CN104270300A - Method and device for processing user information - Google Patents
Method and device for processing user information Download PDFInfo
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- CN104270300A CN104270300A CN201410452610.5A CN201410452610A CN104270300A CN 104270300 A CN104270300 A CN 104270300A CN 201410452610 A CN201410452610 A CN 201410452610A CN 104270300 A CN104270300 A CN 104270300A
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- information
- multimedia message
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- user profile
- profile processing
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Abstract
The invention discloses a method and a device for processing user information. The method comprises the following steps of receiving multimedia information; obtaining personal finance information according to the multimedia information; and generating personal credit information according to the personal finance information. Through a mobile terminal, the multimedia information of a user is obtained in real time and the personal finance information in the multimedia information is obtained, so that the personal credit information can be quickly and accurately obtained in real time.
Description
Technical field
The disclosure relates to technical field of data processing, particularly relates to a kind of user profile processing method and device.
Background technology
Along with the development of science and technology, the especially development of mobile terminal device and wireless network, increasing people uses mobile terminal to process personal information, as shopping, order air ticket, order hotel, transfer accounts, speculation in stocks etc.
At present for acquisition and the calculating of personal credit information, be obtain statistics respectively, inefficiency by the state-owned enterprises such as bank, social security mechanism, industrial and commercial bureau and administrative organization, length consuming time and inaccurate, cannot obtain the credit information of individual fast and effectively.
Summary of the invention
For overcoming Problems existing in correlation technique, the disclosure provides a kind of user profile processing method and device.
According to the first aspect of disclosure embodiment, a kind of user profile processing method is provided, comprises:
Receive Multimedia Message;
Personal Finance information is obtained according to described Multimedia Message;
Personal credit information is generated according to Personal Finance information.
In the disclosed embodiments, described Multimedia Message comprises: note, micro-letter, mail, microblogging and other application messages;
Described Personal Finance information comprises: income information and expenditure information.
In the disclosed embodiments, described according to Personal Finance information generate personal credit information comprise:
Personal credit information described in calculating according to income information and expenditure information.
In the disclosed embodiments, described method also comprises:
Obtain the caller information of described Multimedia Message;
The caller information of described Multimedia Message is verified.
In the disclosed embodiments, described method also comprises:
According to described personal credit information, generate corresponding pushed information.
According to the second aspect of disclosure embodiment, a kind of user profile processing unit is provided, it is characterized in that, comprising:
Multimedia Message receiving element, for receiving Multimedia Message;
Financial information acquiring unit, for obtaining Personal Finance information according to described Multimedia Message;
Credit information generation unit, for generating personal credit information according to Personal Finance information.
In the disclosed embodiments, described Multimedia Message comprises: note, micro-letter, mail, microblogging and other application messages;
Described Personal Finance information comprises: income information and expenditure information.
In the disclosed embodiments, described credit information generation unit is also for the personal credit information according to income information and the calculating of expenditure information.
In the disclosed embodiments, described device also comprises:
Caller information acquiring unit, for obtaining the caller information of described Multimedia Message;
Caller information authentication unit, for verifying the caller information of described Multimedia Message.
In the disclosed embodiments, described device also comprises:
Pushed information generation unit, for according to described personal credit information, generates corresponding pushed information.
According to the third aspect of disclosure embodiment, a kind of user profile processing unit is provided, it is characterized in that, comprising:
Processor;
For the memory of storage of processor executable instruction;
Wherein, described processor is configured to:
Receive Multimedia Message;
Personal Finance information is obtained according to described Multimedia Message;
Personal credit information is generated according to Personal Finance information.
The technical scheme that embodiment of the present disclosure provides can comprise following beneficial effect: by the Multimedia Message of mobile terminal user in real, and obtains Personal Finance information wherein, can obtain the credit information of individual in real time, fast and accurately.
Should be understood that, it is only exemplary and explanatory that above general description and details hereinafter describe, and can not limit the disclosure.
Accompanying drawing explanation
Accompanying drawing to be herein merged in specification and to form the part of this specification, shows embodiment according to the invention, and is used from specification one and explains principle of the present invention.
