CA2273952A1 - Data acquisition and data storage medium output system, data acquisition device therefor and method of operating the system - Google Patents
Data acquisition and data storage medium output system, data acquisition device therefor and method of operating the system Download PDFInfo
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- CA2273952A1 CA2273952A1 CA002273952A CA2273952A CA2273952A1 CA 2273952 A1 CA2273952 A1 CA 2273952A1 CA 002273952 A CA002273952 A CA 002273952A CA 2273952 A CA2273952 A CA 2273952A CA 2273952 A1 CA2273952 A1 CA 2273952A1
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- data
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- read
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Radar Systems Or Details Thereof (AREA)
- Devices For Checking Fares Or Tickets At Control Points (AREA)
- Measurement Of Velocity Or Position Using Acoustic Or Ultrasonic Waves (AREA)
- Recording Measured Values (AREA)
- Time Recorders, Dirve Recorders, Access Control (AREA)
- Signal Processing For Digital Recording And Reproducing (AREA)
- Storage Device Security (AREA)
- Debugging And Monitoring (AREA)
- Credit Cards Or The Like (AREA)
Abstract
The invention concerns a data acquisition and data storage medium output system by means of which data acquisition for and the output of personalized and mobile data storage media, such as identity documents, customer cards, telephone cards with and without chips, etc., can be carried out economically.
This system comprises a data acquisition device and a data storage medium output device. The data acquisition device contains a reading arrangement for a first personalized and mobile data storage medium. A display device, an input keyboard and a control system for the user-guided input of the data necessary for the output of, for example, a customer card are further provided. The acquired data and documents are checked by means of an authentification system. The data storage medium output device comprises a writing system for writing second mobile data storage media, in particular cards with or without chips, identity documents, etc., and an output system for the output of the second mobile data storage medium which is provided with the acquired data and is hence personalized.
This system comprises a data acquisition device and a data storage medium output device. The data acquisition device contains a reading arrangement for a first personalized and mobile data storage medium. A display device, an input keyboard and a control system for the user-guided input of the data necessary for the output of, for example, a customer card are further provided. The acquired data and documents are checked by means of an authentification system. The data storage medium output device comprises a writing system for writing second mobile data storage media, in particular cards with or without chips, identity documents, etc., and an output system for the output of the second mobile data storage medium which is provided with the acquired data and is hence personalized.
Description
Description DATA ACQUISITION AND DATA STORAGE MEDIUM
OUTPUT SYSTEM, DATA ACQUISITION DEVICE
THEREFOR AND METHOD OF OPERATING THE SYSTEM
The present invention relates to a data recording and a data memory means issuing system for recording official and personal data for and for issuing from personalized and mobile data memory means, as well as a data recording apparatus for this purpose.
The method furthermore relates to the operation of the abovementioned systems and apparatuses.
Companies like to increase the loyalty of their customers by issuing them with customer cards. In this case, the customer fills out an application with his personal data and signature. This process is a not inconsiderable obstacle, since it also takes some time.
Furthermore, when the data from the application are subsequently input centrally, this results in increased costs, incomplete data and the like owing to illegible writing. Finally, invoicing is required between the ordering company and the sales organizations as well as between them and the local sales advisors. A fact that is likewise costly, and often requires clarification.
To do this:
a) a contract must be completed between the user (card holder) and the card supplier b) the contract data must be recorded (normally centrally), c) the cards must be personalized and sent to the customer, and d) a PIN (personal identification number) may need to be generated and a PIN
Page - 1 -letter sent (for security, separately from the card).
The various subprocesses for the supplier - logistics of advertising material and applications for the customer for the customer - application issued by the card supplier - completion of the application by the card holder in spe - sending the application to the supplier for the supplier - reading and inputting the (hopefully legible) applications into the supplier's computer system - check of the applications for completeness, by the supplier - - recording of missing information if the applications are incomplete (approx. 25-400) - personalization of the cards - packing and sending the card and (separately) the PIN letter This entire process is highly costly and time-consuming (up to 6 weeks).
In large companies and the authorities, security and/or employees [IDS] are issued for employees and visitors. Even nowadays, this process is highly complex, and it takes several weeks before the (new) employee receives an identity card. Most identity cards are associated with access authorization and time Page - 2 -recording. Depending on the security level, the identity card also includes various security features:
- signature, photograph and colors for identification by the naked eye;
- PIN (assumption: only the authorized person knows the PIN);
- biometric data, in particular a photograph, voice, fingerprint, etc. for machine identification;
- chip with algorithms (digital signature, private and public key);
The subject of security will be regarded as being considerably more important in the future.
Security systems and their components will accordingly have to become more significant.
Resident reporting offices, social services office, district council offices, trust centers (departments who will in future be responsible for issuing and controlling public and private keys), etc.
are frequently entrusted with the task of issuing identity cards, or having them issued. In this case, data from the resident reporting office or other offices are entered on a form, have additional components such as a photograph added, and are passed on for the desired identity papers to be issued. This process is also time-consuming and costly.
The object of the present invention is thus to specify a data recording and data memory means issuing system, in which the data recording for and the issue from personalized and mobile data memory means, such as identity card documents, customer cards, telephone cards with and without a chip, prepayment cards, and smart cards in general for widely differing applications can be processed more cost-effectively.
Page - 3 -A further object of the invention is to specify a data recording apparatus for such a system.
Finally, it is also the object of the invention to specify a method for operating the system and the data recording apparatus, as well as applications of the system and apparatus.
The solution of these objects is described by the features of claims 1, 17, 20 and 23.
The data recording and data memory means issuing system according to the invention and as claimed in claim 1 comprises two main components, namely a data recording apparatus and a data memory means issuing apparatus. The data recording apparatus in turn includes a read device, the read units for at least one first personalized and mobile data memory means, in particular an identity card reader, a reader for check cards and credit cards, etc. Furthermore, a display apparatus is provided, for example in the form of a screen or LCD display, and an input keyboard.
