture device carry out accident vehicle appearance member image acquisition and be sent in cloud put down Platform；
S2: obtain crash data information by onboard sensor equipment, and set by onboard sensor For being uploaded to cloud platform；
S3: image processing module carries out pretreatment for the appearance member image of accident vehicle collection, And the result of Image semantic classification is stored in car damage identification data base；Image characteristics extraction module Result for Image semantic classification carries out the feature extraction of appearance member image；
S4: to obtained pretreatment accident vehicle appearance member image feature information and car damage identification number Carry out images match according to the image library in storehouse, thus obtain thing by vehicle appearance part setting loss model Therefore the appearance member setting loss result of vehicle；
S5: obtained accident vehicle by car accident type decision model by appearance member setting loss result Collision accident type；The car load setting loss of accident vehicle is obtained again by car load accident setting loss model Result；
S6: obtained the settlement of insurance claim side of car load according to car load setting loss result by setting loss single module Case；The settlement of insurance claim scheme of accident vehicle is sent to user by network.
Concrete, crash data information in step S2, including 3-axis acceleration, three shaft angle speed The data such as degree, audio frequency, video.
Concrete, step S3 carries out pretreatment to appearance member image, including gray proces, Image lattice figure extracts, anamorphose bitmap extracts, pattern colour difference is joined.
Concrete, feature extraction to appearance member image in step S3, including the deformation of image The distribution of scope, gradation of image and co-occurrence matrix, anamorphose ratio, color of image value side figure, figure The aggregated vector of picture, the autoregression texture model of image, image wavelet transform.
Concrete, car damage identification data base in step S3, particularly as follows:
The first step, after obtaining the appearance member view data of accident vehicle, obtained appearance member figure As data are stored in car damage identification data base as appearance member original image storehouse；
Second step, for the accident sample obtained by true accident and collision simulation analysis, By automatic setting loss module obtain based on setting loss such as vehicle, accessory appearance setting loss, accident patterns Result is stored in car damage identification data base as setting loss total data storehouse.
3rd step, by the Image semantic classification result data obtained by image processing module, is stored in car As appearance member pre-processed results data base in setting loss data base；
4th step, by the image characteristics extraction result data obtained by image characteristics extraction module, It is stored in car damage identification data base as appearance member image feature base；
5th step, obtains 3-axis acceleration, three axis angular rates, audio frequency, vedio data, It is stored in car damage identification data base as original collision information data base；
6th step, to 3-axis acceleration, three axis angular rate data by colliding its signal Information retrieval also carries out Filtering Processing, and the result after process is stored in conduct in car damage identification data base Secondary collision information database；After voice data is carried out denoising, Filtering Processing, result is stored in car As secondary audio database in setting loss data base；Video image is carried out gradation of image etc. pre- As secondary video data base during after process, result is stored in car damage identification data base；
7th step, is carried out for different types of data from the secondary data storehouse of car damage identification data base Feature extraction is stored in car damage identification data base as collision information property data base；
8th step, according to the setting loss data of collision simulation accident reproduction set up based on vehicle, based on Position, maintenance program based on part, and be stored in car damage identification data base as vehicle maintenance Storehouse.
More specifically, setting loss total data storehouse includes three below divided data storehouse:
1) set up damage rank according to vehicle according to different outward appearance parts and be stored in car damage identification number Rank storehouse is damaged as appearance member according in storehouse；
2) set up accidents classification rule and type according to the data of collision simulation accident reproduction, and deposit Enter in car damage identification data base as accident pattern storehouse；
3) it is stored in car damage identification data base according to accident of setting up with the mapping relations damaging rank to make For car load setting loss storehouse.
On the other hand, present invention also offers a kind of based on distributed artificial intelligence image recognition Remotely loss assessment system, including:
Image capture device, carry out accident vehicle appearance member image acquisition and be sent in cloud put down Platform；
Onboard sensor equipment, it is thus achieved that crash data information, and uploaded by onboard sensor equipment To cloud platform；
Image processing module, the appearance member image for accident vehicle collection carries out pretreatment, and The result of Image semantic classification is stored in car damage identification data base；
Image characteristics extraction module, carries out the spy of appearance member image for the result of Image semantic classification Levy extraction；
Appearance member setting loss object module, to obtained pretreatment accident vehicle appearance member characteristics of image Information carries out images match with the image library in car damage identification data base, thus passes through vehicle appearance Part setting loss model obtains the appearance member setting loss result of accident vehicle；
Car load setting loss result, is obtained by car accident type decision model by appearance member setting loss result Collision accident type to accident vehicle；Accident vehicle is obtained again by car load accident setting loss model Car load setting loss result；
Setting loss single module, is sent to user by the settlement of insurance claim scheme of accident vehicle by network.