Fig. 1 is the flow chart of a kind of user profile processing method according to an exemplary embodiment.
Fig. 2 is the terminal interface schematic diagram according to an exemplary embodiment.
Fig. 3 is the terminal interface schematic diagram according to an exemplary embodiment.
Fig. 4 is the flow chart of a kind of user profile processing method according to an exemplary embodiment.
Fig. 5 is the flow chart of a kind of user profile processing method according to an exemplary embodiment.
Fig. 6 is the block diagram of a kind of user profile processing unit according to an exemplary embodiment.
Fig. 7 is the block diagram of a kind of user profile processing unit according to an exemplary embodiment.
Fig. 8 is the block diagram of a kind of device according to an exemplary embodiment.
Embodiment
Here will be described exemplary embodiment in detail, its sample table shows in the accompanying drawings.When description below relates to accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawing represents same or analogous key element.Execution mode described in following exemplary embodiment does not represent all execution modes consistent with the present invention.On the contrary, they only with as in appended claims describe in detail, the example of apparatus and method that aspects more of the present invention are consistent.
Fig. 1 is the flow chart of a kind of user profile processing method according to an exemplary embodiment, and as shown in Figure 1, user profile processing method is used for, in terminal, comprising the following steps.
In step s 11, Multimedia Message is received.
In the disclosed embodiments, mobile terminal receiving multimedia message, Multimedia Message can comprise: note, micro-letter, mail, microblogging and other application messages, as train ticket application message, plane ticket application message, hotel reservation application message, Bank application message, financing application message etc.
In step s 12, Personal Finance information is obtained according to described Multimedia Message.
In the disclosed embodiments, Fig. 2 is the terminal interface schematic diagram according to an exemplary embodiment, and as shown in Figure 2, Personal Finance information comprises: income information and expenditure information, as bank sends note: you this monthly income wage XX is first; Train ticket application sends message: you successful paying ticket fee XX is first; Hotel's application sends message: you subscribe house money XX unit altogether; Pay application and send message: you buy commodity expenditure XX unit etc.
In step s 13, personal credit information is generated according to Personal Finance information.
In the disclosed embodiments, Fig. 3 is the terminal interface schematic diagram according to an exemplary embodiment, and as shown in Figure 3, mobile terminal according to the income information of Personal Finance Information Statistics individual and expenditure information, can obtain personal credit information.As calculated the total income of individual within a period of time and total expenditure, thus judge earning power and the consumption purpose of individual.
In the disclosed embodiments, by the Multimedia Message of mobile terminal user in real, and obtain Personal Finance information wherein, the credit information of individual can be obtained in real time, fast and accurately.
Fig. 4 is the flow chart of a kind of user profile processing method according to an exemplary embodiment, and as shown in Figure 4, user profile processing method is used for, in terminal, comprising the following steps.
In step S41, receive Multimedia Message.
In the disclosed embodiments, mobile terminal receiving multimedia message, Multimedia Message can comprise: note, micro-letter, mail, microblogging and other application messages, as train ticket application message, plane ticket application message, hotel reservation application message, Bank application message, financing application message etc.
In step S42, obtain the caller information of described Multimedia Message.
In the disclosed embodiments, after mobile reception to Multimedia Message, need to verify the validity of Multimedia Message and legitimacy, now just need the caller information first obtaining Multimedia Message, as note, just need the number obtaining transmit leg, if application message, then need the certificate information obtaining application, if mail, then need the addresses of items of mail obtaining transmit leg.
In step S43, the caller information of described Multimedia Message is verified.
In the disclosed embodiments, after acquisition for mobile terminal to the caller information of Multimedia Message, the caller information of Multimedia Message being verified, as being verified, then proceeding step S24, as checking is not passed through, then terminate this flow process.
In step S44, obtain Personal Finance information according to described Multimedia Message.
