CN105184993A - Public transportation IC card real-time charging system and charging method thereof - Google Patents
Public transportation IC card real-time charging system and charging method thereof Download PDFInfo
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- CN105184993A CN105184993A CN201510541180.9A CN201510541180A CN105184993A CN 105184993 A CN105184993 A CN 105184993A CN 201510541180 A CN201510541180 A CN 201510541180A CN 105184993 A CN105184993 A CN 105184993A
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Abstract
The present invention provides a public transportation IC card real-time charging system and a charging method thereof. The current charging concepts are changed, a conventional charging method of real-time transfer of fee to a public transportation IC card is changed into a method of real-time using of the fee, a passenger pays in advance, the charged fee is transferred to the IC card when the card is used, no influences are caused to travelling of the passenger, unattended operation of public transportation charging points is realized, and charging terminals are arranged on public transport means or crowd places. That is, public transportation IC card swiping terminals and payment platforms are modified, a wireless communication function of IC card terminals is realized, the IC card terminals are wirelessly connected with the public transportation backstage payment platform, a user pays pre-charging fee by using online and wireless payment means such as mobile phones, computers and bank transfer, and the public transportation payment platform compares an IC card number and sends a key-containing charging signal to the charging terminal to charge the IC card of the user after confirming charging information of the IC card. By using the method provided by the present invention, the defect that the number of the public transportation charging points is small is solved, convenience is brought to citizens, and human costs of public transportation companies are greatly reduced.
Description
[technical field]
The present invention relates to real-time deal payment technology, particularly relate to a kind of user pays IC-card advnace money on a contract mode by network, mobile phone, bank etc., realize user in use recharge amount arrive bus IC card charging in real time system and the recharge method thereof of card in real time.
[background technology]
Existing bus IC card belongs to the small amount consumption card that off line uses, and user's amount of money is stored on card, and different in kind is in bank card; According to national current policies, such card can only in industry be consumed, and usable range can only use within the scope of public transport, as bus, taxi, subway, tramcar and ferry.Current, consider agility by bus, getting on the bus in domestic each urban mass-transit system is paid and is generally adopted IC-card to pay, but be limited to the factors such as the comfort level of recharge point, IC-card is promoted the use of slower, the IC-card amount of swiping the card accounts for about 20% of the total transit riding sub-quantity in city, any city amount of swiping the card flourishing accounts for 40%, this certainly will cause enterprises of public transport's counting, give as security paper money personnel many, cost can be in any more, citizen passenger reflects that more mainly IC-card supplements inconvenience with money, supplement site with money and cover not enough problem, fast, easily adopt IC-card swipe the card trip in public transport development seriously delayed.
For this reason, for the above problem that off line IC-card exists, many enterprises of public transport and businessman all supplement problem with money in the rapid and convenient trying every possible means to solve IC-card, it is that consumer buys top-up machines that the charging in real time mode that realizes adopted mainly contains two kinds: one, after Online Payment, accomplish charging in real time by the software supporting with top-up machines, be limited to purchase top-up machines, increase disbursement and operation easier problem, this public transport mode of supplementing with money is promoted slowly; Two is by mobile phone NFC function, Mobile phone card and IC-card are united two into one, realize 1 card, 2 wallets, by supplementing with money IC-card after network payment, but be limited to mobile phone and be equipped with the problems such as NFC function problem, compatibling problem, safety problem and complicated operation, such charging in real time is also better promoted at present.
But in view of current I C card circulation is large, and applicability is better, remains the main product in following public transport field, how to solve off line card " charging in real time " problem, is still IC-card in Present Domestic public transport and supplements the technical barrier needing to solve with money.
