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BG103490A - Chipcard and method for its application - Google Patents

Chipcard and method for its application

Info

Publication number
BG103490A
BG103490A BG103490A BG10349099A BG103490A BG 103490 A BG103490 A BG 103490A BG 103490 A BG103490 A BG 103490A BG 10349099 A BG10349099 A BG 10349099A BG 103490 A BG103490 A BG 103490A
Authority
BG
Bulgaria
Prior art keywords
card
chipcard
service
assets
deal
Prior art date
Application number
BG103490A
Other languages
Bulgarian (bg)
Other versions
BG63233B1 (en
Inventor
Holger Engelhardt
Michael Hinz
Stefan Kissinger
Michael Gollner
Anton Kuchelmeister
Andreas Schwier
Adelheid Burger
Michael Radnoti
Original Assignee
Deutsche Bank Ag
Bb-Data Gesellschaft Fuer Informations- Undkommunicationssysteme Mbh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from DE19718115A external-priority patent/DE19718115A1/en
Application filed by Deutsche Bank Ag, Bb-Data Gesellschaft Fuer Informations- Undkommunicationssysteme Mbh filed Critical Deutsche Bank Ag
Publication of BG103490A publication Critical patent/BG103490A/en
Publication of BG63233B1 publication Critical patent/BG63233B1/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07716—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising means for customization, e.g. being arranged for personalization in batch
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3552—Downloading or loading of personalisation data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Storage Device Security (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The chipcard is designed for making deals where the currency (value) information (data) representing funds or other non money-related rights (assets) is exchanged between the owner of the card and at least one partner in the deal (who makes the service) or is submitted to the person making the service for ckecking the same rights (assets). The chipcard has a memory in which the necessary information (data) for materializing the deal is stored and for this reason a device for charging the card with one or more requests from the card (VAS requests) is provided intended to allow the materialization of the deals between the card owner and one or more service performers. 34 claims, 10 figures
BG103490A 1996-12-23 1999-06-14 Chipcard and method for its application BG63233B1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE19654187 1996-12-23
DE19718115A DE19718115A1 (en) 1996-12-23 1997-04-29 Smart card and method of using the smart card
PCT/DE1997/003012 WO1998028718A2 (en) 1996-12-23 1997-12-19 Chip card and method for its use

Publications (2)

Publication Number Publication Date
BG103490A true BG103490A (en) 2000-02-29
BG63233B1 BG63233B1 (en) 2001-06-29

Family

ID=26032753

Family Applications (1)

Application Number Title Priority Date Filing Date
BG103490A BG63233B1 (en) 1996-12-23 1999-06-14 Chipcard and method for its application

Country Status (18)

Country Link
EP (1) EP0968485A2 (en)
JP (1) JP2000508101A (en)
AP (1) AP1062A (en)
AU (1) AU738719B2 (en)
BG (1) BG63233B1 (en)
CA (1) CA2275931A1 (en)
CZ (1) CZ225499A3 (en)
EA (1) EA001837B1 (en)
HU (1) HUP0000448A3 (en)
ID (1) ID23950A (en)
IL (1) IL130174A0 (en)
IS (1) IS5060A (en)
NO (1) NO993102L (en)
NZ (1) NZ336403A (en)
PL (1) PL334183A1 (en)
SK (1) SK86099A3 (en)
TR (1) TR199901431T2 (en)
WO (1) WO1998028718A2 (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
HRP980597A2 (en) * 1998-11-18 2001-06-30 Lada Sokota Multifunctional bank card
DE19929164A1 (en) 1999-06-25 2001-01-11 Giesecke & Devrient Gmbh Method for operating a data carrier designed for executing reloadable function programs
AUPQ268999A0 (en) 1999-09-07 1999-09-30 Keycorp Limited Application management for multi application devices
DE10324996A1 (en) 2003-06-03 2005-02-17 Giesecke & Devrient Gmbh Chip card with at least one application
FR2882835B1 (en) * 2005-03-01 2007-09-07 Softway Sa SECURE TRANSFER METHOD WITH SECURE MEDIA CARD
EP2199992A1 (en) * 2008-12-19 2010-06-23 Gemalto SA Secure activation before contactless banking smart card transaction
BRPI1006764A8 (en) * 2009-04-10 2017-07-11 Koninklijke Philips Electronics Nv METHOD IN A SYSTEM COMPRISING A DEVICE AND A REMOTE SERVICE, AND, SYSTEM FOR AUTHENTICATING A DEVICE AND A USER
RU2624555C2 (en) * 2015-08-19 2017-07-04 Общество с ограниченной ответственностью "ОВЕРКОМ" Data processing system during product release and service delivery

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4816653A (en) * 1986-05-16 1989-03-28 American Telephone And Telegraph Company Security file system for a portable data carrier
DE3833241A1 (en) * 1988-09-30 1990-04-05 Deutsche Bundespost METHOD FOR PROGRAMMING CHIP CARDS
JPH02165290A (en) * 1988-12-19 1990-06-26 Hitachi Maxell Ltd Ic card and method for operating ic card
FR2673476B1 (en) * 1991-01-18 1996-04-12 Gemplus Card Int SECURE METHOD FOR LOADING MULTIPLE APPLICATIONS INTO A MICROPROCESSOR MEMORY CARD.
DE4205567A1 (en) * 1992-02-22 1993-08-26 Philips Patentverwaltung METHOD FOR CONTROLLING ACCESS TO A STORAGE AND ARRANGEMENT FOR IMPLEMENTING THE METHOD
FR2687816B1 (en) * 1992-02-24 1994-04-08 Gemplus Card International METHOD FOR PERSONALIZING A CHIP CARD.
US5544246A (en) * 1993-09-17 1996-08-06 At&T Corp. Smartcard adapted for a plurality of service providers and for remote installation of same
JP3176209B2 (en) * 1994-02-25 2001-06-11 富士通株式会社 Card-type storage medium and card-type storage medium issuing device
GB9411586D0 (en) * 1994-06-09 1994-08-03 Zeneca Ltd Coating process

Also Published As

Publication number Publication date
NZ336403A (en) 2001-09-28
BG63233B1 (en) 2001-06-29
CA2275931A1 (en) 1998-07-02
TR199901431T2 (en) 1999-10-21
HUP0000448A2 (en) 2000-06-28
ID23950A (en) 2000-06-08
NO993102D0 (en) 1999-06-22
AU5748798A (en) 1998-07-17
SK86099A3 (en) 2000-01-18
EA001837B1 (en) 2001-08-27
HUP0000448A3 (en) 2000-08-28
CZ225499A3 (en) 1999-11-17
EA199900538A1 (en) 2000-06-26
WO1998028718A2 (en) 1998-07-02
PL334183A1 (en) 2000-02-14
JP2000508101A (en) 2000-06-27
WO1998028718A3 (en) 1998-10-08
EP0968485A2 (en) 2000-01-05
IS5060A (en) 1999-05-28
IL130174A0 (en) 2000-06-01
AP9901573A0 (en) 1999-06-30
NO993102L (en) 1999-08-23
AP1062A (en) 2002-04-25
AU738719B2 (en) 2001-09-27

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