Automatically setting loss module, a large amount of according to obtained by true accident and collision accident simulation analysis Data sample, carries out data classification, data prediction, in conjunction with setting loss expertise and automatically determines Damage method, it is achieved the automatic setting loss of accident vehicle；
Car damage identification data base, stores various data.
Further, vehicle appearance part setting loss model, is image recognition side based on artificial intelligence Method and gradation of image matching process, use Si ft Feature Correspondence Algorithm, template matching algorithm, Information integration image recognition algorithm, sets up relevant picture recognition module, is encapsulated as in the middle of platform One of part.
Further, car accident type decision model, is to use decision tree, random forest people Work intellectual learning method and the method for normalizing of correlation rule, set up relevant car accident type Determination module, is encapsulated as one of platform middleware.
Further, SVM, BP neutral net artificial intelligence's learning method and incidence number are used According to method for normalizing, and set up relevant car load accident setting loss module, be encapsulated as platform middleware One of.
Due to the fact that the above technical method of employing, it is possible to obtain following technique effect: this Bright can be quickly carried out accident appearance member setting loss, after occurring especially for low speed collision accident, Major part Claims Resolution occurs mainly in vehicle appearance part, so remotely setting loss is first precisely fixed by appearance member Damage can improve Claims Resolution precision and the efficiency of long-range setting loss；Can quickly judge accident pattern and accident Responsibility, accelerates Claims Resolution efficiency, and can carry out Claims Resolution reference in conjunction with conventional Claims Resolution event；This The bright overall setting loss result that can also provide accident vehicle and provide the Claims Resolution of the other side's accident vehicle Scope.
On the one hand the application solves setting loss person and carries out the subjectivity of setting loss and reduce associating insurance fraud Probability；On the other hand can avoid the expense of disassembling of accident vehicle, thus be greatly promoted and protecting visitor The satisfaction at family and the standardization of accident insurance Claims Resolution.
Accompanying drawing explanation
For clearer explanation embodiments of the invention or the technical scheme of prior art, below Introduce the accompanying drawing used required in embodiment or description of the prior art is done one simply, aobvious And easy insight, the accompanying drawing in describing below is only some embodiments of the present invention, for ability From the point of view of the those of ordinary skill of territory, on the premise of not paying creative work, it is also possible to according to this A little accompanying drawings obtain other accompanying drawing.
Fig. 1 is long-range loss assessment system based on distributed artificial intelligence image recognition structural representation Figure.
Fig. 2 is long-range setting loss flowage structure based on distributed artificial intelligence image recognition signal Figure.
Detailed description of the invention
For making the purpose of embodiments of the invention, technical scheme and advantage clearer, knot below Close the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out the completeest Whole description:
Embodiment 1
Long-range damage identification method based on distributed artificial intelligence image recognition, including:
S1: image capture device, described image capture device can be mobile phone or picture pick-up device, Carry out the appearance member image acquisition of accident vehicle and be sent in cloud platform by mobile phone A PP；
S2: obtain crash data information, described crash data by vehicle-mounted OBD sensor device Information includes the data such as 3-axis acceleration, three axis angular rates, audio frequency, video, and by vehicle-mounted OBD sensor device is uploaded to cloud platform；
S3: image processing module carries out pretreatment for the appearance member image of accident vehicle collection, Described appearance member image carries out pretreatment and includes that gray proces, image lattice figure extract, image becomes The pre-processing image data such as bitmap extracts, pattern colour difference is joined；And by the knot of Image semantic classification Fruit is stored in car damage identification data base；Image characteristics extraction module is for the knot of Image semantic classification Fruit carries out the feature extraction of appearance member image, described feature extraction include image deformation range, Gradation of image distribution and co-occurrence matrix, anamorphose ratio, color of image value side figure, image poly- The characteristics of image such as resultant vector, the autoregression texture model of image, image wavelet transform；
S4: to obtained pretreatment accident vehicle appearance member image feature information and car damage identification number Carry out images match according to the image library in storehouse, thus obtain thing by vehicle appearance part setting loss model Therefore the appearance member setting loss result of vehicle；
S5: obtained accident vehicle by car accident type decision model by appearance member setting loss result Collision accident type；The car load setting loss of accident vehicle is obtained again by car load accident setting loss model Result；
S6: obtained the settlement of insurance claim side of car load according to car load setting loss result by setting loss single module Case；The settlement of insurance claim scheme of accident vehicle is sent to user's by network by final insurance company Mobile phone insurance APP software.
