[go: up one dir, main page]
More Web Proxy on the site http://driver.im/
create a website
The optimal allocation of alternative collateral assets between different loans. (2015). Niinimaki, Juha-Pekka .
In: The North American Journal of Economics and Finance.
RePEc:eee:ecofin:v:34:y:2015:i:c:p:22-41.

Full description at Econpapers || Download paper

Cited: 1

Citations received by this document

Cites: 60

References cited by this document

Cocites: 50

Documents which have cited the same bibliography

Coauthors: 0

Authors who have wrote about the same topic

Citations

Citations received by this document

  1. Asymmetric Information, Bank Lending and Implicit Contracts: Differences between Banks. (2015). Niinimaki, Juha-Pekka .
    In: Czech Economic Review.
    RePEc:fau:aucocz:au2015_074.

    Full description at Econpapers || Download paper

References

References cited by this document

  1. Avery, R. ; Bostic, R. ; Samolyk, K. The role of personal wealth in small business finance. 1998 Journal of Banking and Finance. 22 1019-1061

  2. Berger, A. ; Espinosa-Vega, M. ; Frame, S. ; Miller, N. Why do borrowers pledge collateral? New empirical evidence on the role of asymmetric information. 2011 Journal of Financial Intermediation. 20 55-70

  3. Berger, A. ; Frame, S. Small business credit scoring and credit availability. 2007 Journal of Small Business Management. 45 5-22
    Paper not yet in RePEc: Add citation now

  4. Berger, A. ; Frame, S. ; Ioannidou, V. Reexaming the empirical relation between loan risk and collateral: The roles of collateral characteristics and types. 2011 En : Federal Reserve Bank of Atlanta Working Paper No. 2011-12. :

  5. Berger, A. ; Frame, S. ; Ioannidou, V. Test of ex ante versus ex post theories of collateral using private and public information. 2011 Journal of Financial Economics. 100 85-97

  6. Berger, A. ; Udell, G. A more complete conceptual framework for SME lending. 2006 Journal of Banking and Finance. 30 2945-2966

  7. Berger, A. ; Udell, G. Collateral, loan quality, and bank risk. 1990 Journal of Monetary Economics. 25 21-42

  8. Berger, A. ; Udell, G. Relationship lending and lines of credit in small firm finance. 1995 Journal of Business. 68 351-381

  9. Berger, A. ; Udell, G. Small business credit availability and relationship lending: The importance of bank organizational structure. 2002 Economic Journal. 112 2945-2966

  10. Bernanke, B. ; Gertler, M. Agency costs, net worth, and business fluctuations. 1989 American Economic Review. 79 14-31

  11. Bernanke, B. ; Gertler, M. Financial fragility and economic performance. 1990 Quarterly Journal of Economics. 105 87-114

  12. Bester, H. Screening versus rationing in credit markets with imperfect information. 1985 American Economic Review. 75 850-855

  13. Black, J. ; de Meza, D. ; Jeffreys, D. House prices, the supply of collateral, and the enterprise economy. 1996 Economic Journal. 106 60-75

  14. Blanchflower, D. ; Oswald, A. What makes and entrepreneur?. 1998 Journal of Labor Economics. 16 26-60

  15. Boot, A. ; Thakor, A. Can relationship banking survive competition?. 2000 Journal of Finance. LV 679-713

  16. Boot, A. ; Thakor, A. Moral hazard and secured lending in an infinitely repeated credit market game. 1994 International Economic Review. 35 899-920

  17. Boot, A. ; Thakor, A. ; Udell, G. Secured lending and default risk: Equilibrium analysis, policy implications and empirical results. 1991 Economic Journal. 101 458-472

  18. Bouckaert, J. ; Degryse, H. Entry and strategic information display in credit markets. 2006 Economic Journal. 116 702-720

  19. Bouckaert, J. ; Degryse, H. Softening competition by inducing switching in credit markets. 2004 Journal of Industrial Economics. LII 27-52

  20. Bouckaert, J. ; Degryse, H. ; Provoost, T. Enhancing market power by reducing switching costs. 2012 Economics Letters. 114 359-361
    Paper not yet in RePEc: Add citation now

