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Peijnenburg et al., 2017 - Google Patents

Health cost risk: A potential solution to the annuity puzzle

Peijnenburg et al., 2017

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Document ID
8657111937702239994
Author
Peijnenburg K
Nijman T
Werker B
Publication year
Publication venue
The Economic Journal

External Links

Snippet

We find that health cost risk lowers optimal annuity demand at retirement. If medical expenses can be sizeable early in retirement, full annuitisation at retirement is no longer optimal because agents do not have enough time to build a liquid wealth buffer …
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