On the other hand, present invention also offers a kind of based on distributed artificial intelligence image recognition Remotely loss assessment system, including:
Image capture device, carry out accident vehicle appearance member image acquisition and be sent in cloud put down Platform；
Vehicle-mounted OBD sensor device, it is thus achieved that crash data information, described crash data information bag Include the data such as 3-axis acceleration, three axis angular rates, audio frequency, video, and sensed by vehicle-mounted OBD Device equipment is uploaded to cloud platform；
Image processing module, the appearance member image for accident vehicle collection carries out pretreatment, and The result of Image semantic classification is stored in car damage identification data base；
Image characteristics extraction module, carries out the spy of appearance member image for the result of Image semantic classification Levy extraction；Described feature extraction includes the distribution of the deformation range of image, gradation of image and symbiosis square Battle array, anamorphose ratio, color of image value side figure, the aggregated vector of image, the autoregression of image The characteristics of image such as texture model, image wavelet transform；
Appearance member setting loss object module, to obtained pretreatment accident vehicle appearance member characteristics of image Information carries out images match with the image library in car damage identification data base, thus passes through vehicle appearance Part setting loss model obtains the appearance member setting loss result of accident vehicle；
Car load setting loss result, is obtained by car accident type decision model by appearance member setting loss result Collision accident type to accident vehicle；Accident vehicle is obtained again by car load accident setting loss model Car load setting loss result；
Setting loss single module, obtains the settlement of insurance claim scheme of car load；Final insurance company is by accident vehicle Settlement of insurance claim scheme by network be sent to user mobile phone insurance APP software.
Automatically setting loss module, a large amount of according to obtained by true accident and collision accident simulation analysis Data sample, carries out data classification, data prediction, in conjunction with setting loss expertise and automatically determines Damage method, as curvilinear motion etc. realized thing in energy variation, the deformation of vehicle part, material Therefore the automatic setting loss of vehicle；
Car damage identification data base, stores various data.
Embodiment 2
The technical scheme the most identical with embodiment 1, more specifically, wherein car damage identification Data base, particularly as follows:
The first step, after obtaining the appearance member view data of accident vehicle, is on the one hand adopted by image Collection equipment, such as mobile phone or picture pick-up device, on the other hand passes through collision simulation analysis, by institute The appearance member view data obtained is stored in car damage identification data base as appearance member original image Storehouse；
Second step, for the accident sample obtained by true accident and collision simulation analysis, By automatic setting loss module obtain based on setting loss such as vehicle, accessory appearance setting loss, accident patterns Result is stored in car damage identification data base as setting loss total data storehouse.
3rd step, by the Image semantic classification result data obtained by image processing module, is stored in car As appearance member pre-processed results data base in setting loss data base；
4th step, by the image characteristics extraction result data obtained by image characteristics extraction module, It is stored in car damage identification data base as appearance member image feature base；
5th step, obtains 3-axis acceleration, three axis angular rates, audio frequency, vedio data, On the one hand by vehicle OBD sensor device, on the other hand by collision simulation analysis, The data obtained is stored in car damage identification data base as original collision information data base；
6th step, to 3-axis acceleration, three axis angular rate data by colliding its signal Information retrieval also carries out Filtering Processing, and the result after process is stored in conduct in car damage identification data base Secondary collision information database；After voice data is carried out denoising, Filtering Processing, result is stored in car As secondary audio database in setting loss data base；Video image, such as collision simulation are produced The part injury picture for collision accident animation and accident vehicle, carry out the pre-places such as gradation of image As secondary video data base during after reason, result is stored in car damage identification data base；
7th step, is carried out for different types of data from the secondary data storehouse of car damage identification data base Feature extraction is stored in car damage identification data base as collision information property data base；
8th step, according to the setting loss data of collision simulation accident reproduction set up based on vehicle, based on Position, maintenance program based on part, and be stored in car damage identification data base as vehicle maintenance Storehouse.
Embodiment 3
The technical scheme the most identical with embodiment 1, more specifically, wherein setting loss sum According to storehouse, particularly as follows:
1) set up damage rank according to vehicle according to different outward appearance parts and be stored in car damage identification number Rank storehouse is damaged as appearance member according in storehouse；
2) set up accidents classification rule and type according to the data of collision simulation accident reproduction, and deposit Enter in car damage identification data base as accident pattern storehouse；
3) it is stored in car damage identification data base according to accident of setting up with the mapping relations damaging rank to make For car load setting loss storehouse.
