Search Results

ANTICIPATING A REVERSE MORTGAGE ADOPTION IN CROATIA,
NOVOKMET Ana Kundid and Matković Martina, in Studies in Business and Economics (2020)
Keywords: demand for financial services, reverse mortgage, banks, questionnaire, Croatia

Reverse Mortgage Lending Disparities and the Economically Vulnerable,
Debby Lindsey-Taliefero and Lynne Kelly, in International Advances in Economic Research (2021)
Keywords: Fair lending, Reverse mortgage, Predatory lending, HMDA

Everything you always wanted to know about reverse mortgages but were afraid to ask,
Makoto Nakajima, in Business Review (2012)
Keywords: Mortgage loans, Reverse

On the feasibility of reverse mortgages in Colombia,
Julian Benavides Franco, Julio César Alonso Cifuentes, Jaime Andrés Carabalí Mosquera and Anibal Sosa, in International Journal of Housing Markets and Analysis (2021)
Keywords: Reverse mortgage, Risk-neutral valuation, Time-series risk analysis, Lee-Carter, Equity release, Option premium, D14, G21, G23, G28

Housing Market Dynamics: Disequilibrium, Mortgage Default, and Reverse Mortgages,
Timothy Jones, Dean Gatzlaff and G. Stacy Sirmans, in The Journal of Real Estate Finance and Economics (2016)
Keywords: Mortgage market, Mortgage default, Market disequilibrium, Spillover effects, Unemployment rates, Reverse mortgage

Reverse Mortgages for Managing Longevity Risk in Korea,
Jaehwan Yang and Yoonkyung Yuh, in Hitotsubashi Journal of Economics (2019)
Keywords: reverse mortgage, longevity risk, expected utility function, optimization, bequest

Potentiality of reverse mortgages to supplement pension: the case of Chile,
Javier Alonso, Maria Lamuedra and David Tuesta, from BBVA Bank, Economic Research Department (2013)
Keywords: reverse mortgage,private pensions,pension funds,defined contribution

On the valuation of reverse mortgages with regular tenure payments,
Yung-Tsung Lee, Chou-Wen Wang and Hong-Chih Huang, in Insurance: Mathematics and Economics (2012)
Keywords: Reverse mortgages; Annuity payments; Option pricing; Dimension reduction;

Valuation of Reverse Mortgages with Surrender: A Utility Approach,
Yung-Tsung Lee and Tianxiang Shi, in The Journal of Real Estate Finance and Economics (2022)
Keywords: Reverse mortgage, No-negative-equity guarantee, Surrender, Refinance, CRRA utility

Valuation of Reverse Mortgages with Default Risk Models,
Carole Bernard, Adam Kolkiewicz and Junsen Tang, in The Journal of Real Estate Finance and Economics (2023)
Keywords: Reverse mortgage, Default risk, Credit rating, Fair valuation

An innovative form of credit enhancement for securitized reverse mortgages,
Carlos E. Ortiz, Charles A. Stone and Anne Zissu, in Journal of Risk Finance (2013)
Keywords: Reverse mortgages, Cross‐over, Securitization, Longevity risk, Credit enhancement

Possibility of introducing reverse mortgage product in Malaysia,
Mohammed Ishaq Mohammed and Noralfishah Sulaiman, in Qualitative Research in Financial Markets (2018)
Keywords: Malaysia, Ageing, Elderly, Housing, Reverse mortgage, Financial security, M21, O38

Debt Stress and Debt Illusion: The Role of Consumer Credit, Reverse and Standard Mortgages,
Donald Haurin, Stephanie Moulton, Cäzilia Loibl, Julia K Brown and Deborah S Carr, in The Journals of Gerontology: Series B (2021)
Keywords: Consumer debt, Debt illusion, Reverse mortgage, Stress

Is there a demand for reverse mortgages in China? Evidence from two online surveys,
Katja Hanewald, Hazel Bateman, Hanming Fang and Shang Wu, in Journal of Economic Behavior & Organization (2020)
Keywords: Reverse mortgage demand; Retirement income; Housing; China;

Low Demand for Reverse Mortgages in Canada: Price, Knowledge or Preferences?,
Ismaël Choinière Crèvecoeur and Pierre-Carl Michaud, from Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics (2021)
Keywords: reverse mortgages, savings, retirement planning, insurance.

