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Seeking for a Framework to Advance Fintech-Mediated Digital Financial Inclusion for Brazilian Small Business Companies

  • Conference paper
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Freedom and Social Inclusion in a Connected World (ICT4D 2022)

Part of the book series: IFIP Advances in Information and Communication Technology ((IFIPAICT,volume 657))

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Abstract

This research-in-progress aims to study digital financial inclusion, mediated by fintech, of Brazil’s micro and small business companies. Digital financial inclusion is a critical factor in helping reduce social inequalities and promote economic growth, acting as a shortcut to achieve sustainable development goals (SDGs). Digital technologies in the financial market bring the promise of digital financial inclusion induced by fintech. However, the complexity of financial systems leads us to explain better the business environment and the social context of this phenomenon. Thus, we will conduct a case study on Brazilian Development Bank (BNDES), the leading Development Finance Institution (DFI) and a key actor in the financial inclusion agenda in Brazil that uses a digital platform to partner with fintech and give credit loans to small businesses. We aim to produce a framework to explain better the business environment of the digital financial inclusion induced by fintech for micro and small business companies.

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Author information

Authors and Affiliations

  1. UFRJ/COPPEAD School of Business, Rio de Janeiro, Brazil

    Rogerio de Castro Melo & Elaine Tavares

  2. FGV/EAESP, São Paulo, Brazil

    Eduardo H. Diniz

Authors
  1. Rogerio de Castro Melo
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  2. Elaine Tavares
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  3. Eduardo H. Diniz
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Corresponding author

Correspondence to Rogerio de Castro Melo .

Editor information

Editors and Affiliations

  1. Royal Holloway University of London, Egham, UK

    Yingqin Zheng

  2. The University of Sheffield, Sheffield, UK

    Pamela Abbott

  3. ESAN University, Lima, Peru

    Jose Antonio Robles-Flores

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de Castro Melo, R., Tavares, E., Diniz, E.H. (2022). Seeking for a Framework to Advance Fintech-Mediated Digital Financial Inclusion for Brazilian Small Business Companies. In: Zheng, Y., Abbott, P., Robles-Flores, J.A. (eds) Freedom and Social Inclusion in a Connected World. ICT4D 2022. IFIP Advances in Information and Communication Technology, vol 657. Springer, Cham. https://doi.org/10.1007/978-3-031-19429-0_38

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  • DOI: https://doi.org/10.1007/978-3-031-19429-0_38

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  • Online ISBN: 978-3-031-19429-0

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