Embodiment 4
In order to be quickly carried out accident appearance member setting loss, occur especially for low speed collision accident After, major part Claims Resolution occurs mainly in vehicle appearance part, therefore provides vehicle appearance part setting loss mould Type, is image-recognizing method based on artificial intelligence and gradation of image matching process, uses Si ft Feature Correspondence Algorithm, template matching algorithm, information integration image recognition algorithm etc., set up relevant Picture recognition module, be encapsulated as one of platform middleware.
In order to quickly judge accident pattern and accident responsibility, efficiency of settling a claim can be accelerated, therefore provide Car accident type decision model, is to use the artificial intellectual learning side such as decision tree, random forest Method and the method for normalizing of correlation rule, set up relevant car accident type decision module, envelope Dress is one of platform middleware.
On the one hand realizing providing the overall setting loss result of accident vehicle, it is right that another aspect realization is given The Claims Resolution scope of side's accident vehicle.Therefore provide car load accident setting loss model, use SVM, BP The artificial intellectual learning method such as neutral net and associated data method for normalizing, and set up relevant Car load accident setting loss module, is encapsulated as one of platform middleware.
Embodiment 5
Supplementing as embodiment 1-4, sets up settlement of insurance claim system based on WEB in this embodiment System network environment infrastructure；APP towards vehicle insurance user；In the application of insurance company Between part, various resources in encapsulation network environment, and provide interface to integrated platform, it is fixed to use Damage the form encapsulation setting loss application middleware of Web service, by each list of setting loss workflow composing Only functional realiey and service；Setting loss job stream of network realize based on setting loss Web service Information sharing is integrated with application, on final setting loss integrated platform, provides in a transparent manner Setting loss services, and comprises Claims Resolution scheme and maintenance analysis service, and allows insurance company to move with the insured State is registered, is nullified and manage respective resource and service, it is achieved setting loss procedure, standardization.
The above, the only present invention preferably detailed description of the invention, but the protection model of the present invention Enclosing and be not limited thereto, any those familiar with the art is in the skill of present disclosure In the range of art, according to technical scheme and inventive concept equivalent in addition thereof or change Become, all should contain within protection scope of the present invention.

Claims (10)

1. long-range damage identification method based on distributed artificial intelligence image recognition, it is characterised in that bag Include:
S1: image capture device carry out accident vehicle appearance member image acquisition and be sent in cloud put down Platform；
S2: obtain crash data information by onboard sensor equipment, and set by onboard sensor For being uploaded to cloud platform；
S3: image processing module carries out pretreatment for the appearance member image of accident vehicle collection, And the result of Image semantic classification is stored in car damage identification data base；Image characteristics extraction module Result for Image semantic classification carries out the feature extraction of appearance member image；
S4: to obtained pretreatment accident vehicle appearance member image feature information and car damage identification number Carry out images match according to the image library in storehouse, thus obtain thing by vehicle appearance part setting loss model Therefore the appearance member setting loss result of vehicle；
S5: obtained accident vehicle by car accident type decision model by appearance member setting loss result Collision accident type；The car load setting loss of accident vehicle is obtained again by car load accident setting loss model Result；
S6: obtained the settlement of insurance claim side of car load according to car load setting loss result by setting loss single module Case；The settlement of insurance claim scheme of accident vehicle is sent to user by network the most at last.
Long-range setting loss based on distributed artificial intelligence image recognition the most according to claim 1 Method, it is characterised in that crash data information in step S2, including 3-axis acceleration, three The data such as axis angular rate, audio frequency, video.
Long-range setting loss based on distributed artificial intelligence image recognition the most according to claim 1 Method, it is characterised in that in step S3, appearance member image is carried out pretreatment, including gray scale Process, image lattice figure extracts, anamorphose bitmap extracts, pattern colour difference is joined.
Long-range setting loss based on distributed artificial intelligence image recognition the most according to claim 1 Method, it is characterised in that feature extraction to appearance member image in step S3, including image Deformation range, gradation of image distribution and co-occurrence matrix, anamorphose ratio, color of image value side Figure, the aggregated vector of image, the autoregression texture model of image, image wavelet transform.