In the disclosed embodiments, Personal Finance information comprises: income information and expenditure information, as bank sends note: you this monthly income wage XX is first; Train ticket application sends message: you successful paying ticket fee XX is first; Hotel's application sends message: you subscribe house money XX unit altogether; Pay application and send message: you buy commodity expenditure XX unit etc.
In step S45, generate personal credit information according to Personal Finance information.
In the disclosed embodiments, mobile terminal according to the income information of Personal Finance Information Statistics individual and expenditure information, can obtain personal credit information.As calculated the total income of individual within a period of time and total expenditure, thus judge earning power and the consumption purpose of individual.
In the disclosed embodiments, by the Multimedia Message of mobile terminal user in real, and obtain Personal Finance information wherein, the credit information of individual can be obtained in real time, fast and accurately.
Fig. 5 is the flow chart of a kind of user profile processing method according to an exemplary embodiment, and as shown in Figure 5, user profile processing method is used for, in terminal, comprising the following steps.
In step s 51, Multimedia Message is received.
In the disclosed embodiments, mobile terminal receiving multimedia message, Multimedia Message can comprise: note, micro-letter, mail, microblogging and other application messages, as train ticket application message, plane ticket application message, hotel reservation application message, Bank application message, financing application message etc.
In step S52, obtain Personal Finance information according to described Multimedia Message.
In the disclosed embodiments, Personal Finance information comprises: income information and expenditure information, as bank sends note: you this monthly income wage XX is first; Train ticket application sends message: you successful paying ticket fee XX is first; Hotel's application sends message: you subscribe house money XX unit altogether; Pay application and send message: you buy commodity expenditure XX unit etc.
In step S53, generate personal credit information according to Personal Finance information.
In the disclosed embodiments, mobile terminal according to the income information of Personal Finance Information Statistics individual and expenditure information, can obtain personal credit information.As calculated the total income of individual within a period of time and total expenditure, thus judge earning power and the consumption purpose of individual.
In step S54, according to described personal credit information, generate corresponding pushed information.
In the disclosed embodiments, pushed information can generate according to the personal credit information of user, as user is unable to make ends meet in the recent period, then can push monthly payment plan information or credit information, and surplus as nearest in user is a lot, then can push financing information or investing tip.
In the disclosed embodiments, by the Multimedia Message of mobile terminal user in real, and obtain Personal Finance information wherein, the credit information of individual can be obtained in real time, fast and accurately.
Fig. 6 is the block diagram of a kind of user profile processing unit according to an exemplary embodiment, and as shown in Figure 6, user profile processing unit comprises: Multimedia Message receiving element 601, financial information acquiring unit 602 and credit information generation unit 603.
Multimedia Message receiving element 601, is configured to for receiving Multimedia Message.
Financial information acquiring unit 602, is configured to for obtaining Personal Finance information according to described Multimedia Message.
Credit information generation unit 603, is configured to for generating personal credit information according to Personal Finance information.
Fig. 7 is the block diagram of a kind of user profile processing unit according to an exemplary embodiment, as shown in Figure 7, user profile processing unit comprises: Multimedia Message receiving element 701, caller information acquiring unit 702, caller information authentication unit 703, financial information acquiring unit 704, credit information generation unit 705 and pushed information generation unit 706.
Multimedia Message receiving element 701, is configured to for receiving Multimedia Message.
Caller information acquiring unit 702, is configured to the caller information for obtaining described Multimedia Message;
Caller information authentication unit 703, is configured to for verifying the caller information of described Multimedia Message.
Financial information acquiring unit 704, is configured to for obtaining Personal Finance information according to described Multimedia Message.
Credit information generation unit 705, is configured to for generating personal credit information according to Personal Finance information.
Pushed information generation unit 706, is configured to, for according to described personal credit information, generate corresponding pushed information.
About the device in above-described embodiment, wherein the concrete mode of modules executable operations has been described in detail in about the embodiment of the method, will not elaborate explanation herein.
Fig. 8 be one according to an exemplary embodiment for ... the block diagram of device 800.Such as, device 800 can be mobile phone, computer, digital broadcast terminal, messaging devices, game console, flat-panel devices, Medical Devices, body-building equipment, personal digital assistant etc.
