… Chapter One, "What is a Credit Score?," will tell you how to obtain your credit score and its
significance. It defines obligations, rights, and responsibilities specified by the FCRA and the …

This essay reads twenty-first-century credit scoring against eighteenth- and nineteenth-century
forms of credit evaluation. While the latter famously draws its qualitative model of …

… 850 and is used to score a user's credit report; a score of 700 and above is considered a
good credit score; a score of 580-660 are considered a fair credit score (What is a Credit Score, …

An attorney in the Pacific Northwest agrees with his new client that her previous lawyer
committed malpractice when he allowed a judgment to be entered against her. The main damage…

The basic concept of credit scoring is to assess an individuals payment ability as well as the
specific individuals credit default risk, hence determining an individuals creditworthiness. …

The periodic revalidation of consumer credit records is an essential practice that can
significantly impact credit scores, lending decisions, and overall credit availability. This paper …

Higher credit scores have unique financial benefits that may aid in emerging adults’ efforts
toward financial independence. Yet, it is unknown if higher credit scores may also yield …

Microlending involves giving small loans to people in need. Usually, these loans are issued
to entrepreneurs or those who need extra cash to either expand their businesses or for …

In today’s economy, it’s especially important to have a good credit record. In addition to lenders,
potential employers, landlords, and insurance companies also may check credit reports …

Credit literacy depends, in part, on understanding credit reports and scores. The US Government
Accountability Office conducted a study in 2004 to assess consumers’ knowledge of …