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Beck T. and Brown M. (2011). Which households use banks? Evidence from the transition economies.
Brigit Helms (2006). Access for All: Building inclusive financial systems. World Bank.
Nerlove, M. (2002). Essays in panel data econometrics, NEWBOOKS Services.
Sarafidis, Vasilis and Wansbeek, Tom (2010). Cross-sectional dependence in panel data analysis.
Sarma, M. (2008). Index of financial inclusion. ICRIER Working Paper, August 2008.
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