Long-range setting loss based on distributed artificial intelligence image recognition the most according to claim 1 Method, it is characterised in that car damage identification data base in step S3, particularly as follows:
The first step, after obtaining the appearance member view data of accident vehicle, obtained appearance member figure As data are stored in car damage identification data base as appearance member original image storehouse；
Second step, for the accident sample obtained by true accident and collision simulation analysis, By automatic setting loss module obtain based on setting loss such as vehicle, accessory appearance setting loss, accident patterns Result is stored in car damage identification data base as setting loss total data storehouse.
3rd step, by the Image semantic classification result data obtained by image processing module, is stored in car As appearance member pre-processed results data base in setting loss data base；
4th step, by the image characteristics extraction result data obtained by image characteristics extraction module, It is stored in car damage identification data base as appearance member image feature base；
5th step, obtains 3-axis acceleration, three axis angular rates, audio frequency, vedio data, It is stored in car damage identification data base as original collision information data base；
6th step, to 3-axis acceleration, three axis angular rate data by colliding its signal Information retrieval also carries out Filtering Processing, and the result after process is stored in conduct in car damage identification data base Secondary collision information database；After voice data is carried out denoising, Filtering Processing, result is stored in car As secondary audio database in setting loss data base；Video image is carried out gradation of image etc. pre- As secondary video data base during after process, result is stored in car damage identification data base；
7th step, is carried out for different types of data from the secondary data storehouse of car damage identification data base Feature extraction is stored in car damage identification data base as collision information property data base；
8th step, according to the setting loss data of collision simulation accident reproduction set up based on vehicle, based on Position, maintenance program based on part, and be stored in car damage identification data base as vehicle maintenance Storehouse.
Long-range setting loss based on distributed artificial intelligence image recognition the most according to claim 5 Method, it is characterised in that setting loss total data storehouse includes three below divided data storehouse:
1) set up damage rank according to vehicle according to different outward appearance parts and be stored in car damage identification number Rank storehouse is damaged as appearance member according in storehouse；
2) set up accidents classification rule and type according to the data of collision simulation accident reproduction, and deposit Enter in car damage identification data base as accident pattern storehouse；
3) it is stored in car damage identification data base according to accident of setting up with the mapping relations damaging rank to make For car load setting loss storehouse.
7. long-range loss assessment system based on distributed artificial intelligence image recognition, it is characterised in that bag Include:
Image capture device, carry out accident vehicle appearance member image acquisition and be sent in cloud put down Platform；
Onboard sensor equipment, it is thus achieved that crash data information, and uploaded by onboard sensor equipment To cloud platform；
Image processing module, the appearance member image for accident vehicle collection carries out pretreatment, and The result of Image semantic classification is stored in car damage identification data base；
Image characteristics extraction module, carries out the spy of appearance member image for the result of Image semantic classification Levy extraction；
Appearance member setting loss object module, to obtained pretreatment accident vehicle appearance member characteristics of image Information carries out images match with the image library in car damage identification data base, thus passes through vehicle appearance Part setting loss model obtains the appearance member setting loss result of accident vehicle；
Car load setting loss result, is obtained by car accident type decision model by appearance member setting loss result Collision accident type to accident vehicle；Accident vehicle is obtained again by car load accident setting loss model Car load setting loss result；
Setting loss single module, is sent to user by the settlement of insurance claim scheme of accident vehicle by network.
Automatically setting loss module, a large amount of according to obtained by true accident and collision accident simulation analysis Data sample, carries out data classification, data prediction, in conjunction with setting loss expertise and automatically determines Damage method, it is achieved the automatic setting loss of accident vehicle；
Car damage identification data base, stores various data.
Long-range setting loss based on distributed artificial intelligence image recognition the most according to claim 7 System, it is characterised in that including: vehicle appearance part setting loss model, based on artificial intelligence Image-recognizing method and gradation of image matching process, use Sift Feature Correspondence Algorithm, template Matching algorithm, information integration image recognition algorithm, set up relevant picture recognition module, encapsulation For one of platform middleware.
Long-range setting loss based on distributed artificial intelligence image recognition the most according to claim 7 System, it is characterised in that car accident type decision model, is to use decision tree, the most gloomy Woods artificial intelligence's learning method and the method for normalizing of correlation rule, set up relevant car accident Type decision module, is encapsulated as one of platform middleware.
Long-range setting loss based on distributed artificial intelligence image recognition the most according to claim 7 System, it is characterised in that use SVM, BP neutral net artificial intelligence's learning method and association Data normalization method, and set up relevant car load accident setting loss module, it is encapsulated as in the middle of platform One of part.
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Application publication date: 20161012