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AU2002221574A1 - A method for communicating a transaction between a payment terminal and at leastone acquirer - Google Patents

A method for communicating a transaction between a payment terminal and at leastone acquirer

Info

Publication number
AU2002221574A1
AU2002221574A1 AU2002221574A AU2157402A AU2002221574A1 AU 2002221574 A1 AU2002221574 A1 AU 2002221574A1 AU 2002221574 A AU2002221574 A AU 2002221574A AU 2157402 A AU2157402 A AU 2157402A AU 2002221574 A1 AU2002221574 A1 AU 2002221574A1
Authority
AU
Australia
Prior art keywords
leastone
acquirer
transaction
communicating
payment terminal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2002221574A
Inventor
Jan Johannes Kyhnaeb
Michael Schmucker
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Bording Data AS
Original Assignee
Bording Data AS
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bording Data AS filed Critical Bording Data AS
Publication of AU2002221574A1 publication Critical patent/AU2002221574A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2002221574A 2000-12-15 2001-12-17 A method for communicating a transaction between a payment terminal and at leastone acquirer Abandoned AU2002221574A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DKPA200001883 2000-12-15
DKPA200001883 2000-12-15
PCT/DK2001/000832 WO2002048974A1 (en) 2000-12-15 2001-12-17 A method for communicating a transaction between a payment terminal and at least one acquirer

Publications (1)

Publication Number Publication Date
AU2002221574A1 true AU2002221574A1 (en) 2002-06-24

Family

ID=8159909

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2002221574A Abandoned AU2002221574A1 (en) 2000-12-15 2001-12-17 A method for communicating a transaction between a payment terminal and at leastone acquirer

Country Status (2)

Country Link
AU (1) AU2002221574A1 (en)
WO (1) WO2002048974A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9911103B2 (en) * 2010-10-14 2018-03-06 Syniverse Technologies, Llc Payment gateway for processing payment requests associated with a wireless users account

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5850446A (en) * 1996-06-17 1998-12-15 Verifone, Inc. System, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible architecture
US6012144A (en) * 1996-10-08 2000-01-04 Pickett; Thomas E. Transaction security method and apparatus
SE512748C2 (en) * 1997-05-15 2000-05-08 Access Security Sweden Ab Procedure, active card, system and use of active card to carry out an electronic transaction
US6016476A (en) * 1997-08-11 2000-01-18 International Business Machines Corporation Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security
WO1999046881A1 (en) * 1998-03-11 1999-09-16 Guardtech Technologies Ltd. Transaction card security system
US6250557B1 (en) * 1998-08-25 2001-06-26 Telefonaktiebolaget Lm Ericsson (Publ) Methods and arrangements for a smart card wallet and uses thereof

Also Published As

Publication number Publication date
WO2002048974A1 (en) 2002-06-20

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