  21. Brick, I. ; Palia, D. Evidence of jointness of the term of relationship lending. 2007 Journal of Financial Intermediation. 16 452-476

  22. Chan, Y.-S. ; Thakor, A. Collateral and competitive equilibria with moral hazard and private information. 1987 Journal of Finance. 42 345-363

  23. Chen, Y. Collateral, loan guarantees, and the lenders’ incentives to resolve financial distress. 2006 Quarterly Review of Economics and Finance. 46 1-15

  24. Coco, G. On the use of collateral. 2000 Journal of Economic Surveys. 14 191-214

  25. Cowling, M. The incidence of loan collateralization in small business lending contracts: Evidence from the UK. 1999 Applied Economics Letters. 6 291-293

  26. Degryse, H. ; Van Cayseele, P. Relationship lending with a lender-based system: Evidence from European small business data. 2000 Journal of Financial intermediation. 9 90-109

  27. Diamond, D. Financial intermediation and delegated monitoring. 1984 Review of Economic Studies. 51 393-414

  28. Diamond, D. ; Dybvig, P. Bank runs, deposit insurance and liquidity. 1983 Journal of Political Economy. 91 401-419

  29. Evans, D. ; Jovanovic, B. An estimated model of entrepreneurial choice under liquidity constraints. 1989 Journal of Political Economy. 97 808-827

  30. Fraser, D. ; Gup, B. ; Kolari, J. Commercial lending. 1996 West Publishing Company: San Francisco
    Paper not yet in RePEc: Add citation now

  31. Gan, J. Collateral, debt capacity, and corporate investment: Evidence from a natural experiment. 2007 Journal of Financial Economics. 85 709-734

  32. Gibson, R. ; Murawski, C. Margining in derivates markets in the stability of the banking sector. 2013 Journal of Banking and Finance. 37 1119-1132

  33. Glantz, M. Managing bank risk. 2003 Academic Press: London
    Paper not yet in RePEc: Add citation now

  34. Godlewski, C. ; Weill, L. Does collateral help mitigate adverse selection?. 2011 Journal of Financial Services Research. 40 49-78

  35. Gorton, G. ; Ordonez, G. Collateral crises. 2014 American Economic Review. 104 343-378

  36. Hanedar, E. ; Broccardo, E. ; Blazzana, F. Collateral requirements of SMEs: The evidence from less-developed countries. 2014 Journal of Banking and Finance. 38 106-121

  37. Hill, C. Is insured secured debt optimal?. 2002 Texas Law Review. 80 1117-1177
    Paper not yet in RePEc: Add citation now
  38. Hilson, J. Asset-based lending. 2013 Practising Law Institute: New York
    Paper not yet in RePEc: Add citation now

  39. Holmström, B. ; Tirole, J. Financial intermediation, loanable funds, and the real sector. 1997 Quarterly Journal of Economics. 62 663-691

  40. Inderst, R. ; Mueller, H. A lender-based theory of collateral. 2007 Journal of Financial Economics. 84 826-859

  41. Inderst, R. ; Mueller, H. Informed lending and security design. 2006 Journal of Finance. LXI 2137-2162

  42. Kashyap, A. ; Rajan, R. ; Stein, J. Banks as liquidity providers: An explanation for the coexistence of lending and deposit taking. 2002 Journal of Finance. 57 33-73

  43. Mann, R. Explaining the pattern of secured debt. 1997 Harvard Law Review. 110 625-663
    Paper not yet in RePEc: Add citation now

  44. Manove, M. ; Padilla, A. Banking (conservatively) with optimists. 1999 RAND Journal of Economics. 30 324-350

  45. Manove, M. ; Padilla, A. ; Pagano, M. Collateral vs. project screening: A model of lazy banks. 2001 RAND Journal of Economics. 32 726-744
    Paper not yet in RePEc: Add citation now

  46. Martin, A. A model of collateral, investment, and adverse selection. 2009 Journal of Economic Theory. 144 1572-1588

  47. Menkhoff, L. ; Neuberger, D. ; Suwanaporn, C. Collateral based lending in emerging markets: Evidence from Thailand. 2006 Journal of Banking and Finance. 30 1-21

