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AU6970096A - Stored value transaction system and method using anonymous account numbers - Google Patents

Stored value transaction system and method using anonymous account numbers

Info

Publication number
AU6970096A
AU6970096A AU69700/96A AU6970096A AU6970096A AU 6970096 A AU6970096 A AU 6970096A AU 69700/96 A AU69700/96 A AU 69700/96A AU 6970096 A AU6970096 A AU 6970096A AU 6970096 A AU6970096 A AU 6970096A
Authority
AU
Australia
Prior art keywords
stored value
transaction system
account numbers
value transaction
anonymous account
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU69700/96A
Inventor
Gilles Garon
G. Fred Renner
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Cybermark Inc
Original Assignee
Cybermark Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cybermark Inc filed Critical Cybermark Inc
Publication of AU6970096A publication Critical patent/AU6970096A/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/383—Anonymous user system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
AU69700/96A 1995-09-14 1996-09-12 Stored value transaction system and method using anonymous account numbers Abandoned AU6970096A (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US52830795A 1995-09-14 1995-09-14
US528307 1995-09-14
PCT/US1996/014414 WO1997010560A1 (en) 1995-09-14 1996-09-12 Stored value transaction system and method using anonymous account numbers

Publications (1)

Publication Number Publication Date
AU6970096A true AU6970096A (en) 1997-04-01

Family

ID=24105128

Family Applications (1)

Application Number Title Priority Date Filing Date
AU69700/96A Abandoned AU6970096A (en) 1995-09-14 1996-09-12 Stored value transaction system and method using anonymous account numbers

Country Status (2)

Country Link
AU (1) AU6970096A (en)
WO (1) WO1997010560A1 (en)

Families Citing this family (28)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6226365B1 (en) * 1997-08-29 2001-05-01 Anip, Inc. Method and system for global communications network management and display of market-price information
US6889198B2 (en) * 1998-01-30 2005-05-03 Citicorp Development Center, Inc. Method and system for tracking smart card loyalty points
US7216091B1 (en) * 1998-06-26 2007-05-08 American Express Travel Related Services Company, Inc. Stored value transaction system including an integrated database server
US6807530B1 (en) * 1998-08-05 2004-10-19 International Business Machines Corporation Method and apparatus for remote commerce with customer anonymity
GB9824420D0 (en) * 1998-11-07 1998-12-30 Ncr Int Inc Smart card and method of operating the smart card
DE19926472C2 (en) 1999-06-10 2001-11-15 Call A Bike Mobilitaetssysteme Method of transmitting a code
WO2001043084A2 (en) * 1999-12-06 2001-06-14 Pielemeier Ted A Method of masking the identity of a purchaser during a credit transaction
AU7196801A (en) 2000-07-10 2002-01-21 Paypal Inc System and method for verifying a financial instrument
US7242921B2 (en) 2000-12-29 2007-07-10 Intel Corporation Anonymous electronic transactions
EP2293263A3 (en) * 2001-03-29 2012-01-04 Ebestcard Ltd On-line and/or off-line card transaction system and method
DE10202649A1 (en) * 2002-01-23 2003-07-31 Giesecke & Devrient Gmbh Security module for a terminal device for transferring electronic value units
KR20030073182A (en) * 2002-03-08 2003-09-19 (주)씨큐텍 Prepayment card with a lottery ticket function and payment system and method for election commerce using the card
EP1497763A2 (en) * 2002-03-28 2005-01-19 Burrows, Colin Cyril Administration of transactions with pre-payment debit and credit cards
WO2004012062A2 (en) 2002-07-30 2004-02-05 Acs State & Local Solutions, Inc. Systems and methods for processing benefits
US7587434B2 (en) 2002-10-01 2009-09-08 Acs State & Local Solutions, Inc. Method and system for managing a distributed transaction process
US8340979B2 (en) 2002-10-01 2012-12-25 Acs State & Local Solutions, Inc. Systems and methods for electronically processing government sponsored benefits
US8793187B2 (en) 2003-10-17 2014-07-29 Nexxo Financial Corporation Self-service money remittance with an access card
US8204829B2 (en) * 2003-10-17 2012-06-19 Nexxo Financial Corporation Systems and methods for money sharing
FR2872325A1 (en) * 2004-06-24 2005-12-30 Columbia Finances Sa Payment system for use in shop, has central processing units incrementing balance of credited amount corresponding to amount to be transferred and decrementing balance of deducted amount corresponding to credited amount
AU2010271242B2 (en) 2009-07-09 2015-01-22 Cubic Corporation Transit account management with mobile device messaging
WO2011031768A2 (en) 2009-09-08 2011-03-17 Cubic Corporation Association of contactless payment card primary account number
US8856024B2 (en) 2010-10-26 2014-10-07 Cubic Corporation Determining companion and joint cards in transit
CN103473850B (en) * 2012-06-06 2016-09-28 中国银联股份有限公司 A kind of off line circle deposit method and system
US8690054B1 (en) 2013-05-29 2014-04-08 The Toronto-Dominion Bank System and method for chip-enabled card transaction processing and alert communication
US20150134302A1 (en) 2013-11-14 2015-05-14 Jatin Chhugani 3-dimensional digital garment creation from planar garment photographs
US10366439B2 (en) 2013-12-27 2019-07-30 Ebay Inc. Regional item reccomendations
US20160092956A1 (en) 2014-09-30 2016-03-31 Jonathan Su Garment size mapping
SE540544C2 (en) 2015-10-30 2018-09-25 Id Loop Ab Procedure for payment by prepaid card

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4630201A (en) * 1984-02-14 1986-12-16 International Security Note & Computer Corporation On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
US4804825A (en) * 1986-06-17 1989-02-14 Casio Computer Co., Ltd. I C card system
JPH03223958A (en) * 1990-01-29 1991-10-02 Hitachi Ltd Transaction inquiring method

Also Published As

Publication number Publication date
WO1997010560A1 (en) 1997-03-20

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