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CA2392391A1 - Traitement de transactions utilisant une architecture de serveurs intermediaires - Google Patents

Traitement de transactions utilisant une architecture de serveurs intermediaires Download PDF

Info

Publication number
CA2392391A1
CA2392391A1 CA002392391A CA2392391A CA2392391A1 CA 2392391 A1 CA2392391 A1 CA 2392391A1 CA 002392391 A CA002392391 A CA 002392391A CA 2392391 A CA2392391 A CA 2392391A CA 2392391 A1 CA2392391 A1 CA 2392391A1
Authority
CA
Canada
Prior art keywords
transaction
server
format
terminal
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002392391A
Other languages
English (en)
Inventor
Rod Stambaugh
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Transaction Network Services Inc
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US09/495,898 external-priority patent/US7353208B1/en
Application filed by Individual filed Critical Individual
Publication of CA2392391A1 publication Critical patent/CA2392391A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un réseau de traitement de transactions comportant de multiples terminaux de transactions comportant un dispositif radio de communication de données, un serveur, un premier réseau reliant les multiples terminaux de transactions au serveur, et un second réseau reliant le serveur aux multiples destinations. Deux protocoles sont utilisés, le premier pour le premier réseau, le second pour le second réseau, le premier protocole demandant moins de temps systèmes que le second protocole. L'invention concerne également le procédé de traitement de transactions utilisant le réseau de traitement de transactions.
CA002392391A 1999-11-23 2000-11-20 Traitement de transactions utilisant une architecture de serveurs intermediaires Abandoned CA2392391A1 (fr)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US16755299P 1999-11-23 1999-11-23
US60/167,552 1999-11-23
US09/495,898 2000-02-02
US09/495,898 US7353208B1 (en) 2000-02-02 2000-02-02 Transaction processing using intermediate server architecture
PCT/US2000/031656 WO2001039072A1 (fr) 1999-11-23 2000-11-20 Traitement de transactions utilisant une architecture de serveurs intermediaires

Publications (1)

Publication Number Publication Date
CA2392391A1 true CA2392391A1 (fr) 2001-05-31

Family

ID=26863266

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002392391A Abandoned CA2392391A1 (fr) 1999-11-23 2000-11-20 Traitement de transactions utilisant une architecture de serveurs intermediaires

Country Status (5)

Country Link
EP (1) EP1240610A4 (fr)
AU (1) AU1921501A (fr)
CA (1) CA2392391A1 (fr)
MX (1) MXPA02005228A (fr)
WO (1) WO2001039072A1 (fr)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR3010215B1 (fr) * 2013-08-29 2016-12-30 Compagnie Ind Et Financiere Dingenierie Ingenico Procede de traitement de donnees transactionnelles, dispositifs et programmes d'ordinateur correspondants.
US9603019B1 (en) 2014-03-28 2017-03-21 Confia Systems, Inc. Secure and anonymized authentication
US10484359B2 (en) 2015-07-25 2019-11-19 Confia Systems, Inc. Device-level authentication with unique device identifiers
US9602292B2 (en) 2015-07-25 2017-03-21 Confia Systems, Inc. Device-level authentication with unique device identifiers

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5387784A (en) * 1990-10-30 1995-02-07 Societe D'applications Generales D'electricite Et De Mecanique Sagem Portable payment terminals and network for such terminals
US5920847A (en) * 1993-11-01 1999-07-06 Visa International Service Association Electronic bill pay system
US5870723A (en) * 1994-11-28 1999-02-09 Pare, Jr.; David Ferrin Tokenless biometric transaction authorization method and system
US5696909A (en) * 1995-01-27 1997-12-09 Hypercom, Inc. Virtual POS terminal
US5930767A (en) * 1997-05-28 1999-07-27 Motorola, Inc. Transaction methods systems and devices
US6075796A (en) * 1997-03-17 2000-06-13 At&T Methods and apparatus for providing improved quality of packet transmission in applications such as internet telephony

Also Published As

Publication number Publication date
EP1240610A4 (fr) 2006-03-22
EP1240610A1 (fr) 2002-09-18
AU1921501A (en) 2001-06-04
WO2001039072A1 (fr) 2001-05-31
MXPA02005228A (es) 2003-09-25

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Legal Events

Date Code Title Description
FZDE Discontinued