In addition, the data recording apparatus comprises a control device for dialogue-controlled inputting of the data that need to be issued, for example, a customer card. The recorded data and documents, which have been input both via the read device and via the keyboard, are checked for authenticity, compatibility and completeness by means of an authentication device. The data memory means issuing apparatus comprises a write device for writing to second mobile data memory means, in particular for writing to cards with and without a chip, to identity card documents etc., and an issuing device for issuing the second, mobile data memory means, to which the recorded data have been added, and which has thus been personalized.
Page - 4 -A data recording apparatus which is particularly suitable for the data recording and data memory means issuing system according to the invention is specified in claim 17. In this case, [lacuna], by means of a recording device for biometric data, whether the person who enters personal data is also that person is who he appears to be. Recording of the fingerprint pattern or hand surface print pattern, the iris pattern of one or both eyes, recording the voice pattern or photographing the face of the person in question and subsequently matching the recorded biometric data to previously stored biometric data relating to the person in question ensures that only the authorized person is provided with the respective mobile and personalized data memory means.
According to a preferred refinement of the invention, the read device of the first personalized and mobile data memory means comprises at least two read units for different data memory means, for example for a personal identity card and a check card. This improves the security with regard to the identity of the person and the security of the data recording, since corresponding data from both first data memory means can be matched or compared with one another and with data recorded in some other way (for example a photograph on the identity card and a current photograph).
In a preferred refinement of the invention, the data recording and data memory means issuing system is externally equivalent to an automatic ticket machine.
The customer approaches the equipment, activates the equipment by means of the input keyboard, and is then requested via text on the display device or via an optional voice output (loud speaker) to state the nature of the desired second personalized and mobile Page - 5 -data memory means, for example a card as a monthly ticket. He is then requested to insert his personal identity card into the read unit provided for this purpose, and the relevant data contained on this card are read in and buffer-stored in the memory device.
Subsequently or in parallel, he is requested to insert a Eurocheck card or a credit card into the read unit provided for this purpose, and the required data are once again read. In the case of Eurocheck cards or credit cards, the second communications device and the test device are used to determine whether the card has been reported to be stolen, or is blocked in some other way. If this is the case, the process is terminated.
If data are still missing, then the customer is requested to input such data by hand. The data which are input and the data which have been read are checked for consistency by means of the test device. If the recording process has been completed, the recorded and checked data are transmitted by means of the first communications device to the data memory means issuing apparatus.
The data memory means issuing apparatus can be arranged, together with the data recording apparatus, locally in a common housing, or else may be arranged at a remote location, for example at the premises of the supplier of the identity cards or cards, or of a service provider. In the latter case, the data are transmitted by the first communications device by means of a modem, data media interchange etc.
In the data memory means issuing apparatus, the second personalized and mobile data memory means, for example a (smart) card or identity card, requested by the customer and with the necessary recorded and other data written on it is, if appropriate, loaded with the relevant amount of money, and is then issue.
Page - 6 -According to one advantageous refinement of the invention, the write device comprises various write units, so that, on the one hand, the respective (smart) card can be written to and can be loaded and, on the other hand, PIN letters, contracts and other messages can also be issued.
For the situation where the data recording apparatus and the data memory means issuing apparatus are arranged separately from one another, it is advantageous for a plurality of card recording apparatuses to be functionally connected to a common data memory means issuing apparatus, locally or, for example, at the supplier's premises.
According to a further advantageous refinement of the invention, both the data recording apparatus and the data memory means issuing apparatus may comprise an issuing device for cards with and without a chip. In this case, it is sensible for the card recording apparatus to issue only unpersonalized cards with and without a chip, while personalized cards with and without a chip are issue by the remotely arranged data memory means issuing apparatus, and are then sent to the respective customer. When unpersonalized or prepaid cards are issued, it is advantageous for the system according to the invention to additionally comprise an input device for monetary notes or coins.
In addition to the processing of personal data and issuing personalized cards or identity cards, the apparatus can also, by a second card memory, issue cards with a fixed, prepaid amount (in an analogous manner to the present-day telephone card). In this case, these cards may either be anonymous or may alternately be personalized, in order to allow, for example, discounts/authorizations for the unemployed etc.
Page - 7 -Claim 20 relates to a method for operating the system according to the invention, and to the use of the system for recording data for and for issuing from second data memory means, such as prepaid cards (with and without a chip) for telephone, transportation, entry tickets etc.
Claim 23 relates to a method for operating the data recording apparatus according to the invention, and to the use of the data recording apparatus for recording the data required for issuing identity card documents.
The other claims related to other advantageous refinements of the invention. It is clear that the features of the claims which relate to the data recording apparatus can be combined with the data recording apparatus contained in the data recording and data memory means issuing system, and vice versa.
The invention results in:
- the process being shortened to a few minutes per person, - the person generally receiving the second data memory means immediately, and being able to use it, - the capability to monitor the activities, for example throughout the whole of the Federal Republic of Germany, - the costs being considerably reduced in comparison with present-day methods, - risks such as application deception, transport loss and postal deception being avoided by the identity check.
A common feature of all the processes covered by the invention is that the intention is to link the identity of a specific person as unambiguously as possible with a medium (second data memory means), in Page - 8 -order that this medium can provide security, both for people via a visual check, but primarily for machines, with regard to the true identity of the person, and thus of the correctness of the data which are stored and can be read or transmitted on the medium. This is particularly important when using digital signatures (public key and private key).
Further details, features and advantages of the invention result from the following description of exemplary embodiments of the invention, with reference to the drawing, in which:
Figure 1 shows a block diagram of a first embodiment of the invention, Figure 2 shows a block diagram of a second embodiment of the invention, Figure 3a shows a side view of the invention, and Figure 3b shows a plan view of the base of the equipment illustrated in Figure 3a.
