Enterprise risk management (ERM) has been the topic of increased media attention in
recent years. The objective of this study is to measure the extent to which specific firms have …

Flood damages that occur worldwide remain largely uninsured losses despite the efforts of
governmental programs that in many cases make insurance available at below fair market …

Enterprise risk management (ERM) has been the topic of increased media attention in
recent years. Many organizations have implemented ERM programs; consulting firms have …

This study identifies factors exogenous to individual insurers that are statistically related to
the overall rate of life-health insurer insolvencies. This is a departure from the methodologies …

Enterprise risk management (ERM) has captured the attention of risk management professionals
and academics worldwide. Unlike the traditional “silo‐based” approach to corporate …

We test the hypothesis that practicing enterprise risk management (ERM) reduces firms’ cost
of reducing risk. Adoption of ERM represents a radical paradigm shift from the traditional …

Although the transferring of a firm's pure risk historically has been conducted through the
insurance and reinsurance markets, risk managers of large corporations are reportedly …

Resilience, exhibiting intact psychological functioning despite exposure to trauma, is one
perspective as to why some people who are exposed to trauma do not develop symptoms. This …

… Robert Hoyt is associate professor of risk management and insurance at the Terry College
of … Hoyt gratefully acknowledges partial financial support of this research provided by a 1999 …

Using data collected from the annual statements of 571 life insurers, separate models are
estimated for the probability and degree of use of futures and options by life insurers for the …