Ecosystem

Alloy is the command center for identity that covers compliance and fraud-fighting needs. We help banks and fintech companies automate their decisions for onboarding, transaction monitoring and credit underwriting.

Our identity decisioning platform connects banks and fintech companies to more than 120 data sources to help verify identities, monitor transactions and make credit decisions — giving a holistic view of each customer from the day they onboard and throughout their time with the organization.

From automatic decisions and fewer manual reviews to smooth onboarding, Alloy is how smart banks and fintech companies like Ally Bank, Aspiration and Brex take a closer look at the whole picture.

Checkout.com is a global payments solution provider that ​helps businesses and their communities thrive in the digital economy. 

With our modular technology you can seamlessly add the features you need, manage risk and fraud, and add new payment methods to support your growth in multiple new markets. 

We offer innovative solutions that flex to your needs, valuable insights that help you get smart about your payments' performance, and expertise you can count on as you navigate the complexities of an ever-shifting world. Since 2012, we’ve grown to over 1700 employees in 19 global offices, each one of them passionate about helping thousands of businesses worldwide grow through their next-generation payments platform.

InnReg – Regulatory Compliance and Innovation Services helps fintech companies succeed in highly regulated markets. 

We advise on designing disruptive products, customer experiences and workflows. 

We solve complex regulatory scenarios and build sustainable operational and compliance platforms to support groundbreaking technologies and business models. 

We provide complete or partial outsourced compliance and regulatory management services. 

Founded and led by a former Chief Compliance Officer at TradeKing and Zecco, our team of licensed compliance experts will minimize your regulatory risk while helping you launch your creative ideas.

Learn more at innreg.com InnReg – Compliance and Operations for Technology-Based BDs is listed in the FINRA Compliance Vendor Directory.

Apto Payments is a next-generation cards and payments platform that helps companies design and launch successful card programs in as fast as a day.

Apto Payments makes it easy for developers at companies of any size to embed an integrated card product into their services.

We provide a bank relationship, issuing processing, cardholder support, risk management, and compliance in a single API that makes it easy to get started with cards for your users in days.

Our open sandbox and pay-as-you-go pricing model is perfect for iterating your way to the best payment card experience for your users.

For more information, go to aptopayments.com.

We have a broad range of technology and product development experience horizontally and vertically.

With the help of our Web, Mobile, Blockchain, Data and Cloud engineering team, we are able to unlock the next stage of digitalisation for traditional businesses.

As an agency, Systango has helped several well-acclaimed technology companies like Grindr (the world’s largest LGBTQ community app), Deloitte, Waitlist.

Me (used by Target’s 1300+ stores and Disney/Pandora 250+ stores), Youtility(used by Santander, Barclays), YourArq (WealthTech) and UberConference (winner of TechCrunch Disrupt, used by Motorola).

Our deep industry knowledge, multi-platform expertise, and ability to generate value can ideally help you accomplish your business goals.

Middesk is a business evaluation platform that allows high-growth businesses to manage compliance and risk at scale.

Built on our own proprietary data infrastructure, Middesk provides complete and up-to-date data on every registered business across the United States.

Middesk automatically applies the most relevant business rules for compliance and risk teams, allowing companies in regulated industries to deliver dynamic user experiences while confidently making onboarding decisions.

By applying modern data science and machine learning techniques with trusted data sources to verify business identities in real-time, we enable our customers to introduce automation into their workflows which increases efficiency and conversion rates. Approve more good customers and fewer bad ones!

MX is the leading data platform for banks, credit unions and fintechs, enabling its clients and partners to easily collect, enhance, analyze, present and act on financial data.

As a leader in Open Finance, MX makes data accessible and actionable for everyone. MX is building the largest open finance ecosystem to help drive innovation and improve experiences through secure and reliable access to financial data. MX combines trusted open finance APIs with enhanced financial data to quickly and securely connect to and verify data for hundreds of use cases including account opening, money movement, and underwriting.

To learn more, follow us on Twitter @MX or visit mx.com.

Thunes is a B2B company that powers payments for the world’s fastest-growing businesses — from Gig Economy giants such as Uber and Deliveroo and Southeast Asia's superapp Grab, to global Fintech leaders such as PayPal and Remitly.