[summary of the invention]
For above-mentioned prior art present situation, technical matters to be solved by this invention is, pass through transition of people's conceptions, " charging in real time is not pay at once, recharge amount arrives individual card account at once, recharge amount is just useful when user consumes, as long as arrive personal account before consumer pays the fees consumption ", there is provided a kind of convenient and be easy to operate bus IC card charging in real time system and recharge method, this recharge method according to country to small amount consumption card management expectancy, simultaneously in view of Present Domestic bus IC card usable range can only select instrument feature of taking pubic transport, by means of the wired and wireless network that the network of current prosperity is paid the fees and developed rapidly, the particularly wireless network such as 3G and 4G, accomplish when user uses that charging in real time is very simple, convenient and be easy to operation, and whenever and wherever possible can give other users supplement with money or by balance transfer in bus IC card to other IC-cards, really achieve IC-card real-time in use, significantly improve the convenience of bus IC card, solve current bus IC card and can only arrive the drawback of specifying artificial point to supplement with money.
In order to realize foregoing invention object, the technical solution used in the present invention is:
Bus IC card charging in real time system, this charging in real time system comprises:
Certain amount of cash is paid by the network payment mode of mobile phone, computer or bank transfer for IC-card user, corresponding public transport company or bus IC card management company arrange the appointment Net silver account receiving certain amount of cash in Unionpay's system, specify Net silver account to receive the bus IC card card number, recharge amount, proof of identification and the phone number information that are accompanied with when IC-card user pays and need supplement with money in the lump;
For acknowledge receipt of IC-card user charging information after and send the payment platform that the public transport company of information-reply or bus IC card management company arrange immediately, described payment platform is connected with the appointment Net silver account in Unionpay system;
Public transport company or bus IC card management company in public transport, community or the many playground of population be provided with and be convenient to IC-card user and swipe the card at any time and with the charging terminal of communication network, described charging terminal is connected immediately with payment platform, each charging terminal has fixing unique numbering at payment platform, and this numbering adopts Mobile Directory Number or other encryption numberings;
User is when charging terminal is swiped the card, the information stored in the card number information of the bus IC card of IC-card user and public transport company or bus IC card management company payment platform is compared by described charging terminal, sends the preliminary filling value signal amount information of supplementing signal with money with secret key immediately and supplements with money to this charging terminal and to the bus IC card of user.
Preferably, described bus IC card is M1 card, CPU card or the offline electronic payment card taken public transport or the means of payment.
Preferably, described charging terminal is communicated with adopting wireless network or cable network between payment platform.
Preferably, the secret key that described charging terminal sends supplement with money signal be bus IC card industry supplement management secret key with money, described charging terminal adopts and arranges separately or be wholely set with vehicle-mounted machine for punching the card.
Preferably, described payment platform is also provided with micro-letter platform of to have by oneself with public transport or authorizing or app holds, webpage is connected.
Preferably, described payment platform be also provided with to have by oneself with public transport or authorize micro-letter platform, app holds or webpage is connected, be convenient to IC-card user and inquire about trip information needed for passenger, IC-card inquiry into balance information, card Sorry, your ticket has not enough value prompting etc., increase consumer experience, strengthening public transport technicalization management, promotes public traffic management level.
Bus IC card charging in real time method, comprises the following steps;
A, public transport company or bus IC card management company arrange the appointment Net silver account being convenient to IC-card user network payment in Unionpay's system;
B, IC-card user pay the appointment Net silver account of certain amount of cash to public transport company or bus IC card management company by the network payment mode of mobile phone, computer or bank transfer, are accompanied with IC card numbers, recharge amount, the phone number information that need supplement with money when IC-card user pays;
The payment platform of c, public transport company or bus IC card management company by being communicated with appointment Net silver account, after acknowledging receipt of the charging information of IC-card user, transmission information-reply IC-card user immediately;
B, IC-card user take public transport, or IC-card user in community, population many playground time, by public transport company or bus IC card management company in public transport, the charging terminal that arranges of community or the many playground of population, swipe the card needing the IC-card of supplementing with money on charging terminal;
D, charging terminal are connected immediately with payment platform, and the information stored in card number information and public transport company or bus IC card management company payment platform is compared by charging terminal;
If e has, IC-card user's supplement record with money, send immediately and supplement the preliminary filling value signal amount information of signal with money to this charging terminal with secret key, by in pre-for IC-card user recharge amount write IC-card, after write, charging terminal sends information to the payment platform of public transport company or bus IC card management company, payment platform sends information to IC-card user and confirms, IC-card successful recharging;
F, if this non-successful recharging of IC-card user, IC-card user supplements with money at other charging terminals again, the payment platform of public transport company or bus IC card management company first delete original send supplement coded signal with money, resend again and new supplement signal with money to new charging terminal with secret key, pre-for IC-card user recharge amount is write in IC-card again, after write, charging terminal sends information to the payment platform of public transport company or bus IC card management company again, payment platform again sends information to IC-card user and confirms, guarantee uniqueness and the accuracy of off-line charging, guarantee 100% successful recharging.