Reverse Mortgage Retrospective: How Recent Policy Changes Affected Government-Insured Reverse Mortgage Originations and Performance,
Lauren Lambie-Hanson and Stephanie Moulton, from Federal Reserve Bank of Philadelphia (2020)
Keywords: reverse mortgages; Home Equity Conversion Mortgage; mortgage defaults; property taxes; homeowner insurance

A Study on the Main Determination of Mortgage Risk: Evidence from Reverse Mortgage Markets,
Chien-Chiang Lee, Kuo-Shing Chen and David So- De Shyu, in International Journal of Financial Research (2015)
Keywords: reverse mortgages, poisson regression, threshold GARCH, housing price process

A Comparative Analysis of Reverse Mortgages: Evidence from Puerto Rico and the United States,
Rogelio J. Cardona and Karen C. Castro-Gonzalez, in Global Journal of Business Research (2014)
Keywords: Reverse Mortgages, Home Equity, Elderly Consumers, Home Equity Conversion Mortgage

Reverse mortgages and the liquidity of housing wealth,
Christopher Mayer and Katerina Simons, from Federal Reserve Bank of Boston (1993)
Keywords: Mortgages

Insurance Premium Structure of Reverse Mortgage Loans in Korea,
Seungryul Ma and Yongheng Deng, from USC Lusk Center for Real Estate (2006)
Keywords: Insurance premium structure, Reverse mortgage system, Graduated monthly payments, Mortgage insurance premium, Total annual loan costs rates

Proposal for calculating regulatory capital requirements for reverse mortgages,
Iván de la Fuente, Eliseo Navarro and Gregorio Serna, in Socio-Economic Planning Sciences (2023)
Keywords: Reverse mortgages; Option pricing; Mortality modeling; House price modeling; Interest rate risk; Regulatory capital requirements;

Farmland-based Reverse Mortgages for Aged Farmers,
Kim Changki, Jung Seungyoung and Kim Eyunghee, in Asia-Pacific Journal of Risk and Insurance (2014)
Keywords: farmland-based reverse mortgage, Farmland Bank, longevity risk, annuities, ageing population

Risk Analysis for Reverse Mortgages with Different Payout Designs,
Cho Daniel, Katja Hanewald and Sherris Michael, in Asia-Pacific Journal of Risk and Insurance (2015)
Keywords: reverse mortgage, income stream, equity release, vector autoregressive model, stochastic discount factor, risk-based capital

Valuation of reverse mortgages under (limited) default risk,
Andreas Kolbe and Rudi Zagst, in The European Journal of Finance (2010)
Keywords: reverse mortgage, reduced-form modelling, intensity, risk-neutral pricing, default risk,

Reverse Mortgage Participation in the United States: Evidence from a National Study,
Swarnankur Chatterjee, in IJFS (2016)
Keywords: reverse mortgage; household wealth; financial decisions; retirement planning

Evaluation of the Reverse Mortgage Option in Korea: A Long Straddle Perspective,
Kyung Jin Choi, Byungkwon Lim and Jaehwan Park, in IJFS (2020)
Keywords: reverse mortgage; straddle; European option; Black–Scholes option-pricing model

A Numerical Analysis to Study Whether the Early Termination of Reverse Mortgages is Rational,
Hyung-Suk Choi, in Sustainability (2019)
Keywords: aging society; longevity; real estate market; reverse mortgage; termination cost

Welfare Effects of Developing the Reverse Mortgage Market in China: An Individual and Social Perspective,
Huang Minan, Chen Bingzheng and Deng Yinglu, in Asia-Pacific Journal of Risk and Insurance (2013)
Keywords: reverse mortgage, overlapping generation model, asset allocation, social welfare