With a single, simple connection, your business and customers can send payments to — and get paid in — every corner of the world. Instantly.

We support 79 currencies, enable payments to 130+ countries, and help you accept 300 payment methods.

Thunes is headquartered in Singapore with regional offices in London, Paris, Shanghai, New York, Dubai, and Nairobi.

For more information, visit thunes.com.

Mercury is a digital banking company that provides banking services and bank accounts designed specifically for startups — at any size or any stage.

With an intuitive product experience, founders can access free checking and savings accounts, debit and credit cards, domestic and international wire transfers, treasury, venture debt, and more — and manage their business with confidence. Mercury also offers vibrant community programs that provide founders with the connections, advice, and resources to help them build the next great companies. There are no account minimums, overdraft fees, monthly fees, or account opening fees.

Launched in 2019, Mercury is trusted by more than 80,000 startups.

We have launched our beta in November 2020 and are live in production with over 15 companies, with more than 60 currently in our test environment.

It takes 5 minutes to get integrated and start sending transactions.

Our batch and live endpoints are designed to scale with you.

Ntropy is the only company on the market offering out of the box dynamic categories, fit for any custom use case, powered by our in-house models and privacy-preserving ML approach.

Vates is a leading PMO software services company providing exceptional services at affordable prices.

We excel in software quality control, testing, R&D, and leveraging new technologies to help our clients achieve their business goals. We’ve made our mark as a reliable Jira service management company that provides exceptional software project management services.

With offices in Cordoba, Santiago de Chile, and Buenos Aires, we have some of the best IT talent working to provide our global clientele with quality software solutions.

We have decades of experience providing custom software development services, application testing, and big data analytics. Get in touch with us today for all your IT needs!

Quiltt is a low-code consumer fintech infrastructure. The Quiltt platform empowers anyone to launch modern consumer fintech experiences, no backend required. 

Developing modern customer experiences is time-consuming and costly. It doesn’t have to be. We’ve threaded together the infrastructure innovators need to quickly launch customer-facing features into their products — account connections, round-ups, bill management, and more - in a fraction of the time, at a fraction of the cost.

Why Quiltt?

We offer pre-built integrations into best-in-class financial APIs. Benefit from a single source of truth for enriched customer financial data and from an ever-expanding suite of UI components and building blocks. For more information, go to quiltt.io.

Hello Iconic is a specialized app development and design company with deep expertise in fintech and financial services. We create high-performing fintech apps for millions of users. We have a proven track record, having worked with top finance brands, fintech startups, and Fortune 500 companies—delivering scalable, high-performing finance apps and related digital products.

Our fintech core competencies are focused on the demands of finance companies and fintechs. These include finance-specific mobile and web apps, Backends + APIs services, and the integration of new user-oriented features such as cashback & rewards, personalized money experience, and crypto  among them. Domain expertise includes loans, payments, open banking, open finance, and more.

Plaid makes it easy for people to securely connect their financial services to the Fintech products they use. Plaid is a data network that powers the fintech tools millions of people rely on to live a healthier financial life.

We work with thousands of fintech companies like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use.

Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Headquartered in San Francisco, the company was founded in 2013.

Accubits Technologies is a full-service software development and technology consulting company that offers product development and digital transformation services to Governments, Tech startups, Fortune 1000 companies, and SMEs.

Accubits helps organizations to be future-proof through data-driven solutions for mobile, cloud, and web platforms. Accubits is headquartered in Virginia, USA, and has offices in Australia, Canada, UAE, Hong Kong, India, Norway, Singapore, Indonesia, and Switzerland. By focusing on emerging technologies and building a collective of unconventional thinkers and innovators, Accubits is on track to be a front-runner during this industrial revolution we are witnessing. For more information, go to accubits.com.

TrueAccord is a digital-first collection and recovery company that leaders across industries trust to drive breakthrough results while delivering a superior consumerexperience.

TrueAccord pioneered the industry’s only adaptive intelligence: a patented machine learning engine, powered by engagement data from over 16 million consumer journeys, that dynamically personalizes every facet of the consumer experience — from channel to message to plan type and more — in real-time.

