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CN104392376A - Method and device for processing transaction events - Google Patents

Method and device for processing transaction events Download PDF

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Publication number
CN104392376A
CN104392376A CN201410637014.4A CN201410637014A CN104392376A CN 104392376 A CN104392376 A CN 104392376A CN 201410637014 A CN201410637014 A CN 201410637014A CN 104392376 A CN104392376 A CN 104392376A
Authority
CN
China
Prior art keywords
transaction
information
type
merchandise news
request
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201410637014.4A
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Chinese (zh)
Inventor
王寻
张兴强
何明杰
陆祺
庞以新
章梦
何燕萍
王海潮
丘群业
胡建波
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
China Construction Bank Corp
Original Assignee
China Construction Bank Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by China Construction Bank Corp filed Critical China Construction Bank Corp
Priority to CN201410637014.4A priority Critical patent/CN104392376A/en
Publication of CN104392376A publication Critical patent/CN104392376A/en
Pending legal-status Critical Current

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  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention provides a method and a device for processing transaction events. According to the method, when a transaction request carrying transaction initiator information, transaction target information and transaction type information is received, and when the transaction type indicated by the transaction type information is a credit sale transaction type, the transaction target information exists in a preset first white list and the transaction initiator information exists in a preset second white list corresponding to the transaction target indicated by the transaction target information, a transaction event requested by the transaction request is allowed, and then the judgement on the transaction request authority is realized to provide security assurance for the credit sale transaction.