Reverse mortgages through artificial intelligence: new opportunities for the actuaries,
Emilia Lorenzo, Gabriella Piscopo, Marilena Sibillo and Roberto Tizzano, in Decisions in Economics and Finance (2021)
Keywords: Artificial intelligence, Neural network, Pension product, Real estate, Reverse mortgage

Prepayment risk in reverse mortgages: An intensity-governed surrender model,
Tianxiang Shi and Yung-Tsung Lee, in Insurance: Mathematics and Economics (2021)
Keywords: Reverse mortgage; No-negative-equity guarantee; Prepayment; Surrender; Intensity process;

Who wants to have their home and eat it too? Interest in reverse mortgages in the Netherlands,
Rik Dillingh, Henriette Prast, Mariacristina Rossi and Maria Cesira Urzì Brancati, in Journal of Housing Economics (2017)
Keywords: Reverse mortgage; Financial product; Bequest; Retirement planning; Life cycle;

Prospects for the Development of Equity Release Products in Poland – Reverse Mortgage from a Cultural Perspective,
Zbrojewski Piotr, in Real Estate Management and Valuation (2013)
Keywords: equity release, reverse mortgage, cultural factor

Understanding Ginnie Mae Reverse Mortgage H-REMICs: Its Programs and Cashflow Analysis,
C. H. Ted Hong and George H. Lee, from Springer (2022)
Keywords: HECM, HMBS, H-REMIC, Reverse mortgage

The Relationship Between Reverse Mortgage Borrowing, Domain and Life Satisfaction,
Cäzilia Loibl, Donald Haurin, Julia K Brown, Stephanie Moulton and Deborah Carr, in The Journals of Gerontology: Series B (2020)
Keywords: General and domain satisfaction, Home equity withdrawal, Housing wealth, Mortgage debt, Reverse mortgage

Profitability and risk profile of reverse mortgages: A cross-system and cross-plan comparison,
Yung-Tsung Lee, Ko-Lun Kung and I-Chien Liu, in Insurance: Mathematics and Economics (2018)
Keywords: Reverse mortgages; Home Equity Conversion Mortgage; Profitability analysis; Risk analysis; Stochastic dominance;

Economic validity analysis of housing reverse mortgages in China,
Wei Han and Yushi Jiang, in China Finance Review International (2019)
Keywords: Economic validity, European call option, Financial decision, House-for-pension scheme, Housing reverse mortgage, Redemption option, C58, G17, G21, H55

Reverse Mortgage as Instrument for Public-private Partnerships in Support of Persons of Retirement Age,
Andrey G. Semenyuk, in Finansovyj žhurnal — Financial Journal (2015)
Keywords: social support for pensioners, social protection, reverse mortgages, poverty, pension, public-private partnerships

EXPLORING THE DETERMINANTS OF REVERSE MORTGAGE PURCHASE DECISION: EVIDENCE FROM INDIA,
Shruthi Ashok, in Journal of Internet Banking and Commerce (2020)
Keywords: Reverse Mortgage; Purchase Decision; Retirement; Ageing; Social Care; Perception; Retirees; Old Age

Reverse Mortgage Risks. Time Evolution of VaR in Lump-Sum Solutions,
Iván de la Fuente, Eliseo Navarro and Gregorio Serna, in Mathematics (2020)
Keywords: reverse mortgages; option pricing; no-negative-equity guarantee; mortality modeling; house price modeling; regulatory capital requirements

Estimating regulatory capital requirements for reverse mortgages. An international comparison,
Iván de la Fuente, Eliseo Navarro and Gregorio Serna, in International Review of Economics & Finance (2021)
Keywords: Reverse mortgages; Option pricing; No-negative-equity guarantee; Mortality modeling; House price modeling; Regulatory capital requirements;

Reverse Mortgage: A Financial Planning Tool for the Retirees— Case Study Approach in India,
Shruti Ashok and Deepika Dhingra, in South Asian Journal of Business and Management Cases (2020)
Keywords: Ageing population; financial planning; longevity of investments; retiree; reverse mortgage; senior citizen

