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The impact of local predatory lending laws. (2005). Pennington-Cross, Anthony ; Ho, Giang.
In: Working Papers.
RePEc:fip:fedlwp:2005-049.

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Cited: 13

Citations received by this document

Cites: 22

References cited by this document

Cocites: 54

Documents which have cited the same bibliography

Coauthors: 0

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Citations

Citations received by this document

  1. What Broker Charges Reveal about Mortgage Credit Risk. (2017). Sands, Patrik ; Hollifield, Burton ; Berndt, Antje.
    In: Working Paper Series.
    RePEc:hhs:rbnkwp:0336.

    Full description at Econpapers || Download paper

  2. The Economic Effects of Legal Restrictions on High-Cost Mortgages. (2014). Steinbuks, Jevgenijs ; Elliehausen, Gregory.
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:49:y:2014:i:1:p:47-72.

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  3. The Great Recession and Nonmetropolitan America. (2013). Rickman, Dan ; guettabi, mouhcine.
    In: MPRA Paper.
    RePEc:pra:mprapa:44829.

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  4. The Great Recession and Nonmetropolitan America. (2013). Rickman, Dan ; guettabi, mouhcine.
    In: Economics Working Paper Series.
    RePEc:okl:wpaper:1303.

    Full description at Econpapers || Download paper

  5. An analysis of foreclosure rate differentials in soft markets. (2008). Richter, Francisca.
    In: Working Papers (Old Series).
    RePEc:fip:fedcwp:0811.

    Full description at Econpapers || Download paper

  6. The impact of preemption of the Georgia Fair Lending Act by the OCC on national and state banks and the dual banking system. (2008). Whalen, Gary W..
    In: The Quarterly Review of Economics and Finance.
    RePEc:eee:quaeco:v:48:y:2008:i:4:p:772-791.

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  7. The effect of prepayment penalties on the pricing of subprime mortgages. (2008). Steinbuks, Jevgenijs ; Staten, Michael E. ; Elliehausen, Gregory.
    In: Journal of Economics and Business.
    RePEc:eee:jebusi:v:60:y:2008:i:1-2:p:33-46.

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  8. Predatory Lending Laws and the Cost of Credit. (2008). Pennington-Cross, Anthony ; Ho, Giang.
    In: Real Estate Economics.
    RePEc:bla:reesec:v:36:y:2008:i:2:p:175-211.

    Full description at Econpapers || Download paper

  9. Do state predatory lending laws work? A panel analysis of market reforms. (2007). Li, Wei ; Ernst, Keith S..
    In: Housing Policy Debate.
    RePEc:taf:houspd:v:18:y:2007:i:2:p:347-391.

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  10. The varying effects of predatory lending laws on high-cost mortgage applications. (2007). Pennington-Cross, Anthony ; Ho, Giang.
    In: Review.
    RePEc:fip:fedlrv:y:2007:i:jan:p:39-60:n:v.89no.1.

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  11. Predatory lending laws and the cost of credit. (2006). Pennington-Cross, Anthony ; Ho, Giang.
    In: Working Papers.
    RePEc:fip:fedlwp:2006-022.

    Full description at Econpapers || Download paper

  12. The impact of local predatory lending laws on the flow of subprime credit. (2006). Pennington-Cross, Anthony ; Ho, Giang.
    In: Working Papers.
    RePEc:fip:fedlwp:2006-009.

    Full description at Econpapers || Download paper

  13. The impact of local predatory lending laws on the flow of subprime credit. (2006). Pennington-Cross, Anthony ; Ho, Giang.
    In: Journal of Urban Economics.
    RePEc:eee:juecon:v:60:y:2006:i:2:p:210-228.

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References

References cited by this document

  1. Ambrose, Brent W. and Anthony B. Sanders. (2005). âLegal Restrictions in Personal Loan Markets.â The Journal of Real Estate Finance and Economics 30(2), 133-152.

  2. Ambrose, Brent, Micheal LaCour-Little, and Anthony Sanders. (2004). âThe Effect of Conforming Loan Status on Mortgage Yield Spreads: A Loan Level Analysis.â Real Estate Economics 32(4), 541-569.

  3. Calem, P., K. Gillen., and S. Wachter. (2004). âThe Neighborhood Distribution of Subprime Mortgage Lending.â Journal of Real Estate Finance and Economics 29(4), 393-410.