  48. Nachman, D. ; Noe, T. Operating efficiency and output intensive employment contracts for capital management. 1995 Economic Theory. 5 315-335

  49. Niinimaki, J.-P. Does collateral fuel moral hazard in banking?. 2009 Journal of Banking and Finance. 33 514-521

  50. Niinimaki, J.-P. Nominal and true cost of loan collateral. 2011 Journal of Banking and Finance. 35 2782-2790

  51. Posey, R. ; Reichert, A. A comparison of non-price terms of lending for small business and farm loans. 2011 International Journal of Business and Finance Research. 5 45-59

  52. Rajan, R. Insiders and outsiders: The choice between informed and arm's-length debt. 1992 Journal of Finance. XLVII 1367-1400

  53. Rajan, R. ; Winton, A. Covenants and collateral as incentives to monitor. 1995 Journal of Finance. L 1113-1146

  54. Ramakrishnan, R. ; Thakor, A. Information reliability and a theory of financial intermediation. 1984 Review of Economic Studies. 51 415-432

  55. Simsek, A. Belief disagreements and collateral constraints. 2013 Econometrica. 81 1-53

  56. Song, F. ; Thakor, A. Relationship banking, fragility, and the asset-liability matching problem. 2007 Review of Financial Studies. 20 2129-2177

  57. Steijvers, T. ; Voodreckers, W. Collateral and credit rationing: A review of recent empirical studies as a guide for future research. 2009 Journal of Economic Surveys. 23 924-946

  58. Steijvers, T. ; Voodreckers, W. ; Vanhoof, K. Collateral, relationship lending and family firms. 2010 Small Business Economics. 34 243-259

  59. Stiglitz, J. ; Weiss, A. Credit rationing in markets with imperfect information. 1981 American Economic Review. 71 393-410

  60. Udell, G. Asset based finance. 2004 The Commercial Finance Association: New York
    Paper not yet in RePEc: Add citation now

Cocites

Documents in RePEc which have cited the same bibliography

  1. The optimal allocation of alternative collateral assets between different loans. (2015). Niinimaki, Juha-Pekka .
    In: The North American Journal of Economics and Finance.
    RePEc:eee:ecofin:v:34:y:2015:i:c:p:22-41.

    Full description at Econpapers || Download paper

  2. Banking structure, marketization and small business development: Regional evidence from China. (2015). Hasan, Iftekhar ; Zhou, Mingming ; Wang, Haizhi ; Kobeissi, Nada.
    In: BOFIT Discussion Papers.
    RePEc:bof:bofitp:urn:nbn:fi:bof-201504131154.

    Full description at Econpapers || Download paper

  3. R&D investment of start-up firms: does founders’ human capital matter?. (2014). Okamuro, Hiroyuki ; Kato, Masatoshi ; Honjo, Yuji.
    In: Small Business Economics.
    RePEc:kap:sbusec:v:42:y:2014:i:2:p:207-220.

    Full description at Econpapers || Download paper

  4. Does information sharing reduce the role of collateral as a screening device?. (2014). Karapetyan, Artashes ; Stacescu, Bogdan .
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:43:y:2014:i:c:p:48-57.

    Full description at Econpapers || Download paper

  5. Determinants of SME credit worthiness under Basel rules: the value of credit history information. (2013). Cipollini, Fabrizio ; Giunta, Francesco ; Dainelli, Francesco .
    In: PSL Quarterly Review.
    RePEc:psl:pslqrr:2013:13.

    Full description at Econpapers || Download paper

  6. The effect of public subsidies on firms’ investment–cash flow sensitivity: Transient or persistent?. (2013). Croce, Annalisa ; Colombo, Massimo G. ; Guerini, Massimiliano.
    In: Research Policy.
    RePEc:eee:respol:v:42:y:2013:i:9:p:1605-1623.

    Full description at Econpapers || Download paper

  7. Severe or gentle bankruptcy law: Which impact on investing and financing decisions?. (2013). Weill, Laurent ; BLAZY, Régis ; Deffains, Bruno ; Umbhauer, Gisele .
    In: Economic Modelling.
    RePEc:eee:ecmode:v:34:y:2013:i:c:p:129-144.