Combined with code-based compliance and a self-serve digital experience, TrueAccord delivers liquidation and recovery rates 50-80% higher than industry benchmarks.

The TrueAccord product suite includes Retain, an early-stage recovery solution, and Recover, a full-service debt collection platform.

Argyle is a real-time income data platform that lets consumers securely connect their employment records to companies’ apps and websites.

In just a few clicks, Argyle opens up a suite of solutions that maximize efficiencies, lower costs, and reduce risk across the customer journey, including automated income and employment verification, direct deposit switching, earned wage access, seamless onboarding, KYC, and more.

With Argyle, providers get more visibility, make better-informed decisions, and unlock new opportunities to scale and grow. Consumers get more access to financial products and complete control over how their data is used. For more information, go to argyle.com.

Banks, Fintechs and businesses everywhere can make bigger, better, bolder leaps with Currencycloud.

Currencycloud gives them the capability to move money across borders, and transact globally in multiple currencies, fast. They make it easy for clients to embrace digital wallets, and even to embed finance into the core of their business — no matter what industry they’re in.

A unique combination of expertise and industry-leading technology has allowed Currencycloud to help clients to innovate faster, to go further, to go first. Since its launch in 2012, the platform has enabled super-stratospheric start-ups and global leaders including Klarna, Revolut, Starling, and Visa to move more than $75bn to over 180 countries.

A seasoned Banking & Payments Consultant, my area of speciality is cross-border payments. I work with B2B, B2C (including mass-payouts) and P2P (home remittances) companies. I am well versed in various segments of the value chain for x-border funds movement, such as: money transfer licenses, regulatory frameworks, access to MSB friendly banking, correspondent banking relationships, FBO accounts, bank-led sponsorship, licensing coverage, payment networks, card processors, compliance, aggregators, AML/KYC setups and IT infrastructure provider (including mobile money apps).

Intimately versed in the crypto / alt-coins space, especially when it comes to cross-border value transfer including newer, innovative methods involving blockchain and utility tokens used for cross-border value transfers. My clients include Fortune 500 & Fortune 1000 companies, Banks, Trans-Global Multinationals and Small to Medium Financial Services Institutions.

Gains are sweet but filing taxes is a pain, our aim is to help Crypto Investors across the globe, manage their Crypto taxes efficiently and easily. We are building products that will help investors, CPA's and Tax agents across the globe easily compute capital gains/losses and also report FBAR and FATCA (Only for US) easily.

Maximize your gains over time without having to worry about taxes. Fyn helps you fetch your trades, analyze them, and generate the needed documents while you focus on your portfolio.

If you are a CPA or Tax Agent and would like to explore Fyn for an enterprise, drop us a note at support@fynhq.com.

Alpaca builds an API-first stock and crypto brokerage platform for stock and crypto trading, embedded fintech, and building investing applications.

Execute your trading algos commission-freeBuy, sell, and short U.S. stocks with zero commissions.

Alpaca's Local Currency Trading API allows your customers to see the value of stock prices, trades, performance, and statements in their local currencies.

Plus, business and personal accounts are both supported.

Alpaca Securities LLC, member FINRA/SIPC is a broker-dealer designed for high volume trading. For more information, go to alpaca.markets.

We assist clients around the world with financial crimes risk management — and help commercial and retail banks, investment banks, financial services firms, and FinTech companies and other non-financial obliged entities to face the challenge of complying with international financial crime regulations, through both proactive and reactive measures.

K2 Integrity’s multilingual, multidisciplinary regulatory, compliance, and Anti-Money Laundering (AML) professionals have experience with international standards, leading industry practices, and country-specific requirements across 100 countries throughout Europe, the Middle East, and Africa (EMEA), including those 28 countries following EU directives, as well as with U.S. crime prevention rules such as those promulgated by the USA PATRIOT Act, the Bank Secrecy Act (BSA), and the Office of Foreign Assets Control (OFAC).

Maquette Advisors is a boutique regulatory consultancy and technology firm offering compliance, consumer protection, and risk management professional services. We deliver big firm expertise with the attention, agility, and dedication to clients that only a small firm can offer. We provide a range of compliance and risk services designed to build, strengthen, operate, and assess your regulatory programs.