  4. Chinloy, Peter and Nancy MacDonald . (2005). âSubprime Lenders and Mortgage Market Completion.â The Journal of Real Estate Finance and Economics 30(2), forthcoming.
    Paper not yet in RePEc: Add citation now
  5. Chomsisengphet, Souphala and Anthony Pennington-Cross. (2004). âBorrower Cost and Credit Rationing in the Subprime Mortgage Market.â Presented at the American Real Estate and Urban Economics Association Mid-Year meetings in Washington D.C..
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  6. Courchane M., B. Surette, and P. Zorn, 2004. Subprime Borrowers: Mortgage Transitions and Outcomes. Journal of Real Estate Finance and Economics 29(4), 365-392.

  7. Elliehausen, Gregory and Michael E. Staten. (2004). âRegulation of Subprime Mortgage Products: An Analysis of North Carolinas Predatory Lending Law.â Journal of Real Estate Finance and Economics 29(4), 411-434.

  8. Ernst, K., J. Farris, and E. Stein. (2002). âNorth Carolinaâs Subprime Home Loan Market after Predatory Lending Reform.â Durham, NC: Center for Responsible Lending, , University of North Carolina at Chapel Hill, (August 13, 2002).
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  9. Federal Reserve. (2002). Truth in Lending, Final Rule. Federal Reserve System, 12 CFP part 226, Regulation Z; Docket No. R-1090, Board of Governors of the Federal Reserve System.
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  10. Fortowsky, Elaine and Michael LaCour-Little. (2002). âAn Analytical Approach to Explaining the Subprime-Prime Mortgage Spread.â Presented at the Georgetown University Credit Research Center Subprime Lending Symposium in 2002.
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  11. Greene, William H. (1996). âMarginal Effects in the Bivariate Model.â Leonard N. Stern School of Business working paper.
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  12. Greene, William H. (1998). âGender Economics Courses in Liberal Arts Colleges: Comment.â Leonard N. Stern School of Business working paper.

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  14. Harvey, Keith D. and Peter J. Nigro. (2003). âHow Do Predatory Lending Laws Influence Mortgage lending in Urban Areas? A Tale of Two Cities.â Journal of Real Estate Research 25(4), 479-508.

  15. Harvey, Keith D. and Peter J. Nigro. (2004). âDo Predatory Lending Laws Influence Mortgage Lending? An Analysis of the North Carolina Predatory Lending Law.â The Journal of Real Estate Finance and Economics 29(4), 435-456.

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  17. IMF. (2004). Mortgage Market Statistics Annual, 2004. Inside Mortgage Finance Publications, Inc., Bethesda Maryland, www.imfpubs.com.
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  18. Maddala, G.S. (1983). Limited-Dependent and Qualitative Variables in Econometrics, Cambridge University Press.
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  20. Pence, K. M. (2003). âForeclosing on Opportunity: State Laws and Mortgage Credit,â Presented at the Allied Social Science Association Conference in the American Real Estate and Urban Economics Association Session, January, 2003.

  21. Pennington-Cross, Anthony. (2002). âSubprime Lending in the Primary and Secondary Markets.â Journal of Housing Research 13(1), 31-50.
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  22. Pennington-Cross, Anthony. (2003). âCredit History and the Performance of Prime and Nonprime Mortgages,â Journal of Real Estate Finance and Economics 27(3), 279-301.

Cocites

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  1. Policy Uncertainty and Bank Mortgage Credit. (2019). Kara, Gazi ; Yook, Youngsuk.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2019-66.

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  2. Policy Uncertainty and Bank Mortgage Credit. (2019). Kara, Gazi ; Yook, Youngsuk.
    In: BIS Working Papers.
    RePEc:bis:biswps:820.

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  3. Endogeneity in household mortgage choice. (2018). Doko Tchatoka, Firmin ; Yanotti, Maria B.
    In: Economic Modelling.
    RePEc:eee:ecmode:v:73:y:2018:i:c:p:30-44.

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  4. Got Hurt for What You Paid? Revisiting Government Subsidy in the U.S. Mortgage Market. (2017). Zhao, Yunhui.
    In: MPRA Paper.
    RePEc:pra:mprapa:81083.

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  5. Estimating Determinants of Borrowing: Evidence from Greece. (2015). Pastrapa, E. ; Apostolopoulos, C..
    In: Journal of Family and Economic Issues.
    RePEc:kap:jfamec:v:36:y:2015:i:2:p:210-223.

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  6. US Housing Policy. (2015). Zabel, Jeffrey E ; Olsen, Edgar O.
    In: Handbook of Regional and Urban Economics.
    RePEc:eee:regchp:5-887.