Figure 1 shows the block diagram of a first exemplary embodiment of the invention having a data recording apparatus 1 and having a data memory means issuing apparatus 3. The data recording apparatus 1 comprises a control unit 2, which is connected to an input device 4 in the form of a keyboard, having a display device in the form of a screen display 6, having an identity card read unit 8, and having a check card read unit 10. Furthermore, the control unit 2 is connected to an authentication device 12, to a memory device 14 and to a communications device 16. The control unit 2 is also connected to a recording device 18 for biometric data, such as voice patterns, iris patterns, fingerprint patterns, photographs, etc. The authentication device 12 is connected to the communications device 16. The communications device 16 Page - 9 -is connected via on-line links to a data memory means issuing apparatus 20 and to a central computer 22 in the Eurocheck card billing center.
In this first embodiment of the invention, and S in this basic version of the invention, the functional sequence is as follows:
- (screen) text for legal effectiveness (origination of a contract when the supplier accepts the application);
- the interested party inserts his Federal German personal identity card into the unit provided for this purpose;
- the data from the personal identity card are read in this unit: name, date and place of birth, address, place of issue, personal identity card number; the personal identity card may be checked for validity;
- the content is displayed on the screen;
- the user is asked whether everything has been read correctly;
- the user is requested to confirm, by pressing the operating button, - that the data are correct - that he requests that he be sent or immediately issued with the second data memory means issuingd to him.
In this basic version, only data recording is assisted by the customers; the recorded data are then either transmitted via the communications device on-line to the central building or to the data memory means issuing apparatus, or the transmission takes place by means of batch media (floppy disks, tapes etc.) using the postal service.
In a variant of this first embodiment which is not shown in any more detail, prepaid smart cards may Page - 10 -also be purchased. This may be, for example, to bridge the time before the rechargeable and personalized card is sent, or because the customer does not want to have a personalized card at all. In this case, the following requests are also made to the customer, under dialogue control.
- Select the amount of money which should be loaded - Load money via a) - inserting cash (notes or coins) or b) - inserting Eurocheck card Question:
how much would you like to load?
Enter amount: DM
Information about additional costs, for example the loading, costs Xo and will be automatically debited from your bank account.
- If appropriate, authorize the Eurocheck card for the amount to be loaded - Load the (smart) card with the amount Output the prepaid (non-personalized) (smart) card, or allow it to be removed.
The amounts of money loaded on the prepaid card are transmitted to the host and/or to the data memory means issuing apparatus and can then be drawn by the respective customer using the debit-procedure, or via EC cash.
In a further variant of this basic version, a device is also provided locally which prints the cards to be issued, with and without a chip, with the name of the customer and, possibly, with a card number as well.
Figure 2 shows the block diagram of a second exemplary embodiment of the invention which combines Page - 11 -elements of the basic version explained above and the variations of it with one another. In addition to the components shown in Figure 1, the following components are also connected to the control unit 2 in this case, a card supply 24, a card transport device 26, a card issuing device 28, a smart card number write/read device 30, a device 32, for optically inscribing the cards with and without a chip, for example a thermo printer, a printer 34 for printing PIN letters, and a PIN letter issue unit 36. The figure also shows that the communications device 16 comprises a modem 16-1 and a POS control unit 16-2.
The major difference to the embodiment shown in Figure 1 is that, in the case of this second embodiment, once the data have been input, the correspondingly produced second personalized data memory means, for example a card with or without a chip, can be issued locally. The data which has been input and read in are checked via the authentication device 12, in conjunction with address data stored in the memory device 14, for example in the form of a CD-ROM, and locked files for check cards and credit cards. If, for example, a credit card or a check card is inserted that has been blocked, the data recording and the issuing of a card are interrupted. The name and data read in via the identity card reader 8 and via the EC card reader and credit card reader 10 are also compared by the authentication device 12 and, if there is a discrepancy, a corresponding error message is issued. Manually entered telephone numbers can in this way also be compared with telephone number directories available on CD-ROM.
A specific amount of money is called up via EC
cash as follows. The amount of money to be loaded is displayed on the display 6, possibly with additional Page - 12 -information and the charges for this process. The customer is then requested to enter his PIN number for the EC card. The transaction is then carried out via the OS control unit 16-2 and the modem 16-l, and the relevant amount of money can be transferred to the (smart) card which is then issued to the customer.
During the process of loading and issuing the (smart) card to the customer, the next card is first of all issued from the card supply 24, its number is determined with the reader 30, a PIN number is assigned, and the previously recorded data record with the address, name and possibly, the amount of money, is assigned to this card, and is written to the card. The PIN number is then printed by means of the printer 34, and the PIN letter and the (smart) card are issued via the components 28 and 36, respectively. In addition, the recorded data can, of course, also be transmitted to the host or the supplier of the cards with and without a chip 20.
In the case of further advantageous refinements of the invention, anonymous, reloadable cards with and without a chip are converted into personalized reloadable cards. Furthermore, it is also possible to convert prepaid cards with and without a chip into reloadable cards. Furthermore, it is possible to read residual amounts from old cards with and without a chip which, for example, are no longer technically supported, and to read these residual amounts into a new reloadable (smart) card.
Figures 3a and 3b show an example of a refinement of the embodiment of the invention shown as a block diagram in Figure 2. In this case, Figure 3b shows the plan view from underneath of the apparatus, and Figure 3a shows a side view with the externally Page - 13 -accessible components of the data recording and data memory means issuing system according to the invention.
Page - 14 -
OUTPUT SYSTEM, DATA ACQUISITION DEVICE
THEREFOR AND METHOD OF OPERATING THE SYSTEM
The present invention relates to a data recording and a data memory means issuing system for recording official and personal data for and for issuing from personalized and mobile data memory means, as well as a data recording apparatus for this purpose.
The method furthermore relates to the operation of the abovementioned systems and apparatuses.