We provide creative and cost-effective solutions for your business. We are thoughtful in the design of our engagements to ensure solutions tailored to fit each client.

Maquette understands both the risks and benefits of new technologies in financial services, including machine learning, natural language processing, blockchain, and other emerging solutions.

Vesta is a transaction guarantee platform for digital purchases. We utilize machine learning to increase approvals of legitimate sales while eliminating chargebacks and other forms of digital fraud.

Vesta exists to eliminate all the costs associated with fraud. That doesn’t just mean direct losses, but lost sales and unnecessary declines as well. Our sophisticated machine learning models draw from 25 years of global data, plus millions of new transactions every minute, to stay ahead of evolving threats.

Our models are so accurate that we approve more than 97% of all transactions and assume 100% of the cost of fraud for any transaction we approve.

Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic’s accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business.

Whether you’re creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees.

Create your first card in minutes and use it right away.Founded in NYC in 2014 as Privacy, our mission was, and still is, to build the best payments software we could to make paying online simply better.

For more information, go to www.Lithic.com.

We combine the power and capabilities of a large financial institution with the agility of a fintech. We find ingenious ways to connect our clients with success, as the premier provider of international payments and currency risk management solutions.

We transact roughly $80bn in USD worth of international payments annually for our 28,200+ clients globally, in over 145 different currencies. Our dedicated customer service teams alongside world-class technology, ensure that each client has a solution built for them.

Cross-Border payments don’t have to be complicated, our expertise helps you streamline your process, while ensuring your payments are made quickly and accurately. Our customized risk management strategies are built to effectively protect your cash flows, helping you grow.

Digital Geko offers IT, software, web, mobile application, UX/UI design, digital platforms, and consulting solutions. Also, we created Nitro specifically for Sila customers. Now with a presence in Canada, Guatemala, and The Netherlands, we are proud of bringing world-class software solutions for businesses, collaborators and communities in Canada, England, Spain, Central America, The Netherlands and the United States. 

We help our customers leverage and implement mobile into their businesses. We offer an Enterprise Portal System to manage a large number of users. We provide robust and easy to manage intranets and extranets to facilitate team collaboration. Our experience spans different industries including banks, retail, education, and non-government organizations.

Flychain enables any company that has SMB customers and works with these customers in a trusted operational or financial capacity to seamlessly launch their own white-labeled working capital program.

By leveraging the unique insights and data that our partners have on their customers, Flychain enables our partners to offer working capital to their customers to solve specific needs at the right time. For example, Flychain enables healthcare providers to receive upfront cash for their third-party payor claims instead of waiting weeks for months for reimbursements.

We specialize in fintech, SMB lending, payroll financing, inventory financing and working capital. For more information, go to flychain.us.

Unit21 provides a customizable, no-code platform for risk & compliance operations teams to fight fraud, money laundering & financial crimes.

We help protect businesses against adversaries through a simple API and dashboard for detecting and managing money laundering, fraud, and other sophisticated risks across multiple industries. Unit21 is a product-led organization with over two-thirds of the company in product and engineering. 

Unit21 empowers fraud and AML teams to make data-driven decisions on a no-code platform. Over 150 fintechs and crypto platforms such as Chime, Intuit, and Crypto.com have chosen Unit21 because the platform’s pre-built rules, customizability, and automation reduces their reliance on engineering resources.

MyCompanyWorks, Inc. (formerly MyNewCompany.com, Inc.) was founded in 2001 with one simple mission: to make starting a business as simple, fast and inexpensive as possible.

Since then we’ve formed thousands of companies for our clients and have grown into one of America’s largest providers of incorporation, LLC formation and other small business services.

Starting a business can be a confusing, expensive and frustrating experience.

Our goal is to make that process easier, faster and less expensive.

Codat helps banks build deeper connections with business customers.We offer products that make it easy to access, synchronize, and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans.

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Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations.

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We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.

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Treasure is a cash management platform designed to help businesses transform idle cash into revenue. With the Treasure Reserve account businesses can allocate funds between Treasure Cash and Treasure High Yield based on the cash flow needs, generating up to 100x more revenue on idle cash.