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  7. Determinants of mortgage pricing: A quantile regression analysisAuthor-Name: Al-Bahrani, Abdullah. (2015). Su, Qing.
    In: Journal of Housing Economics.
    RePEc:eee:jhouse:v:30:y:2015:i:c:p:77-85.

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  8. Estimation of mortgage lending credit risk. (2014). Poroshina, Agatha ; Ozhegov, Evgeniy ; Lozinskaya, Agatha .
    In: Applied Econometrics.
    RePEc:ris:apltrx:0241.

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  9. The Underwriting, Choice And Performance Of Government-Insured Mortgages In Russia. (2014). Ozhegov, Evgeniy.
    In: HSE Working papers.
    RePEc:hig:wpaper:31/fe/2014.

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  10. The relationship with REITs and bank loans: Capital structure perspectives. (2014). Lin, Wen-Yuan ; Chen, Ming-Chi ; Hung, Chih-Hsing.
    In: Finance Research Letters.
    RePEc:eee:finlet:v:11:y:2014:i:2:p:140-152.

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  11. Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter?. (2013). Zhang, Yan.
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:46:y:2013:i:1:p:131-151.

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  12. The Impact of the Goods and Services Tax on Mortgage Costs: Evidence from Australian Mortgage Corporations. (2013). Liu, Benjamin ; Huang, Allen.
    In: International Journal of Financial Research.
    RePEc:jfr:ijfr11:v:4:y:2013:i:1:p:54-65.

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  13. The GST and mortgage costs: Australian evidence. (2013). Liu, Benjamin ; Huang, Allen.
    In: Discussion Papers in Finance.
    RePEc:gri:fpaper:finance:201302.

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  14. TBA trading and liquidity in the agency MBS market. (2013). Vickery, James ; Wright, Joshua.
    In: Economic Policy Review.
    RePEc:fip:fednep:y:2013:i:may:p:1-18:n:v.19no.1.

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  15. Credit Supply and House Prices: Evidence from Mortgage Market Segmentation. (2012). Severino, Felipe ; Schoar, Antoinette ; Adelino, Manuel.
    In: NBER Working Papers.
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  16. The devils in the tail: residential mortgage finance and the U.S. Treasury. (2012). White, Lawrence ; Wall, Larry ; Frame, W.
    In: FRB Atlanta Working Paper.
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  17. The Industrial Organization of the U.S. Single-Family Residential Mortgage Industry. (2010). Frame, W ; White, Lawrence J.
    In: Working Papers.
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  18. The Duration of Foreclosures in the Subprime Mortgage Market: A Competing Risks Model with Mixing. (2010). Pennington-Cross, Anthony.
    In: The Journal of Real Estate Finance and Economics.
    RePEc:kap:jrefec:v:40:y:2010:i:2:p:109-129.

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  19. TBA trading and liquidity in the agency MBS market. (2010). Vickery, James ; Wright, Joshua.
    In: Staff Reports.
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  20. Mortgage contract choice in subprime mortgage markets. (2010). Hwang, Min ; Elliehausen, Gregory.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2010-53.

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  21. Policy incentives and the extension of mortgage credit: Increasing market discipline for subprime lending. (2009). Bostic, Raphael ; An, Xudong.
    In: Journal of Policy Analysis and Management.
    RePEc:wly:jpamgt:v:28:y:2009:i:3:p:340-365.

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  22. Value Creation through Securitization: Evidence from the CMBS Market. (2009). Gabriel, Stuart ; Deng, Yongheng ; An, Xudong.
    In: The Journal of Real Estate Finance and Economics.
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  23. The Goods and Services Tax (GST) and Non-Bank Lender Mortgage Costs: Empirical Evidence. (2009). Liu, Benjamin ; Huang, Allen.
    In: Discussion Papers in Finance.
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  24. The Goods and Services Tax (GST) and Bank Mortgage Costs: Empirical Evidence. (2009). Liu, Benjamin ; Huang, Allen.
    In: Discussion Papers in Finance.
    RePEc:gri:fpaper:finance:200914.