    Full description at Econpapers || Download paper

  8. Entrepreneurship, Economic Conditions, and the Great Recession. (2013). Fairlie, Robert.
    In: CESifo Working Paper Series.
    RePEc:ces:ceswps:_4140.

    Full description at Econpapers || Download paper

  9. The Impact of City Contracting Set-Asides on Black Self-Employment and Employment. (2013). Fairlie, Robert ; Chatterji, Aaron K ; Chay, Kenneth Y.
    In: Santa Cruz Department of Economics, Working Paper Series.
    RePEc:cdl:ucscec:qt479755b2.

    Full description at Econpapers || Download paper

  10. Financing the emerging firm. (2012). Gartner, William ; Alexander, John ; Frid, Casey .
    In: Small Business Economics.
    RePEc:kap:sbusec:v:39:y:2012:i:3:p:745-761.

    Full description at Econpapers || Download paper

  11. The latent demand for bank debt: characterizing “discouraged borrowers”. (2012). Freel, Mark ; Tagg, Stephen ; Carter, Sara ; Mason, Colin.
    In: Small Business Economics.
    RePEc:kap:sbusec:v:38:y:2012:i:4:p:399-418.

    Full description at Econpapers || Download paper

  12. Collateral and its substitutes in emerging markets’ lending. (2012). Neuberger, Doris ; Menkhoff, Lukas.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:36:y:2012:i:3:p:817-834.

    Full description at Econpapers || Download paper

  13. Liquidity Constraints, Household Wealth, and Entrepreneurship Revisited. (2012). Krashinsky, Harry ; Fairlie, Robert.
    In: CESifo Working Paper Series.
    RePEc:ces:ceswps:_3784.

    Full description at Econpapers || Download paper

  14. Determinants of start-up firm external financing worldwide. (2011). Nofsinger, John R. ; Wang, Weicheng .
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:35:y:2011:i:9:p:2282-2294.

    Full description at Econpapers || Download paper

  15. Liquidity Constraints, Household Wealth, and Entrepreneurship Revisited. (2011). Krashinsky, Harry ; Fairlie, Robert.
    In: Santa Cruz Department of Economics, Working Paper Series.
    RePEc:cdl:ucscec:qt6hv0m2q6.

    Full description at Econpapers || Download paper

  16. Entrepreneurship, Economic Conditions, and the Great Recession. (2011). Fairlie, Robert.
    In: Santa Cruz Department of Economics, Working Paper Series.
    RePEc:cdl:ucscec:qt0x3809sf.

    Full description at Econpapers || Download paper

  17. An empirical investigation of the financial growth life cycle. (2010). Mac an Bhaird, Ciarán ; Lucey, Brian ; Mac an Bhaird, Ciaran, .
    In: MPRA Paper.
    RePEc:pra:mprapa:61948.

    Full description at Econpapers || Download paper

  18. Determinants of capital structure in Irish SMEs. (2010). Mac an Bhaird, Ciarán ; lucey, brian ; MacAnBhaird, Ciaran ; Ciaran Mac an Bhaird, .
    In: Small Business Economics.
    RePEc:kap:sbusec:v:35:y:2010:i:3:p:357-375.

    Full description at Econpapers || Download paper

  19. Collateral, relationship lending and family firms. (2010). Voordeckers, Wim ; Steijvers, Tensie ; Vanhoof, Koen.
    In: Small Business Economics.
    RePEc:kap:sbusec:v:34:y:2010:i:3:p:243-259.

    Full description at Econpapers || Download paper

  20. Screening Peers Softly: Inferring the Quality of Small Borrowers. (2009). Luttmer, Erzo ; Khwaja, Asim ; Iyer, Rajkamal ; Shue, Kelly ; Erzo F. P. Luttmer, .
    In: NBER Working Papers.
    RePEc:nbr:nberwo:15242.