Our treasury as a service securely turns finance departments into a revenue generator!

Our Treasure Reserve account takes 10 minutes to open, instantly unlocking options for idle cash deployment.

Our platform is self-serve, free to join, and all of Treasure's rates are net of fees.

We are 14X – 100X better for yield generation versus the standard bank account.

Pinwheel provides income data engineered for fintech innovation.

By making sense of real time income and employment data, Pinwheel enables financial institutions and fintechs to become the primary bank, reduce risk, and activate users. 

Our solutions power use cases like direct deposit switching, income and employment verification, earned wage access, and more. With a secure platform focused on real consumer challenges, we are helping to build a fairer financial system.

We are the income layer enabling customers to build financial fairness for everyone.

For more information, go to pinwheelapi.com.

Founded in 2011, BitPay pioneered blockchain payment processing with the mission of transforming how businesses and people send, receive, and store money. Its business solutions eliminate transaction fraud, reduce the cost of payment processing, and enable borderless payments in cryptocurrency, among other services. BitPay offers consumers a complete digital asset management solution that includes the BitPay Wallet and BitPay Prepaid Card, enabling them to turn digital assets into dollars for spending at tens of thousands of businesses. The company has offices in North America, Europe, and South America and has raised more than $70 million in funding. For more information visit bitpay.com.

The BitPay Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International Incorporated. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank ©2014. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule, if any.

We enable businesses to accept and access money anywhere, anytime.

Funds are securely received in near real-time, without exposing your customer's bank accounts or credit cards information.

Through our PCI Compliant cloud-based payment infrastructure and patent-pending phone pay technology customers can make payments using their phone number as a method of payment (instead of their credit card or bank account).

This enables us to connect businesses and individuals with the world’s 2.7 billion unbanked and underbanked population previously excluded from the global financial ecosystem.

PayCruiser is a financially inclusive technology for businesses, the unbanked and underbanked. For more information, go to paycruiser.com.

TrueNorth is one of the most successful fintech software development companies in the world having built three fintech unicorns from scratch, including Upgrade. The company specializes in building digital solutions, including 45 original enterprises, 120 digital transformations and 40 product revamps.

TrueNorth’s unique Team Captain client-focused process enables our most senior engineers to navigate and apply the latest technologies to develop cutting-edge digital solutions for neobanks, fintechs, banks, credit unions, payment companies, lending firms, wealth management firms, and insurance companies.

CEO Alex Gonikman, a veteran software architect, leads a staff of more than 170 employees with the company’s headquarters in New York City and development centers across the globe.

Sivo provides debt-as-a-service  for fintechs, neobanks and gig platforms to lend money to their users at scale through the Sivo API.

A Sivo Debt line gives customers a transparent path to increasing leverage. Sivio will make sure you have the debt capital you need. Yield is now a service! Attract and retain customers by passing along what you earn.

Sivio’s risk engine includes pre-built credit products that are designed to get you started and include lending parameters, decisioning outcomes and reporting schemas to increase leverage.

Complimentary with your Sivo Debt line, our risk engine monitors the economic world around you so you can focus on your business.

MassPay is a FinTech SaaS platform enabling corporate customers to make payouts to contractors/freelancers globally. We aim to provide ‘Local Payouts for Local Preferences’.

We believe that our platform is one of the most well-built and stable technology platforms in the global payments industry. Our payout network is ever-growing and one of the most expansive and redundant. This technology coupled with our unique compliance and onboarding systems allows us to onboard large-scale volumes of submissions far faster than any competitor in the space.

App Growth Network is an award-winning app marketing agency based out of Vancouver Canada.

App Growth Network has 4 major areas of services to help our clients grow their apps including ASO, Paid media management, data analytics/retention, creative production.

Our team believes in a steady approach to app growth, we want to first validate the product and fix any issues before getting aggressive in terms of ad-spend/user acquisition.

Over 4 years of business App Growth Network has worked with apps of all different sizes to help formulate a strategy to grow their app to their full potential. For more information, go to appgrowthnetwork.com.