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  25. What Determine Mortgage Yield Spreads in Australia? Credit Criteria, Funding Channels and the Market Condition. (2009). Roca, Eduardo ; Li, Donghui ; Liu, Benjamin.
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  26. The 2008 federal intervention to stabilize Fannie Mae and Freddie Mac. (2009). Frame, W.
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  27. Liquidity Production in 21st Century Banking. (2008). Strahan, Philip.
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  28. GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals. (2008). Bostic, Raphael ; An, Xudong.
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  29. The jumbo-conforming spread: a semiparametric approach. (2008). Sherlund, Shane.
    In: Finance and Economics Discussion Series.
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  30. The subprime crisis and its role in the financial crisis. (2008). Sanders, Anthony .
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  31. Race, ethnicity and subprime home loan pricing. (2008). Li, Wei ; Ernst, Keith S. ; Bocian, Debbie Gruenstein.
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  32. An Analysis of the Systemic Risks Posed by Fannie Mae and Freddie Mac and An Evaluation of the Policy Options for Reducing Those Risks. (2007). Wall, Larry ; Frame, W ; Eisenbeis, Robert.
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  33. Multifamily Mortgage Lending: A Comparison of the U.S. and Canada. (2007). Lacour-Little, Michael ; Holmes, Cynthia.
    In: International Real Estate Review.
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  34. Federal Home Loan Bank advances and commercial bank portfolio composition. (2007). Passmore, Wayne ; Hancock, Diana ; Frame, W.
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  35. Federal Home Loan Bank advances and commercial bank portfolio composition. (2007). Passmore, Wayne ; Hancock, Diana ; Frame, W.
    In: FRB Atlanta Working Paper.
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  36. Securitization and the Declining Impact of Bank Finance on Loan Supply: Evidence from Mortgage Acceptance Rates. (2006). Strahan, Philip E. ; Loutskina, Elena.
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  37. GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals. (2006). Bostic, Raphael ; An, Xudong.
    In: Working Paper.
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  38. Have the Affordable Housing Goals been a Shield against Subprime? Regulatory Incentives and the Extension of Mortgage Credit. (2006). Bostic, Raphael ; An, Xudong.
    In: Working Paper.
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  39. Predatory lending laws and the cost of credit. (2006). Pennington-Cross, Anthony ; Ho, Giang.
    In: Working Papers.
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    Full description at Econpapers || Download paper

  40. Federal credit and insurance programs: housing. (2006). .
    In: Review.
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  41. GSEs, mortgage rates, and secondary market activities. (2006). Sherlund, Shane ; Passmore, Wayne ; Lehnert, Andreas.
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  42. An analysis of the systemic risks posed by Fannie Mae and Freddie Mac and an evaluation of the policy options for reducing those risks. (2006). Wall, Larry ; Frame, W ; Eisenbeis, Robert.
    In: FRB Atlanta Working Paper.
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  43. An empirical analysis of home equity loan and line performance. (2006). Ambrose, Brent ; Agarwal, Sumit ; Chomsisengphet, Souphala ; Liu, Chunlin.
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  44. Federal Credit and Insurance Programs: Housing. (2006). Quigley, John M..
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  45. Are Underserved Borrowers Lower Risk? New Evidence on the Performance and Pricing of FHA-Insured Mortgages* (Revised). (2005). Gabriel, Stuart ; Deng, Yongheng.
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  46. Does Regulatory Capital Arbitrage, Reputation, or Asymmetric Information Drive Securitization?. (2005). Ambrose, Brent ; Lacour-Little, Michael ; Sanders, Anthony .
    In: Journal of Financial Services Research.
    RePEc:kap:jfsres:v:28:y:2005:i:1:p:113-133.

    Full description at Econpapers || Download paper

  47. The impact of local predatory lending laws. (2005). Pennington-Cross, Anthony ; Ho, Giang.
    In: Working Papers.
    RePEc:fip:fedlwp:2005-049.

    Full description at Econpapers || Download paper

  48. GSEs, mortgage rates, and secondary market activities. (2005). Sherlund, Shane ; Passmore, Wayne ; Lehnert, Andreas.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2005-07.

    Full description at Econpapers || Download paper

  49. GSE impact on rural mortgage markets. (2005). Buttimer, Richard ; Ambrose, Brent.
    In: Regional Science and Urban Economics.
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  50. The determinants of mortgage yield spread differentials: Securitization. (2005). Skully, Michael ; Liu, Benjamin.
    In: Journal of Multinational Financial Management.
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  51. Fussing and Fuming over Fannie and Freddie: How Much Smoke, How Much Fire?. (2005). White, Lawrence ; Frame, W.
    In: Journal of Economic Perspectives.
    RePEc:aea:jecper:v:19:y:2005:i:2:p:159-184.

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  52. Fussing and fuming over Fannie and Freddie: how much smoke, how much fire?. (2004). White, Lawrence ; Frame, W.
    In: FRB Atlanta Working Paper.
    RePEc:fip:fedawp:2004-26.

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  53. The GSE implicit subsidy and value of government ambiguity. (2003). Passmore, Wayne.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2003-64.

    Full description at Econpapers || Download paper

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