Companies like to increase the loyalty of their customers by issuing them with customer cards. In this case, the customer fills out an application with his personal data and signature. This process is a not inconsiderable obstacle, since it also takes some time.
Furthermore, when the data from the application are subsequently input centrally, this results in increased costs, incomplete data and the like owing to illegible writing. Finally, invoicing is required between the ordering company and the sales organizations as well as between them and the local sales advisors. A fact that is likewise costly, and often requires clarification.
To do this:
a) a contract must be completed between the user (card holder) and the card supplier b) the contract data must be recorded (normally centrally), c) the cards must be personalized and sent to the customer, and d) a PIN (personal identification number) may need to be generated and a PIN
Page - 1 -letter sent (for security, separately from the card).
The various subprocesses for the supplier - logistics of advertising material and applications for the customer for the customer - application issued by the card supplier - completion of the application by the card holder in spe - sending the application to the supplier for the supplier - reading and inputting the (hopefully legible) applications into the supplier's computer system - check of the applications for completeness, by the supplier - - recording of missing information if the applications are incomplete (approx. 25-400) - personalization of the cards - packing and sending the card and (separately) the PIN letter This entire process is highly costly and time-consuming (up to 6 weeks).
In large companies and the authorities, security and/or employees [IDS] are issued for employees and visitors. Even nowadays, this process is highly complex, and it takes several weeks before the (new) employee receives an identity card. Most identity cards are associated with access authorization and time Page - 2 -recording. Depending on the security level, the identity card also includes various security features:
- signature, photograph and colors for identification by the naked eye;
- PIN (assumption: only the authorized person knows the PIN);
- biometric data, in particular a photograph, voice, fingerprint, etc. for machine identification;
- chip with algorithms (digital signature, private and public key);
The subject of security will be regarded as being considerably more important in the future.
Security systems and their components will accordingly have to become more significant.
Resident reporting offices, social services office, district council offices, trust centers (departments who will in future be responsible for issuing and controlling public and private keys), etc.
are frequently entrusted with the task of issuing identity cards, or having them issued. In this case, data from the resident reporting office or other offices are entered on a form, have additional components such as a photograph added, and are passed on for the desired identity papers to be issued. This process is also time-consuming and costly.
The object of the present invention is thus to specify a data recording and data memory means issuing system, in which the data recording for and the issue from personalized and mobile data memory means, such as identity card documents, customer cards, telephone cards with and without a chip, prepayment cards, and smart cards in general for widely differing applications can be processed more cost-effectively.
Page - 3 -A further object of the invention is to specify a data recording apparatus for such a system.
Finally, it is also the object of the invention to specify a method for operating the system and the data recording apparatus, as well as applications of the system and apparatus.
The solution of these objects is described by the features of claims 1, 17, 20 and 23.
The data recording and data memory means issuing system according to the invention and as claimed in claim 1 comprises two main components, namely a data recording apparatus and a data memory means issuing apparatus. The data recording apparatus in turn includes a read device, the read units for at least one first personalized and mobile data memory means, in particular an identity card reader, a reader for check cards and credit cards, etc. Furthermore, a display apparatus is provided, for example in the form of a screen or LCD display, and an input keyboard.
In addition, the data recording apparatus comprises a control device for dialogue-controlled inputting of the data that need to be issued, for example, a customer card. The recorded data and documents, which have been input both via the read device and via the keyboard, are checked for authenticity, compatibility and completeness by means of an authentication device. The data memory means issuing apparatus comprises a write device for writing to second mobile data memory means, in particular for writing to cards with and without a chip, to identity card documents etc., and an issuing device for issuing the second, mobile data memory means, to which the recorded data have been added, and which has thus been personalized.
Page - 4 -A data recording apparatus which is particularly suitable for the data recording and data memory means issuing system according to the invention is specified in claim 17. In this case, [lacuna], by means of a recording device for biometric data, whether the person who enters personal data is also that person is who he appears to be. Recording of the fingerprint pattern or hand surface print pattern, the iris pattern of one or both eyes, recording the voice pattern or photographing the face of the person in question and subsequently matching the recorded biometric data to previously stored biometric data relating to the person in question ensures that only the authorized person is provided with the respective mobile and personalized data memory means.
According to a preferred refinement of the invention, the read device of the first personalized and mobile data memory means comprises at least two read units for different data memory means, for example for a personal identity card and a check card. This improves the security with regard to the identity of the person and the security of the data recording, since corresponding data from both first data memory means can be matched or compared with one another and with data recorded in some other way (for example a photograph on the identity card and a current photograph).
In a preferred refinement of the invention, the data recording and data memory means issuing system is externally equivalent to an automatic ticket machine.
The customer approaches the equipment, activates the equipment by means of the input keyboard, and is then requested via text on the display device or via an optional voice output (loud speaker) to state the nature of the desired second personalized and mobile Page - 5 -data memory means, for example a card as a monthly ticket. He is then requested to insert his personal identity card into the read unit provided for this purpose, and the relevant data contained on this card are read in and buffer-stored in the memory device.
Subsequently or in parallel, he is requested to insert a Eurocheck card or a credit card into the read unit provided for this purpose, and the required data are once again read. In the case of Eurocheck cards or credit cards, the second communications device and the test device are used to determine whether the card has been reported to be stolen, or is blocked in some other way. If this is the case, the process is terminated.
If data are still missing, then the customer is requested to input such data by hand. The data which are input and the data which have been read are checked for consistency by means of the test device. If the recording process has been completed, the recorded and checked data are transmitted by means of the first communications device to the data memory means issuing apparatus.
The data memory means issuing apparatus can be arranged, together with the data recording apparatus, locally in a common housing, or else may be arranged at a remote location, for example at the premises of the supplier of the identity cards or cards, or of a service provider. In the latter case, the data are transmitted by the first communications device by means of a modem, data media interchange etc.
