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Pay, send, and receive easily. 

Three women looking at their phones
pay
smarter

Check out your way.

Shop at some of the world’s biggest brands with PayPal. Rest easy knowing PayPal Buyer Protection1 has your back while shopping on eligible purchases.

Pay with PayPal

Pay now or pay over time. It’s your choice.

Pay in 3.

Pay the way that works for you. Split your purchases into 3 interest-free payments with no fees.2

Learn About Pay in 3
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find our Spend Smarter Guide helpful.

Pay with PayPal Credit.

PayPal Credit is your reusable digital credit line almost anywhere PayPal is accepted. It also secured the title of Best Retail Finance Provider at the 2024 Smart Money People's Consumer Credit Awards for the third year straight.

Representative 23.9% APR (variable).

Apply for PayPal Credit
Subject to status. T&Cs apply.
PayPal Credit is a regulated credit product.
It is like a credit card and gives you a credit limit which can be used for promotional offers or making purchases at your standard variable rate.

Security that’s

always-on.

Your transactions and payments are encrypted. PayPal does not share your full financial information with merchants.

Learn More
send
smarter

Send money quickly and securely to just about anyone, anywhere.3

Get the PayPal app

Get the PayPal app

All

in the

PayPal

app.

Easily and securely send, receive, and manage your payments—all in one place. Download the app on your phone or sign up for free online.

All screen images are for illustrative purposes only.
1
Buyer protection is available on eligible purchases only. Time limits and other terms apply. See the Buyer protection section of your local User Agreement for more information.
2
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See Product Terms for more details. You can use Pay in 3 on purchases £30 - £2,000.
3
An account is required to send and receive money. Fees apply when converting currency and sending money other than GBP to an account in another country. See fees.