    Full description at Econpapers || Download paper

  21. The financing of small entrepreneurs in Italy. (2009). Magri, Silvia.
    In: Annals of Finance.
    RePEc:kap:annfin:v:5:y:2009:i:3:p:397-419.

    Full description at Econpapers || Download paper

  22. Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending?. (2009). Luttmer, Erzo ; Khwaja, Asim ; Iyer, Rajkamal ; Luttmer, Erzo F. P., ; Shue, Kelly.
    In: Scholarly Articles.
    RePEc:hrv:hksfac:4448882.

    Full description at Econpapers || Download paper

  23. Determinants of capital structure in Irish SMEs. (2008). Mac an Bhaird, Ciarán ; Lucey, Brian ; Mac an Bhaird, Ciaran, .
    In: MPRA Paper.
    RePEc:pra:mprapa:62370.

    Full description at Econpapers || Download paper

  24. Lending to small businesses: the role of loan maturity in addressing information problems. (2008). Penas, María ; Ortiz-Molina, Hernan .
    In: Small Business Economics.
    RePEc:kap:sbusec:v:30:y:2008:i:4:p:361-383.

    Full description at Econpapers || Download paper

  25. Bankruptcy: Is It Enough to Forgive or Must We Also Forget?. (2008). Gottardi, Piero ; Elul, Ronel .
    In: Economics Working Papers.
    RePEc:eui:euiwps:eco2008/41.

    Full description at Econpapers || Download paper

  26. Mexican-American Entrepreneurship. (2008). Woodruff, Christopher ; Fairlie, Robert.
    In: CEPR Discussion Papers.
    RePEc:auu:dpaper:575.

    Full description at Econpapers || Download paper

  27. Personal bankruptcy and credit market competition. (2007). Lehnert, Andreas ; Dick, Astrid.
    In: Staff Reports.
    RePEc:fip:fednsr:272.

    Full description at Econpapers || Download paper

  28. A lender-based theory of collateral. (2007). Inderst, Roman ; Mueller, Holger M..
    In: Journal of Financial Economics.
    RePEc:eee:jfinec:v:84:y:2007:i:3:p:826-859.

    Full description at Econpapers || Download paper

  29. The happy story of small business financing. (2007). Yeh, Andy Jia-Yuh ; Tagg, Stephen ; Carter, Sara ; Vos, Ed.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:31:y:2007:i:9:p:2648-2672.

    Full description at Econpapers || Download paper

  30. Concentration and foreign penetration in Latin American banking sectors: Impact on competition and risk. (2007). Micco, Alejandro ; Levy Yeyati, Eduardo.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:31:y:2007:i:6:p:1633-1647.

    Full description at Econpapers || Download paper

  31. A lender-based theory of collateral. (2006). Inderst, Roman ; Mueller, Holger M..
    In: IMFS Working Paper Series.
    RePEc:zbw:imfswp:6.

    Full description at Econpapers || Download paper

  32. Business collateral and personal commitments in SME lending. (2006). Voordeckers, Wim ; Steijvers, Tensie.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:30:y:2006:i:11:p:3067-3086.

    Full description at Econpapers || Download paper

  33. A Lender-Based Theory of Collateral. (2006). Inderst, Roman ; Mueller, Holger M.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:5695.

    Full description at Econpapers || Download paper

  34. The Liability of Newness and Small Firm Access to Debt Capital: Is There a Link?. (2004). Coleman, Susan.
    In: Journal of Entrepreneurial Finance.
    RePEc:pep:journl:v:9:y:2004:i:2:p:37-60.

    Full description at Econpapers || Download paper

  35. Do liquidity constraints matter for new entrepreneurs?. (2004). Moore, Kevin.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2004-42.

    Full description at Econpapers || Download paper

  36. The financing of business start-ups. (2004). Cassar, Gavin.
    In: Journal of Business Venturing.
    RePEc:eee:jbvent:v:19:y:2004:i:2:p:261-283.

    Full description at Econpapers || Download paper

  37. Hedging behavior in small and medium-sized enterprises: The role of unobserved heterogeneity. (2004). Pennings, Joost ; Garcia, Philip ; Pennings, Joost M. E., ; Pennings, Joost M. E., .
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:28:y:2004:i:5:p:951-978.

