KR20090098857A - 통행 요금 징수에 사용된 은행 발행의 비접촉 지불 카드 - Google Patents
통행 요금 징수에 사용된 은행 발행의 비접촉 지불 카드 Download PDFInfo
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Abstract
Description
Claims (24)
- 거래를 수행하는데 사용하기 위한 휴대용 소비자 디바이스(portable consumer device)에 있어서,거래 처리 시스템(transaction processing system)의 소자와 데이터를 통신하고 교환하도록 구성된 인터페이스;적어도 두 영역으로 분할되는 데이터 기억 소자로서, 상기 적어도 두 영역은,상거래를 위한 데이터 전용인 제 1 영역과,상기 상거래와 상이한 형태의 거래를 위한 데이터 전용인 제 2 영역을 구비하는, 상기 데이터 기억 소자; 및상기 인터페이스와 상기 데이터 기억 소자에 결합되고 상기 인터페이스와 상기 데이터 기억 소자 사이의 데이터의 이송을 제어하도록 구성된 제어 모듈(control module)을 포함하는, 휴대용 소비자 디바이스.
- 제 1 항에 있어서,상기 제 2 영역은 통행 요금 지불 거래를 위한 데이터를 내장하는, 휴대용 소비자 디바이스.
- 제 1 항에 있어서,상기 제 2 영역은 동적으로 구성가능한, 휴대용 소비자 디바이스 .
- 제 1 항에 있어서,상기 제 2 영역은 복수의 영역들로 분할되고, 각각의 영역은 상이한 거래를 위한 데이터를 내장하는, 휴대용 소비자 디바이스.
- 제 4 항에 있어서,상기 복수의 영역들 중 적어도 하나는 동적으로 구성가능한, 휴대용 소비자 디바이스.
- 제 4 항에 있어서,상기 복수의 영역들 중 적어도 하나는 통행 요금 지불 거래를 위한 데이터를 내장하는, 휴대용 소비자 디바이스.
- 제 4 항에 있어서,복수의 서브-파일들(sub-files)을 내장하는 데이터 파일을 더 구비하고, 각각의 서버-파일은 상기 상이한 거래들 중 하나를 위한 에이전트를 식별하는 데이터를 내장하는, 휴대용 소비자 디바이스.
- 제 4 항에 있어서,상기 복수의 영역들의 각각은 상기 영역에 관련된 상기 거래를 위한 에이전트의 요건에 따라 구성된 파일 구조 및 데이터를 더 포함하는, 휴대용 소비자 디바이스.
- 비접촉 스마트 카드 디바이스에 있어서,지불 거래를 위한 데이터 전용이고 상기 지불 거래를 인증하기 위한 데이터를 포함하는 제 1 데이터 기억 영역으로서, 상기 지불 거래 외의 다른 것에 의한 액세스를 방지하도록 보호되는, 상기 제 1 데이터 기억 영역; 및상기 지불 거래와 상이한 형태의 거래를 위한 데이터 전용이고 상기 지불 거래를 인증하기 위한 상기 데이터를 내장하지 않는 제 2 데이터 기억 영역으로서, 동적으로 구성가능한, 상기 제 2 데이터 기억 영역을 포함하는, 비접촉 스마트 카드 디바이스.
- 제 9 항에 있어서,상기 제 2 데이터 기억 영역은 통행 요금 지불 거래를 위한 데이터를 내장하는, 비접촉 스마트 카드 디바이스.
- 제 9 항에 있어서,상기 제 2 영역은 복수의 영역들로 분할되고, 각각의 영역은 상이한 거래를 위한 데이터를 내장하는, 비접촉 스마트 카드 디바이스.
- 제 11 항에 있어서,상기 복수의 영역들 중 적어도 하나는 동적으로 구성가능한, 비접촉 스마트 카드 디바이스.
- 제 11 항에 있어서,상기 복수의 영역들 중 적어도 하나는 통행 요금 지불 거래를 위한 데이터를 내장하는, 비접촉 스마트 카드 디바이스.
- 제 11 항에 있어서,복수의 서브-파일들을 내장하는 데이터 파일을 더 포함하고, 각각의 서브-파일은 상기 상이한 거래들 중 하나를 위한 에이전트를 식별하는 데이터를 내장하는, 비접촉 스마트 카드 디바이스.
- 제 11 항에 있어서,상기 복수의 영역들의 각각은 상기 영역에 관련된 상기 거래를 위한 에이전트의 요건에 따라 구성된 파일 구조 및 데이터를 더 포함하는, 비접촉 스마트 카드 디바이스.