With reference to Fig. 8, device 800 can comprise following one or more assembly: processing components 802, memory 804, electric power assembly 806, multimedia groupware 808, audio-frequency assembly 810, the interface 812 of I/O (I/O), sensor cluster 814, and communications component 816.
The integrated operation of the usual control device 800 of processing components 802, such as with display, call, data communication, camera operation and record operate the operation be associated.Processing components 802 can comprise one or more processor 820 to perform instruction, to complete all or part of step of above-mentioned method.In addition, processing components 802 can comprise one or more module, and what be convenient between processing components 802 and other assemblies is mutual.Such as, processing components 802 can comprise multi-media module, mutual with what facilitate between multimedia groupware 808 and processing components 802.
Memory 804 is configured to store various types of data to be supported in the operation of equipment 800.The example of these data comprises for any application program of operation on device 800 or the instruction of method, contact data, telephone book data, message, picture, video etc.Memory 804 can be realized by the volatibility of any type or non-volatile memory device or their combination, as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM), Erasable Programmable Read Only Memory EPROM (EPROM), programmable read only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, disk or CD.
The various assemblies that electric power assembly 806 is device 800 provide electric power.Electric power assembly 806 can comprise power-supply management system, one or more power supply, and other and the assembly generating, manage and distribute electric power for device 800 and be associated.
Multimedia groupware 808 is included in the screen providing an output interface between described device 800 and user.In certain embodiments, screen can comprise liquid crystal display (LCD) and touch panel (TP).If screen comprises touch panel, screen may be implemented as touch-screen, to receive the input signal from user.Touch panel comprises one or more touch sensor with the gesture on sensing touch, slip and touch panel.Described touch sensor can the border of not only sensing touch or sliding action, but also detects the duration relevant to described touch or slide and pressure.In certain embodiments, multimedia groupware 808 comprises a front-facing camera and/or post-positioned pick-up head.When equipment 800 is in operator scheme, during as screening-mode or video mode, front-facing camera and/or post-positioned pick-up head can receive outside multi-medium data.Each front-facing camera and post-positioned pick-up head can be fixing optical lens systems or have focal length and optical zoom ability.
Audio-frequency assembly 810 is configured to export and/or input audio signal.Such as, audio-frequency assembly 810 comprises a microphone (MIC), and when device 800 is in operator scheme, during as call model, logging mode and speech recognition mode, microphone is configured to receive external audio signal.The audio signal received can be stored in memory 804 further or be sent via communications component 816.In certain embodiments, audio-frequency assembly 810 also comprises a loud speaker, for output audio signal.
I/O interface 812 is for providing interface between processing components 802 and peripheral interface module, and above-mentioned peripheral interface module can be keyboard, some striking wheel, button etc.These buttons can include but not limited to: home button, volume button, start button and locking press button.
Sensor cluster 814 comprises one or more transducer, for providing the state estimation of various aspects for device 800.Such as, sensor cluster 814 can detect the opening/closing state of equipment 800, the relative positioning of assembly, such as described assembly is display and the keypad of device 800, the position of all right checkout gear 800 of sensor cluster 814 or device 800 1 assemblies changes, the presence or absence that user contacts with device 800, the variations in temperature of device 800 orientation or acceleration/deceleration and device 800.Sensor cluster 814 can comprise proximity transducer, be configured to without any physical contact time detect near the existence of object.Sensor cluster 814 can also comprise optical sensor, as CMOS or ccd image sensor, for using in imaging applications.In certain embodiments, this sensor cluster 814 can also comprise acceleration transducer, gyro sensor, Magnetic Sensor, pressure sensor or temperature sensor.
Communications component 816 is configured to the communication being convenient to wired or wireless mode between device 800 and other equipment.Device 800 can access the wireless network based on communication standard, as WiFi, 2G or 3G, or their combination.In one exemplary embodiment, communications component 816 receives from the broadcast singal of external broadcasting management system or broadcast related information via broadcast channel.In one exemplary embodiment, described communications component 816 also comprises near-field communication (NFC) module, to promote junction service.Such as, can based on radio-frequency (RF) identification (RFID) technology in NFC module, Infrared Data Association (IrDA) technology, ultra broadband (UWB) technology, bluetooth (BT) technology and other technologies realize.
