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Dynan, K E (1993), How Prudent Are Consumers?, Journal of Political Economy 101, 1104-1113.
Karni, E (1999), Optimal Unemployment Insurance: A Survey, Southern Economic Journal 66, 442-465.
Kimball, M S. (1990), Precautionary Saving in the Small and in the Large, Econometrica 58, 53-73.
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