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Abid et al., 2018 - Google Patents

The consumer loan's payment default predictive model: an application of the logistic regression and the discriminant analysis in a Tunisian commercial bank

Abid et al., 2018

Document ID
10679356499738850111
Author
Abid L
Masmoudi A
Zouari-Ghorbel S
Publication year
Publication venue
Journal of the Knowledge Economy

External Links

Snippet

Consumer credit scoring is often considered as a classification task where borrowers receive a good or a bad credit status. The current paper attempts to uncover the issue of allocating credits to bad borrowers. In this respect, consumer credit scoring is a measure …
Continue reading at link.springer.com (other versions)

Classifications

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    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
    • G06Q40/025—Credit processing or loan processing, e.g. risk analysis for mortgages
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    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management, e.g. organising, planning, scheduling or allocating time, human or machine resources; Enterprise planning; Organisational models
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    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Investment, e.g. financial instruments, portfolio management or fund management
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    • G06—COMPUTING; CALCULATING; COUNTING
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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
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    • G06Q20/108—Remote banking, e.g. home banking
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    • G06Q—DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce, e.g. shopping or e-commerce
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    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING; COUNTING
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    • G06Q30/00—Commerce, e.g. shopping or e-commerce
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    • G06Q20/00—Payment architectures, schemes or protocols
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    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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