In the data memory means issuing apparatus, the second personalized and mobile data memory means, for example a (smart) card or identity card, requested by the customer and with the necessary recorded and other data written on it is, if appropriate, loaded with the relevant amount of money, and is then issue.
Page - 6 -According to one advantageous refinement of the invention, the write device comprises various write units, so that, on the one hand, the respective (smart) card can be written to and can be loaded and, on the other hand, PIN letters, contracts and other messages can also be issued.
For the situation where the data recording apparatus and the data memory means issuing apparatus are arranged separately from one another, it is advantageous for a plurality of card recording apparatuses to be functionally connected to a common data memory means issuing apparatus, locally or, for example, at the supplier's premises.
According to a further advantageous refinement of the invention, both the data recording apparatus and the data memory means issuing apparatus may comprise an issuing device for cards with and without a chip. In this case, it is sensible for the card recording apparatus to issue only unpersonalized cards with and without a chip, while personalized cards with and without a chip are issue by the remotely arranged data memory means issuing apparatus, and are then sent to the respective customer. When unpersonalized or prepaid cards are issued, it is advantageous for the system according to the invention to additionally comprise an input device for monetary notes or coins.
In addition to the processing of personal data and issuing personalized cards or identity cards, the apparatus can also, by a second card memory, issue cards with a fixed, prepaid amount (in an analogous manner to the present-day telephone card). In this case, these cards may either be anonymous or may alternately be personalized, in order to allow, for example, discounts/authorizations for the unemployed etc.
Page - 7 -Claim 20 relates to a method for operating the system according to the invention, and to the use of the system for recording data for and for issuing from second data memory means, such as prepaid cards (with and without a chip) for telephone, transportation, entry tickets etc.
Claim 23 relates to a method for operating the data recording apparatus according to the invention, and to the use of the data recording apparatus for recording the data required for issuing identity card documents.
The other claims related to other advantageous refinements of the invention. It is clear that the features of the claims which relate to the data recording apparatus can be combined with the data recording apparatus contained in the data recording and data memory means issuing system, and vice versa.
The invention results in:
- the process being shortened to a few minutes per person, - the person generally receiving the second data memory means immediately, and being able to use it, - the capability to monitor the activities, for example throughout the whole of the Federal Republic of Germany, - the costs being considerably reduced in comparison with present-day methods, - risks such as application deception, transport loss and postal deception being avoided by the identity check.
A common feature of all the processes covered by the invention is that the intention is to link the identity of a specific person as unambiguously as possible with a medium (second data memory means), in Page - 8 -order that this medium can provide security, both for people via a visual check, but primarily for machines, with regard to the true identity of the person, and thus of the correctness of the data which are stored and can be read or transmitted on the medium. This is particularly important when using digital signatures (public key and private key).
Further details, features and advantages of the invention result from the following description of exemplary embodiments of the invention, with reference to the drawing, in which:
Figure 1 shows a block diagram of a first embodiment of the invention, Figure 2 shows a block diagram of a second embodiment of the invention, Figure 3a shows a side view of the invention, and Figure 3b shows a plan view of the base of the equipment illustrated in Figure 3a.
Figure 1 shows the block diagram of a first exemplary embodiment of the invention having a data recording apparatus 1 and having a data memory means issuing apparatus 3. The data recording apparatus 1 comprises a control unit 2, which is connected to an input device 4 in the form of a keyboard, having a display device in the form of a screen display 6, having an identity card read unit 8, and having a check card read unit 10. Furthermore, the control unit 2 is connected to an authentication device 12, to a memory device 14 and to a communications device 16. The control unit 2 is also connected to a recording device 18 for biometric data, such as voice patterns, iris patterns, fingerprint patterns, photographs, etc. The authentication device 12 is connected to the communications device 16. The communications device 16 Page - 9 -is connected via on-line links to a data memory means issuing apparatus 20 and to a central computer 22 in the Eurocheck card billing center.
In this first embodiment of the invention, and S in this basic version of the invention, the functional sequence is as follows:
- (screen) text for legal effectiveness (origination of a contract when the supplier accepts the application);
- the interested party inserts his Federal German personal identity card into the unit provided for this purpose;
- the data from the personal identity card are read in this unit: name, date and place of birth, address, place of issue, personal identity card number; the personal identity card may be checked for validity;
- the content is displayed on the screen;
- the user is asked whether everything has been read correctly;
- the user is requested to confirm, by pressing the operating button, - that the data are correct - that he requests that he be sent or immediately issued with the second data memory means issuingd to him.
In this basic version, only data recording is assisted by the customers; the recorded data are then either transmitted via the communications device on-line to the central building or to the data memory means issuing apparatus, or the transmission takes place by means of batch media (floppy disks, tapes etc.) using the postal service.
In a variant of this first embodiment which is not shown in any more detail, prepaid smart cards may Page - 10 -also be purchased. This may be, for example, to bridge the time before the rechargeable and personalized card is sent, or because the customer does not want to have a personalized card at all. In this case, the following requests are also made to the customer, under dialogue control.
- Select the amount of money which should be loaded - Load money via a) - inserting cash (notes or coins) or b) - inserting Eurocheck card Question:
how much would you like to load?
Enter amount: DM
Information about additional costs, for example the loading, costs Xo and will be automatically debited from your bank account.
- If appropriate, authorize the Eurocheck card for the amount to be loaded - Load the (smart) card with the amount Output the prepaid (non-personalized) (smart) card, or allow it to be removed.
The amounts of money loaded on the prepaid card are transmitted to the host and/or to the data memory means issuing apparatus and can then be drawn by the respective customer using the debit-procedure, or via EC cash.
In a further variant of this basic version, a device is also provided locally which prints the cards to be issued, with and without a chip, with the name of the customer and, possibly, with a card number as well.
