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Introduction

The Sila API allows you to verify identities, link bank accounts, perform ACH Debit and ACH Credit transactions. You can also store and move money using digital wallets.

What can you do with the Sila API?

Creating Digital Wallets

Create Digital Wallets

Create digital wallets for your end-users with $250,000 FDIC pass-through insurance.

Verify Identities

Verify Identities

Verify identities are compliant with U.S. Know Your Customer (KYC) regulations.

Verify Business

Verify Businesses

Verify businesses and officers for regulatory compliance.

Link Bank Accounts

Link Bank Accounts

Link bank accounts through our partnership with Plaid.

Perform ACH Transfers

Perform ACH Transfers

Perform ACH debit and ACH credit transfers for U.S. citizens and permanent residents.

Program Money

Program Money

Program your app's money using business logic or self-executing smart contracts.

Why use the Sila API?

The Sila API was designed to help you:

  • Off-board your U.S. compliance requirements
  • Decrease your go-to-market time and upfront costs
  • Reduce the number of API's and vendors you use (...including the bank)
  • Minimize fraud using Sila's proprietary scoring models
  • Move money 24/7 in real-time using SILAUSD


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