    Full description at Econpapers || Download paper

  38. Concentration and Foreign Penetration in Latin American Banking Sectors: Impact on Competition and Risk. (2003). Micco, Alejandro ; Levy Yeyati, Eduardo.
    In: Business School Working Papers.
    RePEc:udt:wpbsdt:cinco.

    Full description at Econpapers || Download paper

  39. Concentración y penetración foránea en los sectores bancarios latinoamericanos: repercusiones sobre la competencia y el riesgo. (2003). Micco, Alejandro ; Levy Yeyati, Eduardo ; Alejandro Micco Author-X-Name_First: Alejandro Aut, .
    In: Research Department Publications.
    RePEc:idb:wpaper:4354.

    Full description at Econpapers || Download paper

  40. Concentration and Foreign Penetration in Latin American Banking Sectors: Impact on Competition and Risk. (2003). Micco, Alejandro ; Levy Yeyati, Eduardo.
    In: Research Department Publications.
    RePEc:idb:wpaper:4353.

    Full description at Econpapers || Download paper

  41. How banks can self-monitor their lending to comply with the equal credit opportunity act. (2003). Winters, Drew B. ; Dwyer, Peggy D. ; Gilkeson, James H..
    In: Review.
    RePEc:fip:fedlrv:y:2003:i:sep:p:7-22:n:v.85no.5.

    Full description at Econpapers || Download paper

  42. Start-up financing, owner characteristics, and survival. (2003). Astebro, Thomas ; Bernhardt, Irwin .
    In: Journal of Economics and Business.
    RePEc:eee:jebusi:v:55:y:2003:i:4:p:303-319.

    Full description at Econpapers || Download paper

  43. Small business loan turndowns, personal wealth and discrimination. (2002). Wolken, John ; Cavalluzzo, Ken.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2002-35.

    Full description at Econpapers || Download paper

  44. The uniqueness of short-term collateralization. (2001). Klapper, Leora.
    In: Policy Research Working Paper Series.
    RePEc:wbk:wbrwps:2544.

    Full description at Econpapers || Download paper

  45. Short-Term Loans and Long-Term Relationships: Relationship Lending in Early America. (2001). Bodenhorn, Howard.
    In: NBER Historical Working Papers.
    RePEc:nbr:nberhi:0137.

    Full description at Econpapers || Download paper

  46. MODELING FINANCIAL ASSET DEMANDS OF SMALL AGRIBUSINESS FIRMS: A PORTFOLIO THEORY APPROACH. (2001). Park, Timothy ; Holmes, Marionette.
    In: 2001 Annual meeting, August 5-8, Chicago, IL.
    RePEc:ags:aaea01:20461.

    Full description at Econpapers || Download paper

  47. Peut-il exister un droit au crédit ?. (2000). DIETSCH, Michel.
    In: Revue d'Économie Financière.
    RePEc:prs:recofi:ecofi_0987-3368_2000_num_58_3_3487.

    Full description at Econpapers || Download paper

  48. Entrepreneurship and Household Saving. (2000). Hubbard, Robert ; Gentry, William.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:7894.

    Full description at Econpapers || Download paper

  49. Institutional Arrangements to Determine Loan Repayment in Chile. (1999). Fuentes, Rodrigo ; Carlos Maqueira Author-X-Name_First: Carlos Author, .
    In: Research Department Publications.
    RePEc:idb:wpaper:3073.

    Full description at Econpapers || Download paper

  50. Small business finance in two Chicago minority neighborhoods. (1999). Townsend, Robert ; Huck, Paul ; Sherrie L. W. Rhine, ; Bond, Philip.
    In: Economic Perspectives.
    RePEc:fip:fedhep:y:1999:i:qii:p:46-62:n:v.23no.2.

    Full description at Econpapers || Download paper

Coauthors

Authors registered in RePEc who have wrote about the same topic

Report date: 2025-01-06 11:35:15 || Missing content? Let us know

CitEc is a RePEc service, providing citation data for Economics since 2001. Sponsored by INOMICS. Last updated October, 6 2023. Contact: CitEc Team.