Breakeven Determination of Loan Limits for Reverse Mortgages under Information Asymmetry,
Ming Pu, Gang-Zhi Fan and Yongheng Deng, in The Journal of Real Estate Finance and Economics (2014)
Keywords: Reverse Mortgages, Heterogeneous Beliefs, Information Asymmetry, Loan Limits, G21, G22, J14,

Hybrid MADM-based study of key risk factors in house-for-pension reverse mortgage lending in Taiwan's banking industry,
Pei-Hsuan Tsai, Ying-Wei Wang and Wen-Chang Chang, in Socio-Economic Planning Sciences (2023)
Keywords: House-for-pension; Reverse mortgage lending; DEMATEL; DANP; Modified VIKOR;

Evaluating Insurer's Risk embedded in the Korean Reverse Mortgage Program Using Concurrent Simulation Method,
Keunock Lew and Seungryul Ma, from International Institute of Social and Economic Sciences (2015)
Keywords: Reverse Mortgage Annuity, Stochastic Process, Guarantor Risk Evaluation, Concurrent Simulation

A new look at reverse mortgages: potential market and institutional constraints,
Christopher Mayer and Katerina Simons, in New England Economic Review (1994)
Keywords: Mortgages

Is There a Demand for Reverse Mortgages in China? Evidence from Two Online Surveys,
Katja Hanewald, Hazel Bateman, Hanming Fang and Shang Wu, from eSocialSciences (2019)
Keywords: eSS, demand, Reverse Mortgages, retirement funding, homeowners, borrow, reserve mortgage products, potential purchasers, mortgage payments, health status, aged care preferences, intergenerational expectations, wealth transfer, potential development, mortgage market, China.

Multivariate Risk-Neutral Pricing of Reverse Mortgages under the Bayesian Framework,
Jackie Li, Atsuyuki Kogure and Jia Liu, in Risks (2019)
Keywords: reverse mortgage; house price risk; interest rate risk; longevity risk; risk-neutralisation; principle of maximum entropy; Bayesian modelling

Mortgage for the elderly,
Ruth Wilson, in FRBSF Economic Letter (1978)
Keywords: California; Savings and loan associations; Mortgage loans, Reverse

An analytical study on the potential investors' perceptions towards reverse mortgage loan in Navi Mumbai Region of Maharashtra State,
Amee Nagar, N. Mahesh and Krishna Kant Dave, in International Journal of Indian Culture and Business Management (2022)
Keywords: senior citizens; reverse mortgage; cash poor and home rich; reverse mortgage perception; elderly population; retirement plan; old age financial stability; financial literacy; Indian housing sector.

The constraining impact mechanism of financial cognitive ability on the effective demand for housing reverse mortgages in China,
Wei Han, Bo Zhang and Wei Li, in International Review of Financial Analysis (2024)
Keywords: Housing reverse mortgage (HRM); Financial cognitive ability; Bequest motivation; Risk preference; Financial education; Social interaction;

The Use of Big Data and Its Effects in a Diffusion Forecasting Model for Korean Reverse Mortgage Subscribers,
Jinah Yang, Daiki Min and Jeenyoung Kim, in Sustainability (2020)
Keywords: generalized bass model; big data; exogenous variables; sales prediction; Korean reverse mortgage

Addressing the economic and demographic complexity via a neural network approach: risk measures for reverse mortgages,
E. Lorenzo, G. Piscopo and M. Sibillo, in Computational Management Science (2024)
Keywords: Neural network quantile regression, VaR, CoVaR, Reverse mortgage, Longevity risk, House price risk

A Microeconomic Model for the Decision of Reverse Mortgage Borrowers to Sell their House Early and its Application on the Estimation of Termination Rates,
Shu Ling Chiang and Ming Shann Tsai, in The Journal of Real Estate Finance and Economics (2020)
Keywords: Reverse mortgage, Early selling of house, Optimal decision, Random death time, Stochastic housing Price