Description

A kind of transaction event disposal route and device
Technical field
The application relates to event processing field, particularly relates to a kind of transaction event disposal route and device.
Background technology
The develop rapidly of Internet technology brings the fast development of nowadays e-commerce field, and each large e-commerce platform now provides various diversified trade mode for real trade flow process.
Selling trade mode on credit is just the one in numerous trade mode, it is paid earnest money by propping up, gradation clearing, the mode that can return goods greatly reduces financial pressure and the selling pressure of dealer, very by the welcome of dealer, develop into a kind of general and important mode between supplier and dealer.
Summary of the invention
In view of this, the application provides a kind of transaction event disposal route and device, to realize the judgement to transaction request authority, provides safety guarantee for selling transaction on credit.
To achieve these goals, the technical scheme that provides of the embodiment of the present invention is as follows:
A kind of transaction event disposal route, comprising:
Receive transaction request, wherein carry transaction initiator information, transaction destination party information and type of transaction information;
In the type of transaction of described type of transaction information instruction for selling type of transaction on credit, described transaction destination party information is there is in the first white list pre-set, and when there is described transaction initiator information in second white list corresponding with the transaction destination party that described transaction destination party information indicates pre-set, allow the transaction event that described transaction request is asked.
Preferably, when the type of transaction of described type of transaction information instruction is not for selling type of transaction on credit, the method also comprises:
According to the transaction event that transaction request described in the general transaction processing mode process pre-set is asked.
Preferably, the process of described reception transaction request is:
Receive the logging request that transaction initiator initiates, wherein carry username information and encrypted message;
Whether described logging request is legal to utilize described username information and encrypted message to verify;
When being, show the merchandise news that the user right determined according to described username information is corresponding;
Receive the transaction request that described transaction initiator submits to for described merchandise news.
Preferably, the process of the merchandise news that the user right determined according to described username information of described display is corresponding is:
According to the corresponding relation of the username information pre-set and user right, search the user right corresponding with described username information;
Show the merchandise news corresponding with described user right, in described merchandise news, do not comprise the merchandise news of selling the tally shop in prefecture on credit that the transaction destination party corresponding to the second white list of not carrying transaction initiator information is issued.
Preferably, the merchandise news of described tally shop at least comprises goods number.
A kind of transaction event treating apparatus, comprising:
Receiving element, for receiving transaction request, wherein carries transaction initiator information, transaction destination party information and type of transaction information;
Allow unit, for the type of transaction in described type of transaction information instruction for selling type of transaction on credit, described transaction destination party information is there is in the first white list pre-set, and when there is described transaction initiator information in second white list corresponding with the transaction destination party that described transaction destination party information indicates pre-set, allow the transaction event that described transaction request is asked.
Preferably, described permission unit also for when the type of transaction of described type of transaction information instruction is not for selling type of transaction on credit, the transaction event of asking according to transaction request described in the general transaction processing mode process pre-set.
Preferably, described receiving element, comprising:
First receiving element, for receiving the logging request that transaction initiator initiates, wherein carries username information and encrypted message;
Judging unit, verifies that for utilizing described username information and encrypted message whether described logging request is legal;
Display unit, for when being, shows the merchandise news that the user right determined according to described username information is corresponding;
Second receiving element, for receiving the transaction request that described transaction initiator submits to for described merchandise news.
Preferably, described display unit, comprising:
Search unit, for the corresponding relation according to the username information pre-set and user right, search the user right corresponding with described username information;
Display subelement, for showing the merchandise news corresponding with described user right, does not comprise the merchandise news of selling the tally shop in prefecture on credit that the transaction destination party corresponding to the second white list of not carrying transaction initiator information is issued in described merchandise news.
Preferably, the merchandise news of described tally shop at least comprises goods number.
The application provides a kind of transaction event disposal route and device, transaction initiator information is carried by receiving, the transaction request of transaction destination party information and type of transaction information, and type of transaction information instruction type of transaction for selling type of transaction on credit, transaction destination party information is there is in the first white list pre-set, and exist when concluding the business initiator information in second white list corresponding with the transaction destination party that transaction destination party information indicates pre-set, allow the transaction event that transaction request is asked, and then the judgement realized transaction request authority, safety guarantee is provided for selling transaction on credit.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only embodiments of the invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to the accompanying drawing provided.
A kind of transaction event process flow figure that Fig. 1 provides for the embodiment of the present application one;
A kind of method flow diagram receiving transaction request that Fig. 2 provides for the embodiment of the present application one;
The structural representation of a kind of transaction event treating apparatus that Fig. 3 provides for the embodiment of the present application two.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
Embodiment one:
A kind of transaction event process flow figure that Fig. 1 provides for the embodiment of the present application one.
As shown in Figure 1, the method comprises:
S101, reception transaction request, wherein carry transaction initiator information, transaction destination party information and type of transaction information.
Concrete, process of exchange is usually directed to both parties, that is: conclude the business initiator (side of requests transaction) and transaction destination party (side of requested transaction), as in net purchase process, buyer is transaction initiator, and the trade company of vending articles is transaction destination party.
Concrete, process of exchange relates to type of transaction, and type of transaction indicates this transaction to be general transaction type (as: normal net purchase transaction, the side side that pays the bill provides commodity), or special deal type (as: selling transaction on credit).
S102, judge that whether type of transaction that type of transaction information indicates is for selling type of transaction on credit.
Concrete, when the type of transaction of type of transaction information instruction is for selling type of transaction on credit, perform step S103; When the type of transaction of type of transaction information instruction is not for selling type of transaction on credit, this programme does not limit.
Transaction destination party information whether is there is in the first white list that S103, judgement pre-set.
Concrete, the transaction destination party of each transaction destination party information instruction in the first white list pre-set is utilized this transaction destination party to determine after the financial condition, credit worthiness etc. of banking system judge by banking system.Only when the destination party application of concluding the business add the first white list and its financial condition in banking system, credit worthiness etc. meet the demands just permission its information is added in the first white list.
Concrete, when judging to obtain there is transaction destination party information in the first white list pre-set, perform step S104, when there is not transaction destination party information in the first white list pre-set, this programme does not limit.
Transaction initiator information whether is there is in second white list corresponding with the transaction destination party that transaction destination party information indicates that S104, judgement pre-set.
Concrete, the transaction destination party being arranged in each transaction destination party information instruction of the first white list pre-set all can pre-set second white list corresponding with it, stores the transaction initiator information of the transaction initiator of this transaction destination party accreditation in this second white list.
Concrete, when judge to exist in second white list corresponding with the transaction destination party that transaction destination party information indicate obtaining pre-setting conclude the business initiator information time, then execution step S105; When do not exist in second white list corresponding with the transaction destination party that transaction destination party information indicates judging to obtain pre-setting conclude the business initiator information time, this programme does not limit.
