[go: up one dir, main page]
More Web Proxy on the site http://driver.im/

Hosseini et al., 2013 - Google Patents

Enhancement of security with the help of real time authentication and one time password in e-commerce transactions

Hosseini et al., 2013

Document ID
614208949473789675
Author
Hosseini Z
Barkhordari E
Publication year
Publication venue
The 5th Conference on Information and Knowledge Technology

External Links

Snippet

As e-commerce industry is growing rapidly, security issues become more crucial. One of the most important factors in e-commerce transactions and payments is security. While information about customers and their transactions is extremely sensitive, privacy protection …
Continue reading at ieeexplore.ieee.org (other versions)

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Card specific authentication in transaction processing
    • G06Q20/4097Mutual authentication between card and transaction partners
    • G06Q20/40975Use of encryption for mutual authentication
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1075PIN is checked remotely
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transaction
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06FELECTRICAL DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016Devices or methods for securing the PIN and other transaction-data, e.g. by encryption

Similar Documents

Publication Publication Date Title
US11803633B1 (en) Method and system for securing user access, data at rest and sensitive transactions using biometrics for mobile devices with protected, local templates
Gunasinghe et al. PrivBioMTAuth: Privacy preserving biometrics-based and user centric protocol for user authentication from mobile phones
US11824991B2 (en) Securing transactions with a blockchain network
Mishra et al. Security enhancement of a biometric based authentication scheme for telecare medicine information systems with nonce
US8842887B2 (en) Method and system for combining a PIN and a biometric sample to provide template encryption and a trusted stand-alone computing device
US8775814B2 (en) Personalized biometric identification and non-repudiation system
KR100876003B1 (en) User Authentication Method Using Biological Information
Hosseini et al. Enhancement of security with the help of real time authentication and one time password in e-commerce transactions
JP4511684B2 (en) Biometrics identity verification service provision system
Kim et al. A method of risk assessment for multi-factor authentication
JP4664644B2 (en) Biometric authentication device and terminal
CN107251477A (en) System and method for safely managing biometric data
Plateaux et al. One-time biometrics for online banking and electronic payment authentication
JP2007200367A (en) System for providing biometrics individual confirmation service
US10503936B2 (en) Systems and methods for utilizing magnetic fingerprints obtained using magnetic stripe card readers to derive transaction tokens
Sharma et al. Analysis of QKD multifactor authentication in online banking systems
Mohammadi et al. Enhancement of security via real time authentication with biometric methods in e-commerce transactions
US20240169350A1 (en) Securing transactions with a blockchain network
Gaurav et al. An intuitive approach to prevent smart card fraud using fingerprinting authentication and enhanced data encryption standard (EHDES)
Borse et al. A novel secure remote user authentication protocol using three factors
Toth Brewing next generation identity
Hajjisaaid et al. Secure Electronic Banking Authentication-Survey
Zuccherato Entity Authentication.
Alex et al. A REVIEW ON DIFFERENT METHODS FOR SECURITY IN E-COMMERCE TRANSACTIONS
Gaurav et al. Smart card fraud prevention scheme using fingerprinting authentication