Figure 2 shows the block diagram of a second exemplary embodiment of the invention which combines Page - 11 -elements of the basic version explained above and the variations of it with one another. In addition to the components shown in Figure 1, the following components are also connected to the control unit 2 in this case, a card supply 24, a card transport device 26, a card issuing device 28, a smart card number write/read device 30, a device 32, for optically inscribing the cards with and without a chip, for example a thermo printer, a printer 34 for printing PIN letters, and a PIN letter issue unit 36. The figure also shows that the communications device 16 comprises a modem 16-1 and a POS control unit 16-2.
The major difference to the embodiment shown in Figure 1 is that, in the case of this second embodiment, once the data have been input, the correspondingly produced second personalized data memory means, for example a card with or without a chip, can be issued locally. The data which has been input and read in are checked via the authentication device 12, in conjunction with address data stored in the memory device 14, for example in the form of a CD-ROM, and locked files for check cards and credit cards. If, for example, a credit card or a check card is inserted that has been blocked, the data recording and the issuing of a card are interrupted. The name and data read in via the identity card reader 8 and via the EC card reader and credit card reader 10 are also compared by the authentication device 12 and, if there is a discrepancy, a corresponding error message is issued. Manually entered telephone numbers can in this way also be compared with telephone number directories available on CD-ROM.
A specific amount of money is called up via EC
cash as follows. The amount of money to be loaded is displayed on the display 6, possibly with additional Page - 12 -information and the charges for this process. The customer is then requested to enter his PIN number for the EC card. The transaction is then carried out via the OS control unit 16-2 and the modem 16-l, and the relevant amount of money can be transferred to the (smart) card which is then issued to the customer.
During the process of loading and issuing the (smart) card to the customer, the next card is first of all issued from the card supply 24, its number is determined with the reader 30, a PIN number is assigned, and the previously recorded data record with the address, name and possibly, the amount of money, is assigned to this card, and is written to the card. The PIN number is then printed by means of the printer 34, and the PIN letter and the (smart) card are issued via the components 28 and 36, respectively. In addition, the recorded data can, of course, also be transmitted to the host or the supplier of the cards with and without a chip 20.
In the case of further advantageous refinements of the invention, anonymous, reloadable cards with and without a chip are converted into personalized reloadable cards. Furthermore, it is also possible to convert prepaid cards with and without a chip into reloadable cards. Furthermore, it is possible to read residual amounts from old cards with and without a chip which, for example, are no longer technically supported, and to read these residual amounts into a new reloadable (smart) card.
Figures 3a and 3b show an example of a refinement of the embodiment of the invention shown as a block diagram in Figure 2. In this case, Figure 3b shows the plan view from underneath of the apparatus, and Figure 3a shows a side view with the externally Page - 13 -accessible components of the data recording and data memory means issuing system according to the invention.
Page - 14 -
Claims (23)
1. A data recording and data memory means issuing system having a) a data recording apparatus (1) for recording official and personal data, which has, - a read device (8, 10) having at least one read unit for first personalized and mobile data memory means, - a display device (6), - an input device (4) for manually inputting data, - a control device (2) for dialogue-controlled inputting of specific personal data via the read device (8, 10) for the first personalized and mobile data memory means and the manual input device (4), - a memory device (14) for buffer storage of the recorded personal data, and - an authentication device (12) for checking the recorded personal data for authenticity, b) and a data memory means issuing apparatus (3), which is connected to the data recording apparatus (1) and which has:
- a write device (20) for writing the recorded personal data to second personalized and mobile data memory means, and - an issuing device (20) for the second personalized and mobile data memory means which have been written to, wherein at least one read unit of the read device (8, 10) is a read unit for official identity documents.
Page -15-
- a write device (20) for writing the recorded personal data to second personalized and mobile data memory means, and - an issuing device (20) for the second personalized and mobile data memory means which have been written to, wherein at least one read unit of the read device (8, 10) is a read unit for official identity documents.
Page -15-
2.~The system as claimed in claim 1, distinguished by at least one communications device (16) for on-line dialogue traffic with third party.
3. The system as claimed in claim 1 or 2, wherein the write device (20) comprises write units (32, 34) for various second mobile data memory means.
4. The system as claimed in one of the preceding claims, wherein the read device for various first personalized and mobile data memory means comprises an identity card read unit and a check card and/or credit card read unit.
5. The system as claimed in one of the preceding claims, wherein the read device for various first personalized and mobile data memory means comprises a read unit for cards with and without a chip.
6. The system as claimed in one of the preceding claims, wherein a plurality of data recording apparatuses (1) are in each case connected to a common data memory means issuing apparatus (3).
7. The system as claimed in one of the preceding claims, wherein the at least one data recording apparatus (1) and the data memory means issuing apparatus (3) are arranged physically separately from one another, and wherein the at least one data recording apparatus (1) is connected via the communications device (16) to the data memory means issuing apparatus (3).
8. The system as claimed in claim 7, wherein the at least one communications device (16) comprises an on-line connection between the data recording apparatus (1) and the data memory means issuing apparatus (3).
9. The system as claimed in claim 7, wherein the at least one communications device (16) comprises a read/write device for mobile data memory means.
Page -16-
Page -16-
10. The system as claimed in one of the preceding claims, wherein the data recording apparatus (1) comprises at least one device for reading and writing to cards with and without a chip.
11. The system as claimed in claim 10, wherein the data recording apparatus (1) comprises a device for issuing cards with and without a chip.
12. The system as claimed in claim 10 or 11, wherein the data recording apparatus (1) comprises a device for inputting and recording payment means.
13. The system as claimed in one of the preceding claims, wherein the authentication device (12) is used for checking the recorded personal data by matching the data read via the read device (7, 10) for the first personalized data memory means to data input via the manual input device (4) and/or to data from external databases.
14. The system as claimed in claim 13, wherein the authentication device (12) is connected to the communications device (16), and wherein the first personalized and mobile data memory means, which are read via the read device (8, 10), can be checked, looking for a non-negotiability notice, via the authentication device (12).