Further, each charging terminal in described step b has fixing unique numbering at payment platform, and this numbering adopts Mobile Directory Number or encryption numbering.
The invention has the beneficial effects as follows:
The present invention passes through current change of supplementing theory with money, change current I C card and supplement the mode that " in real time to card " is " using in real time " with money, passenger is charging payment in advance, volume of supplementing with money during use is to account, passenger's trip is not had any impact, public transport recharge point realizes unmanned, and its charging terminal installs and is placed in public transport or place that crowd is many, namely by transforming bus IC card terminal and payment platform, realize IC-card terminal and possess radio communication function, and with the payment platform wireless connections of public transport backstage, user utilizes mobile phone, computer and bank transfer etc. are online, the modes such as wireless payment pay, public transport payment platform contrast IC card numbers after confirming IC-card charging information, transmit band secret key is supplemented signal with money and is supplemented with money user's IC-card to charging terminal, the few defect in existing public transport recharge point is removed from by the method, scheme of supplementing with money does not limit by when and where, facilitate civic simultaneously, significantly reduce enterprises of public transport's human cost.
[accompanying drawing explanation]
Fig. 1 is charging system figure of the present invention;
Fig. 2 is recharge procedure figure of the present invention;
Fig. 3 is workflow diagram of the present invention;
Wherein: the S1 in Fig. 2 is the supplementing with money of bus IC card, S2 is the bus IC card amount of money turns mutually.
[embodiment]
And the present invention is described in detail in conjunction with the embodiments below with reference to the accompanying drawings.
In the present embodiment, bus IC card charging in real time system, as shown in figures 1 and 3, this charging in real time system comprises:
Certain amount of cash is paid by the network payment mode of mobile phone, computer or bank transfer for IC-card user, corresponding public transport company or bus IC card management company arrange the appointment Net silver account receiving certain amount of cash in Unionpay's system, specify Net silver account to receive the bus IC card card number, recharge amount, proof of identification and the phone number information that are accompanied with when IC-card user pays and need supplement with money in the lump;
For acknowledge receipt of IC-card user charging information after and send the payment platform that the public transport company of information-reply or bus IC card management company arrange immediately, described payment platform is connected with the appointment Net silver account in Unionpay system;
Public transport company or bus IC card management company in public transport, community or the many playground of population be provided with and be convenient to IC-card user and swipe the card at any time and with the charging terminal of communication network, described charging terminal is connected immediately with payment platform, each charging terminal has fixing unique numbering at payment platform, and this numbering adopts Mobile Directory Number or other encryption numberings;
The information stored in the card number information of the bus IC card of IC-card user and public transport company or bus IC card management company payment platform is compared by described charging terminal, sends the preliminary filling value signal amount information of supplementing signal with money with secret key immediately and supplements with money to this charging terminal and to the bus IC card of user.
Wherein, described bus IC card is the Payment Card that takes public transport of M1 card, CPU card or off-line or the means of payment, described charging terminal is communicated with adopting wireless network or cable network between payment platform, the secret key that described charging terminal sends supplement with money signal be bus IC card industry supplement management secret key with money; Described payment platform is also provided with micro-letter platform, app or the webpage of to have by oneself with public transport or authorizing and is connected, be convenient to IC-card user and inquire about trip information needed for passenger, IC-card inquiry into balance information, card Sorry, your ticket has not enough value prompting etc., increase consumer experience, strengthening public transport technicalization management, promotes public traffic management level.