S105, the transaction event allowing transaction request to ask.
Concrete, type of transaction information instruction type of transaction for selling type of transaction on credit, transaction destination party information is there is in the first white list pre-set, and exist when concluding the business initiator information in second white list corresponding with the transaction destination party that transaction destination party information indicate pre-set, the transaction event that permission transaction request is asked.
The application provides a kind of transaction event disposal route, transaction initiator information is carried by receiving, the transaction request of transaction destination party information and type of transaction information, and type of transaction information instruction type of transaction for selling type of transaction on credit, transaction destination party information is there is in the first white list pre-set, and exist when concluding the business initiator information in second white list corresponding with the transaction destination party that transaction destination party information indicates pre-set, allow the transaction event that transaction request is asked, and then the judgement realized transaction request authority, safety guarantee is provided for selling transaction on credit.
In a kind of transaction event disposal route that the embodiment of the present application provides, when the type of transaction of type of transaction information instruction is not for selling type of transaction on credit, the method also comprises: the transaction event of asking according to the general transaction processing mode process transaction request pre-set.
Concrete, in a kind of transaction event disposal route that the embodiment of the present application provides, the concrete disposal route of " when the type of transaction of type of transaction information instruction is not for selling type of transaction on credit " is not limited, inventor can be arranged arbitrarily according to the demand of oneself, as: the method flow that performing end the embodiment of the present application provides does not do any restriction, or, according to the transaction event etc. corresponding to this transaction request of general transaction processing mode process pre-set.
Referring to Fig. 2, is a kind of method flow diagram receiving transaction request that the embodiment of the present application provides.
As Fig. 2, the method comprises:
The logging request that S201, reception transaction initiator initiate, wherein carries username information and encrypted message;
Concrete, first initiate logging request by transaction initiator, in this logging request, carry username information and encrypted message.
Concrete, username information can be identical with transaction initiator information, as long as ensure this username information uniquely, the form of this concrete username information does not limit at this.
S202, utilize username information and encrypted message checking logging request whether legal;
Concrete, pre-set the database storing at least one username information and the encrypted message corresponding with this username information, when after the logging request receiving transaction initiator initiation, in the database pre-set, judge whether to there is this username information; When it is present, judge that whether the encrypted message that this username information in database is corresponding is identical with the encrypted message carried in logging request; When identical, determine that this logging request is legal.
S203, show merchandise news corresponding to the user right determined according to username information;
Concrete, when logging request is legal, show the merchandise news that the user right determined according to username information is corresponding; When logging request is illegal, this programme does not limit, and inventor can arrange arbitrarily implementation when logging request is illegal according to the demand of oneself.
Concrete, the process of the merchandise news that the user right that the embodiment of the present application provides a kind of display to determine according to username information is corresponding, this process is specially:
1, according to the corresponding relation of the username information that pre-sets and user right, the user right corresponding with username information is searched;
2, the display merchandise news corresponding with user right, does not comprise the merchandise news of selling the tally shop in prefecture on credit that transaction destination party corresponding to the second white list of not carrying initiator information of concluding the business is issued in merchandise news.
Concrete, in order to ensure that the merchandise news of the tally shop selling prefecture on credit is not maliciously revealed, preferably, the merchandise news arranging the tally shop that this is sold on credit in prefecture at least comprises goods number.
Concrete, arrange this merchandise news of selling the tally shop in prefecture on credit different from the merchandise news of general goods, the merchandise news of this tally shop of principal security is when being understood, and merchandise news details is lower than the merchandise news of general goods.Goods number, size and color is comprised as only arranged the merchandise news of selling the tally shop in prefecture on credit.
The transaction request that S204, reception transaction initiator submit to for merchandise news.
The application provides a kind of method receiving transaction request, and the method not only can verify the legitimacy of the logging request that transaction initiator sends, and forbids illegal login; Merchandise news can also be limited show according to the user right of this transaction initiator, avoid the merchandise news of the tally shop selling prefecture on credit by the danger maliciously revealed.
Embodiment two:
The structural representation of a kind of transaction event treating apparatus that Fig. 3 provides for the embodiment of the present application two.
As shown in Figure 3, this device comprises: receiving element 1 and the permission unit 2 be connected with this receiving element 1, wherein:
Receiving element 1, for receiving transaction request, wherein carries transaction initiator information, transaction destination party information and type of transaction information;
Concrete, receiving element 1 comprises: the first receiving element, for receiving the logging request that transaction initiator initiates, wherein carries username information and encrypted message; For utilizing username information and encrypted message, judging unit, verifies that whether logging request is legal; Display unit, for when being, shows the merchandise news that the user right determined according to username information is corresponding; Second receiving element, for receiving the transaction request that transaction initiator submits to for merchandise news.
Concrete, display unit comprises: search unit, for the corresponding relation according to the username information pre-set and user right, searches the user right corresponding with username information; Display subelement, for showing the merchandise news corresponding with user right, does not comprise the merchandise news of selling the tally shop in prefecture on credit that the transaction destination party corresponding to the second white list of not carrying transaction initiator information is issued in merchandise news.
Concrete, the merchandise news of tally shop at least comprises goods number.
Allow unit 2, for the type of transaction that indicates in type of transaction information for selling type of transaction on credit, transaction destination party information is there is in the first white list pre-set, and exist when concluding the business initiator information in second white list corresponding with the transaction destination party that transaction destination party information indicate pre-set, the transaction event that permission transaction request is asked.
Concrete, when the type of transaction of type of transaction information instruction is not for selling type of transaction on credit, allow the transaction event of unit also for asking according to the general transaction processing mode process transaction request pre-set.
The application provides a kind of transaction event treating apparatus, transaction initiator information is carried by receiving, the transaction request of transaction destination party information and type of transaction information, and type of transaction information instruction type of transaction for selling type of transaction on credit, transaction destination party information is there is in the first white list pre-set, and exist when concluding the business initiator information in second white list corresponding with the transaction destination party that transaction destination party information indicates pre-set, allow the transaction event that transaction request is asked, and then the judgement realized transaction request authority, safety guarantee is provided for selling transaction on credit.
In this instructions, each embodiment adopts the mode of going forward one by one to describe, and what each embodiment stressed is the difference with other embodiments, between each embodiment identical similar portion mutually see.
The software module that the method described in conjunction with embodiment disclosed herein or the step of algorithm can directly use hardware, processor to perform, or the combination of the two is implemented.Software module can be placed in the storage medium of other form any known in random access memory (RAM), internal memory, ROM (read-only memory) (ROM), electrically programmable ROM, electrically erasable ROM, register, hard disk, moveable magnetic disc, CD-ROM or technical field.
To the above-mentioned explanation of the disclosed embodiments, professional and technical personnel in the field are realized or uses the present invention.To be apparent for those skilled in the art to the multiple amendment of these embodiments, General Principle as defined herein can without departing from the spirit or scope of the present invention, realize in other embodiments.Therefore, the present invention can not be restricted to these embodiments shown in this article, but will meet the widest scope consistent with principle disclosed herein and features of novelty.