15. The system as claimed in one of the preceding claims, distinguished by a recording unit (18) for recording biometric data, in particular for fingerprint patterns, iris patterns, individual voice patterns and/or the image of a person's face.
16. The system as claimed in one of the preceding claims, wherein the second personalized and mobile data memory means are cards with and without a chip, official identity documents and/or customer cards.
Page -17-
Page -17-
17. A data recording apparatus (1) for recording official and personal data, in particular for a data recording and data memory means issuing system as claimed in one of the preceding claims, which has:
- a read device (7, 10) having at least one read unit for official identity documents, - a display device (6), - an input device (4) for manually inputting data, - a control device (2) for dialogue-controlled inputting of specific personal data via the read device (8, 10) for the first personalized and mobile data memory means and the manual input device (4), - a memory device (14) for buffer storage of the recorded personal data, - an authentication device (12) for checking the recorded personal data for authenticity, - a recording unit for recording biometric data relating to people whose personal data are intended to be recorded, in which case the biometric data comprise, in particular, fingerprint patterns, iris patterns, individual voice patterns and/or the image of a person's face, and - a communications device (16) for issuing the personal data whose authenticity has been checked.
- a read device (7, 10) having at least one read unit for official identity documents, - a display device (6), - an input device (4) for manually inputting data, - a control device (2) for dialogue-controlled inputting of specific personal data via the read device (8, 10) for the first personalized and mobile data memory means and the manual input device (4), - a memory device (14) for buffer storage of the recorded personal data, - an authentication device (12) for checking the recorded personal data for authenticity, - a recording unit for recording biometric data relating to people whose personal data are intended to be recorded, in which case the biometric data comprise, in particular, fingerprint patterns, iris patterns, individual voice patterns and/or the image of a person's face, and - a communications device (16) for issuing the personal data whose authenticity has been checked.
18. The system and/or data recording apparatus (1) as claimed in one of the preceding claims, wherein the read device comprises at least two read units (7, 10) for various first personalized and mobile data memory means.
Page -18-
Page -18-
19. The data recording apparatus as claimed in claim 17 or 18, wherein the authentication device (12) is connected to the at least one communications device (18, 19) in order to match data which have been input to external data sources by means of the read device (7, 10), the input device (4) and/or the recording unit for recording biometric data.
20. A method for recording official and personal data for and for issuing second data memory means, in particular in the form of identity card documents or cards with and without a chip, by means of a system as claimed in one of the preceding claims, having the following method steps:
a1) inputting an official identity card document for a person into the read device (8, 10) for first personalized and mobile data memory means;
a2) reading from the official identity card document the data which are relevant for the second data memory means;
b) checking the recorded data for completeness, consistency and authenticity by means of the authentication device;
c) dialogue-controlled questioning of the person via the display and manual input device (6, 4) with regard to missing or contradictory data;
d) transmitting the recorded and checked data to the data memory means issuing apparatus (3);
e) writing the relevant data to the second data memory means; and Page -19-f) issuing the second data memory means which have been written to, to the person.
a1) inputting an official identity card document for a person into the read device (8, 10) for first personalized and mobile data memory means;
a2) reading from the official identity card document the data which are relevant for the second data memory means;
b) checking the recorded data for completeness, consistency and authenticity by means of the authentication device;
c) dialogue-controlled questioning of the person via the display and manual input device (6, 4) with regard to missing or contradictory data;
d) transmitting the recorded and checked data to the data memory means issuing apparatus (3);
e) writing the relevant data to the second data memory means; and Page -19-f) issuing the second data memory means which have been written to, to the person.
21. The method as claimed in claim 20, distinguished by the further method steps:
a3) inputting a check card or credit card for the person into the read device (8, 10) for first personalized and mobile data memory means; and a4) reading from the check card or the credit card the data which are relevant for the second data memory means;
a3) inputting a check card or credit card for the person into the read device (8, 10) for first personalized and mobile data memory means; and a4) reading from the check card or the credit card the data which are relevant for the second data memory means;
22. The method as claimed in claim 21, wherein the data recorded in step a3) also include PIN data, and wherein these PIN data are checked.
23. The method for recording personal data by means of a data recording apparatus as claimed in claim 17, 18 or 19, with the following method steps:
a) inputting an official identity document into the read device (8, 10) for official identity documents;
b) reading the relevant data from the personalized data memory means;
c) recording biometric data about the person whose personal data are intended to be recorded;
d) checking the recorded data for completeness, consistency and authenticity by means of the authentication device;
e) dialogue-controlled questioning of the person whose personal data are being recorded, via the display and manual Page -20-input device (6, 4) with regard to missing or contradictory data; and f) issuing or storing the recorded personal data, whose authenticity has been checked.
Page -21-
a) inputting an official identity document into the read device (8, 10) for official identity documents;
b) reading the relevant data from the personalized data memory means;
c) recording biometric data about the person whose personal data are intended to be recorded;
d) checking the recorded data for completeness, consistency and authenticity by means of the authentication device;
e) dialogue-controlled questioning of the person whose personal data are being recorded, via the display and manual Page -20-input device (6, 4) with regard to missing or contradictory data; and f) issuing or storing the recorded personal data, whose authenticity has been checked.
