New to online investing
You got this! With an easy-to-use website and friendly guidance, there’s no need to feel overwhelmed. Soon, you’ll feel right at home investing with E*TRADE from Morgan Stanley.
Get up to $1,000 for a limited time1
Open and fund a new brokerage account with a qualifying deposit by July 31, 2025. Learn how
Terms apply. Use promo code: OFFER25
Easy steps to start investing online
Open an account
Apply online in about 10 minutes
Put money in
Add money to pay for the shares you want to buy
Pick an investment
Use our free screeners or Morgan Stanley equity research
Place your trade
Our intuitive website and mobile app will guide you
We are built for investors like you
No one ever said investing had to be hard.
$0 commission trades2
For online US-listed stocks, ETFs, mutual funds, and options. Focus on your future, not on fees.
Wide range of investments
Get closer to your goals with stocks, mutual funds, ETFs, and more.
Guidance through life stages
Learn how to plan for key goals and milestones that may come up throughout your life.
Explore our accounts
Enjoy E*TRADE value, plus a full range of solutions for your style of investing, trading, or banking
Most Popular
Trade or invest in your future with our most popular accounts.
Brokerage account
Investing and trading account
Buy and sell stocks, ETFs, mutual funds, options, bonds, and more.
Core Portfolios
Automated investment management
Get a diversified portfolio that’s monitored and managed for a low annual advisory fee of 0.30% and $500 minimum.3
Traditional IRA
You may be eligible to make income tax deductible contributions
Earnings potentially grow tax-deferred until you withdraw them in retirement.
Roth IRA4
Tax-free growth potential retirement investing
Pay no income taxes or tax penalties on qualified distributions if you meet certain requirements.
Rollover IRA
Consider rolling over your old 401(k) plan assets to an E*TRADE from Morgan Stanley IRA
Consolidate assets from a former employer’s retirement plan.
Premium Savings Account
Boost your savings with Annual Percentage Yield7
With rates 9X the national average8 and FDIC-insured up to $500,0009; certain conditions must be satisfied.
Morgan Stanley Private Bank, Member FDIC.
Brokerage
Build your portfolio, with full access to our tools and info.
Brokerage account
Investing and trading account
Buy and sell stocks, ETFs, mutual funds, options, bonds, and more.
Coverdell ESA
Save on a tax-deferred basis for a child’s education
Tax-free withdrawals for qualified educational expenses, such as tuition and books.
Custodial Account
Brokerage account for a minor
Managed by a parent or other designated custodian until either the minor reaches the statutory age of termination or custodianship is otherwise terminated.
Invest in the future, with retirement accounts from E*TRADE from Morgan Stanley.
Whether you are exploring a Roth or Traditional IRA, or are considering what to do with a 401(k) from a former employer, you’ve got choices.
Rollover IRA
Consider rolling over your old 401(k) plan assets to an E*TRADE from Morgan Stanley IRA
Consolidate assets from a former employer’s retirement plan.
Roth IRA4
Tax-free growth potential retirement investing
Pay no income taxes or tax penalties on qualified distributions if you meet certain requirements.
Traditional IRA
You may be eligible to make income tax deductible contributions
Earnings potentially grow tax-deferred until you withdraw them in retirement.
Inherited (Beneficiary) IRA
For inherited retirement accounts
Keep inherited retirement assets tax-deferred while investing for the future.
E*TRADE CompleteTM IRA
For retirement investors over age 59½
Upgrade your account for flexible access to cash with free checking, online bill pay, and ATM/debit cards.5,6
IRA for Minors
For children with earned income
A retirement account managed by an adult for the benefit of a minor under age 18.
Managed Portfolios
A range of managed portfolios to help meet your needs - choose from our fully managed accounts or our automated investment portfolios.
Core Portfolios
Automated investment management
Get a diversified portfolio that’s monitored and managed for a low annual advisory fee of 0.30% and $500 minimum.
Morgan Stanley Financial Advisors
Bring your future into focus
Eligible clients can get a goals-based plan and investing guidance from a Morgan Stanley Financial Advisor.
Small business retirement
Offer retirement benefits to employees. Use the Small Business Selector to find a plan.
Retirement plans offered by E*TRADE from Morgan Stanley.
Traditional and Roth Individual 401(k)
Retirement plan for the self-employed
Retirement plan for business owners and their spouses that is simpler to administer than a typical 401(k).
SIMPLE IRA
For businesses with fewer than 100 employees
Retirement plan with deductible employer and employee contributions.
SEP IRA
For the self-employed and small businesses
Flexible annual contributions from 0% to 25% of earned income (subject to certain limits).
Investment-Only Account
For businesses with existing retirement plans
Expand the range of available investment options without changing plan custodians.
Make the most of your cash with a suite of integrated high-yield banking and lending solutions.
Learn more about Morgan Stanley Private Bank accounts.
Certificates of Deposit (CD)
Fixed rates. Annual Percentage Yield up to 16,17
Lock in a competitive fixed rate for terms from to .18
Morgan Stanley Private Bank, Member FDIC.
Checking
Everyday banking with no monthly fees and no minimums
ATM fee refunds nationwide.13,14
Morgan Stanley Private Bank, Member FDIC.
Max-Rate Checking
Competitive yield with Annual Percentage Yield11 and no transaction fees
Plus ATM and foreign transaction fee refunds worldwide.12,13 $15 monthly account fee waived with $5,000 average monthly balance.15
Morgan Stanley Private Bank, Member FDIC.
Premium Savings Account
Boost your savings with Annual Percentage Yield7
With rates 9X the national average8 and FDIC-insured up to $500,0009; certain conditions must be satisfied.
Morgan Stanley Private Bank, Member FDIC.
Line of Credit
Flexible financing to help meet your goals19
Unlock the power of your portfolio for cash when you need it most.
Not FDIC Insured • No Bank Guarantee • May Lose Value
Get up to $1,000 for a limited time1
Open and fund a new brokerage account with a qualifying deposit by July 31, 2025. Learn how
Terms apply. Use promo code: OFFER25