Determining an Optimal Principal Limit Factor for Reverse Mortgages under Economics-Based Models,
Shu Ling Chiang, Ming Shann Tsai and Chien An Wang, in The Journal of Real Estate Finance and Economics (2021)
Keywords: Principal limit factor, Reverse mortgage, Crossover risk, Longevity risk, Collateral risk, Interest rate risk

Private financing of long-term care: income, savings and reverse mortgages,
Carole Bonnet, Sandrine Juin and Anne Laferrere, from French Institute for Demographic Studies (2019)
Keywords: long-term care, housing, reverse mortgage, microsimulation, INEGALITE SOCIALE / SOCIAL INEQUALITY, VIEILLISSEMENT / AGEING, DEPENDANCE / DEPENDENCY, COMPARAISON INTERNATIONALE / INTERNATIONAL COMPARISON, INCAPACITE / DISABILITY, FINANCEMENT / FINANCING, EUROPE / EUROPE, MICROSIMULATION / MICROSIMULATION, LOGEMENT / HOUSING, PROPRIETE / OWNERSHIP

Analyzing an elder’s desire for a reverse mortgage using an economic model that considers house bequest motivation, random death time and stochastic house price,
Shu Ling Chiang and Ming Shann Tsai, in International Review of Economics & Finance (2016)
Keywords: Reverse mortgage; Random death time; House bequest motivation; Participation desire; Stochastic house prices; Decision rule;

Home equity conversion mortgages: The secondary market investor experience,
Jaclene Begley, Hamilton Fout, Michael LaCour-Little and Nuno Mota, in Journal of Housing Economics (2020)
Keywords: Reverse mortgage; Seniors; Life-cycle consumption smoothing;

An analysis of default risk in the Home Equity Conversion Mortgage (HECM) program,
Stephanie Moulton, Donald Haurin and Wei Shi, in Journal of Urban Economics (2015)
Keywords: Reverse mortgages; Mortgage default; Senior housing; Property taxes;

Risk and Equity Release Mortgages in the UK,
Tripti Sharma, Declan French and Donal McKillop, in The Journal of Real Estate Finance and Economics (2022)
Keywords: Reverse mortgages, Equity release, No negative equity guarantee, Solvency II

An exploratory analysis of payoffs for the lifetime mortgage of farming assets and its policy implications,
Gil H. Park and Deokho Cho, in Agricultural Economics (2014)
Keywords: Farming-Asset Pension (FAP), reverse mortgage, rural elderly, farmland

Re-Evaluating the Major Factors in the Low Origination Rate of the Reverse Mortgage Market,
Wei-Han Liu, in Review of Pacific Basin Financial Markets and Policies (RPBFMP) (2023)
Keywords: Home Equity Conversion Mortgages, origination rate, panel data analysis

Mortgage originations: 2000-2006,
Rajdeep Sengupta and Yu-Man Tam, in Monetary Trends (2008)
Keywords: Mortgages

Mortgage controversies,
Randall Pozdena, in FRBSF Economic Letter (1981)
Keywords: Mortgages

A primer on the mortgage market and mortgage finance,
Daniel J. McDonald and Daniel Thornton, in Review (2008)
Keywords: Mortgages

Экономический механизм и моделирование денежных потоков при обратном ипотечном кредитовании // Economic Mechanism and Cash Flows Modeling for Reverse Mortgage,
E. Kuz’mina V., A. Yanin A., Е. Кузьмина В. and А. Янин А., in Финансы: теория и практика/Finance: Theory and Practice // Finance: Theory and Practice (2018)
Keywords: reverse mortgage lending; annuity; mathematical model; supplementary pensions; real estate; life annuity contract; mortality tables; insurance system; Agency for Restructuring of Housing Mortgage Loans;обратное ипотечное кредитование; аннуитет; математическая модель; дополнительное пенсионное обеспечение; недвижимость; договор пожизненной ренты; таблицы смертности; системы страхования; Агентство по реструктуризации ипотечных жилищных кредитов