Page -21-
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
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DE29621439.6 | 1996-12-10 | ||
DE29621439U DE29621439U1 (en) | 1996-12-10 | 1996-12-10 | Data acquisition and card processing system |
PCT/EP1997/004583 WO1998028721A1 (en) | 1996-12-10 | 1997-08-22 | Data acquisition and data storage medium output system, data acquisition device therefor and method of operating the system |
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CA2273952A1 true CA2273952A1 (en) | 1998-07-02 |
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CA002273952A Abandoned CA2273952A1 (en) | 1996-12-10 | 1997-08-22 | Data acquisition and data storage medium output system, data acquisition device therefor and method of operating the system |
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EP (2) | EP0950999B1 (en) |
CN (1) | CN1129832C (en) |
AT (2) | ATE230872T1 (en) |
AU (1) | AU5312998A (en) |
CA (1) | CA2273952A1 (en) |
DE (3) | DE29621439U1 (en) |
EA (1) | EA002002B1 (en) |
ES (1) | ES2166563T3 (en) |
WO (1) | WO1998028721A1 (en) |
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DE19851074C2 (en) * | 1998-11-05 | 2002-03-14 | Elsdale Ltd | System and method for the secure identification and registration of people as well as a suitable registration device |
DE10116765A1 (en) * | 2001-04-04 | 2002-10-10 | Bundesdruckerei Gmbh | Government service method and device |
US20020179563A1 (en) * | 2001-06-04 | 2002-12-05 | Horning Robert D. | Application of a strain-compensated heavily doped etch stop for silicon structure formation |
GB0222517D0 (en) * | 2002-09-27 | 2002-11-06 | Rhiando Neil M | Identification system |
EP2128830A1 (en) * | 2008-05-30 | 2009-12-02 | Gemplus | A method and an electronic device for transferring application data from a source electronic device to a destination electronic device |
CN103456067A (en) * | 2013-08-31 | 2013-12-18 | 昆山建金工业设计有限公司 | Credit card applying machine for bank |
CN106355704A (en) * | 2016-08-31 | 2017-01-25 | 成都尽知致远科技有限公司 | Visual building intercom device with face recognition function |
Family Cites Families (11)
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DE3300850A1 (en) * | 1983-01-13 | 1984-07-19 | Standard Elektrik Lorenz Ag, 7000 Stuttgart | System for carrying out business |
US4616327A (en) * | 1984-01-13 | 1986-10-07 | Computer Humor Systems, Pty, Ltd | Personalized graphics and text materials, apparatus and method for producing the same |
FR2568039B1 (en) * | 1984-07-18 | 1986-12-26 | Cable Print Nv | SECURE AUTOMATIC STATION FOR PRINTING AND ISSUING DOCUMENTS |
JPS6356785A (en) * | 1986-08-28 | 1988-03-11 | Toshiba Corp | Portable storage medium processor |
CA1328927C (en) * | 1988-02-08 | 1994-04-26 | Glynn M. Brasington | Postal charge accounting system |
WO1992017856A1 (en) * | 1991-03-26 | 1992-10-15 | Datacard Corporation | Remote credit card issuance apparatus and method |
WO1993016447A1 (en) * | 1992-02-18 | 1993-08-19 | Skidata Computer Gesellschaft M.B.H. | Device for delivering public-transport tickets, other types of ticket, entitlement cards, etc. |
DE4400455A1 (en) * | 1994-01-11 | 1995-07-20 | Dietrich Philipps | Hotel room booking and accommodation automatic booking system |
US5655023A (en) * | 1994-05-13 | 1997-08-05 | Pitney Bowes Inc. | Advanced postage payment system employing pre-computed digital tokens and with enhanced security |
DE4437283C1 (en) * | 1994-10-18 | 1996-03-14 | Accumulata Symi Grundstuecks G | Electronic wallet |
DE29518772U1 (en) * | 1995-11-08 | 1996-02-01 | RVE Rationelle Elektronik Vertriebs- und Entwicklungsgesellschaft mbH, 48291 Telgte | Arrangement for low-administration billing of media systems in hospitals, hotels and similar facilities |
-
1996
- 1996-12-10 DE DE29621439U patent/DE29621439U1/en not_active Expired - Lifetime
-
1997
- 1997-08-22 EP EP99110189A patent/EP0950999B1/en not_active Expired - Lifetime
- 1997-08-22 AT AT99110189T patent/ATE230872T1/en not_active IP Right Cessation
- 1997-08-22 DE DE59903949T patent/DE59903949D1/en not_active Expired - Fee Related
- 1997-08-22 ES ES97950010T patent/ES2166563T3/en not_active Expired - Lifetime
- 1997-08-22 WO PCT/EP1997/004583 patent/WO1998028721A1/en active IP Right Grant
- 1997-08-22 EA EA199900529A patent/EA002002B1/en not_active IP Right Cessation
- 1997-08-22 DE DE59704820T patent/DE59704820D1/en not_active Expired - Fee Related
- 1997-08-22 CN CN97181714A patent/CN1129832C/en not_active Expired - Fee Related
- 1997-08-22 CA CA002273952A patent/CA2273952A1/en not_active Abandoned
- 1997-08-22 AU AU53129/98A patent/AU5312998A/en not_active Abandoned
- 1997-08-22 AT AT97950010T patent/ATE206546T1/en not_active IP Right Cessation
- 1997-08-22 EP EP97950010A patent/EP0956545B1/en not_active Expired - Lifetime
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WO1998028721A1 (en) | 1998-07-02 |
EP0956545A1 (en) | 1999-11-17 |
EP0950999A3 (en) | 2000-05-03 |
DE59704820D1 (en) | 2001-11-08 |
EP0950999B1 (en) | 2003-01-08 |
ES2166563T3 (en) | 2002-04-16 |
EP0950999A2 (en) | 1999-10-20 |
EA199900529A1 (en) | 1999-12-29 |
ATE230872T1 (en) | 2003-01-15 |
EA002002B1 (en) | 2001-10-22 |
DE59903949D1 (en) | 2003-02-13 |
AU5312998A (en) | 1998-07-17 |
EP0956545B1 (en) | 2001-10-04 |
CN1129832C (en) | 2003-12-03 |
DE29621439U1 (en) | 1997-03-20 |
ATE206546T1 (en) | 2001-10-15 |
CN1245576A (en) | 2000-02-23 |
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Legal Events
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EEER | Examination request | ||
FZDE | Discontinued |