Bus IC card charging in real time method, as shown in Figures 2 and 3, comprises the following steps:
A, public transport company or bus IC card management company arrange the appointment Net silver account being convenient to IC-card user network payment in Unionpay's system;
B, IC-card user pay the appointment Net silver account of certain amount of cash to public transport company or bus IC card management company by the network payment mode of mobile phone, computer or bank transfer, are accompanied with IC card numbers, recharge amount, the phone number information that need supplement with money when IC-card user pays;
The payment platform of c, public transport company or bus IC card management company by being communicated with appointment Net silver account, after acknowledging receipt of the charging information of IC-card user, transmission information-reply IC-card user immediately;
B, IC-card user take public transport, or IC-card user in community, population many playground time, by public transport company or bus IC card management company in public transport, the charging terminal that arranges of community or the many playground of population, swipe the card needing the IC-card of supplementing with money on charging terminal;
D, charging terminal are connected immediately with payment platform, and the information stored in card number information and public transport company or bus IC card management company payment platform is compared by charging terminal;
If e has, IC-card user's supplement record with money, send immediately and supplement the preliminary filling value signal amount information of signal with money to this charging terminal with secret key, by in pre-for IC-card user recharge amount write IC-card, after write, charging terminal sends information to the payment platform of public transport company or bus IC card management company, payment platform sends information to IC-card user and confirms, IC-card can use;
F, if this non-successful recharging of IC-card user, IC-card user supplements with money at other charging terminals again, the payment platform of public transport company or bus IC card management company first delete original send supplement coded signal with money, resend again and new supplement signal with money to new charging terminal with secret key, pre-for IC-card user recharge amount is write in IC-card again, after write, charging terminal sends information to the payment platform of public transport company or bus IC card management company again, payment platform again sends information to IC-card user and confirms, guarantee uniqueness and the accuracy of off-line charging, guarantee 100% successful recharging.
In addition, each charging terminal in described step b has fixing unique numbering at payment platform, and this numbering adopts Mobile Directory Number or encryption numbering.
The present invention passes through current change of supplementing theory with money, change current I C card and supplement the mode that " in real time to card " is " using in real time " with money, passenger is charging payment in advance, volume of supplementing with money during use is to account, passenger's trip is not had any impact, public transport recharge point realizes unmanned, and its charging terminal installs and is placed in public transport or place that crowd is many, namely by transforming bus IC card terminal and payment platform, realize IC-card terminal and possess radio communication function, and with the payment platform wireless connections of public transport backstage, user utilizes mobile phone, computer and bank transfer etc. are online, the modes such as wireless payment pay, public transport payment platform contrast IC card numbers after confirming IC-card charging information, transmit band secret key is supplemented signal with money and is supplemented with money user's IC-card to charging terminal, the few defect in existing public transport recharge point is removed from by the method, scheme of supplementing with money does not limit by when and where, facilitate civic simultaneously, significantly reduce enterprises of public transport's human cost.
The above embodiment is just preferred embodiment of the present invention, not limits practical range of the present invention with this, and all equivalence changes done according to the principle of operation of the present invention, all should be covered by protection scope of the present invention.
Claims (7)
1. bus IC card charging in real time system, is characterized in that, this charging in real time system comprises:
Certain amount of cash is paid by the network payment mode of mobile phone, computer or bank transfer for IC-card user, corresponding public transport company or bus IC card management company arrange the appointment Net silver account receiving certain amount of cash in Unionpay's system, specify Net silver account to receive the bus IC card card number, recharge amount, proof of identification and the phone number information that are accompanied with when IC-card user pays and need supplement with money in the lump;
For acknowledge receipt of IC-card user charging information after and send the payment platform that the public transport company of information-reply or bus IC card management company arrange immediately, described payment platform is connected with the appointment Net silver account in Unionpay system;
Public transport company or bus IC card management company in public transport, community or the many playground of population be provided with and be convenient to IC-card user and swipe the card at any time and with the charging terminal of communication network, described charging terminal is connected immediately with payment platform, each charging terminal has fixing unique numbering at payment platform, and this numbering adopts Mobile Directory Number or other encryption numberings;
User is when charging terminal is swiped the card, the information stored in the card number information of the bus IC card of IC-card user and public transport company or bus IC card management company payment platform is compared by described charging terminal, sends the preliminary filling value signal amount information of supplementing signal with money with secret key immediately and supplements with money to this charging terminal and to the bus IC card of user.