Mortgage innovation, mortgage choice, and housing decisions,
Matthew Chambers, Carlos Garriga and Don Schlagenhauf, in Review (2008)
Keywords: Mortgages

Are Mortgages Becoming More Affordable?,
Juan Sanchez and Olivia Wilkinson, from Federal Reserve Bank of St. Louis (2022)
Keywords: mortgages

PLAMs: a new type of mortgage,
Deana VanNahmen, in Financial Letters (1989)
Keywords: Mortgages

The evolution of the subprime mortgage market,
Souphala Chomsisengphet and Anthony Pennington-Cross, in Review (2006)
Keywords: Mortgages

Credit, equity, and mortgage refinancings,
Paul Bennett, Gordon Monsen, Richard Peach, Stavros Peristiani and Jonathan Raiff, in Economic Policy Review (1997)
Keywords: Mortgages

Residential mortgage default,
Ronel Elul, in Business Review (2006)
Keywords: Mortgages

Will adjustable rate mortgages survive?,
Thomas M. Buynak, in Economic Commentary (1985)
Keywords: Mortgages

Fed governor Bies speaks on mortgage markets and mortgage lending,
Anonymous, in Financial Update (2006)
Keywords: Mortgages

Regulators: work with delinquent mortgage borrowers,
Anonymous, in Financial Update (2007)
Keywords: Mortgages

Comparing the prime and subprime mortgage markets,
Sumit Agarwal and Calvin T. Ho, in Chicago Fed Letter (2007)
Keywords: Mortgages

Summary of \"the consequences of mortgage credit expansion\",
Atif Mian and Amir Sufi, from Federal Reserve Bank of Chicago (2008)
Keywords: Mortgages

Reputation and the non-prime mortgage market,
William Poole, from Federal Reserve Bank of St. Louis (2007)
Keywords: Mortgages

Homebuyers bear arms in the mortgage market,
Michelle A. Clark, in The Regional Economist (1995)
Keywords: Mortgages

The market for collateralized mortgage obligations (CMOs),
Julia D. Fernald, Frank M. Keane and Martin Mair, from Federal Reserve Bank of New York (1994)
Keywords: Mortgages

Credit access following a mortgage default,
William Hedberg and John Krainer, in FRBSF Economic Letter (2012)
Keywords: Mortgages

Defaults, denials, and discrimination in mortgage lending,
Geoffrey Tootell, in New England Economic Review (1993)
Keywords: Mortgages

Federal Reserve's dynamic maps illustrate mortgage data,
Anonymous, in Financial Update (2008)
Keywords: Mortgages

Choosing between an adjustable rate and a fixed rate mortgage,
Christine Chmura, in Cross Sections (1989)
Keywords: Mortgages

The efficiency of residential mortgage guarantee insurance markets,
Donald S. Allen and Thomas S. Chan, from Federal Reserve Bank of St. Louis (1997)
Keywords: Mortgages

Structural change in the mortgage market and the propensity to refinance,
Paul Bennett, Richard Peach and Stavros Peristiani, from Federal Reserve Bank of New York (1997)
Keywords: Mortgages

Structural change in the mortgage market and the propensity to refinance,
Paul Bennett, Richard Peach and Stavros Peristiani, from Federal Reserve Bank of New York (1998)
Keywords: Mortgages

Development of new software for institutions offering mortgage loans,
Anonymous, in Federal Reserve Bulletin (1995)
Keywords: Mortgages

The characteristics of home mortgage debt, 1970-89: trends and implications,
Jack Goodman, Yana Hudson and Scott Yermish, from Board of Governors of the Federal Reserve System (U.S.) (1991)
Keywords: Mortgages

Foreclosing on opportunity: state laws and mortgage credit,
Karen Pence, from Board of Governors of the Federal Reserve System (U.S.) (2003)
Keywords: Mortgages

A call to ARMs: adjustable rate mortgages in the 1980s,
Joe Peek, in New England Economic Review (1990)
Keywords: Mortgages