Claims (10)

1. a transaction event disposal route, is characterized in that, comprising:
Receive transaction request, wherein carry transaction initiator information, transaction destination party information and type of transaction information;
In the type of transaction of described type of transaction information instruction for selling type of transaction on credit, described transaction destination party information is there is in the first white list pre-set, and when there is described transaction initiator information in second white list corresponding with the transaction destination party that described transaction destination party information indicates pre-set, allow the transaction event that described transaction request is asked.
2. method according to claim 1, is characterized in that, when the type of transaction of described type of transaction information instruction is not for selling type of transaction on credit, the method also comprises:
According to the transaction event that transaction request described in the general transaction processing mode process pre-set is asked.
3. method according to claim 1, is characterized in that, the process of described reception transaction request is:
Receive the logging request that transaction initiator initiates, wherein carry username information and encrypted message;
Whether described logging request is legal to utilize described username information and encrypted message to verify;
When being, show the merchandise news that the user right determined according to described username information is corresponding;
Receive the transaction request that described transaction initiator submits to for described merchandise news.
4. method according to claim 3, is characterized in that, the process of the merchandise news that the user right determined according to described username information of described display is corresponding is:
According to the corresponding relation of the username information pre-set and user right, search the user right corresponding with described username information;
Show the merchandise news corresponding with described user right, in described merchandise news, do not comprise the merchandise news of selling the tally shop in prefecture on credit that the transaction destination party corresponding to the second white list of not carrying transaction initiator information is issued.
5. method according to claim 4, is characterized in that, the merchandise news of described tally shop at least comprises goods number.
6. a transaction event treating apparatus, is characterized in that, comprising:
Receiving element, for receiving transaction request, wherein carries transaction initiator information, transaction destination party information and type of transaction information;
Allow unit, for the type of transaction in described type of transaction information instruction for selling type of transaction on credit, described transaction destination party information is there is in the first white list pre-set, and when there is described transaction initiator information in second white list corresponding with the transaction destination party that described transaction destination party information indicates pre-set, allow the transaction event that described transaction request is asked.
7. device according to claim 6, it is characterized in that, described permission unit also for when the type of transaction of described type of transaction information instruction is not for selling type of transaction on credit, the transaction event of asking according to transaction request described in the general transaction processing mode process pre-set.
8. device according to claim 6, is characterized in that, described receiving element, comprising:
First receiving element, for receiving the logging request that transaction initiator initiates, wherein carries username information and encrypted message;
Judging unit, verifies that for utilizing described username information and encrypted message whether described logging request is legal;
Display unit, for when being, shows the merchandise news that the user right determined according to described username information is corresponding;
Second receiving element, for receiving the transaction request that described transaction initiator submits to for described merchandise news.
9. device according to claim 8, is characterized in that, described display unit, comprising:
Search unit, for the corresponding relation according to the username information pre-set and user right, search the user right corresponding with described username information;
Display subelement, for showing the merchandise news corresponding with described user right, does not comprise the merchandise news of selling the tally shop in prefecture on credit that the transaction destination party corresponding to the second white list of not carrying transaction initiator information is issued in described merchandise news.
10. device according to claim 9, is characterized in that, the merchandise news of described tally shop at least comprises goods number.
CN201410637014.4A 2014-11-06 2014-11-06 Method and device for processing transaction events Pending CN104392376A (en)

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Application Number Priority Date Filing Date Title
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CN108510279A (en) * 2018-03-12 2018-09-07 中国工商银行股份有限公司 A kind of bank's fraudulent trading determines method and system
CN110335097A (en) * 2019-04-04 2019-10-15 深圳壹账通智能科技有限公司 White list configuration method, device, equipment and storage medium based on data analysis
CN110782143A (en) * 2019-10-15 2020-02-11 支付宝(杭州)信息技术有限公司 Data processing method and device

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Application publication date: 20150304