In the exemplary embodiment, device 800 can be realized, for performing said method by one or more application specific integrated circuit (ASIC), digital signal processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components.
In the exemplary embodiment, additionally provide a kind of non-transitory computer-readable recording medium comprising instruction, such as, comprise the memory 804 of instruction, above-mentioned instruction can perform said method by the processor 820 of device 800.Such as, described non-transitory computer-readable recording medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk and optical data storage devices etc.
Those skilled in the art, at consideration specification and after putting into practice invention disclosed herein, will easily expect other embodiment of the present invention.The application is intended to contain any modification of the present invention, purposes or adaptations, and these modification, purposes or adaptations are followed general principle of the present invention and comprised the undocumented common practise in the art of the disclosure or conventional techniques means.Specification and embodiment are only regarded as exemplary, and true scope of the present invention and spirit are pointed out by claim below.
Should be understood that, the present invention is not limited to precision architecture described above and illustrated in the accompanying drawings, and can carry out various amendment and change not departing from its scope.Scope of the present invention is only limited by appended claim.
Claims (11)
1. a user profile processing method, is characterized in that, comprising:
Receive Multimedia Message;
Personal Finance information is obtained according to described Multimedia Message;
Personal credit information is generated according to Personal Finance information.
2. user profile processing method according to claim 1, is characterized in that, described Multimedia Message comprises: note, micro-letter, mail, microblogging and other application messages;
Described Personal Finance information comprises: income information and expenditure information.
3. user profile processing method according to claim 2, is characterized in that, described according to Personal Finance information generate personal credit information comprise:
Personal credit information described in calculating according to income information and expenditure information.
4. user profile processing method according to claim 1, is characterized in that, described method also comprises:
Obtain the caller information of described Multimedia Message;
The caller information of described Multimedia Message is verified.
5. user profile processing method according to claim 1, is characterized in that, described method also comprises:
According to described personal credit information, generate corresponding pushed information.
6. a user profile processing unit, is characterized in that, comprising:
Multimedia Message receiving element, for receiving Multimedia Message;
Financial information acquiring unit, for obtaining Personal Finance information according to described Multimedia Message;
Credit information generation unit, for generating personal credit information according to Personal Finance information.
7. user profile processing unit according to claim 6, is characterized in that, described Multimedia Message comprises: note, micro-letter, mail, microblogging and other application messages;
Described Personal Finance information comprises: income information and expenditure information.
8. user profile processing unit according to claim 7, is characterized in that, described credit information generation unit is also for the personal credit information according to income information and the calculating of expenditure information.
9. user profile processing unit according to claim 6, is characterized in that, described device also comprises:
Caller information acquiring unit, for obtaining the caller information of described Multimedia Message;
Caller information authentication unit, for verifying the caller information of described Multimedia Message.
10. user profile processing unit according to claim 6, is characterized in that, described device also comprises: pushed information generation unit, for according to described personal credit information, generates corresponding pushed information.
11. 1 kinds of user profile processing unit, is characterized in that, comprising:
Processor;
For the memory of storage of processor executable instruction;
Wherein, described processor is configured to:
Receive Multimedia Message;
Personal Finance information is obtained according to described Multimedia Message;
Personal credit information is generated according to Personal Finance information.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410452610.5A CN104270300A (en) | 2014-09-05 | 2014-09-05 | Method and device for processing user information |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410452610.5A CN104270300A (en) | 2014-09-05 | 2014-09-05 | Method and device for processing user information |
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| CN104270300A true CN104270300A (en) | 2015-01-07 |
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| CN201410452610.5A Pending CN104270300A (en) | 2014-09-05 | 2014-09-05 | Method and device for processing user information |
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| CN105205132A (en) * | 2015-09-15 | 2015-12-30 | 小米科技有限责任公司 | Card handling data processing method and device |
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