2. bus IC card charging in real time system according to claim 1, is characterized in that, described bus IC card is M1 card, CPU card or the offline electronic payment card taken public transport or the means of payment.
3. bus IC card charging in real time system according to claim 1, is characterized in that, described charging terminal is communicated with adopting wireless network or cable network between payment platform.
4. bus IC card charging in real time system according to claim 1, it is characterized in that, the secret key that described charging terminal sends supplement with money signal be bus IC card industry supplement management secret key with money, described charging terminal adopts and arranges separately or be wholely set with vehicle-mounted machine for punching the card.
5. bus IC card charging in real time system according to claim 1, is characterized in that, described payment platform is also provided with micro-letter platform of to have by oneself with public transport or authorizing or app holds, webpage is connected.
6. the bus IC card charging in real time method according to claim 1 to 5 any one claim, is characterized in that, comprise the following steps:
A, public transport company or bus IC card management company arrange the appointment Net silver account being convenient to IC-card user network payment in Unionpay's system;
B, IC-card user pay the appointment Net silver account of certain amount of cash to public transport company or bus IC card management company by the network payment mode of mobile phone, computer or bank transfer, are accompanied with IC card numbers, recharge amount, proof of identification or the phone number information that need supplement with money when IC-card user pays;
The payment platform of c, public transport company or bus IC card management company by being communicated with appointment Net silver account, after acknowledging receipt of the charging information of IC-card user, transmission information-reply IC-card user immediately;
B, IC-card user take public transport, or IC-card user in community, population many playground time, by public transport company or bus IC card management company in public transport, the charging terminal that arranges of community or the many playground of population, swipe the card needing the IC-card of supplementing with money on charging terminal;
D, charging terminal are connected immediately with payment platform, and the information stored in card number information and public transport company or bus IC card management company payment platform is compared by charging terminal;
If e has, IC-card user's supplement record with money, send immediately and supplement the preliminary filling value signal amount information of signal with money to this charging terminal with secret key, by in pre-for IC-card user recharge amount write IC-card, after write, charging terminal sends information to the payment platform of public transport company or bus IC card management company, payment platform sends information to IC-card user and confirms, IC-card successful recharging;
F, if this non-successful recharging of IC-card user, IC-card user supplements with money at other charging terminals again, the payment platform of public transport company or bus IC card management company first delete original send supplement coded signal with money, resend again and new supplement signal with money to new charging terminal with secret key, pre-for IC-card user recharge amount is write in IC-card again, after write, charging terminal sends information to the payment platform of public transport company or bus IC card management company again, payment platform again sends information to IC-card user and confirms, guarantee uniqueness and the accuracy of off-line charging, guarantee 100% successful recharging.
7. bus IC card charging in real time method according to claim 6, is characterized in that, each charging terminal in described step b has fixing unique numbering at payment platform, and this numbering adopts Mobile Directory Number or encryption numbering.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510541180.9A CN105184993A (en) | 2015-08-27 | 2015-08-27 | Public transportation IC card real-time charging system and charging method thereof |
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| CN201510541180.9A CN105184993A (en) | 2015-08-27 | 2015-08-27 | Public transportation IC card real-time charging system and charging method thereof |
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Cited By (4)
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| CN105574714A (en) * | 2016-02-04 | 2016-05-11 | 于皓 | Mobile recharge method and system |
| CN111063098A (en) * | 2019-11-26 | 2020-04-24 | 广州羊城通有限公司 | Method and system for realizing Bluetooth recharging |
| CN112714921A (en) * | 2018-09-18 | 2021-04-27 | 比邻系统株式会社 | Real-time recharge payment system, real-time recharge payment device, real-time recharge payment method, and real-time recharge payment program |
| CN112884471A (en) * | 2021-01-18 | 2021-06-01 | 连云港海通市民一卡通有限公司 | Multi-channel intelligent IC card recharging system |
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Application publication date: 20151223 |