- 액세스 거래를 처리하는데 사용하기 위한 휴대용 소비자 디바이스를 프로그 래밍하는 방법에 있어서:상기 디바이스의 제 1 데이터 기억 영역으로부터 데이터를 액세스하는 단계로서, 상기 액세스된 데이터는 지불 거래를 인증하기 위한 프로세스에서 사용되고 상기 지불 거래를 인증하기 위한 프로세스 외의 다른 것에 의한 액세스로부터 보호되는 데이터를 포함하는, 상기 데이터를 액세스하는 단계;상기 지불 거래를 인증하는 단계;상기 액세스 거래를 위한 계좌 데이터(account data)를 설정하는 단계로서, 상기 계좌 데이터는 상기 지불 거래를 인증하기 위한 프로세스에서 사용된 상기 데이터와 상이한 계좌 식별 데이터(account identification data)를 포함하고, 상기 계좌 식별 데이터는 상기 지불 거래를 인증하기 위해 사용된 상기 데이터의 적어도 일부에 대해 크로스-레퍼런스되는(cross-referenced), 상기 계좌 데이터를 설정하는 단계; 및상기 디바이스의 제 2 기억 영역에 대해 상기 액세스 거래를 수행하기 위해 요구된 데이터를 기록하는 단계로서, 상기 제 2 기억 영역은 상기 액세스 거래를 위한 데이터 전용인, 상기 데이터 기록 단계를 포함하는, 휴대용 소비자 디바이스를 프로그래밍하는 방법.
- 제 16 항에 있어서,상기 제 2 데이터 기억 영역은 동적으로 구성가능한, 휴대용 소비자 디바이스를 프로그래밍하는 방법.
- 제 16 항에 있어서,상기 액세스 거래는 통행 시스템 요금 지불 거래인, 휴대용 소비자 디바이스를 프로그래밍하는 방법.
- 제 16 항에 있어서,상기 휴대용 소비자 디바이스는 비접촉 스마트 카드인, 휴대용 소비자 디바이스를 프로그래밍하는 방법.
- 액세스 거래를 수행하는 방법에 있어서,지불 디바이스의 데이터 기억 영역으로부터 판독된 데이터를 수신하는 단계로서, 상기 데이터는 액세스 거래 계좌 식별 데이터를 포함하는, 상기 데이터 수신 단계;지불 계좌 식별 데이터에 대해 상기 액세스 거래 계좌 식별 데이터를 크로스-레퍼런스하는 단계;상기 액세스 거래를 인가하기 위해 상기 수신된 데이터와 상기 지불 계좌 식별 데이터를 처리하는 단계; 및상기 액세스 거래를 위해 에이전트에 대해 상기 인가를 통신하는 단계를 포함하는, 액세스 거래를 수행하는 방법.
- 제 20 항에 있어서,상기 지불 디바이스는 비접촉 스마트 카드인, 액세스 거래를 수행하는 방법.
- 제 20 항에 있어서,상기 지불 디바이스는:상기 지불 계좌를 이용하여 지불 거래를 수행하고, 상기 지불 거래를 인증하기 위한 데이터를 내장하는 데이터 전용인 제 1 데이터 기억 영역으로서, 상기 제 1 데이터 기억 영역은 상기 지불 거래외의 다른 것에 의한 액세스를 방지하도록 보호되는, 상기 제 1 데이터 기억 영역; 및상기 액세스 거래를 위한 데이터 전용이고 상기 지불 거래를 인증하기 위한 상기 데이터를 내장하지 않는 제 2 데이터 기억 영역으로서, 동적으로 구성가능한, 상기 제 2 데이터 기억 영역을 더 포함하는, 액세스 거래를 수행하는 방법.
- 제 20 항에 있어서,상기 액세스 거래를 위한 상기 에이전트는 통행 시스템 에이전트인, 액세스 거래를 수행하는 방법.
- 제 20 항에 있어서,상기 액세스 거래를 위한 상기 에이전트는 오락 현장의 에이전트(entertainment venue agent)인, 액세스 거래를 수행하는 방법.
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KR1020097013989A KR20090098857A (ko) | 2006-12-04 | 2007-12-04 | 통행 요금 징수에 사용된 은행 발행의 비접촉 지불 카드 |
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EP (1) | EP2089833A4 (ko) |
KR (2) | KR101531476B1 (ko) |
BR (1) | BRPI0720075A2 (ko) |
CA (1) | CA2671739A1 (ko) |
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
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KR20160134807A (ko) * | 2014-03-19 | 2016-11-23 | 마스터카드 인터내셔날, 인코포레이티드 | 운송 시스템 사용자 검사 |
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BRPI0720075A2 (pt) | 2014-04-29 |
WO2008070642A3 (en) | 2008-10-16 |
US8688554B2 (en) | 2014-04-01 |
US20090184163A1 (en) | 2009-07-23 |
US20190139028A1 (en) | 2019-05-09 |
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KR101531476B1 (ko) | 2015-06-25 |
US10692071B2 (en) | 2020-06-23 |
KR20140106756A (ko) | 2014-09-03 |
EP2089833A2 (en) | 2009-08-19 |
US20080128513A1 (en) | 2008-06-05 |
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US7527208B2 (en) | 2009-05-05 |
US9495672B2 (en) | 2016-11-15 |
EP2089833A4 (en) | 2012-05-30 |
US20140214658A1 (en) | 2014-07-31 |
WO2008070642A2 (en) | 2008-06-12 |
CA2671739A1 (en) | 2008-06-12 |
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